Best Brooklyn, New York Auto Insurance in 2024
The average Brooklyn, NY auto insurance rates are $779 per month. The minimum auto insurance in Brooklyn is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Brooklyn, New York, compare quotes from multiple companies.
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Brandon Frady
Licensed Insurance Producer
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Producer
UPDATED: Sep 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Brooklyn, New York is 25/50/10
- The most expensive auto insurance company in Brooklyn for teen drivers is Liberty Mutual
- The cheapest auto insurance company in Brooklyn is Geico
Brooklyn, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Brooklyn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brooklyn, New York, including driving record, credit, commute time, and more.
Compare auto insurance in Brooklyn to other New York cities, including Rochester auto insurance rates, Syracuse auto insurance rates, and Schenectady auto insurance rates to see how Brooklyn, New York auto insurance rates stack up.
Before you buy Brooklyn, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brooklyn, New York auto insurance quotes.
Minimum Auto Insurance in Brooklyn, New York
Brooklyn, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brooklyn, New York.
Minimum Required Auto Insurance Coverage in Brooklyn, New York
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Brooklyn, New York Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Brooklyn, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brooklyn, New York
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $6,006 | $5,496 | $5,753 | $5,797 | $17,989 | $18,961 | $5,606 | $5,505 |
| Geico | $2,889 | $2,779 | $2,776 | $2,735 | $5,941 | $9,164 | $2,585 | $2,653 |
| Liberty Mutual | $13,088 | $13,088 | $12,183 | $12,183 | $25,720 | $37,221 | $13,088 | $13,900 |
| Nationwide | $7,563 | $7,563 | $7,095 | $7,095 | $13,946 | $21,169 | $7,563 | $9,847 |
| Progressive | $4,404 | $3,938 | $3,386 | $3,483 | $14,113 | $15,157 | $5,426 | $4,967 |
| State Farm | $6,945 | $6,945 | $6,110 | $6,110 | $20,138 | $24,525 | $7,681 | $7,924 |
| Travelers | $6,352 | $6,172 | $5,705 | $5,951 | $13,976 | $16,319 | $6,565 | $6,623 |
| USAA | $4,192 | $4,136 | $3,777 | $3,813 | $16,847 | $20,071 | $5,443 | $6,069 |
Cheap Brooklyn, New York Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Brooklyn, New York is a challenge. Take a look at the annual teen auto insurance rates in Brooklyn, New York.
Annual Auto Insurance Rates for Teen Drivers in Brooklyn, New York
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $17,989 | $18,961 |
| Geico | $5,941 | $9,164 |
| Liberty Mutual | $25,720 | $37,221 |
| Nationwide | $13,946 | $21,169 |
| Progressive | $14,113 | $15,157 |
| State Farm | $20,138 | $24,525 |
| Travelers | $13,976 | $16,319 |
| USAA | $16,847 | $20,071 |
Cheap Brooklyn, New York Auto Insurance for Seniors
What are senior auto insurance rates in Brooklyn, New York? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Brooklyn, New York
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,753 | $5,797 |
| Geico | $2,776 | $2,735 |
| Liberty Mutual | $12,183 | $12,183 |
| Nationwide | $7,095 | $7,095 |
| Progressive | $3,386 | $3,483 |
| State Farm | $6,110 | $6,110 |
| Travelers | $5,705 | $5,951 |
| USAA | $3,777 | $3,813 |
Cheap Brooklyn, New York Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brooklyn, New York compared to the annual auto insurance rates with a clean record in Brooklyn, New York.
Annual Brooklyn, New York Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,451 | $7,451 | $11,122 | $9,533 |
| Geico | $3,037 | $3,313 | $6,374 | $3,037 |
| Liberty Mutual | $13,697 | $13,697 | $29,143 | $13,697 |
| Nationwide | $7,630 | $7,630 | $17,839 | $7,821 |
| Progressive | $6,654 | $6,654 | $7,423 | $6,706 |
| State Farm | $10,252 | $10,252 | $11,343 | $11,343 |
| Travelers | $7,213 | $9,054 | $9,162 | $8,402 |
| USAA | $7,208 | $7,323 | $10,321 | $7,323 |
Cheap Brooklyn, New York Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Brooklyn, New York is not easy. Compare the annual rates for DUI auto insurance in Brooklyn, New York to find the best deal.
