Best Cheap Auto Insurance in Cape Carteret, NC (2021)

The average Cape Carteret, NC auto insurance rates are $256 per month. The minimum auto insurance in Cape Carteret is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Cape Carteret, North Carolina, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • The minimum auto insurance required in Cape Carteret, North Carolina is 30/60/25
  • The most expensive auto insurance company in Cape Carteret for teen drivers is Allstate
  • Average auto insurance rates in Cape Carteret, NC for senior drivers are $2,295 per year

Cape Carteret, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Cape Carteret can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cape Carteret, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Cape Carteret to other North Carolina cities, including Winston-Salem auto insurance rates, Fayetteville auto insurance rates, and Wilmington auto insurance rates to see how Cape Carteret, North Carolina auto insurance rates stack up.

Before you buy Cape Carteret, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cape Carteret, North Carolina auto insurance quotes.

Minimum Auto Insurance in Cape Carteret, North Carolina

Cape Carteret, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cape Carteret, North Carolina.

Minimum Required Auto Insurance Coverage in Cape Carteret, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cape Carteret, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cape Carteret, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cape Carteret, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,371 $5,371 $4,407 $4,407 $12,897 $12,897 $5,477 $5,477
GEICO $2,174 $2,135 $2,144 $2,107 $3,938 $3,905 $1,918 $1,908
Liberty Mutual $1,637 $1,637 $1,694 $1,694 $2,887 $2,887 $1,637 $1,637
Nationwide $2,248 $2,248 $2,248 $2,248 $3,803 $3,803 $2,248 $2,248
Progressive $1,432 $1,432 $1,296 $1,296 $3,699 $3,699 $1,631 $1,631
State Farm $2,218 $2,218 $1,919 $1,919 $3,270 $3,270 $2,741 $2,741
Travelers $2,398 $2,398 $2,378 $2,378 $4,069 $4,069 $2,461 $2,461

Cheap Cape Carteret, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cape Carteret, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Cape Carteret, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Cape Carteret, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,897 $12,897
GEICO $3,938 $3,905
Liberty Mutual $2,887 $2,887
Nationwide $3,803 $3,803
Progressive $3,699 $3,699
State Farm $3,270 $3,270
Travelers $4,069 $4,069

Cheap Cape Carteret, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Cape Carteret, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cape Carteret, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,407 $4,407
GEICO $2,144 $2,107
Liberty Mutual $1,694 $1,694
Nationwide $2,248 $2,248
Progressive $1,296 $1,296
State Farm $1,919 $1,919
Travelers $2,378 $2,378

Cheap Cape Carteret, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cape Carteret, North Carolina compared to the annual auto insurance rates with a clean record in Cape Carteret, North Carolina.

Annual Cape Carteret, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,808 $6,716 $12,478 $5,151
GEICO $1,319 $1,985 $4,965 $1,845
Liberty Mutual $1,171 $1,503 $3,679 $1,503
Nationwide $1,551 $2,005 $4,985 $2,005
Progressive $938 $1,374 $4,415 $1,331
State Farm $1,361 $1,957 $4,874 $1,957
Travelers $1,687 $2,204 $5,241 $2,173

Cheap Cape Carteret, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cape Carteret, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Cape Carteret, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Cape Carteret, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,478
GEICO $4,965
Liberty Mutual $3,679
Nationwide $4,985
Progressive $4,415
State Farm $4,874
Travelers $5,241

Cheap Cape Carteret, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cape Carteret, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cape Carteret, North Carolina

Insurance Company Poor Fair Good
Allstate $9,513 $6,185 $5,417
GEICO $2,727 $2,517 $2,341
Liberty Mutual $1,964 $1,964 $1,964
Nationwide $2,637 $2,637 $2,637
Progressive $2,324 $1,956 $1,764
State Farm $3,562 $2,278 $1,771
Travelers $3,015 $2,747 $2,718

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Cheap Cape Carteret, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cape Carteret, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Cape Carteret, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cape Carteret, North Carolina

ZIP Code Average Annual Rates
28584 $2,789

Cheap Cape Carteret, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Cape Carteret, North Carolina auto insurance. Find the cheapest annual Cape Carteret, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cape Carteret, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,038 $7,038
GEICO $2,528 $2,528
Liberty Mutual $1,964 $1,964
Nationwide $2,637 $2,637
Progressive $2,015 $2,015
State Farm $2,525 $2,549
Travelers $2,827 $2,827

Cheap Cape Carteret, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cape Carteret, North Carolina? Check out the comparison of annual Cape Carteret, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cape Carteret, North Carolina

Insurance Company Low Medium High
Allstate $6,789 $7,010 $7,315
GEICO $2,411 $2,519 $2,655
Liberty Mutual $1,871 $1,952 $2,069
Nationwide $2,531 $2,624 $2,755
Progressive $1,908 $2,002 $2,134
State Farm $2,430 $2,523 $2,658
Travelers $2,710 $2,811 $2,958

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Best By Category: Cheapest Auto Insurance in Cape Carteret, North Carolina

Compare the cheapest auto insurance companies in Cape Carteret, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cape Carteret, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Cape Carteret, North Carolina Auto Insurance Companies

What auto insurance companies in Cape Carteret, North Carolina are the cheapest? Compare the top Cape Carteret, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cape Carteret, North Carolina

Insurance Company Average Annual Rates
Allstate $7,038
GEICO $2,528
Liberty Mutual $1,964
Nationwide $2,637
Progressive $2,015
State Farm $2,537
Travelers $2,827

What affects auto insurance rates in Cape Carteret, North Carolina?

There are a lot of reasons why auto insurance rates in Cape Carteret, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cape Carteret, North Carolina. Many local factors may affect your Cape Carteret auto insurance rates.

Cape Carteret Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cape Carteret, North Carolina commute length is 26.7 minutes according to City-Data.

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Compare Cape Carteret, North Carolina Auto Insurance Quotes

Before you buy Cape Carteret, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cape Carteret, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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