Best Callahan, Florida Auto Insurance in 2024
The average Callahan, FL auto insurance rates are $343 per month. The minimum auto insurance in Callahan is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Callahan, Florida, compare quotes from multiple companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Sep 3, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 3, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Callahan is 29.5 minutes
- The cheapest auto insurance company in Callahan is USAA
- Average auto insurance rates in Callahan, FL for senior drivers are $2,488 per year
Callahan, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Callahan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Callahan, Florida, including driving record, credit, commute time, and more.
Compare auto insurance in Callahan to other Florida cities, including Port St. Lucie auto insurance rates, Tampa auto insurance rates, and Miami auto insurance rates to see how Callahan, Florida auto insurance rates stack up.
Before you buy Callahan, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Callahan, Florida auto insurance quotes.
Minimum Auto Insurance in Callahan, Florida
Callahan, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Callahan, Florida.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Callahan, Florida Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Callahan, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,288 | $4,087 | $3,714 | $3,767 | $14,449 | $15,591 | $4,291 | $4,351 |
| Geico | $2,459 | $2,471 | $2,302 | $2,302 | $4,409 | $5,562 | $2,712 | $2,760 |
| Liberty Mutual | $3,348 | $3,348 | $3,066 | $3,066 | $7,090 | $10,927 | $3,348 | $4,543 |
| Nationwide | $2,537 | $2,511 | $2,267 | $2,347 | $6,089 | $7,524 | $2,794 | $2,917 |
| Progressive | $3,528 | $3,343 | $3,032 | $3,251 | $9,912 | $10,890 | $4,283 | $4,143 |
| State Farm | $1,719 | $1,719 | $1,546 | $1,546 | $4,900 | $6,272 | $1,898 | $2,054 |
| USAA | $1,422 | $1,403 | $1,313 | $1,313 | $4,748 | $5,572 | $1,786 | $1,941 |
Cheap Callahan, Florida Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Callahan, Florida is a challenge. Take a look at the annual teen auto insurance rates in Callahan, Florida.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,449 | $15,591 |
| Geico | $4,409 | $5,562 |
| Liberty Mutual | $7,090 | $10,927 |
| Nationwide | $6,089 | $7,524 |
| Progressive | $9,912 | $10,890 |
| State Farm | $4,900 | $6,272 |
| USAA | $4,748 | $5,572 |
Cheap Callahan, Florida Auto Insurance for Seniors
What are senior auto insurance rates in Callahan, Florida? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,714 | $3,767 |
| Geico | $2,302 | $2,302 |
| Liberty Mutual | $3,066 | $3,066 |
| Nationwide | $2,267 | $2,347 |
| Progressive | $3,032 | $3,251 |
| State Farm | $1,546 | $1,546 |
| USAA | $1,313 | $1,313 |
Cheap Callahan, Florida Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Callahan, Florida compared to the annual auto insurance rates with a clean record in Callahan, Florida.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,898 | $7,041 | $7,799 | $6,532 |
| Geico | $2,181 | $2,782 | $4,131 | $3,395 |
| Liberty Mutual | $3,505 | $4,538 | $6,556 | $4,768 |
| Nationwide | $3,106 | $3,397 | $4,549 | $3,442 |
| Progressive | $4,206 | $6,172 | $5,207 | $5,607 |
| State Farm | $2,486 | $2,927 | $2,707 | $2,707 |
| USAA | $1,924 | $2,356 | $3,455 | $2,013 |
Cheap Callahan, Florida Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Callahan, Florida is not easy. Compare the annual rates for DUI auto insurance in Callahan, Florida to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,799 |
| Geico | $4,131 |
| Liberty Mutual | $6,556 |
| Nationwide | $4,549 |
| Progressive | $5,207 |
| State Farm | $2,707 |
| USAA | $3,455 |
Cheap Callahan, Florida Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Callahan, Florida annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,530 | $6,029 | $4,894 |
| Geico | $4,542 | $2,754 | $2,071 |
| Liberty Mutual | $6,242 | $4,576 | $3,707 |
| Nationwide | $4,527 | $3,329 | $3,014 |
| Progressive | $6,900 | $4,906 | $4,087 |
| State Farm | $3,653 | $2,441 | $2,026 |
| USAA | $3,976 | $1,931 | $1,404 |
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Cheap Callahan, Florida Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Callahan, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Callahan, Florida to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 32011 | $3,184 |
Cheap Callahan, Florida Auto Insurance Rates By Commute
Commute length and annual mileage affect Callahan, Florida auto insurance. Find the cheapest annual Callahan, Florida auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $6,619 | $7,016 |
| Geico | $3,107 | $3,138 |
| Liberty Mutual | $4,685 | $4,999 |
| Nationwide | $3,623 | $3,623 |
| Progressive | $5,298 | $5,298 |
| State Farm | $2,617 | $2,797 |
| USAA | $2,410 | $2,465 |
