Best Buford, Georgia Auto Insurance in 2024
The average Buford, GA auto insurance rates are $447 per month. The minimum auto insurance in Buford is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Buford, Georgia, compare quotes from multiple companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Sep 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Buford is USAA
- Average auto insurance rates in Buford, GA for senior drivers are $2,912 per year
- The most expensive auto insurance company in Buford for teen drivers is Liberty Mutual
Buford, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Buford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Buford, Georgia, including driving record, credit, commute time, and more.
Compare auto insurance in Buford to other Georgia cities, including Alpharetta auto insurance rates, Roswell auto insurance rates, and Warner Robins auto insurance rates to see how Buford, Georgia auto insurance rates stack up.
Before you buy Buford, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Buford, Georgia auto insurance quotes.
Minimum Auto Insurance in Buford, Georgia
Buford, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Buford, Georgia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Buford, Georgia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Buford, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,228 | $3,228 | $3,095 | $3,095 | $7,644 | $9,843 | $3,615 | $3,947 |
| Geico | $2,165 | $2,153 | $2,112 | $2,112 | $6,848 | $8,207 | $2,860 | $3,173 |
| Liberty Mutual | $6,032 | $6,556 | $4,938 | $5,602 | $26,528 | $29,598 | $6,373 | $6,743 |
| Nationwide | $2,751 | $2,836 | $2,753 | $3,003 | $8,480 | $10,839 | $3,347 | $3,613 |
| Progressive | $3,420 | $3,106 | $2,954 | $3,126 | $11,380 | $12,582 | $3,937 | $4,094 |
| State Farm | $2,455 | $2,455 | $2,216 | $2,216 | $6,770 | $8,870 | $2,703 | $2,930 |
| USAA | $1,887 | $1,880 | $1,777 | $1,767 | $7,064 | $8,320 | $2,351 | $2,584 |
Cheap Buford, Georgia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Buford, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Buford, Georgia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,644 | $9,843 |
| Geico | $6,848 | $8,207 |
| Liberty Mutual | $26,528 | $29,598 |
| Nationwide | $8,480 | $10,839 |
| Progressive | $11,380 | $12,582 |
| State Farm | $6,770 | $8,870 |
| USAA | $7,064 | $8,320 |
Cheap Buford, Georgia Auto Insurance for Seniors
What are senior auto insurance rates in Buford, Georgia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,095 | $3,095 |
| Geico | $2,112 | $2,112 |
| Liberty Mutual | $4,938 | $5,602 |
| Nationwide | $2,753 | $3,003 |
| Progressive | $2,954 | $3,126 |
| State Farm | $2,216 | $2,216 |
| USAA | $1,777 | $1,767 |
Cheap Buford, Georgia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Buford, Georgia compared to the annual auto insurance rates with a clean record in Buford, Georgia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,857 | $6,018 | $4,907 | $4,066 |
| Geico | $2,510 | $3,131 | $6,401 | $2,774 |
| Liberty Mutual | $8,754 | $11,997 | $13,777 | $11,658 |
| Nationwide | $3,654 | $4,270 | $6,484 | $4,402 |
| Progressive | $4,306 | $7,806 | $5,167 | $5,021 |
| State Farm | $3,471 | $4,183 | $3,827 | $3,827 |
| USAA | $2,637 | $3,361 | $4,871 | $2,945 |
Cheap Buford, Georgia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Buford, Georgia is not easy. Compare the annual rates for DUI auto insurance in Buford, Georgia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,907 |
| Geico | $6,401 |
| Liberty Mutual | $13,777 |
| Nationwide | $6,484 |
| Progressive | $5,167 |
| State Farm | $3,827 |
| USAA | $4,871 |
Cheap Buford, Georgia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Buford, Georgia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,100 | $4,248 | $3,787 |
| Geico | $4,659 | $3,245 | $3,208 |
| Liberty Mutual | $16,495 | $10,175 | $7,969 |
| Nationwide | $5,562 | $4,551 | $3,994 |
| Progressive | $6,220 | $5,444 | $5,061 |
| State Farm | $5,426 | $3,378 | $2,677 |
| USAA | $4,476 | $3,171 | $2,714 |
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Cheap Buford, Georgia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Buford, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Buford, Georgia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 30518 | $5,190 |
| 30519 | $5,228 |
Cheap Buford, Georgia Auto Insurance Rates By Commute
Commute length and annual mileage affect Buford, Georgia auto insurance. Find the cheapest annual Buford, Georgia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,604 | $4,820 |
| Geico | $3,643 | $3,765 |
| Liberty Mutual | $11,546 | $11,546 |
| Nationwide | $4,703 | $4,703 |
| Progressive | $5,575 | $5,575 |
| State Farm | $3,827 | $3,827 |
| USAA | $3,296 | $3,611 |
Cheap Buford, Georgia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Buford, Georgia? Check out the comparison of annual Buford, Georgia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,365 | $4,759 | $5,012 |
| Geico | $3,420 | $3,726 | $3,965 |
| Liberty Mutual | $11,060 | $11,478 | $12,100 |
| Nationwide | $4,533 | $4,791 | $4,783 |
| Progressive | $5,046 | $5,474 | $6,205 |
| State Farm | $3,565 | $3,831 | $4,085 |
| USAA | $3,281 | $3,435 | $3,645 |
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Best By Category: Cheapest Auto Insurance in Buford, Georgia
Compare the cheapest auto insurance companies in Buford, Georgia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Buford, Georgia Auto Insurance Companies
What auto insurance companies in Buford, Georgia are the cheapest? Compare the top Buford, Georgia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,712 |
| Geico | $3,704 |
| Liberty Mutual | $11,546 |
| Nationwide | $4,703 |
| Progressive | $5,575 |
| State Farm | $3,827 |
| USAA | $3,454 |
What affects auto insurance rates in Buford, Georgia?
