How to Find Auto Insurance Agents in Your Area (2024)
Are you asking yourself "How can I find auto insurance company agents in my area"? Below, we'll discuss four simple steps on how to complete online research, ask family and friends questions, and review newspaper, radio, and television ads to find the best auto insurance broker near you.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joe...
Certified Financial Planner
UPDATED: Feb 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- One of the best ways to find an auto insurance company agent is to do a price comparison online with one of the many online sites.
- You can also ask friends and family for referrals.
- Once you have a list of auto insurance company agents from the people you know, you can go online and research them.
Are you wondering, “Can I find auto insurance company agents in my area?” or are you looking for cheap auto insurance rates in your area? Maybe you’ve recently moved to a new area or maybe you’re just looking for a new agent. Whatever the reason, there are several ways to easily find an agent in your area.
The best advice for any driver looking for an auto insurance agent is to always do auto insurance company research online by comparison price shopping.
You should do this before you actually call an agent and talk to them in case further questions develop. Read on to review our four simple ways to find an auto insurance agent, and find cheap auto insurance quotes, in your area.
Enter your ZIP code above into our free auto insurance comparison tool to instantly compare free auto insurance quotes online and find great auto insurance rates in your area.
How can you find auto insurance company agents in your area?
There are multiple ways to find auto insurance company agents in your area, including researching online, talking to friends and family, and checking newspapers, radio ads, and commercials. Read below to find out more about each of these methods a driver can use to get help with your auto insurance policy.
Research Auto Insurance Companies Online
A valuable resource for any driver to find an auto insurance broker is to go online and do a price comparison with one of the many online sites, checking out rates and locations for each insurer.
The average quotes for an insurer differ from state to state, city to city. Your new location may cost more or less for auto insurance coverage, and the best way to find this out is to go online and have a price comparison done.
The highest-rated auto insurance companies in the price comparison may list agents in your area to choose from. From this list, you can easily ask people that you know about each insurer and each agent.
Ask People You Know About Agents
Another valuable resource is the people that you know. Talk with the people you know about who they have as their auto insurance company agents.
Ask your network of friends, co-workers, neighbors, and relatives who they have as their agent and begin asking questions.
Here are some basic questions a driver should ask:
- Do they like their agent and the company the agent represents? If not, why not?
- How long has this agent been on the job?
- Is the agent usually available when needed?
- Have they ever been in an accident while driving? How helpful was the agent?
You may also want to keep these potential disadvantages of auto insurance brokers in mind when asking your friends and family about their experience.
11 Disadvantages of Insurance Brokers
| Insurance Broker Disadvantages | Reason for Disadvantage |
|---|---|
| They work on commission | They usually only get paid after you buy a policy, which means they may be more concerned with selling you something than finding the perfect policy for your needs. |
| Incentive clauses may cause bias | Ask for a compensation disclosure statement to ensure your broker is not selling with a bias. |
| Slower than other means of getting quotes | They submit your information to companies on your behalf, which takes time. |
| They don't know you as well as you do | No one knows you better than yourself; a broker may get things wrong. |
| Auto insurance comparison websites work better. | They do the same thing but faster and more efficiently. |
| They do not work for the insurance company | Insurance brokers may not know all available bundles and savings opportunities an agent might have access to. |
| You may not need all of the coverage they recommend | They may recommend you take out more coverage to get a higher commission. |
| They may not be aware of all discounts | It's virtually impossible for one person to know all of the bundles and discounts offered by every insurance company. |
| Lack of knowledge | A newer insurance broker may not know enough about you or the industry to secure your best rates. |
| Lack of experience | They may not know enough about local, smaller insurance companies. |
| There's no guarantee they'll provide you with the best rates | You cannot be certain that they're presenting you with the best options. |
Once you have a list of agents from the people you know, then you can go online and research them. Find information about them and their ratings as well as their pricing information so you can estimate your insurance premium. Look at multiple quotes for comparative purposes before you lock yourself into a specific insurance provider.
The internet has a wealth of information on insurance companies and will help you make a decision in choosing an auto insurance company agent in your area.
Check Local Newspapers and Magazines Auto Insurance Reviews
Most auto insurance agents will advertise in local newspapers and magazines to gain more business. You can make note of these agents and ask the network of people that you know whether or not they’ve done any business with these agents.
Chances are high that someone you know has used one or two of these agents, especially if you live in a small town.
