Best Auto Insurance Discounts for American Federation of Teachers (AFT) in 2024

Property damage, bodily injury liability, uninsured and underinsured motorist, and personal injury insurance are mandatory in many jurisdictions. Selecting auto insurance that gives you and your family the protection you need can be challenging.

To help with insurance shopping, you may want to search for auto insurance discounts for American Federation of Teachers (AFT) members. The AFT is a union and part of the AFL-CIO, the biggest labor federation in the United States. Here’s some additional information about AFT auto insurance discounts.

American Federation of Teachers Auto Insurance Discounts

As an AFT member, you may have access to auto insurance discounts with multiple insurance companies. Farmers is one company known for offering discounts to AFT members.

Farmers Insurance Choice is part of Farmers GroupSelect, a discount program for union members and people in other groups. Its auto insurance coverage is customizable, and it can meet your needs and budget.

AFT members who use Farmers can usually save on their auto insurance. For example, people who qualify for Farmers GroupSelect, including AFT members, saved an average of 22% in 2022.

That means they would pay an average of $131.04 per month for comprehensive coverage or $40.56 per month for liability insurance.

Farmers GroupSelect comes with new car replacement coverage and 24/7 claim reporting. Its discounts aren’t available to the general public. You can use this discount if you’re a current or retired union member.

Along with autos, insurance is available for boats, recreational vehicles, mobile homes, and umbrella or excess personal liability policies. Other benefits include:

• One toll-free number for all of your insurance needs
• Enhanced product coverages with every auto policy
• Multi-policy, good driver, claim-free, multi-vehicle, and anti-theft discounts
• The ability to apply anytime
• Extended customer service hours

You can also set up automatic deductions from your bank account. Premiums are spread evenly throughout the auto policy term, and there are usually no down payments, service fees, or interest charges.

To sign up for Farmers Insurance Choice, call 877-AFT-9638. If you’re a Farmers policyholder, you may qualify for additional Farmers auto insurance discounts, but you’ll have to ask about your options.

Farmers bought MetLife’s home and auto insurance division in 2021, and discounts are available for AFT members with MetLife auto insurance in all 50 states but none of the U.S. territories.

If you are interested in an auto insurance discount as an AFT member, research companies in your area that offer car insurance discounts and savings options.

Requirements for AFT Auto Insurance Discounts

To be eligible for these discounts on auto insurance for teachers, you must be part of the union. AFT members are college professors, kindergarten through 12th-grade teachers, school-related personnel, health care professionals, and government workers.

Students can join as affiliates, even if they don’t work anywhere that’s part of the AFT. If you qualify for an AFT discount, you can save hundreds of dollars annually on auto insurance.

Final Thoughts on American Federation of Teachers Auto Insurance Discounts

Many companies can offer auto insurance discounts for union members, even if you’re not part of the AFT. The AFT also offers discounts on home insurance, car rentals, hotels, theme park admissions, and free identity theft protection. As a result, teachers can often get cheap auto insurance.