Ford Edge Insurance Rates [Rates + Comparison Guide]
Average Ford Edge insurance rates cost $1,296 a year, or around $108 a month. On average, comprehensive coverage costs $316, collision coverage costs $461, and liability coverage costs $366 for Ford Edge insurance.
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Written by
Rachel Bodine |
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Reviewed by
Daniel Walker
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UPDATED: Jun 19, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 19, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,296 a year or $108 each month
- A liability-only policy costs around $519 a year or $43 each month
- Highest rates are for teenage drivers at around $4,737 a year or $395 each month
- Good drivers can save as much as $534 a year by earning policy discounts
- Ford Edge insurance costs around $223 less per year than the average vehicle
Ford Edge insurance rates are $108 per month for full coverage and $43 per month for liability-only coverage. You can spend $223 less on auto insurance rates when you insure a Ford Edge. Read through the guide to learn how you save more.
You can start comparing quotes for Ford Edge auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
Ford Edge Insurance Cost
The average Ford Edge auto insurance rates are $1,296 a year or $108 a month.
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Are Ford Edges Expensive to Insure?
The chart below details how Ford Edge insurance rates compare to other SUVs like the Volkswagen Atlas, Toyota Land Cruiser, and Jeep Grand Cherokee.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Edge | $266 | $500 | $372 | $1,296 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Edge Insurance?
The Ford Edge trim and model you choose will affect the total price you will pay for Ford Edge insurance coverage.
Age of the Vehicle
Older Ford Edge models generally cost less to insure. For example, auto insurance for a 2020 Ford Edge costs $1,296, while the 2010 Ford Edge insurance costs are $1,086, a difference of $210.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford Edge | $266 | $500 | $372 | $1,296 |
| 2019 Ford Edge | $254 | $482 | $390 | $1,284 |
| 2018 Ford Edge | $244 | $478 | $398 | $1,278 |
| 2017 Ford Edge | $236 | $466 | $416 | $1,276 |
| 2016 Ford Edge | $228 | $446 | $430 | $1,262 |
| 2015 Ford Edge | $216 | $430 | $442 | $1,246 |
| 2014 Ford Edge | $206 | $400 | $452 | $1,216 |
| 2013 Ford Edge | $198 | $376 | $456 | $1,188 |
| 2012 Ford Edge | $190 | $338 | $460 | $1,146 |
| 2011 Ford Edge | $178 | $310 | $460 | $1,106 |
| 2010 Ford Edge | $172 | $292 | $464 | $1,086 |
Driver Age
Driver age can have a significant impact on the cost of Ford Edge auto insurance. For example, 20-year-old drivers pay approximately $1,585 each year for their Ford Edge auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Ford Edge insurance rates. For example, drivers in Los Angeles may pay $1,114 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Ford Edge auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Ford Edge auto insurance with violations on their driving record.
Ford Edge Safety Ratings
Your Ford Edge auto insurance rates are tied to the safety ratings of the Ford Edge. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford Edge Crash Test Ratings
Ford Edge crash test ratings can impact the cost of your Ford Edge auto insurance. See Ford Edge crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Edge Safety Features
The more safety features you have on your Ford Edge, the more likely it is that you can earn a discount. The Ford Edge’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Ford Edge Insurance Loss Probability
Review the Ford Edge auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Ford Edge auto insurance costs; higher percentages mean higher Ford Edge auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -47% |
|---|---|
| Property Damage | no data |
| Comprehensive | -7% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Ford Edge Finance and Insurance Cost
If you are financing a Ford Edge, most lenders will require your carry higher Ford Edge coverage options including comprehensive coverage, so be sure to shop around and compare Ford Edge auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Ford Edge Insurance
Drivers can end up saving more money on their Ford Edge auto insurance rates by employing any one of the following strategies.
- Carpool to Work Instead of Driving Your Ford Edge
- Consider Using a Tracking Device on Your Ford Edge
- Ask About Welcome Discounts
- Ask About Ford Edge Low Mileage Discounts
- Compare Auto Insurance Companies After Moving
Top Ford Edge Insurance Companies
Several insurance companies offer competitive Ford Edge insurance rates based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Ford Edge drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford Edge Insurance Quotes Online
You can start comparing quotes for Ford Edge auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Rachel Bodine |
|
Reviewed by
Daniel Walker
|