Plymouth Rock Auto Insurance Review (2022)

Our Plymouth Rock Auto Insurance Review (2021) will go into every detail on this company you could want. In short, they are very well reviewed by both the Better Business Bureau and A.M. Best. They offer a variety of coverages, including home, renters', auto, and umbrella policies. They also offer a variety of discounts that vary depending on the five states in which the company operates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 40 South St
City: Eatontown
State: NJ
ZIP Code: 07724
Phone Number: 617-720-1620
Year Founded: 1974
AM Best Rating: A-

Things to Remember

  • Palisades Insurance (Palisade Insurance Co) is now a part of Plymouth Rock Assurance.
  • Plymouth Rock Assurance operates in Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania.
  • Plymouth Rock Assurance offers home, auto, renters’, motorcycle, condo insurance, and umbrella policies.

Today we’re going to be going into detail on Plymouth Rock auto insurance company (they go by Plymouth Rock Assurance). After reading our Plymouth Rock auto insurance review, you should be able to know if Plymouth Rock Assurance is the company for you.

Of note is the fact that, in New Jersey, Palisades Insurance co. has been absorbed by Plymouth Rock. This has not affected customer care nor has it changed the agents with whom the insured do business. If you want to learn more about New Jersey auto insurance, be sure to read our article.

More: Western Mass Auto Insurance Review

Ready to buy Plymouth Rock auto insurance? Before we go any further, feel free to type your ZIP code into our free and helpful tool above to find affordable Plymouth Rock auto insurance quotes in your area.

What coverages are offered by Plymouth Rock Assurance?

Let’s start with Plymouth Rock auto insurance coverages offered. Plymouth Rock Assurance prides itself on delivering outstanding customer service in all of the states it operates.

Currently, they operate in the following states: Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania.

More: The Best Car Insurance Apps

Keep in mind it is illegal to drive without coverage. It is always for the best you know your state’s laws before getting behind the wheel. For example, here are the Massachusett’s government’s driving laws.

Let’s take a look at a table showing the average rates for full coverage in each state, including the aforementioned five.

Average Annual Full Coverage Auto Insurance Rates by State
States2015 Average Annual Rates2014 Average Annual Rates2013 Average Annual Rates2012 Average Annual Rates2011 Average Annual Rates
Idaho$679.89$673.13$650.57$639.19$641.96
Iowa$702.46$683.67$668.09$656.84$648.99
Maine$703.82$689.12$674.94$667.66$662.28
Wisconsin$737.18$716.83$689.77$666.79$669.99
Indiana$755.03$728.93$704.50$724.44$710.36
Vermont$764.02$746.79$734.82$726.57$716.14
South Dakota$766.91$744.28$717.30$690.95$669.20
North Dakota$773.30$768.09$743.27$714.75$688.74
Ohio$788.56$766.66$738.68$714.05$697.61
North Carolina$789.09$768.28$739.91$720.47$708.10
New Hampshire$818.75$795.50$773.30$755.76$746.57
Nebraska$831.02$805.99$773.64$751.18$732.21
Virginia$842.67$836.14$809.40$781.38$768.95
Wyoming$847.44$844.33$804.52$796.14$791.14
Kansas$862.93$850.79$815.82$785.72$780.43
Montana$863.52$868.55$842.74$821.68$816.21
Alabama$868.48$837.09$811.75$788.07$784.38
Tennessee$871.43$855.56$829.38$794.53$767.82
Missouri$872.43$845.39$819.79$799.14$790.27
Utah$872.93$852.66$820.92$805.32$809.35
Hawaii$873.28$858.16$844.16$844.12$861.95
Minnesota$875.49$856.62$823.70$800.24$777.17
Illinois$884.56$854.10$819.27$806.21$803.04
Oregon$904.83$894.10$856.26$818.07$804.59
Arkansas$906.34$900.18$868.13$843.07$829.13
New Mexico$937.59$920.42$888.83$866.19$869.85
Kentucky$938.51$917.49$904.99$888.46$872.48
Washington$968.80$952.10$914.04$891.04$889.82
Pennsylvania$970.51$950.42$930.48$915.83$904.47
Arizona$972.85$961.88$926.52$899.91$899.33
South Carolina$973.10$936.69$904.22$880.82$857.70
Colorado$981.64$939.52$887.57$849.74$835.50
California$986.75$951.75$922.69$891.68$881.07
Mississippi$994.05$957.59$925.13$902.95$895.69
Oklahomaz$1,005.32$985.58$931.41$902.90$881.50
West Virginia$1,025.78$1,032.45$1,021.37$1,005.68$992.57
Alaska$1,027.75$1,050.09$1,058.15$1,053.54$1,053.48
Georgia$1,048.40$991.25$949.33$922.05$912.49
Nevada$1,103.05$1,083.42$1,047.74$1,024.09$1,029.87
Texas$1,109.66$1,066.20$1,017.81$974.68$959.87
Maryland$1,116.45$1,096.37$1,071.35$1,056.82$1,048.86
Massachusetts$1,129.29$1,107.76$1,080.48$1,048.06$1,011.14
Connecticut$1,151.07$1,132.78$1,109.03$1,082.28$1,068.18
Delaware$1,240.57$1,215.69$1,187.18$1,153.59$1,134.60
Florida$1,257.13$1,208.77$1,209.70$1,196.57$1,160.13
Rhode Island$1,303.50$1,257.40$1,210.55$1,176.05$1,148.97
District of Columbia$1,330.73$1,324.39$1,316.48$1,289.49$1,276.99
New York$1,360.66$1,327.82$1,301.49$1,273.70$1,236.77
Michigan$1,364.00$1,350.58$1,264.20$1,171.94$1,110.64
New Jersey$1,382.79$1,379.20$1,369.70$1,334.59$1,303.52
Louisiana$1,405.36$1,364.17$1,307.72$1,275.10$1,281.55
U.S. Average$1,009.38$981.77$950.92$924.45$908.43
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As of this time, Plymouth insurance offers a multitude of coverage forms. There is commercial auto insurance, motorcycle insurance, home insurance, renters’ insurance, condo insurance, and umbrella policies.

