Best Bridgeton, New Jersey Auto Insurance in 2026
The average Bridgeton, NJ auto insurance rates are $450 per month. The minimum auto insurance in Bridgeton is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Bridgeton, New Jersey, compare quotes from multiple companies.
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Table of Contents
Table of Contents
Insurance and Finance Writer
Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...
Merriya Valleri
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Jeffrey Manola
Updated September 2024
- The average commute length in Bridgeton is 24.8 minutes
- The cheapest auto insurance company in Bridgeton is Geico
- The most expensive auto insurance company in Bridgeton for teen drivers is State Farm
Bridgeton, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Bridgeton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bridgeton, New Jersey, including driving record, credit, commute time, and more.
Compare auto insurance in Bridgeton to other New Jersey cities, including Paterson auto insurance rates, Trenton auto insurance rates, and Passaic auto insurance rates to see how Bridgeton, New Jersey auto insurance rates stack up.
Before you buy Bridgeton, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bridgeton, New Jersey auto insurance quotes.
Minimum Auto Insurance in Bridgeton, New Jersey
Bridgeton, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bridgeton, New Jersey.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Bridgeton, New Jersey Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Bridgeton, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,350 | $3,334 | $3,256 | $3,256 | $10,525 | $12,857 | $3,940 | $4,052 |
| Farmers | $5,035 | $5,063 | $4,893 | $4,737 | $14,217 | $16,204 | $5,922 | $5,933 |
| Geico | $2,140 | $2,094 | $2,081 | $2,081 | $3,829 | $3,824 | $2,447 | $2,388 |
| Liberty Mutual | $4,433 | $4,433 | $4,866 | $4,866 | $11,406 | $12,935 | $4,866 | $5,577 |
| Progressive | $2,220 | $2,040 | $1,995 | $2,068 | $9,964 | $10,870 | $2,620 | $2,469 |
| State Farm | $4,094 | $4,094 | $3,706 | $3,706 | $13,378 | $17,175 | $4,665 | $5,211 |
| Travelers | $2,971 | $2,884 | $2,750 | $2,772 | $6,665 | $7,495 | $2,889 | $2,863 |
Cheap Bridgeton, New Jersey Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Bridgeton, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Bridgeton, New Jersey.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,525 | $12,857 |
| Farmers | $14,217 | $16,204 |
| Geico | $3,829 | $3,824 |
| Liberty Mutual | $11,406 | $12,935 |
| Progressive | $9,964 | $10,870 |
| State Farm | $13,378 | $17,175 |
| Travelers | $6,665 | $7,495 |
Cheap Bridgeton, New Jersey Auto Insurance for Seniors
What are senior auto insurance rates in Bridgeton, New Jersey? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,256 | $3,256 |
| Farmers | $4,893 | $4,737 |
| Geico | $2,081 | $2,081 |
| Liberty Mutual | $4,866 | $4,866 |
| Progressive | $1,995 | $2,068 |
| State Farm | $3,706 | $3,706 |
| Travelers | $2,750 | $2,772 |
Cheap Bridgeton, New Jersey Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bridgeton, New Jersey compared to the annual auto insurance rates with a clean record in Bridgeton, New Jersey.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,174 | $6,961 | $6,068 | $5,081 |
| Farmers | $6,021 | $10,144 | $8,351 | $6,486 |
| Geico | $2,031 | $2,669 | $3,711 | $2,031 |
| Liberty Mutual | $6,408 | $7,336 | $6,539 | $6,408 |
| Progressive | $3,651 | $4,953 | $4,218 | $4,301 |
| State Farm | $3,811 | $6,929 | $11,135 | $6,140 |
| Travelers | $3,012 | $4,468 | $4,312 | $3,852 |
Cheap Bridgeton, New Jersey Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Bridgeton, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Bridgeton, New Jersey to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,068 |
| Farmers | $8,351 |
| Geico | $3,711 |
| Liberty Mutual | $6,539 |
| Progressive | $4,218 |
| State Farm | $11,135 |
| Travelers | $4,312 |
Cheap Bridgeton, New Jersey Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Bridgeton, New Jersey annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,768 | $4,998 | $3,949 |
| Farmers | $9,269 | $7,202 | $6,780 |
| Geico | $3,925 | $2,263 | $1,643 |
| Liberty Mutual | $8,455 | $6,270 | $5,293 |
| Progressive | $4,819 | $4,180 | $3,843 |
| State Farm | $10,129 | $6,114 | $4,769 |
| Travelers | $5,252 | $3,850 | $2,632 |
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Cheap Bridgeton, New Jersey Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Bridgeton, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Bridgeton, New Jersey to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 8302 | $5,115 |
Cheap Bridgeton, New Jersey Auto Insurance Rates By Commute
Commute length and annual mileage affect Bridgeton, New Jersey auto insurance. Find the cheapest annual Bridgeton, New Jersey auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,561 | $5,581 |
| Farmers | $7,750 | $7,750 |
| Geico | $2,589 | $2,632 |
| Liberty Mutual | $6,608 | $6,737 |
| Progressive | $4,281 | $4,281 |
| State Farm | $6,824 | $7,183 |
| Travelers | $3,911 | $3,911 |
Cheap Bridgeton, New Jersey Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Bridgeton, New Jersey? Check out the comparison of annual Bridgeton, New Jersey auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,120 | $5,656 | $5,938 |
