Plymouth Rock Auto Insurance Review (2023)
Plymouth Rock Assurance has strong industry ratings and affordable rates, but it only sells coverage in six states. The company’s average monthly rate for full coverage is $84.
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UPDATED: Jan 8, 2023
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Plymouth Rock Assurance
Average monthly rate for good drivers:
$84A.M. Best rating:
A-Complaint level:
LowPros
- Issues driver policies and statements accurately the first time
- Handles all claims sensitively and professionally
- Attempts to complete physical damage appraisals on time
- Pays for all repairs made by approved providers
Cons
- Plymouth Rock Assurance is only available in six states
- It’s app has lower-than-average ratings for insurance companies
- J.D. Power customer service rating is below industry norms for the region
- Only provides a small number of widely used discounts
The Bottom Line
With a 3.8/5 from Consumer Affairs, Plymouth Rock Assurance is neither a leader in the auto and home insurance market nor a business incapable of serving its vital functions. At the end of the day, a regional consumer might feel more inclined to shop local for their insurance, but they’re bound to pay higher rates, on average.
Plymouth Rock Assurance, an insurance company that provides Connecticut auto insurance, Massachusetts auto insurance, New Hampshire auto insurance, New Jersey auto insurance, New York auto insurance, and Pennsylvania auto insurance, was established in 1982 by Jim Stone. Since its establishment, its main goal has been to gain clients’ trust by providing various plans, affordable rates, and first-rate customer service.
Plymouth Rock insurance is a Massachusetts mainstay, and the company is one of Boston’s top-rated, largest employers. Plymouth Rock Assurance provides house, renters, and car insurance in the Northeastern United States.
It offers low prices and flexible options for its auto insurance policies, and basic coverage includes door-to-door valet and safety trips. The firm offers pet injury and gap coverage choices as add-on insurance.
The Plymouth Rock Group of Companies includes Plymouth Rock Assurance. Its auto plans come with built-in services and programs like “Get Home Safe,” which pays for cab rides home and door-to-door valet claims.
Is Plymouth Rock Assurance a Good Choice?
Plymouth Rock has a “Pledge of Assurance” that promises to provide customer satisfaction and makes the following commitments:
- Issues driver policies and statements accurately the first time
- Handles all claims sensitively and professionally
- Attempts to complete physical damage appraisals on time
- Pays for all repairs made by approved providers
Plymouth Rock offers a three-tiered insurance structure that rewards customers for their loyalty by automatically upgrading them to Assurance Plus after three years. From there, customers may upgrade to Assurance Preferred or Premier, offering additional benefits at a premium price.
Is Plymouth Rock insurance good?
Plymouth Rock provides incentives to make your vehicle insurance even more affordable. However, it only provides a small number of widely used discounts, like bundling, multiple car, good student, and safe driving. Unfortunately, the anti-theft system, pay-in-full, paperless, defensive driving, or airbag discounts are not available at Plymouth Rock.
However, Plymouth Rock makes up for this by providing exceptionally exclusive deals. An occupational discount is available to teachers and education support workers, who may also take advantage of special perks.
If you’ve had Plymouth Rock insurance for more than two years and have a licensed driver under 19 on your policy, you may also be eligible for a shared family car discount.
Plymouth Rock Insurance Reviews and Ratings
Plymouth Rock’s insurance rating from A.M. Best, a company that provides financial reporting, is an A- for financial strength. This rating demonstrates the company’s outstanding capacity to settle claims, especially during periods of high claims in a challenging economic environment.
Plymouth Rock Assurance can boast a lower-than-average complaint level with the National Association of Insurance Commissioners (NAIC) at 0.87. The median score is 1.00.
On a scale of 1 to 1,000, Plymouth Rock Assurance’s J.D. Power total customer satisfaction rating among New England’s car insurers was 808 and 827 for the Mid-Atlantic region, both lower than the national average.
