Free Auto Insurance Quotes

Looking for online auto insurance quotes? You can purchase policies online through most major U.S. insurers. Comparing online quotes from multiple providers could save you 20%.

Free Auto Insurance Comparison

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Apr 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Shopping around for auto insurance can help you save up to $800 a year
  • Uninsured/underinsured motorist coverage is required in some states
  • Drivers are usually required to carry minimum levels of liability and personal injury protection insurance

Many drivers find the cost of auto insurance frustratingly high. In order to find the most beneficial and affordable car insurance policy, it is recommended that you compare rates from at least three different companies before you buy.

Shopping around for auto insurance can help you save up to $800 a year. Compare auto insurance online with our FREE comparison search!

Understand Your Insurance Needs

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The first step in finding cheap auto insurance is to check the minimum auto coverage requirements in your state.

Drivers are usually required to carry minimum levels of liability and personal injury protection insurance.

Uninsured/underinsured motorist coverage is required in some states. It is advisable to buy additional coverage even if you are on a tight budget.

Before you buy car insurance, conduct a cost-benefit analysis. If your vehicle is only worth $1,500, it doesn’t make sense to pay for collision or comprehensive coverage.

General recommendations for liability insurance limits are $100,000 for all people injured in an accident and $50,000 bodily injury liability for one person injured in a car accident.


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Review Your Current Insurance Policy

Millions of people use the same insurance company for years. Many of them are paying over the odds for car insurance. Take a few minutes to evaluate the amount of coverage you have now.

Consider the yearly and monthly cost of your policy. Contact your insurance provider and try to negotiate.

Auto insurance rates vary drastically from one company to the next. You can save hundreds of dollars a year simply by switching to a new insurer.

Compare Free Auto Insurance Quotes


Try to get at least five car insurance quotes from multiple carriers. Some drivers prefer to compare free auto insurance quotes online, while others go shopping the old fashioned way.

Make sure you get as many offers as you can. Statistics indicate that shopping around for car insurance at renewal time can help you save as much as $200 on your policy.

Many insurance companies offer discounts to customers who buy coverage online because the applications are cheaper to process.

By filling in one form you can get over 150 free auto insurance quotes from leading companies. The difference between the highest and lowest quotes can be thousands of dollars.

Make sure you are comparing car insurance quotes on a like-for-like basis. Some policies may seem cheaper, but they might not offer sufficient coverage.

Increasingly more companies are offering flexible policies tailored to fit your individual needs. Some of them feature discount plans for young drivers, seniors, and good students.

Setting a maximum budget before you start shopping will help you be financially responsible.

Compare Companies Side by Side

When comparing auto insurance quotes online, you should first decide what exactly you want from your car insurance provider. Make sure you choose a company that will be there when needed.

Some customers focus on cost and coverage options, while others are looking for reliable companies with a strong financial background.

Select a car insurance provider that has a good reputation and millions of customers, or one that has been in business for many years.

Use rating services like A.M. Best and Moody’s Investor Service to check the financial ratings for insurance companies.

Go for a company that offers 24/7 assistance. Many insurance providers who sell coverage through their websites allow customers to file claims and pay their car insurance rates online.

Make sure the company you choose responds to you promptly when you need to make a claim.

Choosing a well-established car insurance provider has numerous benefits. Many of the larger insurance carriers have networks of agents and dedicated claims call centers throughout the USA.

Use the Internet to read customer reviews, get useful tips on car insurance, and compare free auto insurance quotes.

Make a list of companies that provide competitively priced policies in your state.

Look for auto insurance carriers that are rated highly by private rating services and have few complaints filed against them.

A reputable company will be responsive to your questions and handle your claims in a timely manner. To find out more about the companies you are interested in, check your state’s Department of Insurance.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Ask About Car Insurance Discounts


One of the main advantages of comparing auto insurance quotes online is that you can see the discounts that are being offered.

Some companies offer discounts to customers who pay their premiums upfront, while others feature competitively priced policies designed for those who maintain a good driving record and keep their vehicles safe.

Being a good driver and staying claim-free for at least five years can help you save up to 75 percent on car insurance. Some insurance companies will give you the option of paying an additional fee to protect your no claims bonus.

Many drivers agree to a mileage restriction in order to pay less on auto insurance. The fewer miles your drive, the more money you will save.

If you don’t use your vehicle to drive to work, you will get lower auto insurance rates.

People who drive their cars only on local roads at the weekend are less likely to get involved in car accidents than those who commute.

Adding another driver to your policy will result in lower rates. Consider adding older drivers with a good driving history. Don’t add teenagers or inexperienced drivers to your policy because you will end up paying more on coverage.

Insurance companies offer massive discounts for such things as a good credit score, your car’s safety equipment, and certain professional affiliations.

Saving money on car insurance is easier than it seems. Before you start shopping around, make sure you have the specification details of your car available.

Ready to start comparing affordable auto insurance? Enter your zip code in the box below to get started!

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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