There are a lot of reasons why auto insurance rates in Buford, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Buford, Georgia. Many local factors may affect your Buford auto insurance rates.
Buford Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Buford, Georgia commute length is 30.9 minutes according to City-Data.
Buford Traffic
How does Buford, Georgia rank for traffic? According to Inrix Buford, Georgia is the 866th most congested worldwide.
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Compare Buford, Georgia Auto Insurance Quotes
Before you buy Buford, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Buford, Georgia auto insurance quotes.
Frequently Asked Questions
What is Buford, GA auto insurance?
Buford, GA auto insurance refers to insurance coverage specifically designed for vehicles registered and operated in Buford, Georgia. It provides financial protection in case of accidents, theft, or damage to your vehicle, as well as liability coverage for bodily injury or property damage you may cause to others while driving.
What types of auto insurance coverage are available in Buford, GA?
The types of auto insurance coverage available in Buford, GA are similar to those offered in other areas. They typically include liability coverage, which is mandatory in Georgia, as well as optional coverages such as collision, comprehensive, uninsured/underinsured motorist, medical payments, and personal injury protection. Additional specialized coverage options may also be available, depending on the insurance provider.
Is auto insurance mandatory in Buford, GA?
Yes, auto insurance is mandatory in Buford, GA, as it is throughout the state of Georgia. The minimum required coverage includes liability insurance to cover bodily injury and property damage caused to others in an accident. It’s important to comply with the state’s insurance requirements to avoid penalties or legal consequences.
How can I find auto insurance in Buford, GA?
To find auto insurance in Buford, GA, you can start by researching insurance providers online or asking for recommendations from friends, family, or local agents. Contact multiple insurance companies to obtain quotes and compare coverage options and premiums. Working with an independent insurance agent who represents multiple insurers can also help you find the best policy for your needs.
What factors can affect the cost of auto insurance in Buford, GA?
The cost of auto insurance in Buford, GA can be influenced by various factors. These factors include your driving record, age, gender, vehicle type, coverage limits, deductibles, annual mileage, and even your credit history. Insurance providers also consider local factors such as crime rates, traffic congestion, and accident statistics when determining premiums.
Are there any local regulations or requirements that may impact auto insurance in Buford, GA?
While auto insurance requirements are set at the state level in Georgia, there may be local regulations or requirements specific to Buford that could affect auto insurance. It’s important to stay informed about any local ordinances or regulations that may impact your insurance coverage. Working with a local insurance agent can help ensure compliance with any relevant local requirements.
Can I get discounts on auto insurance in Buford, GA?
Yes, many insurance providers offer discounts on auto insurance in Buford, GA. Common discounts include multi-policy discounts, safe driving discounts, discounts for taking defensive driving courses, discounts for safety features on your vehicle, and discounts for being a good student. It’s recommended to inquire with insurance companies about available discounts to potentially reduce your premiums.
What should I consider when choosing an auto insurance provider in Buford, GA?
When choosing an auto insurance provider in Buford, GA, it’s important to consider factors such as the company’s reputation, financial stability, customer service, coverage options, claims process, and premiums. Additionally, evaluate the policy’s terms and conditions, deductibles, and any specific endorsements or exclusions. Comparing quotes from multiple insurers can help you make an informed decision and find the best coverage for your needs in Buford, GA.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.