Noblr Auto Insurance Review (2023)

Noblr auto insurance offers drivers lower rates based on your driving behaviors. The Noblr car insurance app monitors habits such as braking and accelerating, miles that are driven, and the time of day the drive occurs to partially calculate rates. Noblr is a new auto insurance company that is only available in a few states, and reviews show customer service and claims need work.

UPDATED: Sep 30, 2022Fact Checked

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Sep 30, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 30, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 30, 2022Fact Checked

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Noblr

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

The Bottom Line

While you may get affordable Noblr auto insurance, it all depends on your driving behaviors. You won’t know until you’ve used the service.

You pay a fixed monthly rate and another rate that changes based on your driving with Noblr. Also, Noblr only offers a few discounts, so it’s hard to get lower rates.

Shop around to find the best auto insurance rates for you. Compare rates, discounts, and coverages to find the company that offers you the coverage you need with the lowest rates.

Every driver wants great coverage with low rates. However, the best auto insurance company for you might not be the one you expect.

Noblr auto insurance company is pretty new and offers usage-based car insurance. It uses your driving behaviors in part to determine your rates. The amount you pay depends on you. Safe driving can save you money.

This Noblr auto insurance review will help you find out if it’s right for you.

Is Noblr a Good Choice?

A.M. Best rates companies on how financially sound they are. Since Noblr hasn’t been around that long, it is not rated. However, USAA has an A+ rating, which means it has a strong financial standing.

The Better Business Bureau rates companies based on how well they interact with customers. Noblr has an A- rating and is accredited.

Since Noblr depends on its app to calculate rates and allow customers to access their accounts, app ratings matter. The Noblr app has a 3.8 rating on the Google Play store and a 3.9 rating on the Apple App store.

How do you cancel Noblr auto insurance?

There are many reasons you may need to cancel your policy with the Noblr auto insurance company. For example, you may want to cancel if you sell your vehicle or find a cheaper rate elsewhere.

To cancel Noblr auto insurance call customer service at 1-877-236-6257 or send an email to [email protected]

You will need to provide your name, address, policy number, and the date that you want your policy to end.

Make sure you have a new auto insurance policy in place before you cancel Noblr auto insurance. A lapse in car insurance can lead to fines and higher rates when you try to get car insurance again.

If you are within your first six months with Noblr, you may pay a cancellation fee. It’s not clear if you will receive a refund when you cancel if you have prepaid for your coverage.

Although you can cancel your policy at any time, it might be easier to wait until your policy ends to switch auto insurance companies.

How do you file an auto insurance claim with Noblr?

You can begin the claims process one of two ways.

First, you can call customer service at 1-877-236-6257 to file your claim.

Second, you even file your claim through the Noblr app.

Each auto insurance company has its own claims process to be followed. However, Noblr doesn’t discuss its process on the website.

Many of Noblr’s bad reviews talk about the claims process.

Noblr Rates

Noblr is an auto insurance company that uses telematics to offer drivers low rates. Although it’s only been around since 2015, USAA bought the company not long ago.

Noblr is only available in Colorado, New Mexico, Arizona, Texas, Louisiana, Ohio, Pennsylvania, and Maryland.

Noblr’s auto insurance rates use a two-part system. You can’t get an accurate Noblr auto insurance quote because of the ways rates are broken down.

First, a fixed rate is calculated based on the standard factors that affect auto insurance rates. These factors include your age, driving record, and where you live.

Second, Noblr uses telematics in an app to monitor your driving behaviors and charges you a variable monthly rate based on the results. Drivers with good driving skills will see much lower rates.

What driving habits does Noblr monitor?

The behaviors monitored by Noblr include:

  • Hard braking and accelerating – This can show you are either not paying attention or are driving aggressively
  • How far you drive – More time on the road means a greater chance of being in an accident
  • What route you take – Driving on highways is considered safer than driving on city streets
  • What time of day you drive – Late night and early morning driving can lead to more accidents

The way you drive affects more than just your safety. Your driving record is one of the most important factors for your rates.

This table shows average auto insurance rates from top companies based on driving records. Check out how much poor driving affects rates.

Average Monthly Auto Insurance Rates Based on Driving History
Insurance CompaniesAverage Monthly Rates with a Clean RecordAverage Monthly Rates with One AccidentAverage Monthly Rates with One Speeding ViolationAverage Monthly Rates with One DUI
Allstate$318.33$415.64$373.63$521.73
American Family$224.47$310.23$252.15$360.85
Farmers$288.38$376.56$339.92$393.23
Geico$178.83$266.06$220.45$406.32
Liberty Mutual$397.86$517.07$475.11$634.46
Nationwide$228.85$283.08$259.47$378.60
Progressive$282.76$398.09$333.52$330.80
State Farm$235.10$283.00$265.50$303.07
Travelers$287.31$357.48$355.07$478.45
USAA$161.14$209.69$182.77$292.17
Get Your Rates Quote Now

According to the Insurance Information Institute, telematics can make you a safer driver. This is because telematics provides immediate feedback making you much more aware of your driving.

