Best Bastrop, Louisiana Auto Insurance in 2024
The average Bastrop, LA auto insurance rates are $459 per month. The minimum auto insurance in Bastrop is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Bastrop, Louisiana, compare quotes from multiple companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Bastrop, Louisiana is 15/30/25
- The average commute length in Bastrop is 22.4 minutes
- The cheapest auto insurance company in Bastrop is USAA
Bastrop, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Bastrop can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bastrop, Louisiana, including driving record, credit, commute time, and more.
Compare auto insurance in Bastrop to other Louisiana cities, including Monroe auto insurance rates, New Orleans auto insurance rates, and Baton Rouge auto insurance rates to see how Bastrop, Louisiana auto insurance rates stack up.
Before you buy Bastrop, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bastrop, Louisiana auto insurance quotes.
Minimum Auto Insurance in Bastrop, Louisiana
Bastrop, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bastrop, Louisiana.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Bastrop, Louisiana Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Bastrop, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,321 | $4,321 | $4,468 | $4,468 | $9,324 | $11,717 | $4,762 | $5,152 |
| Geico | $3,324 | $3,835 | $3,972 | $4,848 | $12,400 | $13,083 | $3,208 | $3,112 |
| Progressive | $4,183 | $3,902 | $3,498 | $3,791 | $16,479 | $18,309 | $4,757 | $4,819 |
| State Farm | $2,649 | $2,649 | $2,426 | $2,426 | $7,920 | $9,954 | $2,960 | $3,326 |
| USAA | $2,300 | $2,269 | $2,229 | $2,223 | $6,783 | $7,974 | $2,841 | $3,124 |
Cheap Bastrop, Louisiana Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Bastrop, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Bastrop, Louisiana.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,324 | $11,717 |
| Geico | $12,400 | $13,083 |
| Progressive | $16,479 | $18,309 |
| State Farm | $7,920 | $9,954 |
| USAA | $6,783 | $7,974 |
Cheap Bastrop, Louisiana Auto Insurance for Seniors
What are senior auto insurance rates in Bastrop, Louisiana? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,468 | $4,468 |
| Geico | $3,972 | $4,848 |
| Progressive | $3,498 | $3,791 |
| State Farm | $2,426 | $2,426 |
| USAA | $2,229 | $2,223 |
Cheap Bastrop, Louisiana Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bastrop, Louisiana compared to the annual auto insurance rates with a clean record in Bastrop, Louisiana.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,812 | $7,299 | $6,516 | $5,639 |
| Geico | $4,062 | $6,555 | $8,060 | $5,214 |
| Progressive | $6,222 | $8,340 | $8,026 | $7,281 |
| State Farm | $3,929 | $4,649 | $4,289 | $4,289 |
| USAA | $2,843 | $3,931 | $4,708 | $3,389 |
Cheap Bastrop, Louisiana Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Bastrop, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Bastrop, Louisiana to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,516 |
| Geico | $8,060 |
| Progressive | $8,026 |
| State Farm | $4,289 |
| USAA | $4,708 |
Cheap Bastrop, Louisiana Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Bastrop, Louisiana annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,943 | $5,467 | $4,790 |
| Geico | $7,105 | $6,165 | $4,648 |
| Progressive | $8,447 | $7,232 | $6,723 |
| State Farm | $5,970 | $3,821 | $3,075 |
| USAA | $5,140 | $3,277 | $2,736 |
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Cheap Bastrop, Louisiana Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Bastrop, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Bastrop, Louisiana to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 71220 | $5,160 |
Cheap Bastrop, Louisiana Auto Insurance Rates By Commute
Commute length and annual mileage affect Bastrop, Louisiana auto insurance. Find the cheapest annual Bastrop, Louisiana auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $6,067 | $6,067 |
| Geico | $5,855 | $6,090 |
| Progressive | $7,467 | $7,467 |
| State Farm | $4,177 | $4,400 |
| USAA | $3,603 | $3,833 |
Cheap Bastrop, Louisiana Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Bastrop, Louisiana? Check out the comparison of annual Bastrop, Louisiana auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,199 | $6,184 | $6,817 |
| Geico | $4,938 | $5,992 | $6,989 |
| Progressive | $6,102 | $7,398 | $8,902 |
| State Farm | $3,735 | $4,280 | $4,851 |
| USAA | $3,249 | $3,772 | $4,133 |
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Best By Category: Cheapest Auto Insurance in Bastrop, Louisiana
Compare the cheapest auto insurance companies in Bastrop, Louisiana in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Bastrop, Louisiana Auto Insurance Companies
What auto insurance companies in Bastrop, Louisiana are the cheapest? Compare the top Bastrop, Louisiana auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,067 |
| Geico | $5,973 |
| Progressive | $7,467 |
| State Farm | $4,289 |
| USAA | $3,718 |
What affects auto insurance rates in Bastrop, Louisiana?
