NJM Car Insurance Review 2022

NJ Manufacturers auto insurance is available in five states and is among the cheapest compared to the biggest insurers.

UPDATED: Nov 4, 2022Fact Checked

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Nov 4, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Nov 4, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 4, 2022Fact Checked
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NJM Insurance

Average annual rate for good drivers:

$0

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Excellent customer satisfaction rating
  • Strong financial ratings
  • Cheaper-than-average rates
  • Earn safe driving discounts with SafeDrive telematics app
  • Varied list of auto insurance coverage options

Cons

  • No mobile app for paying bills or managing policies
  • Can’t buy auto insurance online
  • Only available in five states: New Jersey, Connecticut, Maryland, Ohio, and Pennsylvania

The Bottom Line

NJ Manufacturers Insurance company earns superior ratings across the board for financial strength, customer service, and coverage satisfaction. It also receives fewer complaints than other companies its size and offers more discounts and auto policy options than most small insurance companies.

It’s an excellent option for teen drivers and is directly involved in free driver’s education programs for public schools in states where coverage is available. 

However, for a company that boasts online convenience, it doesn’t offer a mobile app to customers for managing policies, making payments, or storing their insurance cards and other information. Customers can still use the website to pay online but must speak to an agent to buy a policy. 

Another downside to NJM Insurance is its limited availability. Drivers in Connecticut, Maryland, New Jersey, Ohio, and Pennsylvania can enjoy competitive rates and a wide variety of policy options. Still, it’s frustrating when one of the most affordable car insurance companies isn’t available in your state.

Fortunately, free tools are available to help you find the best insurer in your area. Start with our comparison tool below to get free auto insurance quotes from local companies in your state.

The New Jersey Manufacturers Insurance Group’s claims department is well-known for its prompt services and high customer satisfaction, but is it the right company for you? 

If you live in the mid-Atlantic United States, you could take advantage of its various property policies and competitive prices. Many NJ Manufacturers car insurance reviews give the company robust financial strength and customer satisfaction ratings. Policyholders have few complaints because insurance rates are cheaper than average, and drivers can keep low rates for a full year with a 12-month policy.

The company began selling worker’s compensation insurance in New Jersey in 1913 and recently expanded its property coverage to four additional states in 2018. Unfortunately, NJM Insurance is only available in five states: Connecticut, Maryland, Ohio, Pennsylvania, and New Jersey.

We weighed its policy options against some of the biggest insurers in the industry and found it’s generally among the best car insurance companies, offering the cheapest rates. However, you should still compare it against two or three other companies to ensure you’re getting the lowest possible price.

Our NJM insurance review dissects the company’s financial and customer service ratings. Keep reading to compare NJM monthly insurance rates against top companies and learn more about the auto insurance discounts it offers for teen drivers, senior drivers, homeowners, and more.

Is NJM Insurance Group a Good Choice?

Overall, NJ Manufacturers Insurance is a strong company with high customer satisfaction and competitively low insurance rates. It earned a superior rating (A+) for financial strength from A.M. Best and consistently ranks high in customer satisfaction throughout the mid-Atlantic region.

If NJM is available in your state, it’s worth comparing insurance quotes online. NJM outperforms top national insurers like GEICO and Allstate regarding customer service and claims satisfaction.

Policyholders generally have few negative things to say about the company. Compared to other insurers its size, NJM earned a low complaint index rating of .15, meaning it receives far fewer complaints than other companies.

It’s also unique from other insurers as it operates more like a mutual company. Policyholders in New Jersey can earn dividends on their insurance payments at the end of every coverage year. However, this perk is only available in New Jersey, and payouts aren’t always guaranteed.

Most negative NJM insurance reviews mention the lack of a mobile app. Customers can shop for NJM insurance quotes and pay their bills online. Still, there isn’t a mobile app to manage policies or conveniently store insurance cards and other information for easy access. 

There’s also no way to buy NJM insurance online or through a mobile app. Instead, you must call an agent to buy a policy, add a driver, or cancel your insurance coverage.

However, drivers can download and use the NJM usage-based app SafeDrive to track driving habits, earn insurance discounts, and call roadside assistance. 