More: Dollar-a-Day Auto Insurance

You can also read our article When should you file an auto insurance claim?.

Let us now move on to the discounts Plymouth Rock Assurance offers.

What discounts are offered by Plymouth Rock Assurance?

More: American Auto Insurance Review

Let’s discuss Plymouth Rock auto insurance discounts. Plymouth Rock’s webpage offers information on several available discounts. There is a safe driver discount. In fact, they mention there are several ways you can save money for driving safely.

You may be eligible if you have not submitted a claim or been in an at-fault accident. You may also be eligible for a discount if you have recently completed a defensive driving course in New Jersey.

Furthermore, if you are a low-mileage driver, you may also be eligible for a discount. This is because insurance companies are all about risk. If you’re on the road less, you are less of a risk.

More: What do I need to know about State Farm auto insurance?

You can also save if you pay your premium in full at the beginning of your policy. Just keep in mind that discounts vary by the state, so make sure you inquire as to available discounts specific to your state when you speak with your assigned agent.

 

Are reviews positive?

When analyzing how a company is reviewed, the two best bets are A.M. Best and the Better Business Bureau. Currently, Plymouth Rock Assurance has an A- (Excellent) rating from A.M. Best. Their outlook is a very encouraging Stable rating.

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Their long-term issuer credit rating is an a- (Excellent) with the outlook again being stable. Let’s see if they’re reviewed by the BBB.

The Better Business Bureau states that, while Plymouth Rock Assurance is not BBB accredited, they are given a terrific rating of A+. So, all in all, these ratings are quite encouraging.

Hopefully, we have made the process of finding your next insurer a little easier for you. Get a start on finding your next insurer by typing your ZIP code into our free and helpful tool below to find Plymouth Rock auto insurance rates in your area.

Reviews
for Plymouth Rock Assurance

4.04 (237 reviews)
1
November 4, 2021

rjjuarez

Worst Company Around!

This company is HORRIBLE and I do not recommend anyone using them. They LIE to you, they take Money out of your Account even after you replace them. You cause your Bank to Charge you Fee's do to them trying to take money out even after being replaced. I spoke to an Customer Service Rep ( [REDACTED NAME]) in depth about my Account and even emailed him the New Policy with the New Insurance company. I was told I would get a Check Refund from the...
This company is HORRIBLE and I do not recommend anyone using them. They LIE to you, they take Money out of your Account even after you replace them. You cause your Bank to Charge you Fee's do to them trying to take money out even after being replaced. I spoke to an Customer Service Rep ( [REDACTED NAME]) in depth about my Account and even emailed him the New Policy with the New Insurance company. I was told I would get a Check Refund from them as well as my Bank fee's It was a LIE! Do not use this Plymouth Rock
1
October 20, 2021

D24

Worst insurance company ever

Worst insurance company ever. They don’t care about they customers. Extremely money hungry! Uneducated workers
1
September 9, 2021

HumanKind

Racial profiling is alive and well at Plymouthrock.