Annual Auto Insurance Rates After a DUI in Brooklyn, New York
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $11,122 |
| Geico | $6,374 |
| Liberty Mutual | $29,143 |
| Nationwide | $17,839 |
| Progressive | $7,423 |
| State Farm | $11,343 |
| Travelers | $9,162 |
| USAA | $10,321 |
Cheap Brooklyn, New York Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Brooklyn, New York annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Brooklyn, New York
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $13,204 | $7,324 | $6,140 |
| Geico | $4,936 | $3,628 | $3,256 |
| Liberty Mutual | $24,683 | $16,046 | $11,947 |
| Nationwide | $10,230 | $10,230 | $10,230 |
| Progressive | $11,404 | $5,366 | $3,807 |
| State Farm | $15,237 | $9,562 | $7,593 |
| Travelers | $12,163 | $7,161 | $6,050 |
| USAA | $12,473 | $6,211 | $5,447 |
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Cheap Brooklyn, New York Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Brooklyn, New York can vary. Compare the annual cost of auto insurance by ZIP code in Brooklyn, New York to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Brooklyn, New York
| ZIP Code | Average Annual Rates |
|---|---|
| 11241 | $9,355 |
| 11242 | $9,304 |
| 11243 | $9,355 |
| 11249 | $9,226 |
| 11252 | $9,290 |
| 11256 | $9,226 |
Cheap Brooklyn, New York Auto Insurance Rates By Commute
Commute length and annual mileage affect Brooklyn, New York auto insurance. Find the cheapest annual Brooklyn, New York auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Brooklyn, New York
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $8,760 | $9,018 |
| Geico | $3,838 | $4,043 |
| Liberty Mutual | $17,047 | $18,071 |
| Nationwide | $10,230 | $10,230 |
| Progressive | $6,859 | $6,859 |
| State Farm | $10,373 | $11,221 |
| Travelers | $8,458 | $8,458 |
| USAA | $7,960 | $8,127 |
Cheap Brooklyn, New York Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Brooklyn, New York? Check out the comparison of annual Brooklyn, New York auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Brooklyn, New York
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,695 | $8,803 | $10,169 |
| Geico | $3,625 | $3,893 | $4,303 |
| Liberty Mutual | $16,676 | $17,513 | $18,488 |
| Nationwide | $9,394 | $10,099 | $11,198 |
| Progressive | $6,362 | $6,783 | $7,433 |
| State Farm | $10,060 | $10,877 | $11,455 |
| Travelers | $7,791 | $8,303 | $9,279 |
| USAA | $7,771 | $7,991 | $8,368 |
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Best By Category: Cheapest Auto Insurance in Brooklyn, New York
Compare the cheapest auto insurance companies in Brooklyn, New York in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Brooklyn, New York
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
The Cheapest Brooklyn, New York Auto Insurance Companies
What auto insurance companies in Brooklyn, New York are the cheapest? Compare the top Brooklyn, New York auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Brooklyn, New York
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,889 |
| Geico | $3,940 |
| Liberty Mutual | $17,559 |
| Nationwide | $10,230 |
| Progressive | $6,859 |
| State Farm | $10,797 |
| Travelers | $8,458 |
| USAA | $8,044 |
Compare Brooklyn, New York Auto Insurance Quotes
Before you buy Brooklyn, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brooklyn, New York auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that provides financial protection against physical damage and injuries resulting from car accidents or other incidents involving a vehicle. It can also offer coverage for theft, vandalism, and other non-collision-related damages.
Is auto insurance mandatory in Brooklyn, NY?
Yes, auto insurance is mandatory in Brooklyn, NY, as it is in the entire state of New York. All vehicle owners must carry a minimum amount of liability insurance to legally operate their vehicles on the road.
What are the minimum auto insurance requirements in Brooklyn, NY?
The minimum auto insurance requirements in Brooklyn, NY, include at least:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $10,000 property damage liability coverage per accident
Can I choose higher coverage limits than the minimum requirements?
Yes, you can choose higher coverage limits for your auto insurance policy in Brooklyn, NY. It’s generally recommended to opt for higher limits to provide more comprehensive protection and better safeguard your assets in case of a severe accident.
What other types of coverage are available in auto insurance policies?
In addition to liability coverage, you can consider adding the following types of coverage to your auto insurance policy:
- Collision coverage: Provides coverage for damage to your own vehicle resulting from a collision with another vehicle or object.
- Comprehensive coverage: Covers damage to your vehicle caused by incidents other than collisions, such as theft, vandalism, fire, or natural disasters.
- Personal injury protection (PIP): Offers coverage for medical expenses, lost wages, and other accident-related costs, regardless of fault.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
How are auto insurance premiums determined in Brooklyn, NY?
Auto insurance premiums in Brooklyn, NY, are determined by various factors, including your driving history, age, gender, marital status, location, type of vehicle, coverage limits, deductibles, and the insurance company’s underwriting guidelines. Your credit history may also be considered in some cases.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brandon Frady
Licensed Insurance Producer
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.