Best States for Classic Car Owners (2024)
The best states for classic car owners offer plenty of opportunities to show off your car and gather with other enthusiasts. While great weather helps make a state popular with classic car lovers, local car culture can overcome cold Midwest winters. From New York to California, classic car owners will feel at home in any of our top 10 states, four of which are in the South.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Jul 29, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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For classic car owners, pulling up to a car show on a sunny day to show off your pride and joy and admire the rows of shiny, lovingly restored vehicles is unmatched. And while those days are possible just about anywhere, some states are simply better for classic car owners. Which are the best places to live for car enthusiasts?
The best states for classic car owners are more than just places with good weather. All the sunny days in the world can’t create a thriving classic car community, but there are some places that are considered the best states for car enthusiasts.
So, to create our list of the top 10 states to own a classic car, we looked for places with a lot of classic car clubs, translating to a lot of opportunities to share your car love with others, such as where to find some of the best classic car shows in the US or find classic car dealers who can help you find affordable classic cars or affordable collector cars.
Of course, there are plenty of less fun aspects to owning a classic, like how auto insurance laws apply to classic cars and the rules surrounding registering a classic or antique sports cars. However, we’re here to help you find the best options for famous classic car insurance.
Auto insurance companies also treat classic cars differently, so you might need classic car auto insurance. Researching the best auto insurance companies can help you narrow down which companies have the coverages and prices that suit your needs, and maybe even find out the top 5 classic car insurance companies.
After you’ve narrowed down a list of companies or even if you want to skip that step, comparing live auto insurance quotes is the quickest way to save money. Enter your ZIP code into our free online quote comparison tool to do just that and get the best auto insurance rates in your area.
For classic cars, we’ve rounded up the information you need along with tips on the top car shows, like the biggest classic car show in the US, to catch in each state. Let’s get moving.
- The best states for classic cars have lots of active clubs and weather that will allow you to enjoy them
- Even states with cold winters can have a classic car culture that lands it in the top 10
- The most popular classic car among the top-ranked states is the 1969 Dodge Charger
Top 10 States to Own a Classic Car
What states are great for classic vehicles? While warm Southern states are certainly among the top picks, great car culture lands some Northern states among the top picks, too for the owners of New England classic cars.
Looking at average temperatures and classic car clubs in each state helped us create our list of the 10 best states for classic cars.
For each state, you’ll find costs for special registration. Bear in mind that there are often restrictions that come with the classic, historic, or antique designation on your plates and registration. For example, the requirements for Arizona classic car registration, classic car registration in Florida, and classic car registration in Georgia may all be different. There might be differences also depending on if you’re looking for classic vs antique car registration in Texas.
One of those restrictions is that most auto insurance companies require you to have a garage before they will insure a classic car. However, it may be possible to find classic car insurance that doesn’t require a garage.
Similar restrictions will apply to determine if your car will qualify for classic car insurance, which is generally cheaper and provides agreed-value coverage rather than market value.
Ready to find out which states made the top 10 for classic car owners? Pull up and read on to find out what state has the most classic cars and best car culture.
#10 – Arizona
Number of Classic Car Clubs: 17
Average Temperature: 60.3° F
Classic Car Registration: $25 application fee, $10 annual renewal
Most Popular Classic Car: 1970 Ford Mustang Mach 1
The weather in Arizona is suitable for classic car owners, although some days might be a bit too hot for a car without air conditioning, particularly in the southern part of the state.
Overall, though, the many days of sunshine are great for cruising. Scottsdale hosts a car meet every Saturday regardless of the weather, so there’s always a chance for a cruise with other owners of Arizona classic cars.
Arizona is home to quite a few car clubs and less organized cruise nights, and classic car culture is strong. It also offers low registration fees for Arizona classic car plates, with a one-time application fee and a minimal annual renewal rate.
For more information, check out our Arizona car insurance guide. You can also find out classic car rentals in Arizona if you just want to try a classic car out before buying one.
#9 – Texas
Number of Classic Car Clubs: 17
Average Temperature: 65° F
Classic Car Registration: $50 (1921 or later), $40 (pre-1921), +$40 for custom plate
Most Popular Classic Car: 1969 Dodge Charger
Like Arizona, Texas has year-round good weather that allows classic cars to be out on the road more often. Texas is the first of many states on our list to have the 1969 Dodge Charger as the most searched classic in the state, according to ClassicCars.com.
With a lot of car clubs to keep you busy and reasonable registration fees, Texas is a great place to live if you have a historic ride. One of the Texas classic plates rules is that Texas classic car registration fees are even cheaper for cars that are pre-1921, which is one of the Texas classic plates benefits.
