Land Rover Discovery Sport Auto Insurance (2024)
Land Rover Discovery Sport auto insurance rates average $134 a month for full coverage or $54 a month for minimum coverage. Finding Land Rover Discovery Sport teenager insurance coverage can cost on average $490 a month, so shop around to find cheap rates.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
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UPDATED: Feb 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- A liability-only policy costs around $646 a year or $54 each month
- Good drivers can save as much as $664 a year by earning policy discounts
- Land Rover Discovery Sport insurance costs around $91 more per year than the average vehicle
Land Rover Discovery Sport auto insurance rates are $134 per month or $1,610 per year for full coverage. Teens that drive a Land Rover Discovery Sport will have insurance rates of $490 per month.
However, parents can save money on auto insurance through policy discounts. Read our guide to learn more about how you can save money on Land Rover Discovery Sport insurance rates.
You can start comparing quotes for Land Rover Discovery Sport auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Land Rover Discovery Sport Insurance Cost
The average Land Rover Discovery Sport auto insurance costs are $1,610 a year or $134 a month.
Remember, insurance rates vary based on numerous factors, such as age and driving record.
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Land Rover Discovery Sports Are Expensive To Insure
The chart below details how Land Rover Discovery Sport insurance rates compare to other SUVs like the Ford Flex, Chevrolet Suburban, and Lexus RX 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Flex | $332 | $566 | $398 | $1,454 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Jaguar F-PACE | $470 | $982 | $398 | $2,008 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
However, there are a few things you can do to find the cheapest Land Rover insurance rates online.
Factors That Impact the Cost of Land Rover Discovery Sport Insurance
The Land Rover Discovery Sport trim and model you choose can impact the total price you will pay for Land Rover Discovery Sport insurance coverage.
Age of the Vehicle
Older Land Rover Discovery Sport models generally cost less to insure. For example, auto insurance for a 2017 Land Rover Discovery Sport costs $1,610, while 2015 Land Rover Discovery Sport insurance costs $1,554, a difference of $56.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Land Rover Discovery Sport | $368 | $668 | $416 | $1,610 |
| 2016 Land Rover Discovery Sport | $356 | $640 | $430 | $1,584 |
| 2015 Land Rover Discovery Sport | $336 | $618 | $442 | $1,554 |
New and expensive vehicles see higher insurance rates since they are much more costly to repair or replace.
Driver Age
Driver age can have a significant impact on Land Rover Discovery Sport auto insurance rates. For instance, a 30-year-old driver may pay $71 more each year for Land Rover Discovery Sport auto insurance than a 40-year-old driver.
Thankfully, auto insurance rates decrease as you age.
Driver Location
Where you live can have a large impact on Land Rover Discovery Sport insurance rates. For example, drivers in Los Angeles may pay $1,384 a year more than drivers in Indianapolis.
Drivers in rural areas tend to see lower rates since they are less likely to be in an accident or have their vehicle stolen.
Your Driving Record
Your driving record can have an impact on the cost of Land Rover Discovery Sport auto insurance. Teens and drivers in their 20s see the highest jump in their Land Rover Discovery Sport auto insurance with violations on their driving records.
Avoid tickets, accidents, and DUIs to keep your car insurance rates as low as possible.
Land Rover Discovery Sport Safety Ratings
The Land Rover Discovery Sport’s safety ratings will affect your Land Rover Discovery Sport car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Look up |
|---|---|
| Small overlap front: passenger-side | Look up |
| Moderate overlap front | Look up |
| Side | Look up |
| Roof strength | Look up |
| Head restraints and seats | Look up |
| Source: Insurance Institute for Highway Safety | |
Safety ratings are an important part of choosing the perfect vehicle for you.