NJM Insurance Group Rates

NJM auto insurance rates are usually lower than average in states where policies are available. 

Even if NJ Manufacturers Insurance isn’t the cheapest option where you live, you should still consider this company because it offers 12-month policies. Drivers can lock in these low rates for a full year instead of seeing their costs go up every six months with another insurer.

Keep reading to compare liability vs. full coverage rates side-by-side with other companies to see how NJM stacks up.

NJM Minimum Liability Auto Insurance Rates

NJM auto liability insurance includes bodily injury and property damage liability coverage. The table below compares NJM rates to the top insurance companies in the country.  

Average Minimum Monthly Coverage Rates for the Top Auto Insurance Companies
Insurance CompanyAverage Minimum Coverage Rates
Allstate$61
American Family$44
Farmers$53
Geico$31
Liberty Mutual$68
Nationwide$44
Progressive$39
State Farm$33
Travelers$37
Average$45
Get Your Rates Quote Now

These rates can change based on location since state laws determine your liability minimums, and more coverage will lead to more expensive NJM insurance quotes.

NJM Full Coverage Insurance Rates

Full coverage insurance includes liability insurance alongside comprehensive and collision coverages. NJM full coverage rates are more expensive than liability-only but still cheaper than some of its competitors.

Average Monthly Full Coverage Rates for the Top Auto Insurance Companies
Insurance CompanyAverage Full Coverage Rates
Allstate$160
American Family$117
Farmers$139
Geico$80
Liberty Mutual$173
Nationwide$115
Progressive$105
State Farm$86
Travelers$99
Average$120
Get Your Rates Quote Now

Use these rates as averages as you shop around for quotes, but remember that NJM considers several factors when determining individual rates. Your rates will depend on various personal factors, including age, driving record, and credit score.

Keep reading to compare NJM car insurance rates by other variables to see how it fares against your current company.

NJM Insurance Rates for Teens

Teens historically pay the highest rates for car insurance, but NJM offers more affordable coverage than some of its national competitors. 

Average Annual Full Coverage Auto Insurance Rates for Teen Drivers
Insurance Company16-Year-Old Male With a Clean Record16-Year-Old Female With a Clean Record18-Year-Old Male with a Clean Record18-Year-Old Female with a Clean Record
Allstate$7,654$7,299$6,223$5,381
American Family$5,761$4,682$4,684$3,452
Farmers$8,901$9,330$7,238$6,879
GEICO$3,743$3,573$3,043$2,635
Liberty Mutual$9,339$8,592$7,593$6,335
Nationwide$5,714$4,926$4,646$3,632
Progressive$9,766$9,617$7,941$7,090
State Farm$4,191$3,730$3,408$2,750
Travelers$10,762$8,506$8,750$6,271
National Average$7,315$6,695$5,947$4,936
Get Your Rates Quote Now

NJM is more forgiving toward teen drivers than most companies, and not just in terms of monthly rates. The company provides opportunities for teens and students to get more experience behind the wheel and lower the overall cost of insurance.

For example, NJM sponsors free driver’s education programs at public schools in Connecticut, Maryland, New Jersey, and Ohio. Completing the course can earn students a driver training discount, a good driver discount, or both, depending on where they live.

For even lower rates, NJM encourages teens to use its SafeDrive app. They’ll automatically get a percentage off just for signing up and can earn more discounts with good driving habits. The app tracks and ranks drivers on a leaderboard so they can see how their skills compare to other drivers in the neighborhood.

It’s perfect for teens because NJM won’t raise rates for bad driving. The app will simply track the behavior and show how it changes over time. Young drivers and their parents can improve their driving skills and earn higher safe driving discounts.

NJM Insurance Rates for Adults

Insurance rates will start to drop for drivers in their twenties. When you turn 25, rates can lower significantly if you maintain a good driving record. 

Along with NJM, State Farm and GEICO offer competitive rates to young adults. However, these rates are just averages. Yours will be higher if you have claims or accidents in your driving history.

Auto insurance rates continue to drop as young drivers enter adulthood. Adults between 35 and 45 have the most affordable auto insurance rates on average. 

