How to Cancel Safe Auto Auto Insurance in 2024
The process of how to cancel SafeAuto insurance only takes a phone call. Contact SafeAuto car insurance agents and let them know you want to cancel. Pick a specific date to avoid costly fees that could reach up to $276. Also, have another auto insurance policy set up after you cancel SafeAuto insurance. A gap in car insurance will raise rates in the future. Compare and shop around before you cancel your SafeAuto insurance policy to secure the cheapest rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Feb 15, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You can cancel SafeAuto insurance whenever you need to.
- Canceling your auto insurance before it expires could result in a fine.
- Be sure to have another insurance policy ready to go after you cancel with SafeAuto.
- Before you cancel, compare, and shop around to find affordable SafeAuto insurance rates.
If your SafeAuto is about to expire, you’ll need to know how to cancel SafeAuto auto insurance. What if SafeAuto is too expensive and needs to cancel right away?
Our guide will take you through the steps to cancel your car insurance policy at SafeAuto and secure cheap auto insurance from another company.
It’s essential to have an auto insurance policy ready to go into when you cancel.
As you learn how to cancel car insurance SafeAuto insurance, try comparing multiple companies by entering your ZIP code in the FREE comparison tool above.
How to Cancel SafeAuto insurance
You can cancel SafeAuto car insurance by calling SafeAuto and letting them know you want to cancel your auto insurance policy. SafeAuto cancels a policy by phone. Call SafeAuto’s customer service number at 1-800-732-3288 to cancel your car insurance policy.
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Can you cancel a SafeAuto insurance policy at any time?
As a customer, you can cancel your SafeAuto car insurance at any time you want. Various circumstances may cause you to cancel during the policy. You should cancel your SafeAuto insurance policy if you’re paying too much for auto insurance.
SafeAuto car insurance representatives will ask you what date you want to cancel.
Canceling on a specific date prevents coverage from stopping immediately. Also, it gives you enough time to enroll in another auto insurance policy if you’re switching auto insurance companies but you haven’t found one yet.
SafeAuto may require additional information as you’re canceling. So you may need SafeAuto’s fax number for cancellation. SafeAuto cancellation fax method may not be necessary. Any SafeAuto insurance cancellation forms could be sent by email.
The SafeAuto insurance cancellation fax number is 614-559-5438. The SafeAuto fax number is also the SafeAuto insurance fax number for claims.
Is there a SafeAuto insurance cancellation fee?
SafeAuto insurance cancellation can get complicated if you’re canceling before the auto insurance policy expires. SafeAuto insurance cancellation policy is similar to most companies. Canceling your car insurance before it expires could result in a cancellation fee.
Car insurance companies often issue a cancellation fee for canceling in the middle of your policy. It can be a flat fee or a short-rate fee.
A short-rate fee is a percentage of your auto insurance policy.
SafeAuto Refund Policy After Cancellation
Did you know you could receive a refund when you switch auto insurance? SafeAuto customers who pay for their auto insurance in full will receive a refund after they cancel. However, they may not receive the full balance they paid.
Why? SafeAuto will refund you based on the number of months you used its car insurance and the cancellation fee.
Therefore, canceling a car insurance two months into your policy will deduct two months’ worth from what you plus the cancellation. Examine this data to get a better idea of how refunds are returned.
| SafeAuto Insurance Summary | SafeAuto Average Insurance Costs |
|---|---|
| Average Annual SafeAuto Insurance Rates | $2,764 |
| Average Six-Month SafeAuto Insurance Rate | $1,382 |
| Average Monthly SafeAuto Insurance Rate | $230 |
| Cancellation Fee (Flat Rate) | $50 |
| Short-Rate Cancellation Fee | $276 |
With an annual rate of $2,764, you could receive a full refund if you cancel right away after making a deposit. If you wait two months to cancel, SafeAuto will refund $2,304.
When you have a cancellation fee, you will subtract $50 or $276 from your refund. The same process applies to six-month policies.
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SafeAuto Insurance Cancellation Due to Nonpayment
It’s not wise to neglect your auto insurance payment as a method to cancel auto insurance. Most car insurance companies will deny your purchase because you have an unpaid bill with your previous car insurance provider.
If you’re late on your payments, ask SafeAuto for a payment extension. SafeAuto’s grace period can be 7-10 business days from the due date. If you need a SafeAuto payment extension, make that request as soon as possible, so it doesn’t negatively affect your insurance record.
Getting Another Auto Insurance Policy Before Canceling SafeAuto
Before you cancel with SafeAuto, start shopping for another car insurance policy so that you’re not driving without auto insurance. Any gap in auto insurance will increase your risk and raise prices whenever you sign up for another policy.
It may also be a good idea to review the terms and conditions of your SafeAuto car insurance policy. Let’s examine some important things you need to know before moving forward with cancellation.
Learn about the New Auto Insurance Company
Do your research on the new company. Make sure they have auto insurance rates you can afford. Don’t rush into buying a policy, even if you’ve got a car insurance quote. Remember, you’re not obligated to move forward. You want to compare prices as you shop around.
Compare SafeAuto Insurance Products and Services to the Biggest Competitors
As you think of moving to another auto insurance company, compare the products and services you’re getting. The last thing you need is to move to another company that has higher prices and less coverage.