Land Rover Discovery Sport Crash Test Ratings
Land Rover Discovery Sport crash test ratings can impact the cost of your Land Rover Discovery Sport car insurance. See Land Rover Discovery Sport crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Land Rover Discovery Sport SUV 4wd | N/R | N/R | N/R | N/R |
| 2019 Land Rover Discovery Sport (7 Seat) SUV 4WD | N/R | N/R | N/R | N/R |
| 2019 Land Rover Discovery Sport (5 Seat) SUV 4WD | N/R | N/R | N/R | N/R |
| 2018 Land Rover Discovery Sport (7 Seat) SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Land Rover Discovery Sport (5 Seat) SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Land Rover Discovery Sport (7 Seat) SUV 4WD | N/R | N/R | N/R | N/R |
| 2017 Land Rover Discovery Sport (5 Seat) SUV 4WD | N/R | N/R | N/R | N/R |
| 2016 Land Rover Discovery Sport (7 Seat) SUV 4WD | N/R | N/R | N/R | N/R |
| 2016 Land Rover Discovery Sport (5 Seat) SUV 4WD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Land Rover Discovery Sport come with multiple safety features that protect you and save you money.
Land Rover Discovery Sport Safety Features
The Land Rover Discovery Sport safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Land Rover Discovery Sport auto insurance rates. The Land Rover Discovery Sport’s safety features include:
- Rearview camera
- Front and rear parking sensors
- Forward collision warning
- Low-speed automatic emergency braking
- Lane keep assist, and
- Driver drowsiness monitoring
- Head-up display
- Adaptive cruise control
- High-speed automatic emergency braking
- Blind-spot monitoring,
- Lane departure warning,
- Traffic sign recognition,
- Surround-view parking camera system,
- Rear cross-traffic alert
- Parallel and perpendicular park assist
Most insurance companies provide vehicle safety discounts that may be available.
Land Rover Discovery Sport Finance and Insurance Cost
If you are financing a Land Rover Discovery Sport, you will pay more if you purchase Land Rover Discovery Sport auto insurance at the dealership, so be sure to shop around and compare Land Rover Discovery Sport auto insurance quotes from the best companies using our free tool below.
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5 Ways to Save on Land Rover Discovery Sport Insurance
Although it may seem like your Land Rover Discovery Sport auto insurance rates are set, there are a few measures that you can take to secure the best Land Rover Discovery Sport auto insurance rates possible. Take a look at the following five ways to save on Land Rover Discovery Sport auto insurance.
- Pay your bills on time — Especially Land Rover Discovery Sport payments and insurance
- Check the odometer on your Land Rover Discovery Sport
- Understand that insurance companies can’t change your Land Rover Discovery Sport auto insurance rate
- Mid-term based on changes to your credit score
- Take a refresher course as an older driver
- Ask about a student away-from-home discount
The best way to save money on Land Rover car insurance is to shop around.
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Compare rates, discounts, and coverage to find your best deal.
Top Land Rover Discovery Sport Insurance Companies
Several insurance companies offer competitive rates for the Land Rover Discovery Sport based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Land Rover Discovery Sport drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Each insurer calculates rates differently. So. compare rates from multiple companies to find the cheapest rates available.
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Start comparing Land Rover Discovery Sport auto insurance quotes for free by using our convenient online comparison tool.
Frequently Asked Questions
What are the average auto insurance rates for the Land Rover Discovery Sport?
On average, Land Rover Discovery Sport auto insurance rates are $134 per month for full coverage or $54 per month for minimum coverage.
How much does Land Rover Discovery Sport teenager insurance coverage cost?
Teenagers driving a Land Rover Discovery Sport can expect to pay an average of $490 per month for insurance coverage. It is recommended to shop around for cheaper rates.
What factors impact the cost of Land Rover Discovery Sport insurance?
Several factors can influence the cost of Land Rover Discovery Sport insurance, including the vehicle’s age, the driver’s age, location, and driving record.
Are Land Rover Discovery Sports expensive to insure?
Yes, Land Rover Discovery Sports tend to have higher insurance rates compared to other SUVs. However, there are ways to find cheaper insurance rates online.
How can I save money on Land Rover Discovery Sport insurance?
Here are five ways to save on Land Rover Discovery Sport insurance:
- Shop around and compare rates from different insurance companies.
- Take advantage of discounts offered by insurers.
- Choose a higher deductible.
- Maintain a clean driving record.
- Install safety features in your vehicle.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.