If you’re interested in classic car dealers in Texas, there are a lot of options whether you check out classic cars for sale by owner in Texas or classic cars for sale in Texas on craigslist. You also don’t want to miss the annual Rock & Roll Nostalgia Car Show and Cruise in Lubbock, Texas to show off your ride.
Check out our Texas auto insurance guide for more information.
#8 – Maryland
Number of Classic Car Clubs: 18
Average Temperature: 54° F
Classic Car Registration: $25 one-time fee (60 years or older), $51 (all newer cars — every 2 years)
Most Popular Classic Car: 1954 Chevrolet Bel Air
If you’re in Maryland, you may be searching “classic car show near me.” Classic cars and a classic beach town are a tough combination to beat, and Ocean City, Maryland offers just that combination, hosting an annual hot rod and custom car show along with Cruisin’ Ocean City, where there are prizes to be won.
But it’s not just the beach towns where Maryland shines for classic car owners. Meets take place all across the state throughout the year. Maryland also offers a deal on registration, with cars 60 years or older costing only a one-time $25 fee. The state’s most popular classic — a ’54 Bel Air — fits right into that category.
Check out our guide to auto insurance in Maryland for more information.
#7 – Georgia
Number of Classic Car Clubs: 24
Average Temperature: 60.3° F
Classic Car Registration: $20, special tag $35 (both annual), one-time $25 plate fee
Most Popular Classic Car: 1969 Dodge Charger
You can’t help but think of cruising in a classic when you think of hot Georgia nights. Atlanta is home to one of the biggest monthly meets in the country, called Caffeine and Octane. Warm weather most of the year makes for a long cruising season, and it’s no surprise there’s a big market for classic cars here, and you can easily find classic cars for sale in Georgia.
Although registration is annual, the costs are low and the plate fee is one-time. It’s definitely one of the more affordable states for classic car registration, and you won’t have to pay an arm and a leg for a classic car tag in Georgia.
Check out our guide to Georgia auto insurance for more information.
#6 – Michigan
Number of Classic Car Clubs: 26
Average Temperature: 44° F
Classic Car Registration: $30, renewed every 10 years
Most Popular Classic Car: 1969 Dodge Charger
It’s no surprise that the home of Motor City would land a spot on the list of top states for classic cars. After all, many of the sought-after classics — including the Dodge Charger that tops the list in so many states — were built in Detroit.
Speaking of Detroit, it’s home to the annual Woodward Dream Cruise, one of the premier events in the world for classic car lovers. There are also tons of smaller events to attend across the state, and although the season is a little shorter, the culture more than makes up for it.
Check out an auto museum in Detroit, Michigan as well as other car museums in Michigan such as the Gilmore car museum, which is the largest car museum in Michigan and probably one of the best car museums in Michigan. You could also visit the Frankenmuth car show if you’re interested in checking out classic cars or even want to see the options of classic cars in Michigan that are for sale.
The classic car registration for Michigan drivers is cheap as well, which should help with the sting of high Michigan auto insurance rates.
#5 – Ohio
Number of Classic Car Clubs: 28
Average Temperature: 51° F
Classic Car Registration: Reserved $25, personalized $50, + $7.50 for a set of plates (one-time fees)
Most Popular Classic Car: 1969 Dodge Charger
Ohio may have long winters, but the love of classics makes the summers a time to make the most of the sunshine. And with more than two dozen classic car clubs, there’s plenty of chances to do just that. The calendar is packed throughout the spring, summer, and fall months.
Like many other states on our list, Ohio classic car lovers are big fans of the 1969 Dodge Charger. And while you’re shopping for cheap Dodge Charger insurance (assuming you’re lucky enough to find one), you can rest easy that you won’t overpay for registration. Make sure you review the Ohio historical plates rules to know what you need to do for your classic car options.
For more information, check out our guide to Ohio Auto Insurance.
#4 – New York
Number of Classic Car Clubs: 46
Average Temperature: 45° F
Classic Car Registration: $24 standard, $60 personalized +$25 in areas with Metro Commuter fee (all annual)
Most Popular Classic Car: 1969 Dodge Charger
New York is another state that doesn’t let winter interfere with a love for classic cars. Whether you’re looking for classic cars for sale in New York state or wanting to visit a New York car museum, classic cars are common in New York. The New York Fairgrounds in Syracuse is home to a huge annual classic car show and swap meet. The Syracuse Nationals takes place over three days and averages 8,000 cars.
Registration fees are reasonable, but you can expect to pay extra if you’re living in the Metropolitan Commuter Transportation District. That’s probably not surprising to those that live in that part of the state. Fortunately, classic car auto insurance tends to be cheaper than standard insurance and can offset some of your costs.
Check out our guide to New York auto insurance for more information.