Though not officially accredited by the BBB, Plymouth Rock has an A+ rating with the Better Business Bureau (BBB) in Boston and B- in New Jersey and responds to many of its customers’ complaints through the BBB website.
Plymouth Rock Assurance Rates
How much does Plymouth Rock insurance cost?
According to the information given by Quadrant Information Services, the average yearly premium for Plymouth Rock plans in 2022 is $1,010 for full coverage and $297 for minimum coverage. These prices are considerably less than the national average for auto insurance, which is $545 for little coverage and $1,771 for full coverage each year.
Here’s how Plymouth Rock Assurance compares to its competitors:
Insurance Companies | U.S. Annual Average Rates |
---|---|
American Family | $1,282.72 |
Travelers | $2,173.97 |
USAA | $2,388.05 |
Farmers | $2,549.46 |
Nationwide | $2,908.82 |
Geico | $3,215.01 |
State Farm | $3,260.00 |
Progressive | $3,798.13 |
Allstate | $4,887.95 |
Liberty Mutual | $5,120.76 |
Get Your Rates Quote Now |
The price of Plymouth Rock’s vehicle insurance isn’t always listed online. Still, you may request a Plymouth Rock auto insurance quote directly on the company’s website or by calling an agent at (877) 749-7722.
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Plymouth Rock Assurance Discounts Available
What auto insurance discounts does Plymouth Rock offer?
Plymouth Rock Assurance offers discounts to customers that aren’t readily available elsewhere. Some examples include:
- Driver training. Complete an approved driver safety training course for a discount.
- Advanced shopper. Proactively obtain a new Plymouth Rock car insurance quote seven days before your existing policy’s expiration/renewal and receive a discount.
- Away at school. Provides a discount for a driver on your auto policy who is away at school.
Plymouth Rock also offers a list of repair shops on its website to help its drivers avoid lofty mechanic bills.
Plymouth Rock Assurance Coverage Options
Plymouth Rock Auto Coverage Options
Plymouth Rock offers liability insurance and comprehensive and collision insurance coverage, just like other auto insurance providers. In addition, roadside assistance, rental car and/or trip reimbursement, accident forgiveness, and new car replacement are four of seven typical add-on coverages that Plymouth Rock offers. However, it does not provide better automobile replacement, deductible modification, or GAP insurance.
You can select special coverages from Plymouth Rock, such as original equipment manufacturer (OEM) and glass deductible modification. Auto shops will replace certain car parts with OEM components if you have OEM coverage.
Your comprehensive deductible won’t apply while fixing glass damage if you have glass deductible modification coverage; this is an excellent option for drivers who live in places with frequent weather dangers like hail or strong winds.
Plymouth Rock Assurance vs. Competitors
Plymouth Rock vs. the Competition
The company is financially stable with an “A-” rating. However, going on price alone, Plymouth Rock Assurance may be quite a bit more expensive than most of its competitors, depending on your driving history and level of policy customization.
While it offers specialized coverage plans, it does not offer all the supplemental coverages that other major insurance companies do.
Frequently Asked Questions
Is Plymouth Rock a reputable insurer?
Despite offering a wide range of extra coverages, Plymouth Rock charges significantly higher fees than those of its rivals. We only advise it if you’re searching for a particular kind of coverage that is hard to find elsewhere.
Does Plymouth Rock offer forgiveness for accidents?
Yes, Plymouth Rock offers accident forgiveness for a fee.
Where can I buy Plymouth Rock insurance?
Plymouth Rock offers insurance in Connecticut, Massachusetts, New Hampshire, New Jersey, New York, and Pennsylvania.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Dissatisfied_customer
Where's the consideration of hardship for your loyal custome
rjjuarez
Worst Company Around!
D24
Worst insurance company ever
HumanKind
Racial profiling is alive and well at Plymouthrock.
Jeffmon
Save at first then watch out
Chloe01913
Plymouth Rock
lexbussiere
car insuranxe
IrishSpuds
Highly Recommend. They were there when I needed them - TWICE
KD36
Great rate!
Riadkar
Denied my claims