Using an auto insurance company such as Noblr can save you money and make you a better driver at the same time.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Noblr Discounts Available

Most auto insurance companies offer a variety of discounts to help drivers get lower rates. However, Noblr’s discounts are limited.

Since Noblr only offers auto insurance, you can’t get a discount for bundling other policies such as homeowners or renters insurance.

The only auto insurance discounts offered by Noblr are:

  • Paid-in-full discount for paying for the set portion of your policy in advance
  • New customer discount when you first sign up with Noblr
  • Renewal discount when you opt to renew your policy after the six-month term

Drivers can also get a $25 Amazon gift card for referring other drivers.

To get an idea of discounts other auto insurance companies offer, check out this table. The discount amount is listed if it is known.

Auto Insurance Discounts By Company
Auto Insurance DiscountsAllstate (%)American Family (%)Farmers (%)Geico (%)Liberty Mutual (%)Nationwide (%)Progressive (%)State Farm (%)Travelers (%)
Adaptive Cruise ControlN/AN/AN/AN/A5N/AN/A
Adaptive HeadlightsN/AN/AN/A5N/AN/A
Anti-lock Brakes5555
Anti-Theft25202515
Claim Free26101523
Continuous CoverageN/AN/AN/A15
Daytime Running Lights155N/A
Defensive Driver10510510
Distant StudentN/A107
Driver's Ed10N/A10158
Driving Device / AppN/A3040205030
Early SigningN/A8N/A10
Electronic Stability ControlN/A5N/AN/A
Emergency DeploymentN/AN/AN/A25N/AN/AN/AN/AN/A
Family LegacyN/AN/AN/AN/AN/AN/A
Family PlanN/AN/AN/A25N/AN/AN/A
Farm VehicleN/AN/AN/AN/AN/AN/A
Federal EmployeeN/AN/A810N/AN/AN/AN/A
Forward Collision WarningN/AN/AN/AN/A5N/AN/A
Full PaymentN/A$5N/AN/A7.5
Further EducationN/AN/AN/A1015N/AN/A
Garaging / StoringN/AN/AN/AN/AN/AN/AN/A
Good CreditN/AN/AN/AN/A
Good Student1522.510258
Green VehicleN/A5N/A10N/AN/AN/A10
HomeownerN/AN/Axx535
Lane Departure WarningN/AN/AN/AN/AN/AN/A
Life InsuranceN/AN/AN/AN/AN/AN/AN/A
Low Mileage30
LoyaltyN/AN/AN/A5N/AN/A
MarriedN/AN/AN/AN/AN/A
Membership / GroupN/AN/AN/Ax107N/AN/Ax
MilitaryN/A154N/AN/AN/A
Military GaragingN/AN/AN/AN/AN/AN/AN/AN/AN/A
Multiple Policies1029102010121713
Multiple Vehicles25102010208
New AddressN/AN/AN/AN/A5N/AN/AN/AN/A
New Customer / New PlanN/AN/AN/AN/AN/AN/AN/AN/A
New GraduateN/AN/AN/AN/A5N/AN/AN/AN/A
Newer VehicleN/AN/A4010
Newly LicensedN/AN/AN/AN/A5N/AN/AN/AN/A
NewlywedsN/AN/AN/AN/A5N/AN/AN/AN/A
Occasional OperatorN/AN/AN/AN/AN/AN/AN/AN/AN/A
OccupationN/A1015N/AN/A
On-Time PaymentsN/AN/AN/AN/AN/AN/AN/A15
Online ShopperN/AN/AN/AN/AN/AN/A7N/AN/A
Paperless / Auto BillingN/A$30$23
Paperless DocumentsN/AN/A5$50N/AN/A
Passive Restraint4020x40
Recent RetireesN/AN/AN/AN/A4N/AN/AN/AN/A
Safe DriverN/AN/A15N/A35311523
Seat Belt UseN/AN/AN/A15N/AN/AN/AN/AN/A
Senior DriverN/AN/AN/AN/AN/AN/AN/A
Stable ResidenceN/AN/AN/AN/AN/AN/AN/A
Students & AlumniN/AN/A107N/AN/AN/A
Switching ProviderN/AN/A10N/AN/AN/A
Utility VehicleN/AN/AN/AN/AN/AN/A
Vehicle Recovery1535255
VIN EtchingN/AN/AN/A5N/A
VolunteerN/AN/AN/AN/AN/AN/AN/AN/A
Young DriverN/AN/AN/AN/AN/AN/AN/A
Get Your Rates Quote Now

Even if initial rates are higher with another insurer, discounts can reduce your rates significantly. That means another auto insurance company may be cheaper after discounts.

Noblr Coverage Options

Noblr offers standard auto insurance coverage, including liability, collision, comprehensive, medical payments, personal injury protection, and uninsured motorist.

Every state has its own auto insurance laws. Although you only have to buy the legal minimum, experts suggest adding coverages such as collision and comprehensive to ensure you are fully protected.

Noblr also offers add-ons such as roadside assistance and rental car coverage.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

No comments at this time...

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption