Best Camarillo, California Auto Insurance in 2024
The average Camarillo, CA auto insurance rates are $287 per month. The minimum auto insurance in Camarillo is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Camarillo, California, compare quotes from multiple companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 3, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 3, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Camarillo, California is 15/30/5
- The cheapest auto insurance company in Camarillo is USAA
- Average auto insurance rates in Camarillo, CA for senior drivers are $2,062 per year
Camarillo, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Camarillo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Camarillo, California, including driving record, credit, commute time, and more.
Compare auto insurance in Camarillo to other California cities, including San Francisco auto insurance rates, San Jose auto insurance rates, and Sacramento auto insurance rates to see how Camarillo, California auto insurance rates stack up.
Before you buy Camarillo, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Camarillo, California auto insurance quotes.
Minimum Auto Insurance in Camarillo, California
Camarillo, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Camarillo, California.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Camarillo, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Camarillo, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,069 | $3,056 | $2,237 | $2,244 | $8,607 | $10,787 | $3,875 | $4,201 |
| Farmers | $2,302 | $2,302 | $2,093 | $2,093 | $7,313 | $11,878 | $2,727 | $3,038 |
| Geico | $1,657 | $1,657 | $1,558 | $1,558 | $5,030 | $5,113 | $2,378 | $2,429 |
| Liberty Mutual | $2,052 | $1,935 | $1,921 | $1,857 | $4,457 | $4,767 | $2,303 | $2,333 |
| Nationwide | $2,982 | $2,842 | $2,633 | $2,478 | $7,625 | $8,422 | $3,553 | $3,495 |
| Progressive | $1,724 | $1,774 | $1,479 | $1,749 | $4,651 | $5,587 | $2,490 | $2,675 |
| State Farm | $3,053 | $3,053 | $2,730 | $2,730 | $5,677 | $7,069 | $3,379 | $3,480 |
| Travelers | $2,274 | $2,195 | $2,020 | $2,001 | $4,765 | $5,360 | $2,945 | $2,871 |
| USAA | $1,909 | $1,805 | $1,866 | $1,869 | $4,374 | $4,398 | $2,644 | $2,495 |
Cheap Camarillo, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Camarillo, California is a challenge. Take a look at the annual teen auto insurance rates in Camarillo, California.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,607 | $10,787 |
| Farmers | $7,313 | $11,878 |
| Geico | $5,030 | $5,113 |
| Liberty Mutual | $4,457 | $4,767 |
| Nationwide | $7,625 | $8,422 |
| Progressive | $4,651 | $5,587 |
| State Farm | $5,677 | $7,069 |
| Travelers | $4,765 | $5,360 |
| USAA | $4,374 | $4,398 |
Cheap Camarillo, California Auto Insurance for Seniors
What are senior auto insurance rates in Camarillo, California? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,237 | $2,244 |
| Farmers | $2,093 | $2,093 |
| Geico | $1,558 | $1,558 |
| Liberty Mutual | $1,921 | $1,857 |
| Nationwide | $2,633 | $2,478 |
| Progressive | $1,479 | $1,749 |
| State Farm | $2,730 | $2,730 |
| Travelers | $2,020 | $2,001 |
| USAA | $1,866 | $1,869 |
Cheap Camarillo, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Camarillo, California compared to the annual auto insurance rates with a clean record in Camarillo, California.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,875 | $4,804 | $7,595 | $3,764 |
| Farmers | $3,125 | $4,251 | $5,282 | $4,216 |
| Geico | $1,868 | $2,886 | $3,619 | $2,317 |
| Liberty Mutual | $2,347 | $3,142 | $2,838 | $2,487 |
| Nationwide | $2,970 | $3,809 | $6,427 | $3,809 |
| Progressive | $1,809 | $3,083 | $3,565 | $2,607 |
| State Farm | $2,784 | $3,318 | $6,254 | $3,229 |
| Travelers | $2,031 | $3,342 | $3,837 | $3,006 |
| USAA | $1,774 | $2,643 | $4,320 | $1,943 |
Cheap Camarillo, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Camarillo, California is not easy. Compare the annual rates for DUI auto insurance in Camarillo, California to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,595 |
| Farmers | $5,282 |
| Geico | $3,619 |
| Liberty Mutual | $2,838 |
| Nationwide | $6,427 |
| Progressive | $3,565 |
| State Farm | $6,254 |
| Travelers | $3,837 |
| USAA | $4,320 |
Cheap Camarillo, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Camarillo, California can vary. Compare the annual cost of auto insurance by ZIP code in Camarillo, California to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 93010 | $4,652 |
| 93012 | $4,767 |
