AAA Auto Insurance Discounts (2024)
The best AAA auto insurance discounts can save you up to 30% on your auto insurance policy. Dive into perks like good driver rewards, student discounts, and defensive driving course savings. Remember, the AAA discount landscape varies across the United States, so check out what's offered in your area.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Apr 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- AAA (American Automobile Association) is one of the most popular auto insurance providers in the United States
- AAA has enlisted partners to help you get the best coverage and best AAA auto insurance discounts at the lowest rates — the company does not sell auto insurance directly
- AAA offers a lot of auto insurance plans for vehicle owners and drivers, but the company is mostly known for its roadside assistance program
The benefits AAA car insurance can extend to its members have increased from the best AAA discounts for auto insurance at specific locations to a network of travel-related savings such as roadside assistance, free towing, lodging, fuel, and other exclusive benefits.
AAA car insurance discounts are varied and include everything from a good student discount to a AAA defensive driving course discount.
Roadside assistance and free towing have always been provided since the club was founded.
Contrary to popular belief, there is no AAA auto insurance company. The American Automobile Association, also referred as triple A car insurance, does not sell auto insurance. AAA members can purchase auto insurance products via some of the best companies where they get to enjoy top-of-the-line coverage insurance options and discounts on their auto insurance.
You can get all the standard coverage options required by state governments — liability coverage for bodily injury and property damage, coverage for medical payments, and personal injury protection, as well as comprehensive coverage.
Make sure you aren’t overpaying for your auto insurance coverage with our free insurance comparison tool. Enter your ZIP code to start comparing auto insurance quotes with your AAA discounts to seek out the best rates today.
What AAA auto insurance coverages and discounts are there?
AAA membership comes with a lot of benefits. On top of a variety of insurance services such as roadside fuel delivery, flat tire change or repair, and free towing, members also get to enjoy membership discounts on their auto insurance.
Regardless of the auto insurance provider you choose, auto insurance discounts are an important way to save. Triple A auto insurance has a long list of AAA discounts.
However, you will need to research what products and programs are available in your area since each AAA chapter covers a specific region. Eligibility requirements for insurance discounts vary by location. This will help you decide if an AAA membership cost is worth it.
Here’s the list of AAA insurance discounts available at the Auto Club:
AAA Auto Insurance Discounts | Percentage Saved |
---|---|
Away at School | Up to 30% |
Driver Training | Up to 10% |
Good Student | Up to 20% |
Multi-Vehicle | Not Available |
New Car | Up to 30% |
Passive Restraint | Not Available |
Pay-in-Full | Not Available |
Verified Mileage | Up to 10% |
Read on for a detailed explanation of how to qualify for Triple A insurance discounts and to learn more about the AAA discount list.
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What is the AAA Good Student discount?
Is there a good student discount for AAA? Absolutely. The Triple A good student discount can save you up to 20 percent on your auto insurance.
Many people ask how to get a AAA good student discounts. Your student must meet the AAA good student discounts GPA requirements to get a triple A student discount.
What are the Triple-A good student discount requirements? The AAA insurance good student discount requires you to be a student or have a student as a named driver on your auto insurance policy.
AAA Auto offers discounts for good students who maintain a high GPA and are not above 25 years of age.
If you or your child is currently in school and has good grades, inquire about the AAA good student discount requirements for college and high school students.
If you are unsure of how to get an AAA good student discount at your local AAA, ask for an AAA good student discount PDF form and the AAA student discount code. You should also inquire about the AAA student membership.
What is the AAA Student Away discount?
If you have a child under your auto insurance policy who’s going to school far from home, or you are a college student attending an out of town or an out of state university, the AAA college discount can help you save up to 30% on auto insurance for a child away at college.
AAA for college students offers special discounts tailored specifically to them, making it easier to access essential services while managing their budgets effectively.
The conditions are straightforward—to be eligible for the AAA student driver discount, you have to be attending a school that is 100-200 miles away from home or more, without access to a vehicle. Mileage and specific terms vary among providers.
With the AAA membership student discount, students can access AAA’s renowned roadside assistance services, travel discounts, and exclusive member perks at a discounted rate.
Whether you’re a full-time student or part-time, enrolled in a university or a community college, you can take advantage of the triple A insurance student discount. Don’t miss out on the opportunity to save with the student discount AAA offers – join AAA today and enjoy the benefits of membership while keeping your budget in check.
What is the AAA Pay-In-Full discount?
At AAA Auto, you will earn a discount on your auto insurance if you make full payment of the rate.
Rather than making monthly or semi-annual payments, auto insurance providers like it when their customers make full payments.
Paying the entire 12-month rate or more can earn you a significant discount on your payments. On top of that, pay in full ensures that you do not experience any coverage lapses.
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What is the AAA Passive Restraint discount?
Are you wondering what is a passive restraint discount? You can save money on your AAA car insurance quote by installing safety and security features in your vehicle.
Motorized seatbelts, air bags, and other factory-installed features can also earn you a discount on your auto insurance with AAA Auto.
These features reduce the risk of sustaining injuries in the event of an accident. According to the Insurance Institute for Highway Safety (IIHS), in 2017, seatbelts saved an estimated 14,955 lives by preventing fatal injuries.
Anti-theft devices also reduce the likelihood of your vehicle getting stolen. The installation of such devices means a significant reduction of risk hence lower rates.
What is the AAA New Car discount?
With AAA Auto, you can enjoy discounts up to 30 percent when you purchase coverage for a new vehicle or an automobile that is less than 2-3 years old.
Auto insurance providers offer discounts on newer vehicles because they are less likely to require any type of repair on a regular basis.
Also, drivers tend to be more careful with new vehicles hence lower chances of getting involved in an automobile accident.
