Best Auto Insurance Companies That Don’t Charge You for a Lapse in Insurance (2022)

Auto insurance companies that don't charge you for a lapse in coverage are difficult to find because you're now higher risk to insure. Auto insurance companies that do charge you for a lapse in coverage typically increase your rates when you reinstate your coverage. A grace period (offered by most companies) does mean under limited circumstances (usually for specific reasons and with a small time window for reinstatement), most auto insurance companies don't charge you for a lapse in coverage.

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UPDATED: Jun 29, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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