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Cheap Camarillo, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Camarillo, California auto insurance. Find the cheapest annual Camarillo, California auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,283 | $5,236 |
| Farmers | $3,826 | $4,610 |
| Geico | $2,428 | $2,917 |
| Liberty Mutual | $2,482 | $2,925 |
| Nationwide | $3,757 | $4,751 |
| Progressive | $2,508 | $3,024 |
| State Farm | $3,752 | $4,041 |
| Travelers | $2,755 | $3,353 |
| USAA | $2,461 | $2,880 |
Cheap Camarillo, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Camarillo, California? Check out the comparison of annual Camarillo, California auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,450 | $4,808 | $5,020 |
| Farmers | $3,891 | $4,255 | $4,509 |
| Geico | $2,395 | $2,704 | $2,918 |
| Liberty Mutual | $2,503 | $2,728 | $2,879 |
| Nationwide | $3,772 | $4,334 | $4,656 |
| Progressive | $2,452 | $2,858 | $2,988 |
| State Farm | $3,434 | $3,978 | $4,277 |
| Travelers | $2,596 | $3,147 | $3,420 |
| USAA | $2,420 | $2,722 | $2,868 |
Best By Category: Cheapest Auto Insurance in Camarillo, California
Compare the cheapest auto insurance companies in Camarillo, California in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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The Cheapest Camarillo, California Auto Insurance Companies
What auto insurance companies in Camarillo, California are the cheapest? Compare the top Camarillo, California auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,759 |
| Farmers | $4,218 |
| Geico | $2,673 |
| Liberty Mutual | $2,703 |
| Nationwide | $4,254 |
| Progressive | $2,766 |
| State Farm | $3,896 |
| Travelers | $3,054 |
| USAA | $2,670 |
What affects auto insurance rates in Camarillo, California?
There are a lot of reasons why auto insurance rates in Camarillo, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Camarillo, California. Many local factors may affect your Camarillo auto insurance rates.
Camarillo Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Camarillo, California auto theft statistics, there have been 68 auto thefts in the city.
Camarillo Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Camarillo, California commute length is 25.0 minutes according to City-Data.
Compare Camarillo, California Auto Insurance Quotes
Before you buy Camarillo, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Camarillo, California auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is auto insurance?
Auto insurance is a contract between a policyholder and an insurance company, providing financial protection against losses related to owning and operating a vehicle. It typically includes coverage for property damage, medical expenses, liability, and other potential risks.
Why is auto insurance necessary in Camarillo, CA?
Auto insurance is necessary in Camarillo, CA, just like in other parts of the United States, because it is required by law. California law mandates that all drivers carry a minimum level of liability insurance to cover potential damages or injuries caused by a motor vehicle accident.
What are the minimum auto insurance requirements in Camarillo, CA?
In California, drivers are required to carry at least the following minimum insurance coverage:
- $15,000 for injury/death to one person.
- $30,000 for injury/death to more than one person.
- $5,000 for property damage.
Are there additional recommended coverage options in Camarillo, CA?
While the minimum requirements are mandatory, it is often advisable to consider additional coverage options to protect yourself and your vehicle. Some recommended coverage options in Camarillo, CA, include collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage.
How can I find affordable auto insurance in Camarillo, CA?
To find affordable auto insurance in Camarillo, CA, you can consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for a higher deductible if you can afford it, as it can lower your premium.
- Inquire about available discounts, such as multi-policy discounts or safe driver discounts.
- Ask your insurance agent about any specific discounts or programs available in your area.
What factors can affect my auto insurance premium in Camarillo, CA?
Several factors can influence your auto insurance premium in Camarillo, CA, including:
- Your driving record and history of accidents or traffic violations.
- The make, model, and age of your vehicle.
- Your age, gender, and marital status.
- The coverage options and limits you choose.
- Your credit history.
- The deductible amount you select.
- The location where the vehicle is primarily parked.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.