Average Annual Full Coverage Auto Insurance Rates by Age and Gender
Age and GenderAllstateFarmersGEICONationwideProgressiveState FarmNational Average
30 Y/O Male w/a Clean Record$2,118 $1,925 $1,041 $1,667 $1,633 $1,234 $1,646
30 Y/O Female w/a Clean Record$2,021 $1,843 $1,078 $1,519 $1,569 $1,122 $1,523
45 Y/O Male w/a Clean Record$1,919 $1,595 $962$1,376 $1,261 $1,032 $1,411
45 Y/O Female w/a Clean Record$1,941 $1,602 $958$1,355 $1,340 $1,032 $1,413
55 Y/O Male w/a Clean Record$1,820 $1,513 $912$1,305 $1,196 $978$1,338
55 Y/O Female w/a Clean Record$1,841 $1,519 $909$1,285 $1,271 $978$1,341
Get Your Rates Quote Now

NJM rates are more expensive than the national average but still lower than the average cost of insurance in the mid-Atlantic region. So if you’re looking for affordable insurance in Maryland, New Jersey, or Pennsylvania, NJM is a very competitive choice.

NJM Insurance Rates for Seniors

As you get older, you might notice your insurance rates begin to climb after you turn 60 since senior drivers are at an increased risk for accidents, and insurance companies raise costs accordingly. Of course, rates don’t climb nearly as high as for teens or new drivers, but this table shows how much auto insurance increases with age.

Annual Full Coverage Auto Insurance Rates for Seniors
Insurance Company55-Year-Old Male With a Clean Record55-Year-Old Female With a Clean Record60-Year-Old Male With a Clean Record60-Year-Old Female With a Clean Record65-Year-Old Male With a Clean Record65-Year-Old Female With a Clean Record
Allstate$1,820$1,841$1,847$1,797$1,878$1,900
American Family$1,251$1,237$1,190$1,175$1,291$1,276
Farmers$1,513$1,519$1,474$1,383$1,561$1,568
GEICO$912$909$892$872$941$938
Liberty Mutual$1,959$1,929$1,890$1,758$2,022$1,991
Nationwide$1,305$1,285$1,253$1,189$1,347$1,327
Progressive$1,196$1,271$1,143$1,105$1,234$1,312
State Farm$978$978$912$912$1,010$1,010
Travelers$1,109$1,095$1,065$1,052$1,145$1,130
National Average$1,338$1,341$1,296$1,249$1,381$1,383
Get Your Rates Quote Now

NJM insurance rates for seniors may be more expensive than average, but the company offers competitive discounts designed for older drivers. For example, drivers of a certain age automatically earn a Mature Driver discount, while seniors can take driver trainer courses to earn an even higher percentage off their rates.

Availability and discount amounts will vary by state, so don’t forget to ask about which discounts you qualify for when shopping for insurance quotes.

NJM Insurance Rates After an Accident

Does NJM raise rates after an accident? Yes, all companies increase insurance rates after an at-fault accident. This table shows how much NJM will raise your rates.

Average Monthly Full Coverage Auto Insurance Rates for Drivers with an Accident
Insurance CompanyRates with an AccidentRates with a Clean Record
Allstate$225$160
American Family$176$117
Farmers$198$139
GEICO$132$80
Liberty Mutual$234$173
Nationwide$161$115
Progressive$186$105
State Farm$102$86
Travelers$139$99
Average$172$120
Get Your Rates Quote Now

State Farm is one company that doesn’t punish drivers with steep rate increases, but NJM still offers lower rates after an accident compared to other top insurers on this list.

Unfortunately, NJM does not offer accident forgiveness, which stops your rates from going up after your first at-fault accident. Your rates will increase after you file a claim with NJM Insurance, so shop around and compare quotes before you renew your policy. Based on your driving history, you could find better rates somewhere else.

NJM Insurance Rates After a Speeding Ticket

Speeding tickets also raise rates, and some companies treat speeding tickets and reckless driving charges worse than an at-fault accident. So if you have more than one speeding ticket or traffic violation, your rates will be much higher than the averages below.

Average Monthly Full Coverage Auto Insurance Rates for Drivers with a Traffic Ticket
Insurance CompanyRates with a TicketRates with a Clean Record
Allstate$188$160
American Family$136$117
Farmers$173$139
GEICO$106$80
Liberty Mutual$212$173
Nationwide$137$115
Progressive$140$105
State Farm$96$86
Travelers$134$99
Average$147$120
Get Your Rates Quote Now

Again, NJM insurance rates are higher than the national average after a ticket. However, NJM and State Farm will not raise your rates nearly as high as other companies. To get the lowest quotes possible after a speeding ticket, compare insurance quotes from these and at least two more local companies. 

NJM Insurance Rates After a DUI

Your first DUI charge will automatically move you into the high-risk insurance category. After that, you’ll have to file SR-22 insurance, raising your rates. Further, some states incur an additional surcharge on your insurance policy for a certain number of years.

For example, the surcharge lasts for three years in New Jersey, on top of increased annual payments. Consider these additional costs when you compare NJM high-risk car insurance quotes with the companies below.

Average Monthly Full Coverage Auto Insurance Rates for Drivers with a DUI
Insurance CompanyRates with a DUIRates with a Clean Record
Allstate$270$160
American Family$194$117
Farmers$192$139
GEICO$216$80
Liberty Mutual$313$173
Nationwide$234$115
Progressive$140$105
State Farm$112$86
Travelers$206$99
Average$209$120
Get Your Rates Quote Now

A DUI raises your rates by 75%. NJM insurance quotes after a DUI are more expensive than average. Still, they could be lower than other insurers in your state, so it’s pertinent to compare as many quotes as possible before you buy auto insurance or switch insurers.

NJM Insurance Rates With Poor Credit

Some states prohibit insurance companies from using credit scores when determining rates. Unfortunately, Connecticut, Maryland, New Jersey, Ohio, and Pennsylvania insurance laws allow companies to use credit ratings. In turn, NJM Insurance raises rates for drivers with a poor credit history.

Average Annual Auto Insurance Rates by Credit Rating
Insurance CompanyRates with Poor CreditRates with Fair CreditRates with Good Credit
American Family$2,432$1,635$1,386
Farmers$3,233$1,926$1,674
GEICO$1,781$1,197$984
Liberty Mutual$4,256$2,712$2,120
Nationwide$1,988$1,595$1,445
Progressive$2,471$1,655$1,310
State Farm$2,398$1,411$1,091
Travelers$2,323$1,534$1,287
Allstate$3,551$2,362$1,993
Average$2,715$1,781$1,477
Get Your Rates Quote Now

If you have NJM insurance, you can take advantage of the company’s extensive list of discounts to get lower rates. For example, signing up for automatic payments and paying in full will stack two car insurance discounts on your policy while improving your credit score with on-time bill payments.

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NJM Insurance Group Discounts Available

Yes, its wide-ranging list of discounts is a major reason customers continue renewing their NJM policies.

Policyholders can stack any of the discounts below to maximize their savings:

  • Defensive driving. Earn a discount for taking a defensive driving class in-person or online. The discount is only available in New Jersey, and courses must have approval from the New Jersey Motor Vehicle Commission.
  • Driver training. Provide paperwork as proof of training course attendance to earn this discount. The discount is not available in Ohio.
  • Electronic payments. Earn a discount for paying auto insurance bills online.
  • Automatic payments. Enter your bank account information to enroll in NJM autopay and never miss an insurance payment.
  • Paid-in-full. Pay your annual insurance in full instead of monthly to earn a discount.
  • Paperless. Earn a discount for making payments and managing your policy entirely online through the NJM customer portal. This discount is unavailable in New Jersey.
  • Full coverage. NJM offers a discount to drivers who buy both collision and comprehensive policies.
  • Good student. For teens and young drivers who maintain a certain GPA and/or attend school more than 100 miles away and leave their car at home.
  • Mature driver. Drivers over a certain age qualify for additional NJM discounts if they take an approved accident prevention course.
  • Multi-policy. Bundling home and auto or other NJM policies earns a discount on car insurance rates.
  • Multi-vehicle. Earn a discount for insuring more than one car on the same policy.
  • New car. Cars less than two years old earn additional discounts.
  • Safety features. Earn vehicle discounts with GPS tracking, recovery devices, VIN etching, or passive restraints.

