Best Bumpass, Virginia Auto Insurance in 2026

The average Bumpass, VA auto insurance rates are $204 per month. The minimum auto insurance in Bumpass is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Bumpass, Virginia, compare quotes from multiple companies.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
AllstateState FarmNationwideLiberty MutualFarmers Insurance
Luke Williams

Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project...

Written by
Luke Williams
Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...

Reviewed by
Heidi Mertlich

Updated September 2024

Things to Remember

  • The minimum auto insurance required in Bumpass, Virginia is 25/50/20
  • The most expensive auto insurance company in Bumpass for teen drivers is Allstate
  • The cheapest auto insurance company in Bumpass is USAA

Bumpass, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Bumpass can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bumpass, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Bumpass to other Virginia cities, including Newport News auto insurance rates, Norfolk auto insurance rates, and Roanoke auto insurance rates to see how Bumpass, Virginia auto insurance rates stack up.

Before you buy Bumpass, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bumpass, Virginia auto insurance quotes.

Minimum Auto Insurance in Bumpass, Virginia

Bumpass, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bumpass, Virginia.

Minimum Required Auto Insurance Coverage in Bumpass, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

Cheap Bumpass, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bumpass, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bumpass, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,058 $1,943 $2,046 $2,046 $6,437 $7,400 $2,673 $2,676
Geico $1,578 $1,578 $1,496 $1,496 $3,315 $4,446 $1,833 $1,818
Nationwide $1,492 $1,500 $1,324 $1,358 $3,601 $4,635 $1,648 $1,792
Progressive $1,291 $1,224 $1,168 $1,171 $5,980 $6,718 $1,564 $1,595
State Farm $1,440 $1,440 $1,292 $1,292 $4,257 $5,350 $1,626 $1,870
USAA $1,227 $1,211 $1,142 $1,154 $3,753 $4,475 $1,585 $1,746

Cheap Bumpass, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bumpass, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Bumpass, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Bumpass, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,437 $7,400
Geico $3,315 $4,446
Nationwide $3,601 $4,635
Progressive $5,980 $6,718
State Farm $4,257 $5,350
USAA $3,753 $4,475

Cheap Bumpass, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Bumpass, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bumpass, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,046
Geico $1,496 $1,496
Nationwide $1,324 $1,358
Progressive $1,168 $1,171
State Farm $1,292 $1,292
USAA $1,142 $1,154

Cheap Bumpass, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bumpass, Virginia compared to the annual auto insurance rates with a clean record in Bumpass, Virginia.

Annual Bumpass, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,552 $4,062 $3,738 $3,287
Geico $1,663 $2,164 $3,291 $1,663
Nationwide $1,886 $1,886 $2,764 $2,140
Progressive $2,208 $2,935 $2,640 $2,573
State Farm $2,124 $2,517 $2,321 $2,321
USAA $1,578 $2,046 $2,708 $1,815

Cheap Bumpass, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bumpass, Virginia is not easy. Compare the annual rates for DUI auto insurance in Bumpass, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Bumpass, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,738
Geico $3,291
Nationwide $2,764
Progressive $2,640
State Farm $2,321
USAA $2,708

Cheap Bumpass, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bumpass, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bumpass, Virginia

Insurance Company Poor Fair Good
Allstate $4,149 $3,331 $2,748
Geico $2,439 $2,073 $2,073
Nationwide $2,568 $2,064 $1,875
Progressive $2,884 $2,524 $2,359
State Farm $3,301 $2,046 $1,616
USAA $2,728 $1,854 $1,528

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

Cheap Bumpass, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bumpass, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Bumpass, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bumpass, Virginia

ZIP Code Average Annual Rates
23024 $2,127

Cheap Bumpass, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Bumpass, Virginia auto insurance. Find the cheapest annual Bumpass, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bumpass, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,307 $3,512
Geico $2,154 $2,236
Nationwide $2,169 $2,169
Progressive $2,589 $2,589
State Farm $2,264 $2,377
USAA $1,961 $2,112

Cheap Bumpass, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bumpass, Virginia? Check out the comparison of annual Bumpass, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bumpass, Virginia

Insurance Company Low Medium High
Allstate $3,316 $3,410 $3,502
Geico $2,110 $2,192 $2,283
Nationwide $2,277 $2,148 $2,081
Progressive $2,473 $2,560 $2,735
State Farm $2,194 $2,317 $2,451
USAA $1,955 $2,041 $2,115

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

Best By Category: Cheapest Auto Insurance in Bumpass, Virginia

Compare the cheapest auto insurance companies in Bumpass, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bumpass, Virginia

Category Insurance Company
Teenagers Geico
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Geico

The Cheapest Bumpass, Virginia Auto Insurance Companies

What auto insurance companies in Bumpass, Virginia are the cheapest? Compare the top Bumpass, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bumpass, Virginia

Insurance Company Average Annual Rates
Allstate $3,410
Geico $2,195
Nationwide $2,169
Progressive $2,589
State Farm $2,321
USAA $2,037

Compare Bumpass, Virginia Auto Insurance Quotes

Before you buy Bumpass, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bumpass, Virginia auto insurance quotes.

Frequently Asked Questions

Is auto insurance in Bumpass, VA any different from insurance in other locations?

Auto insurance in Bumpass, VA is similar to insurance in other locations. However, insurance rates can vary based on factors specific to the area, such as local traffic patterns, crime rates, and the frequency of accidents. It’s recommended to obtain quotes from multiple insurance providers to compare premiums specifically for Bumpass, VA.

What types of coverage are available for auto insurance in Bumpass, VA?

Auto insurance in Bumpass, VA typically offers the same coverage options as insurance in other areas. These options include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and optional coverages like roadside assistance and rental reimbursement. The specific coverage options available may vary depending on the insurance provider and policy.

Are auto insurance rates higher in Bumpass, VA compared to other areas?

Auto insurance rates can vary depending on several factors, including the area’s accident rates, crime rates, and population density. While Bumpass, VA may have its own unique characteristics, it’s essential to obtain quotes from multiple insurance providers to compare rates specific to the area and your individual circumstances.

Can I get discounts on auto insurance in Bumpass, VA?

Yes, many insurance providers offer discounts on auto insurance in Bumpass, VA. Common discounts include multi-car discounts, safe driver discounts, discounts for bundling multiple policies, and discounts for features like anti-theft devices and safety equipment in your vehicle. It’s recommended to inquire with insurance providers about available discounts specific to Bumpass, VA.

You can choose any insurance provider for your auto insurance in Bumpass, VA. It’s recommended to research and compare quotes from different insurance companies to find the best coverage and rates for your specific needs. Consider factors such as the company’s reputation, customer service, coverage options, and financial stability when selecting an insurance provider.

What steps can I take to potentially lower the insurance rates for my auto insurance in Bumpass, VA?

To potentially lower insurance rates for your auto insurance in Bumpass, VA, you can consider factors such as maintaining a clean driving record, opting for higher deductibles, taking advantage of available discounts, and bundling your auto insurance with other policies. Additionally, comparing quotes from multiple insurance providers can help you find competitive rates for your location.

Are there any specific considerations for auto insurance in Bumpass, VA?

While auto insurance in Bumpass, VA follows the general guidelines, it’s important to be aware of any specific requirements or regulations in the area. Familiarize yourself with the state’s minimum coverage requirements and any additional optional coverages that may be beneficial for your needs. Consulting with a local insurance agent can provide valuable insights and help you tailor your coverage to meet your requirements in Bumpass, VA.

Get a FREE Quote in Minutes

Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
NationwideLiberty MutualAllstateFarmers Insurance