Begin asking questions about the agent’s performance and willingness to help with auto damages or an accident. Does the agent return calls promptly? How quickly is a claim resolved? Do they work to get you discounts on your insurance premiums to get the lowest rates they can?
If the ad mentions something specific such as “the best replacement value in the industry,” ask your friends if the statement is true. Find out what experiences the people you know have had with that particular agent. Is this agent reputable and trustworthy?
Do some research online to see how this agent compares to others in your region before contacting them.
You may find some questionable information online that you need to ask a particular agent about. It’s best to research all the information you can before you contact an agent about their service or consider becoming a customer.
Look For Radio and Television Auto Insurance Ads
Auto insurance company agents may advertise on the radio and/or television. The cost of this type of advertising is very expensive as compared to print media in the newspapers and magazines.
As a result, you may see a few ads on the television or hear them on the radio. Jot down the name and number of the agent to research later.
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Is there anything else you should know about finding affordable car insurance?
Once again, you can research online and compare the agent’s quotes to others in your area. After gathering this information, give the agent a call if you have any questions or talk to your friends about this agent.
The internet has certainly made finding an agent easier, so you won’t be forever stuck searching “car insurance agents near me”. Getting quotes online will save you time from calling several providers or several agents to get this information. It has never been easier to find affordable car insurance than it is today.
Knowing what goes into auto insurance quotes can help to keep your insurance rates low. Read up on each factor that may affect auto insurance rates so you can make an informed decision about your auto insurance coverage. These factors could include your credit score, your driving record, and if you’ve ever had to make an insurance claim for an accident.
By using the internet to research agents and their insurance companies, you can make an informative decision almost effortlessly so you can be driving in no time, without having to worry about your insurance protection anymore. So, if you are looking for an affordable auto insurance company, independent agents, or searching for “Allstate agents near me” make sure you comparison shop before you buy auto insurance.
Our free auto insurance tool is available to you now. Just enter your ZIP code below to find an insurer today!
Frequently Asked Questions
What is the best way to find auto insurance agents near me?
There are several effective ways to find auto insurance agents in your area:
- Online search: Utilize search engines like Google, Bing, or Yahoo by typing in relevant keywords such as “auto insurance agents near me” or “car insurance agents in .” The search results will likely display websites, directories, or online platforms that provide agent listings based on your location.
- Insurance company websites: Visit the websites of major insurance companies and navigate to their “Find an Agent” or “Agent Locator” section. These tools usually allow you to search for agents by entering your ZIP code or address.
- Local directories: Check local directories such as Yellow Pages or White Pages, either in print or online. These directories often include listings for insurance agencies and their contact information.
- Referrals: Ask friends, family, or colleagues who live in your area if they can recommend any auto insurance agents they have had positive experiences with.
- Professional associations: Explore professional associations or organizations related to insurance, such as the Independent Insurance Agents & Brokers of America (IIABA). These associations often have directories or search tools to help you find local agents.
Are there any online platforms specifically designed to connect customers with auto insurance agents in their area?
Yes, there are several online platforms dedicated to connecting customers with local auto insurance agents. These platforms typically allow you to enter your location and other relevant details to receive a list of agents available in your area. Some popular examples include:
- TrustedChoice.com
- NetQuote.com
- Insurance.com
- SmartFinancial.com
- AgentInsure.com
Can I contact my state’s insurance department for assistance in finding auto insurance agents?
While state insurance departments primarily regulate the insurance industry, they can often provide resources to help you find licensed insurance agents in your area. You can visit the website of your state’s insurance department and look for sections like “Consumer Information” or “Consumer Resources,” which may offer tools or directories to aid your search for local agents.
What are insurance comparison websites, and how can they help me find auto insurance agents?
Insurance comparison websites are online platforms that allow you to compare insurance quotes from multiple companies. Some of these websites also provide tools to help you find local auto insurance agents. Here’s how you can use them:
- Visit a reputable insurance comparison website.
- Enter your ZIP code or location to specify your area.
- Fill in the required information about your vehicle and insurance needs.
- Review the list of available insurance options and look for agents or agencies mentioned in the results.
- Click on the agent’s information or contact them directly to discuss your requirements.
How reliable are referrals in finding auto insurance agents?
Referrals can be a reliable way to find auto insurance agents since they come from people you trust who have had first-hand experience. However, it’s always a good idea to do your own research and verify the agent’s credentials, reputation, and suitability for your specific needs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joe...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.