Plymouth Rock Auto Insurance Review (2021)

Our Plymouth Rock Auto Insurance Review (2021) will go into every detail on this company you could want. In short, they are very well reviewed by both the Better Business Bureau and A.M. Best. They offer a variety of coverages, including home, renters', auto, and umbrella policies. They also offer a variety of discounts that vary depending on the five states in which the company operates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 9, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 40 South St
City: Eatontown
State: NJ
ZIP Code: 07724
Phone Number: 617-720-1620
Year Founded: 1974
AM Best Rating: A-

Things to Remember

  • Palisades Insurance (Palisade Insurance Co) is now a part of Plymouth Rock Assurance.
  • Plymouth Rock Assurance operates in Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania.
  • Plymouth Rock Assurance offers home, auto, renters’, motorcycle, condo insurance, and umbrella policies.

Today we’re going to be going into detail on Plymouth Rock auto insurance company (they go by Plymouth Rock Assurance). After reading our Plymouth Rock auto insurance review, you should be able to know if Plymouth Rock Assurance is the company for you.

Of note is the fact that, in New Jersey, Palisades Insurance co. has been absorbed by Plymouth Rock. This has not affected customer care nor has it changed the agents with whom the insured do business. If you want to learn more about New Jersey auto insurance, be sure to read our article.

Ready to buy Plymouth Rock auto insurance? Before we go any further, feel free to type your ZIP code into our free and helpful tool above to find affordable Plymouth Rock auto insurance quotes in your area.

What coverages are offered by Plymouth Rock Assurance?

Let’s start with Plymouth Rock auto insurance coverages offered. Plymouth Rock Assurance prides itself on delivering outstanding customer service in all of the states it operates.

Currently, they operate in the following states: Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania.

Keep in mind it is illegal to drive without coverage. It is always for the best you know your state’s laws before getting behind the wheel. For example, here are the Massachusett’s government’s driving laws.

Let’s take a look at a table showing the average rates for full coverage in each state, including the aforementioned five.

Average Annual Full Coverage Auto Insurance Rates by State
States2015 Average Annual Rates2014 Average Annual Rates2013 Average Annual Rates2012 Average Annual Rates2011 Average Annual Rates
South Dakota$766.91$744.28$717.30$690.95$669.20
North Dakota$773.30$768.09$743.27$714.75$688.74
North Carolina$789.09$768.28$739.91$720.47$708.10
New Hampshire$818.75$795.50$773.30$755.76$746.57
New Mexico$937.59$920.42$888.83$866.19$869.85
South Carolina$973.10$936.69$904.22$880.82$857.70
West Virginia$1,025.78$1,032.45$1,021.37$1,005.68$992.57
Rhode Island$1,303.50$1,257.40$1,210.55$1,176.05$1,148.97
District of Columbia$1,330.73$1,324.39$1,316.48$1,289.49$1,276.99
New York$1,360.66$1,327.82$1,301.49$1,273.70$1,236.77
New Jersey$1,382.79$1,379.20$1,369.70$1,334.59$1,303.52
U.S. Average$1,009.38$981.77$950.92$924.45$908.43
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As of this time, Plymouth insurance offers a multitude of coverage forms. There is commercial auto insurance, motorcycle insurance, home insurance, renters’ insurance, condo insurance, and umbrella policies.

You can also read our article When should you file an auto insurance claim?.

Let us now move on to the discounts Plymouth Rock Assurance offers.

What discounts are offered by Plymouth Rock Assurance?

Let’s discuss Plymouth Rock auto insurance discounts. Plymouth Rock’s webpage offers information on several available discounts. There is a safe driver discount. In fact, they mention there are several ways you can save money for driving safely.

You may be eligible if you have not submitted a claim or been in an at-fault accident. You may also be eligible for a discount if you have recently completed a defensive driving course in New Jersey.

Furthermore, if you are a low-mileage driver, you may also be eligible for a discount. This is because insurance companies are all about risk. If you’re on the road less, you are less of a risk.

You can also save if you pay your premium in full at the beginning of your policy. Just keep in mind that discounts vary by the state, so make sure you inquire as to available discounts specific to your state when you speak with your assigned agent.


Are reviews positive?

When analyzing how a company is reviewed, the two best bets are A.M. Best and the Better Business Bureau. Currently, Plymouth Rock Assurance has an A- (Excellent) rating from A.M. Best. Their outlook is a very encouraging Stable rating.

Their long-term issuer credit rating is an a- (Excellent) with the outlook again being stable. Let’s see if they’re reviewed by the BBB.

The Better Business Bureau states that, while Plymouth Rock Assurance is not BBB accredited, they are given a terrific rating of A+. So, all in all, these ratings are quite encouraging.

Hopefully, we have made the process of finding your next insurer a little easier for you. Get a start on finding your next insurer by typing your ZIP code into our free and helpful tool below to find Plymouth Rock auto insurance rates in your area.

for Plymouth Rock Assurance

4.04 (237 reviews)
January 16, 2021


Plymouth Rock

We love our auto insurance with Plymouth Rock. They are affordable and have great customer service.
November 23, 2020


Highly Recommend. They were there when I needed them - TWICE

I am unclear about their competitive pricing, however we have had maybe two significant auto claims in three years and their settlement was outstanding. Both claims were uncontested (other drivers fault) and the cars were taken to excellent bodyshops and the claims were handled directly, promptly and efficiently. That is what matters to me. I don't care if they do or do not cost more or less than others - its the fact they settled the claims has...
I am unclear about their competitive pricing, however we have had maybe two significant auto claims in three years and their settlement was outstanding. Both claims were uncontested (other drivers fault) and the cars were taken to excellent bodyshops and the claims were handled directly, promptly and efficiently. That is what matters to me. I don't care if they do or do not cost more or less than others - its the fact they settled the claims hassle free.
October 29, 2020


Great rate!

New customer. Very pleased with my rate. Significantly less than other insurers. At this point, I'm very pleased with my savings.
January 20, 2020


They're the best

I love this company they work with you if you don't have the full payment.theyre so friendly and helpful
January 10, 2020


Happy with savings

I had plymouth rock in the past, and always liked them. I recently switched back to go on a joint policy with my partner and I am very happy with the savings.
November 21, 2019


We love Plymouth Rock

The customer service and ease of doing business is so good. Their staff has good knowledge of the products. Their product has so many good features. I know that if anything happens I can call and get it taken care of quickly and trust that it will be done efficiently and well.
August 24, 2019


History with Plymouth Rock Assurance

I bought the auto insurance many years ago when it was Prudential. It later became High Point and about 2011 it became Plymouth Rock Assurance. I haven't had a claim since January 2015. In 2015 the claim was handled fast without any hassles.
August 21, 2019


Plymouth Rock Assurance is solid as a rock!

Plymouth Rock Assurance is in excellent Insurance Company. They offer many options for your policies, have really affordable rates, and excellent customer service. I have been with them for years now, and they offer the lowest rates for the best coverage in my state.
July 30, 2019


Right Company at Right Time

Very happy with service. They addressed all of my questions and all of my concerns. I have been doing business with them a very long time!
July 12, 2019


Good insurance company

They offer comparative rates. Great customer service!! They even offer discounted tickets for events!!
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