Best Burton, Michigan Auto Insurance in 2024
The average Burton, MI auto insurance rates are $1,001 per month. The minimum auto insurance in Burton is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Burton, Michigan, compare quotes from multiple companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Sep 3, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 3, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Burton for teen drivers is Liberty Mutual
- The cheapest auto insurance company in Burton is USAA
- Average auto insurance rates in Burton, MI for senior drivers are $7,947 per year
Burton, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Burton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Burton, Michigan, including driving record, credit, commute time, and more.
Compare auto insurance in Burton to other Michigan cities, including Livonia auto insurance rates, Lansing auto insurance rates, and Troy auto insurance rates to see how Burton, Michigan auto insurance rates stack up.
Before you buy Burton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Burton, Michigan auto insurance quotes.
Minimum Auto Insurance in Burton, Michigan
Burton, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Burton, Michigan.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Burton, Michigan Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Burton, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $16,999 | $16,999 | $15,800 | $15,800 | $42,212 | $42,212 | $17,908 | $17,908 |
| Farmers | $9,956 | $9,956 | $9,195 | $9,195 | $23,050 | $23,050 | $11,285 | $11,285 |
| Geico | $4,269 | $4,269 | $4,361 | $4,361 | $11,919 | $11,919 | $4,079 | $4,079 |
| Liberty Mutual | $18,708 | $18,708 | $18,526 | $18,526 | $43,541 | $43,541 | $18,708 | $18,708 |
| Nationwide | $5,997 | $5,997 | $5,318 | $5,318 | $16,200 | $16,200 | $6,599 | $6,599 |
| Progressive | $2,917 | $2,719 | $2,585 | $2,862 | $10,904 | $11,700 | $3,397 | $3,170 |
| State Farm | $8,519 | $8,519 | $7,945 | $7,945 | $30,482 | $30,482 | $10,019 | $10,019 |
| Travelers | $5,738 | $5,738 | $4,928 | $4,928 | $17,302 | $17,302 | $6,234 | $6,234 |
| USAA | $2,991 | $2,803 | $2,816 | $2,636 | $7,402 | $6,962 | $3,633 | $3,444 |
Cheap Burton, Michigan Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Burton, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Burton, Michigan.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $42,212 | $42,212 |
| Farmers | $23,050 | $23,050 |
| Geico | $11,919 | $11,919 |
| Liberty Mutual | $43,541 | $43,541 |
| Nationwide | $16,200 | $16,200 |
| Progressive | $10,904 | $11,700 |
| State Farm | $30,482 | $30,482 |
| Travelers | $17,302 | $17,302 |
| USAA | $7,402 | $6,962 |
Cheap Burton, Michigan Auto Insurance for Seniors
What are senior auto insurance rates in Burton, Michigan? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $15,800 | $15,800 |
| Farmers | $9,195 | $9,195 |
| Geico | $4,361 | $4,361 |
| Liberty Mutual | $18,526 | $18,526 |
| Nationwide | $5,318 | $5,318 |
| Progressive | $2,585 | $2,862 |
| State Farm | $7,945 | $7,945 |
| Travelers | $4,928 | $4,928 |
| USAA | $2,816 | $2,636 |
Cheap Burton, Michigan Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Burton, Michigan compared to the annual auto insurance rates with a clean record in Burton, Michigan.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $11,242 | $15,051 | $50,836 | $15,790 |
| Farmers | $11,132 | $14,412 | $14,150 | $13,792 |
| Geico | $2,152 | $4,579 | $13,904 | $3,994 |
| Liberty Mutual | $16,980 | $20,813 | $39,683 | $22,007 |
| Nationwide | $7,255 | $9,801 | $8,857 | $8,201 |
| Progressive | $4,276 | $5,600 | $5,036 | $5,215 |
| State Farm | $8,934 | $10,780 | $23,704 | $13,549 |
| Travelers | $5,793 | $8,265 | $13,294 | $6,850 |
| USAA | $3,277 | $4,113 | $5,379 | $3,574 |
Cheap Burton, Michigan Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Burton, Michigan is not easy. Compare the annual rates for DUI auto insurance in Burton, Michigan to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $50,836 |
| Farmers | $14,150 |
| Geico | $13,904 |
| Liberty Mutual | $39,683 |
| Nationwide | $8,857 |
| Progressive | $5,036 |
| State Farm | $23,704 |
| Travelers | $13,294 |
| USAA | $5,379 |
Cheap Burton, Michigan Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Burton, Michigan annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $35,266 | $19,518 | $14,906 |
| Farmers | $19,410 | $10,736 | $9,969 |
| Geico | $7,921 | $5,819 | $4,732 |
| Liberty Mutual | $39,381 | $22,716 | $12,514 |
| Nationwide | $10,754 | $8,041 | $6,792 |
| Progressive | $5,781 | $4,890 | $4,425 |
| State Farm | $23,132 | $11,678 | $7,914 |
| Travelers | $8,764 | $8,498 | $8,390 |
| USAA | $6,132 | $3,490 | $2,635 |
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Cheap Burton, Michigan Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Burton, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Burton, Michigan to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 48439 | $7,290 |