Liability insurance, collision insurance, and comprehensive insurance coverage should always be accessible. Any vehicle that you’re still making payments on should carry full coverage.
Watch this video to learn more about full coverage auto insurance.
If you need a little more than the standard car insurance coverage, start comparing the different insurance programs such as rental car reimbursement, roadside assistance, etc.
In addition to services, check for an auto insurance company’s liability coverage limits and warranties. Some companies may not provide higher coverage levels.
Can you manage your auto insurance policy through a website or mobile app?
Managing your policy online has become essential for many customers. Online and smartphone management has become a strength for bigger companies and a weakness for other car insurance companies that haven’t invested in a website or mobile app.
How to Cancel SafeAuto Insurance: The Bottom Line
When you need to cancel your SafeAuto car insurance policy, call SafeAuto’s customer service number and speak to a representative. Just explain that you want to cancel your policy. They’ll take through discounts to try to lower your premiums.
If you think it’s time to move on, you’ll have to answer more questions about the auto insurance company you’re going to and the date you want to cancel. Just be sure to compare the best auto insurance companies before you make a final decision.
Since you know how to cancel SafeAuto insurance, enter your ZIP code in the FREE online tool below to compare auto insurance companies in your local area.
Frequently Asked Questions
Can I cancel my Safe Auto auto insurance policy?
Yes, you can cancel your Safe Auto auto insurance policy at any time.
What is the process for canceling my Safe Auto auto insurance policy?
To cancel your Safe Auto auto insurance policy, you will need to follow these general steps:
- Contact Safe Auto: Get in touch with Safe Auto’s customer service or your insurance agent. You can find their contact information on your policy documents or their official website.
- Provide necessary information: When contacting Safe Auto, be prepared to provide your policy details, including your policy number, personal information, and the reason for cancellation.
- Confirm cancellation method: Safe Auto may offer different methods for canceling your policy, such as by phone, email, or mail. Confirm the preferred method with the customer service representative.
- Review cancellation terms: Discuss any potential penalties, fees, or refunds associated with canceling your policy. Make sure you understand the terms and conditions provided by Safe Auto.
- Submit cancellation request: Follow the instructions provided by Safe Auto to submit your cancellation request. This may involve filling out a form, sending an email, or providing a written notice.
- Obtain confirmation: After submitting your cancellation request, ask for a confirmation number or any written acknowledgment from Safe Auto. This will serve as proof of your cancellation.
Are there any fees or penalties for canceling my Safe Auto auto insurance policy?
Safe Auto may apply fees or penalties for canceling your auto insurance policy. The specific terms and conditions regarding fees, penalties, and refunds vary depending on your policy and state regulations. It’s important to review your policy documents or contact Safe Auto directly to understand the potential costs associated with cancellation.
Will I receive a refund if I cancel my Safe Auto auto insurance policy?
In most cases, you may be eligible for a refund if you cancel your Safe Auto auto insurance policy before the policy term expires. The amount of the refund depends on various factors, such as the length of time the policy was in force, any applicable fees or penalties, and the terms outlined in your policy. It’s recommended to discuss refund details with Safe Auto’s customer service or your insurance agent.
Can I cancel my Safe Auto auto insurance policy mid-term?
Yes, you can cancel your Safe Auto auto insurance policy mid-term. However, keep in mind that canceling mid-term may result in fees or penalties, and the refund amount may be prorated based on the remaining coverage period. It’s advisable to review the cancellation terms and conditions mentioned in your policy documents or contact Safe Auto directly for accurate information.
Will canceling my Safe Auto auto insurance policy affect my credit score?
Generally, canceling an auto insurance policy does not directly impact your credit score. Insurance companies typically do not report cancellations to credit bureaus. However, it’s important to note that having a lapse in insurance coverage may have indirect effects on your creditworthiness. It’s recommended to maintain continuous auto insurance coverage to avoid potential negative consequences.
How long does it take for my Safe Auto auto insurance policy to be canceled?
The cancellation process for Safe Auto auto insurance typically takes effect immediately upon the confirmation of your cancellation request. However, it’s advisable to confirm the exact timeline with Safe Auto’s customer service or your insurance agent to ensure a smooth and prompt cancellation.
Can I cancel my Safe Auto auto insurance policy if I still owe money on my car loan?
Yes, you can cancel your Safe Auto auto insurance policy even if you still owe money on your car loan. However, it’s important to note that most lenders require borrowers to maintain comprehensive and collision coverage until the loan is fully paid off. Before canceling your policy, consult with your lender to understand their insurance requirements and ensure compliance.
What should I do with my license plates after canceling my Safe Auto auto insurance policy?
When canceling your Safe Auto auto insurance policy, you may need to return your license plates to your local Department of Motor Vehicles (DMV) or follow the specific instructions provided by your state’s DMV. Check your state’s regulations or contact the DMV directly to understand the requirements for surrendering or retaining your license plates.
Can I reinstate my Safe Auto auto insurance policy after canceling it?
Safe Auto may offer a reinstatement option for canceled auto insurance policies. The availability and conditions for reinstatement vary based on your policy and state regulations. To reinstate your policy, contact Safe Auto’s customer service or your insurance agent to discuss the reinstatement process and any associated fees or requirements.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.