May 7th, ,2021 a Uhaul truck hit my vehicle. The truck hit my vehicle , I called Uhaul, Mohawk Insueance, Plymouthrock. Plymouthrock’s Racially profile me , putting in a letter saying the damage sustained to my vehicle was review by a licensed automobile damage appraiser and from his PROFESSIONAL OPINION the damage sustained to my vehicle was not caused by another vehicle .As a result it was assigned for further investigation. On may13 accordi...
May 7th, ,2021 a Uhaul truck hit my vehicle. The truck hit my vehicle , I called Uhaul, Mohawk Insueance, Plymouthrock. Plymouthrock’s Racially profile me , putting in a letter saying the damage sustained to my vehicle was review by a licensed automobile damage appraiser and from his PROFESSIONAL OPINION the damage sustained to my vehicle was not caused by another vehicle .As a result it was assigned for further investigation. On may13 according to [REDACTED NAME] .The Investigator [REDACTED NAME] Stated” I conducted a statement with you over the phone. During the statement ,you stated the damages to the left rear corner and taillight was from your vehicle being struck by a Uhaul truck. You denied you struck any object with your vehicle”. This is racial profiling… Plymouth Rock can make an decision based on an EXPERT OPINION ??? What !!!so I pay for insurance , I have option one… I state a fact… a Uhaul hits me …WHY AM I CONSIDERED A LIAR? WOW .If you purchase insurance from this company…. They want you to be afraid to use it.. They can lie and get away with it! They Canceled my insurance after I made my last payment. Plymouthrock took my money but did not service my car …and I am a liar. They need to be challenged!!! I don’t have to lie about an accident. Their opinion holds more weight than the facts .is Plymouthrock I get it!! Its your word against mine !!! All my life I have had to advocate for my rights !!! That’s okay … you can’t do people wrong and get away with it!!! I oftener wondered what did [REDACTED NAME] Till do to warrant such a death!!! The memory of how he died and the weapon used ( a lie) that caused his death is still alive. A lie told by someone who is entitled.
3
May 24, 2021

Jeffmon

Save at first then watch out

We signed on with plymouth rock a few years ago after using Gabi and saving some money. However, they continue to jack up rates every renewal period and I doubt if we have saved anything at this point with the higher cost. Will be shopping again immediately
5
January 16, 2021

Chloe01913

Plymouth Rock

We love our auto insurance with Plymouth Rock. They are affordable and have great customer service.
3
January 11, 2021

lexbussiere

car insuranxe

good customer service but my bill never goes down always up even with out speeding tickets or any car accidents
5
November 23, 2020

IrishSpuds

Highly Recommend. They were there when I needed them - TWICE

I am unclear about their competitive pricing, however we have had maybe two significant auto claims in three years and their settlement was outstanding. Both claims were uncontested (other drivers fault) and the cars were taken to excellent bodyshops and the claims were handled directly, promptly and efficiently. That is what matters to me. I don't care if they do or do not cost more or less than others - its the fact they settled the claims has...
I am unclear about their competitive pricing, however we have had maybe two significant auto claims in three years and their settlement was outstanding. Both claims were uncontested (other drivers fault) and the cars were taken to excellent bodyshops and the claims were handled directly, promptly and efficiently. That is what matters to me. I don't care if they do or do not cost more or less than others - its the fact they settled the claims hassle free.
5
October 29, 2020

KD36

Great rate!

New customer. Very pleased with my rate. Significantly less than other insurers. At this point, I'm very pleased with my savings.
1
March 3, 2020

Riadkar

Denied my claims

Worst insurance company, they denied my hit and run claims, after been a full coverage customer for more than 3 years, don't be fooled by the cheap prices they offer
3
January 30, 2020

InsuranceGuy22

Thumbs Up

Overall it's been a good experience over the years. Any time there is an issue it is resolved in a prompt, courteous manner.
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