| 48509 | $8,450 |
| 48519 | $8,902 |
| 48529 | $8,857 |
Cheap Burton, Michigan Auto Insurance Rates By Commute
Commute length and annual mileage affect Burton, Michigan auto insurance. Find the cheapest annual Burton, Michigan auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $23,230 | $23,230 |
| Farmers | $13,372 | $13,372 |
| Geico | $6,017 | $6,297 |
| Liberty Mutual | $24,027 | $25,715 |
| Nationwide | $8,529 | $8,529 |
| Progressive | $5,032 | $5,032 |
| State Farm | $13,849 | $14,634 |
| Travelers | $8,502 | $8,600 |
| USAA | $4,038 | $4,133 |
Cheap Burton, Michigan Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Burton, Michigan? Check out the comparison of annual Burton, Michigan auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $22,581 | $23,287 | $23,821 |
| Farmers | $12,909 | $13,326 | $13,880 |
| Geico | $5,793 | $6,109 | $6,569 |
| Liberty Mutual | $24,223 | $24,807 | $25,582 |
| Nationwide | $8,938 | $8,382 | $8,265 |
| Progressive | $4,840 | $5,040 | $5,214 |
| State Farm | $13,478 | $14,336 | $14,911 |
| Travelers | $8,458 | $8,560 | $8,633 |
| USAA | $3,965 | $4,096 | $4,197 |
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Best By Category: Cheapest Auto Insurance in Burton, Michigan
Compare the cheapest auto insurance companies in Burton, Michigan in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
The Cheapest Burton, Michigan Auto Insurance Companies
What auto insurance companies in Burton, Michigan are the cheapest? Compare the top Burton, Michigan auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $23,230 |
| Farmers | $13,372 |
| Geico | $6,157 |
| Liberty Mutual | $24,871 |
| Nationwide | $8,529 |
| Progressive | $5,032 |
| State Farm | $14,242 |
| Travelers | $8,551 |
| USAA | $4,086 |
What affects auto insurance rates in Burton, Michigan?
There are a lot of reasons why auto insurance rates in Burton, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Burton, Michigan. Many local factors may affect your Burton auto insurance rates.
Burton Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Burton, Michigan auto theft statistics, there have been 68 auto thefts in the city.
Burton Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Burton, Michigan commute length is 23.0 minutes according to City-Data.
Burton Traffic
How does Burton, Michigan rank for traffic? According to Inrix Burton, Michigan is the 191st most congested worldwide.
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Compare Burton, Michigan Auto Insurance Quotes
Before you buy Burton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Burton, Michigan auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a contract between you and an insurance company that provides financial protection in case of damage, theft, or accidents involving your vehicle. It typically includes coverage for property damage, medical expenses, and liability for injuries or damages caused to others.
Is auto insurance mandatory in Burton, MI?
Yes, auto insurance is mandatory in Burton, MI. The state of Michigan requires all drivers to carry a minimum amount of liability insurance to cover bodily injury and property damage.
What are the minimum auto insurance requirements in Burton, MI?
The minimum auto insurance requirements in Burton, MI are as follows:
- Bodily Injury Liability: $50,000 per person, $100,000 per accident
- Property Damage Liability: $10,000 per accident
What other types of coverage should I consider for my auto insurance in Burton, MI?
In addition to the mandatory liability coverage, you may want to consider other types of coverage, such as:
- Collision coverage: Pays for damage to your vehicle caused by a collision with another vehicle or object.
- Comprehensive coverage: Covers damage to your vehicle caused by incidents other than collisions, such as theft, vandalism, or weather events.
- Uninsured/Underinsured Motorist coverage: Protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
- Medical Payments coverage: Pays for medical expenses for you and your passengers in case of injuries from an accident, regardless of who is at fault.
How are auto insurance premiums determined in Burton, MI?
Auto insurance premiums in Burton, MI are determined based on several factors, including your age, driving history, the type of vehicle you drive, your credit score, and the coverage limits you choose. Insurance companies may also consider the area where you live and the frequency of accidents and thefts in that area.
Are there any discounts available for auto insurance in Burton, MI?
Yes, there are various discounts available that can help you save on your auto insurance premiums in Burton, MI. Some common discounts include safe driver discounts, good student discounts, multi-policy discounts (if you have multiple policies with the same insurer), and discounts for installing safety features in your vehicle.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.