Some of these discounts are not offered by all providers or in all states. Before you purchase coverage, take a closer look. Compare quotes from all listed AAA auto insurance providers before you make a decision.
You will be able to know where to find the best discounts if you take some time to compare quotes.
What is the AAA Multi-Vehicle discount?
Many auto insurance providers offer discounts for auto insurance policyholders with more than one vehicle under their policies.
To qualify for a AAA multi car discount, the vehicles must be used regularly (not in storage), be driven by the policyholder or any other person living in the same household, and the vehicles must be insured under the policyholder’s name.
There are limits to this type of discount. These restrictions vary from one provider to the next.
This type of discount can be beneficial if you have insured a teen driver under your policy. It can bring auto insurance costs down significantly. Which is why AAA discount car insurance is so popular.
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What is the AAA Driver Training discount?
With AAA Auto, you can save up to 10 percent on your auto insurance if you complete a driver training class.
To get the AAA good driver discounts you must complete a program. The program may involve accident prevention or defensive driving, covering topics such as drug and alcohol education as well as traffic laws.
Check with the provider to confirm whether you actually qualify for this AAA driving course discount.
In some areas, defensive driving discounts are only offered to senior drivers. Get a quote from an agent today for more AAA membership deals.
What is the AAA Mileage Verification discount?
The less time you are spending on the road, the lower the likelihood of getting into an accident. At AAA Auto, you can save up to 10 percent with a AAA low-mileage discount.
You will be required to submit your odometer readings when requested to qualify for the AAA mileage discount.
These AAA auto discounts vary depending on what region of the United States you are in.
Always ask about available discounts, such as the AAA professional discount, before you purchase a policy—you can reduce your rates significantly.
Be sure to compare AAA auto insurance quotes from several other providers before you make any financial commitments to AAA, even with AAA discounts.
What other AAA auto insurance member discounts are available?
If you are a member of AAA, check with your local office to see what other discounts they may have available. Some regional offices may offer a AAA auto insurance military discount or AAA loyalty discount.
Here is a triple A discounts list for members that may be offered in your area:
- AAA new driver discount
- AAA low mileage discount
- AAA smart driver discount
- AAA select professionals discount
- AAA alumni discount
You can also get a discount for safety inspections and for using the mobile app to access AAA Drive or AAA Onboard. These programs monitor your driving habits and offer a discount based on your safe driving.
Are there AAA auto insurance discounts due to COVID-19? In April 2020, AAA auto insurance discounts for coronavirus were being offered. In addition to AAA insurance discounts, COVID-19 relief benefits included free roadside assistance service to healthcare workers and first responders.
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What is AAA auto insurance and how does it work?
AAA offers coverage across the country through different providers. Coverages include auto, home, and health insurance, as well as add-ons specific to your location.
When you become a AAA member, you actually will use the company that works with AAA in your area.
How does AAA auto insurance rate in customer satisfaction?
It’s hard to come up with one rating since AAA uses different companies across the country. Each company will rate independently so you would need to look at the company that services your area to determine how well it rates.
What are the pros and cons of AAA auto insurance?
Like with all auto insurance, there are pros and cons to becoming a AAA member.
Some of the pros of being a AAA member are:
- You will generally receive discounts on a variety of services, such as a AAA multi policy discount and a AAA safe driver discount.
- There are many different coverages and additional vehicle services offered through AAA so you will probably find something that you want.
- AAA car insurance quotes are competitive with other providers.
The cons of AAA membership include:
- Because AAA uses local companies, the services available will vary depending on where you live.
- You have to pay for AAA each year to be a member.
Before you buy AAA auto insurance, shop around to make sure you get the best deal.
Before you decide on AAA auto insurance, don’t miss out on our free insurance comparison tool. Just enter your ZIP code to start looking for auto insurance discounts.
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Frequently Asked Questions
What are the available discounts offered by AAA Auto Insurance in 2023?
AAA Auto Insurance offers several discounts to its policyholders in 2023. Five of the available discounts include:
- Multi-policy discounts
- Safe driver discounts
- Good student discounts
- AAA membership discounts
- Anti-theft device discounts
How does the multi-policy discount work?
The multi-policy discount from AAA Auto Insurance allows you to save money when you insure multiple vehicles or combine your auto insurance policy with other types of coverage, such as homeowners or renters insurance, through AAA. By bundling your policies, you can enjoy a discounted premium for each policy.
What is the safe driver discount?
The safe driver discount is a discount provided by AAA Auto Insurance to policyholders who have maintained a good driving record and have not had any at-fault accidents or traffic violations within a specified period. This discount encourages safe driving habits and rewards responsible drivers with lower premiums.
Does AAA offer student discounts?
Many people ask if there is a AAA academic achievement discount. Yes this is one of the many on the AAA auto insurance discount list.
Who is eligible for the good student discount?
AAA automobile insurance offers a good student discount to eligible policyholders who are full-time students and meet certain academic requirements. Typically, this AAA insurance student discount is available to students under the age of 25 who maintain a minimum grade point average (GPA) specified by AAA.
How does the AAA membership discount work?
The AAA membership discount is available to policyholders who are also members of AAA. By having an active AAA membership, you can enjoy a discount on your auto insurance premium. This discount encourages policyholders to take advantage of the additional benefits and services provided by AAA.
Is AAA worth it?
Yes, AAA auto discounts like the AAA verified mileage discount and the AAA evalue discount help keep triple A auto insurance rates low.
What is the AAA mature driver discount?
Requirements for eligibility may vary depending on the specific policies of the AAA branch or the insurance provider, but generally, drivers who are 55 years old or older and have completed an approved defensive driving course may qualify for this discount.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.