Drivers can also earn safe driving discounts every month with the company’s usage-based discount app SafeDrive. The app tracks bad driving habits like speeding, hard braking, and the angle and speed with which you take turns. SafeDrive also knows when you’re using a smartphone and will take off points for distracted driving.

SafeDrive doesn’t use bad driving habits to raise auto insurance rates — drivers will only earn discounts when signed up for the program and using the app. However, NJM will add every driver’s score to the SafeDrive Leaderboard so you can see which drivers have the poorest habits.

Insurance companies as small as NJM do not typically offer this many discounts, and even less offer usage-based tracking discounts. So it’s worth comparing NJM insurance quotes against other companies in your area if you live in a qualifying state. You could earn 10%-30% off your monthly rates by signing up for SafeDrive and asking about these other discounts.

NJM Insurance Group Coverage Options

NJM Insurance offers eight distinct types of motor vehicle coverage, including policies for motorcycles, ATVs, boats, personal watercraft, and collector autos. If you own multiple cars or different types of vehicles, buying all of your policies with NJM can earn you a bundling discount.

Explore NJM’s auto insurance options below:

  • Liability coverage. Pays for injuries and damages you cause in an accident. Limits vary based on where you live.
  • Collision coverage. Pays for property damages sustained in an accident or collision.
  • Comprehensive coverage. Covers damages not sustained by a collision, such as fire, vandalism, theft, or weather damage.
  • Medical payments. Pays for your medical bills and personal injury costs after an accident, regardless of fault.
  • Uninsured/underinsured motorist coverage. Covers hit-and-run accidents and collisions involving underinsured or uninsured drivers.
  • Motorcycle and ATV coverage. Includes snowmobiles, dirt bikes, and golf carts.
  • Classic and collector auto coverage. Includes exotic, sports, muscle cars, restorations, military vehicles, tractors, and other types of farm equipment.
  • Boat and personal watercraft coverage. $1 million in liability and full coverage is available for watercraft up to 64 feet long capable of no more than 120 mph.

NJM offers motorcycle, classic auto, and personal watercraft insurance through American Modern, a specialty provider focusing on unique property insurance. Additional discounts are available through American Modern if you have these policies, but NJM underwrites all other policies.

Additional Auto Insurance Coverage From NJM

Along with the policy options above, NJM has additional features you can use to extend coverage or enhance your policy limits. These add-ons will cost extra but can save you money in the long run, especially if you have an auto loan or use your vehicle for work or while on deliveries.

Additional car insurance coverage available with NJ Manufacturers includes:

  • GAP insurance. Covers the difference between your auto loan balance and your car’s value if it gets totaled in an accident.
  • Roadside assistance. Choose between a $75 or $125 per plan for emergency labor and towing, lockout services, jump starts, tire changes, or gasoline delivery.
  • Rental reimbursement. Referred to as transportation expense, it covers a rental car or rideshare reimbursement for a certain number of days while your vehicle is in the repair shop. Only available with full coverage policies.
  • New car replacement. NJM will pay the replacement cost of a new vehicle if it’s totaled within 12 months of purchase with less than 15,000 miles, minus your deductible. Only available with full coverage policies.
  • Trailer and camper coverage. Provides collision and comprehensive coverage for a trailer or camper you’re towing.
  • Rideshare insurance. This rideshare endorsement fills the coverage gaps when waiting on a passenger or between deliveries.
  • Pet coverage. Covers up to $1,000 in veterinary bills if your pet gets injured in an auto accident or collision. Only available with full coverage policies.

NJ Manufacturers roadside assistance and rideshare insurance options make it stand apart from other small companies in the region. However, these add-ons aren’t commonly available, especially from insurers this size, and drivers continue to pay less than average with NJM.

Does NJM offer other insurance types?

NJM specializes in affordable property insurance and recently extended its coverage area to four more states. 

So if you live in New Jersey, Pennsylvania, Ohio, Maryland, or Connecticut, consider shopping for the following policies with NJM to earn a bundling discount with auto insurance:

  • Homeowners insurance. Homeowners policies with NJM are more affordable than the competition and come with endorsement options for mold protection, identity theft, and more. Earthquake coverage is unavailable in Connecticut.
  • Renters insurance. Low rates and the ability to add roommates to your renters insurance policy make NJM a competitive option.
  • Condo insurance. Customers have customizable policy options for condo insurance. You can also earn additional discounts for being a non-smoker or owning a portable generator.
  • Umbrella insurance. Umbrella insurance extends the coverage of existing NJM property policies for a nominal monthly rate.

