How to Cancel USAA Auto Insurance

If you're trying to learn how to cancel USAA auto insurance, look no further. You can cancel by phone, mail, or online. Learn more here and then use our FREE quote tool to compare auto insurance rates before you buy auto insurance from a new company. Driving without insurance is illegal -- don't be caught without coverage.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jan 12, 2022

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Things to Remember

  • Canceling your USAA auto insurance policy is simple and easy to do.
  • The USAA auto insurance phone number is 1-800-531-8722.
  • USAA car insurance is only available to active-duty military members and veterans.

If you’re reading this, you’re probably wondering how to cancel USAA auto insurance.

Perhaps you found cheaper rates from a different insurance provider and are looking to make a change. Or perhaps you are not happy with USAA’s customer service and are wanting to switch to an auto insurance company that is more attentive to your needs.

Whatever the case, we are here to help provide you with answers to all your auto insurance questions, like how to cancel USAA auto insurance.

If you are interested in learning more about USAA car insurance, check out our USAA auto insurance review.

Still wondering how to cancel USAA auto insurance? Keep reading to learn how to cancel USAA auto insurance and make sure to enter your ZIP code into our free comparison tool to find affordable quotes from insurance providers in your area.

How do you cancel USAA auto insurance?

There are several ways to cancel your USAA car insurance policy.

Step 1: Verify your USAA renewal date

Step 2: Compare car insurance quotes

Step 3: Find a new car insurance policy

Be sure to cancel your existing policy on the same day your new auto insurance takes effect to avoid any lapses in auto insurance coverage.

If insurance providers notice a lapse in your auto insurance coverage they may charge you higher rates or even refuse to insure you. This is because auto insurance lapses are seen as evidence of risky behavior, and people who are seen as high-risk are charged higher premiums.

Is USAA one of the best companies for auto insurance? If you’re thinking of making the switch to or from USAA auto insurance, make sure to read consumer reviews from the Better Business Bureau to get a better idea of whether USAA car insurance is right for you.

Remember that USAA car insurance is only available to active-duty members of the armed forces and military veterans. If you are not a current military member or a veteran, you will have to look elsewhere for your auto insurance needs.

Step 4: Cancel your USAA policy

First off, you can cancel your USAA car insurance policy by calling the USAA auto insurance phone number at 1-800-531-8722. A customer service representative will guide you through the process.

Secondly, you can cancel your USAA car insurance policy by mailing a cancellation request directly to the company.

Your letter must include your name, address, date of birth, policy information, and the date you want your policy to end for the cancellation to take effect.

Then, simply sign, date, and mail your letter to the address below:

USAA 9800 Fredricksburg Rd. San Antonio, TX 78288

Finally, you can cancel your USAA car insurance policy online by logging into your USAA account and requesting a policy cancellation. Your policy status will then be updated online so you can check back to ensure it has been canceled.

Step 5: Follow up on your refund

Now you should know how to cancel USAA auto insurance. But why stop there? Enter your ZIP code into our free comparison tool and find affordable auto insurance quotes from providers in your area today.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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