| Farmers | $7,032 | $7,706 | $8,514 |
| Geico | $2,338 | $2,657 | $2,836 |
| Liberty Mutual | $5,965 | $6,876 | $7,177 |
| Progressive | $3,915 | $4,337 | $4,591 |
| State Farm | $6,515 | $7,094 | $7,401 |
| Travelers | $3,588 | $3,911 | $4,234 |
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Best By Category: Cheapest Auto Insurance in Bridgeton, New Jersey
Compare the cheapest auto insurance companies in Bridgeton, New Jersey in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
The Cheapest Bridgeton, New Jersey Auto Insurance Companies
What auto insurance companies in Bridgeton, New Jersey are the cheapest? Compare the top Bridgeton, New Jersey auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,571 |
| Farmers | $7,750 |
| Geico | $2,610 |
| Liberty Mutual | $6,673 |
| Progressive | $4,281 |
| State Farm | $7,004 |
| Travelers | $3,911 |
What affects auto insurance rates in Bridgeton, New Jersey?
There are a lot of reasons why auto insurance rates in Bridgeton, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bridgeton, New Jersey. Many local factors may affect your Bridgeton auto insurance rates.
Bridgeton Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bridgeton, New Jersey commute length is 24.8 minutes according to City-Data.
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Compare Bridgeton, New Jersey Auto Insurance Quotes
Before you buy Bridgeton, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bridgeton, New Jersey auto insurance quotes.
Frequently Asked Questions
What is auto insurance and why is it important in Bridgeton, NJ?
Auto insurance is a contract between you and an insurance company that provides financial protection in case of accidents, theft, or damage to your vehicle. It is important in Bridgeton, NJ, as it is required by law to have at least the minimum liability coverage to drive legally. Auto insurance helps cover the costs of repairs, medical expenses, and liability claims that may arise from accidents.
What are the minimum auto insurance requirements in Bridgeton, NJ?
In Bridgeton, NJ, the minimum auto insurance requirements include liability coverage of at least $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage per accident. This is often referred to as 15/30/5 coverage.
Are there any additional coverage options to consider for auto insurance in Bridgeton, NJ?
Yes, in addition to the minimum liability coverage, there are several additional coverage options you may want to consider for auto insurance in Bridgeton, NJ. These include comprehensive coverage (for damage to your vehicle from non-accident-related incidents like theft or weather damage), collision coverage (for damage to your vehicle in case of an accident), uninsured/underinsured motorist coverage (protection if you’re in an accident with someone who has no insurance or inadequate coverage), and medical payments coverage (for medical expenses resulting from an accident).
How can I find affordable auto insurance in Bridgeton, NJ?
To find affordable auto insurance in Bridgeton, NJ, it’s important to shop around and compare quotes from different insurance companies. You can contact insurance agents directly, use online comparison tools, or work with an independent insurance broker who can help you find the best rates. Additionally, maintaining a good driving record, opting for higher deductibles, and bundling your auto insurance with other policies (such as home or renters insurance) may also help lower your premiums.
Can I get discounts on auto insurance in Bridgeton, NJ?
Yes, many insurance c ompanies offer discounts that can help lower your auto insurance premiums in Bridgeton, NJ. Common discounts include safe driver discounts, multi-policy discounts (when you have multiple policies with the same insurer), good student discounts, and discounts for safety features installed in your vehicle, such as anti-theft systems or anti-lock brakes. It’s recommended to ask your insurance provider about the available discounts and see if you qualify for any.
What should I do if I’m involved in an accident in Bridgeton, NJ?
If you’re involved in an accident in Bridgeton, NJ, it’s important to first ensure your safety and the safety of others involved. Contact the local authorities to report the accident and exchange information with the other party, including names, contact information, and insurance details. Notify your insurance company about the accident as soon as possible and provide them with all the necessary information. They will guide you through the claims process and help you with any questions or concerns you may have.
Can I change my auto insurance policy or switch insurance providers in Bridgeton, NJ?
Yes, you have the right to change your auto insurance policy or switch insurance providers in Bridgeton, NJ. It’s important to review your policy regularly and make changes as needed to ensure you have the coverage that meets your needs. When switching providers, consider factors such as coverage options, customer service, and pricing to make an informed decision. Be mindful of any cancellation fees or potential gaps in coverage when making the switch.
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