#3 – Florida
Number of Classic Car Clubs: 47
Average Temperature: 70.7° F
Classic Car Registration: $7.50 (annual)
Most Popular Classic Car: 1969 Dodge Charger
Florida’s weather is hard to beat for classic car owners, with an average temperature of just over 70 degrees and a lot of sunny days. There are big meets that take place across the state, but one of the best-known is the Daytona Turkey Run. It’s named for the fact that it’s scheduled during Thanksgiving week, which is something you can do if you want to check out vintage cars in Florida.
Registration on classic cars in Florida is about as cheap as it comes, which makes up for the somewhat high Florida auto insurance rates. It’s no wonder this state has so many classic car clubs whether that’s drivers are looking for Florida muscle cars, Florida antique cars, or just Florida classic cars.
#2 – Pennsylvania
Number of Classic Car Clubs: 52
Average Temperature: 49° F
Classic Car Registration: $75 (one-time)
Most Popular Classic Car: 1967 Chevrolet Nova
Landing at the number two spot on our list is Pennsylvania, a state with a large number of classic car clubs and an affordable one-time registration fee that covers your classic for life, and if you want to check out a car museum in Pennsylvania, you have options, too.
One of the most famous car shows in Pennsylvania is the Elegance at Hershey. This show is among the top-ranked vintage car shows in the world, showcasing incredible examples of classic vehicles and including a vintage race. Dozens of other meets take place throughout the warmer months too, in case you’re in search of something smaller.
For more information, visit our guide to Pennsylvania auto insurance.
#1 – California
Number of Classic Car Clubs: 72
Average Temperature: 59.4° F
Classic Car Registration: varies; historic plates $25
Most Popular Classic Car: 1967 Ford Mustang
So which state has the eldest cars and best car culture? It’s hard to beat California’s weather and miles of great roads for cruising. A cruise up the Pacific Coast Highway alone could earn California the number one spot. It earned that spot, however, due to average temperatures that are comfortable throughout the year and a long list of active classic car clubs as well as different California automobile museums like the p-Petersen Automotive Museum.
While the Pebble Beach Concours d’Elegance, which might be the biggest car show in California, draws plenty of car lovers, there’s an endless array of meets and groups for every type of car lover in California. While the total for your California classic car registration fees will vary, there’s a low historic plate charge of only $25.
However, there is some concern about rumors of California restricting classic cars due to the impact of the emissions from older cars. At this point, you can still find some good options when you’re looking for old school cars for sale in California, though.
For more information, check out our California auto insurance guide.
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Full Study Results: All States Ranked for Classic Car Owners
Our full study ranked every state for average temperature and the number of general classic car clubs that aren’t focused on one particular type of car. Although the weather is an important factor for classic car owners, vibrant car culture is even more important.
California landed in our number one spot, winning for both ranking factors. Some other states with great weather didn’t rank as well as you might expect, although they may have more off-the-grid car clubs that aren’t listed by our source.
Frequently Asked Questions: Classic Car Specifics
If you have more questions about classic cars, we have more answers right here. This section covers topics like classic car rules, classic car insurance, and the benefits of Texas classic car registration.
#1 – Who has the best classic car insurance?
Choosing a good auto insurance company for classic cars is much like shopping for any other insurance; it really depends on your needs. Companies like Hagerty and Grundy are popular picks because they specialize in classics.
#2 – Is a 25-year-old car a classic?
Whether your car qualifies as a classic car depends on your state’s DMV classic car registration rules. These rules vary from state to state. The age requirement can be as low as 20 years in some states or more in others.
#3 – What is the easiest classic car to maintain?
Classic cars for which parts are readily available and affordable will be the easiest to maintain. Rare, foreign, or modified cars are likely to be more difficult.
#4 – Do classic cars need an inspection in Texas? What about other states?
Texas classic plates have rules that include a requirement that the car has an annual inspection. Classics don’t need to meet modern standards to pass.
As for other states, the rules for classic car inspection vary. Registering a car as a classic can reduce or remove inspection requirements. One of the benefits of classic car registration in Connecticut, for example, is that emissions testing isn’t required for cars over 25 years old. Registering a classic car in Florida without a title is another benefit.
#5 – When can you drive a car with antique tags?
Most states have rules that limit the use of antique, classic, or vintage cars that enjoy special registration rates. You may be restricted to driving occasionally or for show purposes. Check your state’s rules, such as looking up antique tags in Kansas or Florida antique tag benefits to make sure you’re in compliance.
#6 – Where is the best place to buy classic cars?
Some of the best places to buy a classic car are online and include Ebay Motors, Hemmings, Craigslist, and ClassicCars.com. You can also buy them at classic car auctions.
#7 – What city in the US has the most classic cars?
Wondering what cities have the most classic cars? The top city is Portland, Oregon. It has a long history replete with classic cars, including a classic car museum and a vibrant community of classic car collectors.