There are a lot of reasons why auto insurance rates in Bastrop, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bastrop, Louisiana. Many local factors may affect your Bastrop auto insurance rates.
Bastrop Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bastrop, Louisiana auto theft statistics, there have been 29 auto thefts in the city.
Bastrop Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bastrop, Louisiana commute length is 22.4 minutes according to City-Data.
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Compare Bastrop, Louisiana Auto Insurance Quotes
Before you buy Bastrop, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bastrop, Louisiana auto insurance quotes.
Frequently Asked Questions
What is Bastrop, LA auto insurance?
Bastrop, LA auto insurance refers to insurance coverage specifically designed for vehicles registered and driven in Bastrop, Louisiana. It provides financial protection against damages or losses resulting from accidents, theft, or other covered events involving your vehicle.
What types of auto insurance coverage are available in Bastrop, LA?
The typical auto insurance coverage options available in Bastrop, LA include liability coverage, which helps cover damages to other people’s property or injuries they sustain in an accident you’re responsible for, as well as comprehensive and collision coverage, which cover damages to your vehicle.
Are there any specific auto insurance requirements in Bastrop, LA?
Yes, like most states, Louisiana has specific auto insurance requirements. Drivers in Bastrop, LA are required to have liability insurance with minimum coverage limits set by the state. As of my knowledge cutoff in September 2021, the minimum liability coverage in Louisiana is 15/30/25, which means $15,000 bodily injury liability per person, $30,000 bodily injury liability per accident, and $25,000 property damage liability per accident.
Can I purchase additional coverage options for my Bastrop, LA auto insurance policy?
Yes, you can enhance your auto insurance coverage by purchasing additional options beyond the minimum liability requirements. These may include collision coverage (for damage to your vehicle in a collision), comprehensive coverage (for damage to your vehicle from non-collision events like theft or vandalism), uninsured/underinsured motorist coverage, medical payments coverage, and more. Discuss your specific needs with an insurance professional to determine the best coverage options for you.
Are there any factors that can affect auto insurance rates in Bastrop, LA?
Yes, several factors can influence auto insurance rates in Bastrop, LA. These factors may include your driving record, age, gender, marital status, the type of vehicle you drive, your credit history, and the amount of coverage you choose. Additionally, the local area’s crime rate and population density can also impact insurance rates.
Where can I purchase auto insurance in Bastrop, LA?
You can purchase auto insurance in Bastrop, LA from various sources. This includes insurance agents and brokers representing different insurance companies, online insurance providers, or directly from insurance companies through their websites or customer service centers. It’s advisable to compare quotes from multiple providers to ensure you’re getting the best coverage and rates for your needs.
Are there any specific discounts or incentives available for Bastrop, LA auto insurance?
Insurance companies may offer various discounts and incentives for auto insurance in Bastrop, LA. These can include discounts for safe driving, multiple policies (such as bundling auto and home insurance), anti-theft devices, good student discounts, and more. Ask insurance providers about the discounts they offer to determine if you qualify for any cost-saving opportunities.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.