Compare Hyundai Elantra Insurance Rates [How to Find Cheap Rates]
Average auto insurance rates for a Hyundai Elantra cost $1,372 a year, or around $114 a month. Finding Hyundai Elantra teenager insurance rates can cost on average $5,015 a year, so shop around to find cheap coverage.
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Written by
Rachel Bodine
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Reviewed by
Daniel Walker
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UPDATED: Jul 16, 2020
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Key takeaways:
- Full coverage costs around $1,372 a year or $114 each month
- A liability-only policy costs around $550 a year or $46 each month
- Highest rates are for teenage drivers at around $5,015 a year or $418 each month
- Good drivers can save as much as $566 a year by earning policy discounts
- Hyundai Elantra insurance costs around $147 less per year than the average vehicle
Hyundai Elantra insurance rates are approximately $147 less per year than the average vehicle. Full coverage costs around $1,372 a year or $114 a month.
Good drivers can save up to $566 in policy discounts by following safe driving behaviors. Let’s take a quick look at Hyundai Elantra insurance rates, safety ratings, and more.
You can start comparing quotes for Hyundai Elantra car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Hyundai Elantra Insurance Cost
The average Hyundai Elantra car insurance rates are $1,372 a year or $114 a month.
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Are Hyundai Elantras Expensive to Insure?
The chart below details how Hyundai Elantra insurance rates compare to other sedans like the Honda Accord, Kia Forte, and Chevrolet Sonic.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Honda Accord | $280 | $500 | $372 | $1,310 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Honda Civic | $280 | $656 | $420 | $1,536 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
What Impacts the Cost of Hyundai Elantra Insurance?
The Hyundai Elantra trim and model you choose can impact the total price you will pay for Hyundai Elantra insurance coverage.
Age of the Vehicle
Older Hyundai Elantra models generally cost less to insure. For example, car insurance for a 2020 Hyundai Elantra costs $1,372, while 2010 Hyundai Elantra insurance costs are $1,130, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| 2019 Hyundai Elantra | $268 | $542 | $390 | $1,358 |
| 2018 Hyundai Elantra | $256 | $536 | $398 | $1,348 |
| 2017 Hyundai Elantra | $248 | $524 | $416 | $1,346 |
| 2016 Hyundai Elantra | $240 | $502 | $430 | $1,330 |
| 2015 Hyundai Elantra | $226 | $484 | $442 | $1,310 |
| 2014 Hyundai Elantra | $218 | $450 | $452 | $1,278 |
| 2013 Hyundai Elantra | $208 | $424 | $456 | $1,246 |
| 2012 Hyundai Elantra | $200 | $380 | $460 | $1,198 |
| 2011 Hyundai Elantra | $188 | $350 | $460 | $1,156 |
| 2010 Hyundai Elantra | $180 | $328 | $464 | $1,130 |
Driver Age
Driver age can have a significant effect on Hyundai Elantra car insurance rates. For example, 20-year-old drivers pay $1,678 more for their Hyundai Elantra car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Hyundai Elantra insurance rates. For example, drivers in Los Angeles may pay $508 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Hyundai Elantra auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Elantra car insurance with violations on their driving record.
Hyundai Elantra Safety Ratings
The Hyundai Elantra’s safety ratings will affect your Hyundai Elantra car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Hyundai Elantra Crash Test Ratings
Not only do good Hyundai Elantra crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Hyundai Elantra auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Hyundai Elantra GT 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2020 Hyundai Elantra 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Hyundai Elantra Gt 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Hyundai Elantra 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Hyundai Elantra Gt 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Hyundai Elantra 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Hyundai Elantra Gt 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Hyundai Elantra 4 DR FWD Later Release | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Hyundai Elantra 4 DR FWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Hyundai Elantra Gt 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Hyundai Elantra 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Elantra Safety Features
Having a variety of safety features on your Hyundai Elantra can help lower your Hyundai Elantra insurance costs. The Hyundai Elantra’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Hyundai Elantra Insurance Loss Probability
Another contributing factor that plays a direct role in Hyundai Elantra insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 2% |
|---|---|
| Property Damage | 2% |
| Comprehensive | -10% |
| Personal Injury | 33% |
| Medical Payment | 37% |
| Bodily Injury | 17% |
| Source: Insurance Institute for Highway Safety | |
Hyundai Elantra Finance and Insurance Cost
If you are financing a Hyundai Elantra, you will pay more if you purchase Hyundai Elantra car insurance at the dealership, so be sure to shop around and compare Hyundai Elantra car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Hyundai Elantra Insurance
Although it may seem like your Hyundai Elantra car insurance rates are set, there are a few measures that you can take to secure the best Hyundai Elantra car insurance rates possible. Take a look at the following five ways to save on Hyundai Elantra auto insurance.
- Make Sure You’re Raising a Safe Driver
- Ask About Farm and Ranch Vehicle Discounts
- Ask Your Insurance Company About Hyundai Elantra Discounts
- Buy a Hyundai Elantra with an Anti-Theft Device
- Don’t Always Pick the Cheapest Hyundai Elantra Insurance Policy
Top Hyundai Elantra Insurance Companies
Who is the best auto insurance company for Hyundai Elantra insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Elantra auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Elantra offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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