What discounts does The Hanover offer?

Looking for auto insurance discounts from The Hanover? Forbes recognizes The Hanover insurance group as one of the most trustworthy companies in the U.S.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Oct 28, 2021

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Things to remember...

  • The Hanover Insurance Group offers 22 unique car insurance discounts to its customers
  • This insurance company is one of the oldest still-operational companies in the United States
  • Drivers who are interested in saving money on car insurance should consider getting a quote from The Hanover Insurance Group and from several other providers

Trying to find the most affordable car insurance policy available is a common goal for many drivers across the country. Your premium may be a regular and often high expense in your budget, and saving money on car insurance is understandably a priority for anyone who lives on a budget.

However, when you are shopping for new auto insurance coverage, avoid making your buying decision based on price alone.

The car insurance company that you choose to buy coverage from will largely determine your overall experience with the company over the months and years to come. It is important to review a firm’s financial strength carefully, but you also need to pay attention to the company’s reputation for providing great customer service and for processing claims quickly if you want to enjoy the best overall experience with your insurance provider.

What to Expect From The Hanover Insurance Group


The Hanover Insurance Group is one of the many providers that you may be thinking about buying insurance from. This company was originally founded in 1852, making it one of the oldest continuously-operated companies in the country. It boasts a headquarters in Worcester, and it offers great rates on home and business insurance as well as auto insurance to its customers.

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Saving Money on Your Policy From The Hanover Insurance Group

If you are thinking about getting a quote for auto insurance coverage from The Hanover Insurance Group, you may be interested to learn more about how you can save money on your coverage. Regardless of where you get a quote from, you can apply a few tips to save money on your auto coverage. These helpful and effective tips include:

  • Request a higher auto insurance deductible
  • Adjust your coverage limits and types carefully
  • Improve your driving record
  • Improve your credit rating
  • Relocate to a more affordable zip code
  • Purchase a vehicle that is more affordable to insure

Another excellent idea to save money on your auto coverage is to take advantage of as many car insurance discounts as possible. Remember that these money-saving discounts vary by company, and the requirements to qualify the discounts also vary.

For example, you may qualify for a safe driver discount with one provider and not with another provider. When you are comparing quotes for new car insurance policies, make direct inquiries about the discounts you qualify for or may qualify for with a few slight changes.

Exploring Discounts Available Through The Hanover Insurance Group

The desire to save money on car insurance is common, and the good news is that The Hanover Insurance Group provides its customers with 22 unique discounts.

While you may not qualify for all of the discounts, you may be pleased to discover that multiple discounts apply to your situation and can be combined to save you a substantial amount of money on your premium.


The Features in Your Car

The insured vehicle plays a major role on your insurance costs. For example, vehicles that have a less powerful engine and a more affordable replacement value may qualify for a lower rate.

In addition, features in your car can qualify you for extra savings through vehicle discounts. The Hartford Insurance Group offers discounts to its auto insurance policyholders for the following features:

  • Passive restraint
  • Anti-lock brakes
  • A theft-deterrent system
  • Vehicle recovery

If you typically only use your car to travel short distances, such as if you are retired or you work from home, you may also qualify for a low mileage discount.

Driver-Oriented Savings


While your vehicle will play a major role on your qualification status for different car insurance discounts, there are also discounts that are oriented toward the driver. These include:

  • A senior discount
  • A homeowner discount
  • A good student discount
  • A discount for certain occupations
  • A discount for those in a further education program
  • Discounts for membership in specific organizations

How You Pay Your Bills

If you are a new customer with The Hanover Insurance Group, you may qualify for a special discount when you sign up.

In addition, discounts are available for customers who pay their premium in full as well as for those who sign up for automated monthly payments with paperless billing.

Keep these factors in mind when you apply for coverage so that you can take full advantage of these savings options.

Other Savings Opportunities

This is a lengthy list of car insurance discounts that you may qualify for, and the good news is that the list continues. There are other discounts available for those who insure multiple vehicles or drivers under the same policy. In addition, if you purchase multiple insurance products from this company, such as both home and auto coverage, you may qualify for savings on one or both policies.

Compare Rates Online


When you request a quote from The Hanover Insurance Group or any other provider, the provider will need to review a significant amount of information before issuing a quote. This information includes:

  • Where you live
  • Your driving record
  • Details about the vehicle being insured
  • Your desired coverage limits and amounts
  • Your desired deductible amount

It can take a lot of time and effort to repeat this information to different providers verbally multiple times. Remember that it is wise to request quotes from at least three or four different providers. With this in mind, consider shopping online to compare rates more quickly and easily.

Because you should not drive without the proper car insurance in place, consider contacting The Hanover Insurance Group and a few other providers to obtain quotes today.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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