You can save a lot of money on auto insurance when you buy multiple policies with one company. NJM’s portfolio may not be as large as some other companies that offer life insurance or investment opportunities. Still, it’s an excellent choice if you’re looking for solid property insurance coverage.

Frequently Asked Questions

In what states does NJM offer insurance?

NJM insurance is only available in Connecticut, Maryland, New Jersey, Ohio, and Pennsylvania.

How do I speak with an NJM representative?

Policyholders can contact NJM Insurance at any time via the company’s email contact form online. NJM promises that an agent will respond within two business days.

 

You can also call NJM at 1-800-232-6600 during business hours to speak with a representative.

How can I cancel my NJM policy?

Call 1-800-232-6600 to cancel your NJM car insurance policy. You need your new policy information to cancel your current coverage, so be sure to compare quotes online and get new coverage before you call.

How do I file an NJM insurance claim?

New Jersey Manufacturers 24-hour Claims Center is available whenever customers need to file an insurance claim. Call 1-800-367-6564 to begin the process. Ensure you have your policy number, date, time, incident location, descriptions, and photo damage.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

Reviews
for NJM Insurance Group

4.68 (371 reviews)
5
November 19, 2020

mereditha

NJM is a great company

We love NJM. Their customer service is great. We've never had a problem reporting a claim or getting help when we need it. And we also love getting a rebate every year.
5
June 10, 2020

wagspam

NJM Review

NJM is fantastic. I have had to use their services once or twice. The most important factor to me was hasslefree claims, and also the fact that they provide dividends annually is great!
1
May 6, 2020

KarlaSan

The worst insurance company ever. Seriously! Be very careful

As I was told, you never pay DV claims. Your methods of resolution are questionable & ur lack of interest to resolve claims are very evident. Wonder how many victims weren’t compensated for accidents at your client's faults. I hope someday @USSupremeCourt investigates your methods. You guys are worst than a virus, you're a disgrace for people victims where their life cross with this insurance. If I need to shop for an insurance company I will ...
As I was told, you never pay DV claims. Your methods of resolution are questionable & ur lack of interest to resolve claims are very evident. Wonder how many victims weren’t compensated for accidents at your client's faults. I hope someday @USSupremeCourt investigates your methods. You guys are worst than a virus, you're a disgrace for people victims where their life cross with this insurance. If I need to shop for an insurance company I will never ever pick NJM Insurance Group, not because they didn't accept my DV claim but because the [REDACTED WORD] way and the questionable methods they use to process DV claim not to be approved later. I hope this insurance gets audited and punished sooner than later.
5
May 4, 2020

Dano_93

Trusted Insurance Company

NJM Group has always been a great insurance company in my opinion. For example, they pay send you a check at the end of the year depending on your driving record. They also sent me 15% of what I pay for 3 months as a refund because of the pandemic. They area are that money are not driving. They also give discounts if you are a student with a great academic GPA and offer discounts if you complete a driving course.
5
April 29, 2020

Anniem

NJM Excellent customer service

Excellent customer service their employees were always very helpful and ready to explain different coverage options.
5
March 7, 2020

jagslax220

Great

Great insurance company all together. The rates are excellent, and very forgiving for accidents will use for as long as i have a car
5
February 23, 2020

Mcb1099

Great Rates!

Great rates on auto and homeowners insurance. When i was in an accident they worked fast to settle it.
5
February 3, 2020

Doodle1996

NJM is a superior insurance company

NJM is a great insurer. Customer service is top notch. Claims reps and service is second to none. Rates are the best around!
5
January 20, 2020

Jim66

Great Company

Reasonable price, great customer service, fast claim processing. Customer service agents are friendly and helpful.
5
January 14, 2020

PaulRoss

Customer for over 10 years

I think NJM is great. They're fair with pricing compared to other insurance companies. I would recommend them to anyone in NJ.
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