#8 – What state has the best car community?
In our ranking, California came out as No. 1 with 72 classic car clubs stretched across the state. It is also one of the nicest states to drive a classic car with a route stretching up the coast.
#9 – What year is a car considered classic?
Classic cars are generally at least 20 years old, with antique cars being 45 years old, and vintage cars going back all the way to the 1920s. Definitions may vary according to the source, however.
#10 – What’s the best classic car to buy?
With a multitude of options, just going with your taste and what you prefer is the best answer to that question. There are classic sports cars, muscle cars, and generally cars from most eras.
#11 – Is owning a classic car worth it?
It has been called a “labor of love.” But it can hold major value as an investment as classic car values increase over time rather than newer cars which start to depreciate once driven off the lot.
#12 – How many classic cars are left in the US?
The Hagerty Group, which sells classic car insurance, estimates that there are around 5 million collector cars in the United States, with baby boomers owning the majority of them.
#13 – What states have the most muscle cars?
According to ISeeCars.com, Texas is the state with the most muscle cars, with 5% of cars in Texas falling into that category.
Methodology: Ranking the Top 10 States for Classic Car Owners
To choose the best states to own a classic car, we started with average temperatures in each state. We then counted the number of classic car clubs in each state, leaving out clubs that are specific to one type of car in order to choose the groups with the broadest appeal.
We used data from the National Oceanic and Atmosphere Administration (NOAA) for the weather, using temperatures averaged over nearly 100 years from 1901-2000. The classic car club count was drawn from the Antique Automobile Club of America (AACA). Data on registration fees was drawn from individual state Department of Motor Vehicles websites.
Finding classic car insurance can be difficult and saving as much money as you can on auto insurance is a priority for everyone, no matter if they own a classic car or not. The best way to save is to compare personalized quotes from different insurance companies, so you can find a situation that matches both your insurance needs and your budget.
Plug your ZIP code into our free online quote generator to do just that and find the best auto insurance rates in your area. Our system does all the hard work, so you don’t have to.
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Frequently Asked Questions
What makes a state favorable for classic car owners?
Several factors contribute to a state being favorable for classic car owners. These factors may include lenient vehicle registration and title requirements, affordable insurance rates, availability of specialty auto shops, a vibrant classic car community, and the presence of car shows and events that cater to classic car enthusiasts.
What are some of the best states for classic car owners?
While opinions may vary, some states are often considered favorable for classic car owners. These states include:
- Florida: Known for its warm climate and large classic car community, Florida offers numerous car events and relatively lenient vehicle regulations.
- California: With its car culture and historic ties to the automotive industry, California hosts various classic car shows and has several specialty shops catering to classic car owners.
- Texas: Texas has a thriving classic car scene, favorable registration and insurance requirements, and a range of events and gatherings for enthusiasts.
- Arizona: The state’s dry climate helps preserve classic cars, and Arizona offers lenient regulations and a strong classic car community.
- Michigan: Home to the American automotive industry, Michigan has a rich car culture and hosts the famous Woodward Dream Cruise, making it a great state for classic car enthusiasts.
How do state regulations affect classic car ownership?
State regulations can significantly impact classic car ownership. Some states have specific requirements for registration, titles, and inspections of classic cars, including mileage limitations and periodic safety inspections. Favorable states often have more relaxed regulations, allowing for easier registration, reduced fees, and exemptions from certain requirements.
Does insurance play a role in determining the best states for classic car owners?
Yes, insurance is an essential factor when considering the best states for classic car owners. States with affordable insurance rates and specialized coverage options for classic cars can be more favorable. Additionally, states with insurance providers that offer agreed value coverage and understand the unique needs of classic car owners contribute to a positive ownership experience.
Are there specific insurance companies known for providing excellent coverage for classic cars?
Yes, several insurance companies specialize in classic car insurance and are known for providing excellent coverage. Some well-regarded providers include Hagerty, Grundy, American Collectors Insurance, and Heacock Classic. These companies understand the value and requirements of classic cars, offering specialized policies and coverage options tailored to classic car owners.
Can classic car owners transport their vehicles across state lines without issues?
Transporting classic cars across state lines generally does not pose significant issues. However, it’s essential to be aware of state-specific regulations regarding vehicle transport, especially if the classic car is not currently registered. It’s advisable to research the requirements and contact the relevant state agencies or consult with a professional transport company to ensure compliance with any necessary documentation or permits.
Can classic car owners participate in events and shows in states other than their own?
Yes, classic car owners can participate in events and shows in states other than their own. Classic car events and shows often attract enthusiasts from various states, allowing owners to showcase their vehicles and interact with other collectors and enthusiasts. It’s important to check event requirements and regulations, such as registration or display guidelines, before participating in events in different states.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.