Cheap Callahan, Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Callahan, Florida? Check out the comparison of annual Callahan, Florida auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,448 | $7,126 | $7,878 |
| Geico | $2,575 | $3,229 | $3,563 |
| Liberty Mutual | $4,451 | $4,919 | $5,156 |
| Nationwide | $2,920 | $3,756 | $4,193 |
| Progressive | $4,461 | $5,417 | $6,016 |
| State Farm | $2,367 | $2,761 | $2,992 |
| USAA | $2,145 | $2,513 | $2,653 |
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Best By Category: Cheapest Auto Insurance in Callahan, Florida
Compare the cheapest auto insurance companies in Callahan, Florida in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Callahan, Florida Auto Insurance Companies
What auto insurance companies in Callahan, Florida are the cheapest? Compare the top Callahan, Florida auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,817 |
| Geico | $3,122 |
| Liberty Mutual | $4,842 |
| Nationwide | $3,623 |
| Progressive | $5,298 |
| State Farm | $2,707 |
| USAA | $2,437 |
What affects auto insurance rates in Callahan, Florida?
There are a lot of reasons why auto insurance rates in Callahan, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Callahan, Florida. Many local factors may affect your Callahan auto insurance rates.
Callahan Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Callahan, Florida commute length is 29.5 minutes according to City-Data.
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Compare Callahan, Florida Auto Insurance Quotes
Before you buy Callahan, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Callahan, Florida auto insurance quotes.
Frequently Asked Questions
What is Callahan, FL Auto Insurance?
Callahan, FL auto insurance refers to the insurance coverage that residents of Callahan, Florida, are required to have for their vehicles. It provides financial protection in case of accidents, theft, or damage to the insured vehicle.
What types of auto insurance coverage are available in Callahan, FL?
Callahan, FL offers various types of auto insurance coverage, including liability insurance, which covers injuries and property damage to others caused by the insured driver; collision insurance, which covers damage to the insured vehicle in a collision; comprehensive insurance, which covers damage to the insured vehicle from non-collision incidents; and uninsured/underinsured motorist coverage, which protects the insured driver if they are involved in an accident with an uninsured or underinsured driver.
Is auto insurance mandatory in Callahan, FL?
Yes, auto insurance is mandatory in Callahan, FL, as it is in the rest of Florida. The state requires drivers to carry minimum liability insurance coverage to legally operate a vehicle. The minimum requirements include $10,000 of personal injury protection (PIP) and $10,000 of property damage liability (PDL) coverage.
What is the purpose of PIP coverage in Callahan, FL auto insurance?
Personal injury protection (PIP) coverage in Callahan, FL auto insurance provides medical and related expenses coverage for injuries sustained by the insured driver and their passengers, regardless of who is at fault in an accident. It helps ensure that individuals have access to necessary medical treatment and can cover expenses such as medical bills, lost wages, and certain other costs associated with the accident.
How can I find affordable auto insurance in Callahan, FL?
To find affordable auto insurance in Callahan, FL, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Maintain a good driving record: Safe driving habits can help keep your insurance premiums lower.
- Increase deductibles: Choosing higher deductibles can lower your premiums, but remember that you’ll have to pay more out of pocket in the event of a claim.
- Bundle insurance policies: Some insurance companies offer discounts if you bundle your auto insurance with other types of coverage, such as homeowners or renters insurance.
- Inquire about discounts: Ask insurance providers about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for certain safety features installed in your vehicle.
What factors can affect auto insurance rates in Callahan, FL?
Several factors can influence auto insurance rates in Callahan, FL, including:
- Driving record: Drivers with a history of accidents or traffic violations may have higher premiums.
- Age and gender: Younger, less experienced drivers often face higher rates, while females tend to have lower rates than males.
- Vehicle type: The make, model, and age of the vehicle can impact insurance rates.
- Coverage and deductibles: The level of coverage and the deductible amount chosen can affect the premium.
- Credit history: In some cases, insurance companies may consider credit history when determining rates.
- Location: Where you live, including factors like crime rates and the number of accidents in the area, can impact rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.