Best Cedar Rapids, Nebraska Auto Insurance in 2024
The average Cedar Rapids, NE auto insurance rates are $275 per month. The minimum auto insurance in Cedar Rapids is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Cedar Rapids, Nebraska, compare quotes from multiple companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Sep 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Cedar Rapids for teen drivers is Liberty Mutual
- Average auto insurance rates in Cedar Rapids, NE for senior drivers are $1,888 per year
- The average commute length in Cedar Rapids is 20.3 minutes
Cedar Rapids, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Cedar Rapids can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cedar Rapids, Nebraska, including driving record, credit, commute time, and more.
Compare auto insurance in Cedar Rapids to other Nebraska cities, including Norfolk auto insurance rates, Kearney auto insurance rates, and Omaha auto insurance rates to see how Cedar Rapids, Nebraska auto insurance rates stack up.
Before you buy Cedar Rapids, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cedar Rapids, Nebraska auto insurance quotes.
Minimum Auto Insurance in Cedar Rapids, Nebraska
Cedar Rapids, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cedar Rapids, Nebraska.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Cedar Rapids, Nebraska Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Cedar Rapids, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,096 | $1,995 | $1,861 | $1,876 | $5,835 | $6,125 | $2,358 | $2,410 |
| American Family | $1,739 | $1,739 | $1,583 | $1,583 | $2,907 | $4,270 | $1,701 | $1,840 |
| Farmers | $2,220 | $2,208 | $1,992 | $2,101 | $8,480 | $8,726 | $2,509 | $2,621 |
| Geico | $2,901 | $2,845 | $2,841 | $2,734 | $6,043 | $7,918 | $2,620 | $2,535 |
| Liberty Mutual | $3,190 | $3,459 | $2,519 | $3,064 | $13,966 | $15,691 | $3,339 | $3,701 |
| Nationwide | $1,780 | $1,840 | $1,592 | $1,707 | $4,045 | $5,057 | $2,043 | $2,212 |
| Progressive | $1,907 | $1,847 | $1,562 | $1,624 | $7,181 | $8,099 | $2,283 | $2,440 |
| State Farm | $1,596 | $1,596 | $1,382 | $1,382 | $4,098 | $5,262 | $1,757 | $1,990 |
| USAA | $1,402 | $1,403 | $1,268 | $1,314 | $4,310 | $5,179 | $1,822 | $2,042 |
Cheap Cedar Rapids, Nebraska Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Cedar Rapids, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Cedar Rapids, Nebraska.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,835 | $6,125 |
| American Family | $2,907 | $4,270 |
| Farmers | $8,480 | $8,726 |
| Geico | $6,043 | $7,918 |
| Liberty Mutual | $13,966 | $15,691 |
| Nationwide | $4,045 | $5,057 |
| Progressive | $7,181 | $8,099 |
| State Farm | $4,098 | $5,262 |
| USAA | $4,310 | $5,179 |
Cheap Cedar Rapids, Nebraska Auto Insurance for Seniors
What are senior auto insurance rates in Cedar Rapids, Nebraska? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,861 | $1,876 |
| American Family | $1,583 | $1,583 |
| Farmers | $1,992 | $2,101 |
| Geico | $2,841 | $2,734 |
| Liberty Mutual | $2,519 | $3,064 |
| Nationwide | $1,592 | $1,707 |
| Progressive | $1,562 | $1,624 |
| State Farm | $1,382 | $1,382 |
| USAA | $1,268 | $1,314 |
Cheap Cedar Rapids, Nebraska Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cedar Rapids, Nebraska compared to the annual auto insurance rates with a clean record in Cedar Rapids, Nebraska.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,664 | $3,004 | $3,630 | $2,980 |
| American Family | $2,124 | $2,308 | $2,124 | $2,124 |
| Farmers | $3,264 | $4,184 | $4,081 | $3,900 |
| Geico | $2,446 | $3,511 | $5,286 | $3,975 |
| Liberty Mutual | $5,239 | $6,184 | $6,700 | $6,341 |
| Nationwide | $1,795 | $2,596 | $3,710 | $2,036 |
| Progressive | $2,867 | $4,188 | $3,204 | $3,213 |
| State Farm | $2,231 | $2,535 | $2,383 | $2,383 |
| USAA | $1,780 | $2,236 | $3,340 | $2,016 |
Cheap Cedar Rapids, Nebraska Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Cedar Rapids, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Cedar Rapids, Nebraska to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,630 |
| American Family | $2,124 |
| Farmers | $4,081 |
| Geico | $5,286 |
| Liberty Mutual | $6,700 |
| Nationwide | $3,710 |
| Progressive | $3,204 |
| State Farm | $2,383 |
| USAA | $3,340 |
Cheap Cedar Rapids, Nebraska Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Cedar Rapids, Nebraska annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,810 | $2,899 | $2,499 |
| American Family | $2,907 | $1,988 | $1,617 |
| Farmers | $4,423 | $3,662 | $3,486 |
| Geico | $4,349 | $3,775 | $3,290 |
| Liberty Mutual | $8,830 | $5,332 | $4,186 |
| Nationwide | $3,050 | $2,422 | $2,131 |
| Progressive | $3,877 | $3,241 | $2,986 |
| State Farm | $3,462 | $2,076 | $1,611 |
| USAA | $3,129 | $2,111 | $1,789 |
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Cheap Cedar Rapids, Nebraska Auto Insurance Rates By Commute
Commute length and annual mileage affect Cedar Rapids, Nebraska auto insurance. Find the cheapest annual Cedar Rapids, Nebraska auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,069 | $3,069 |
| American Family | $2,153 | $2,188 |
| Farmers | $3,857 | $3,857 |
| Geico | $3,746 | $3,863 |
| Liberty Mutual | $6,116 | $6,116 |
| Nationwide | $2,534 | $2,534 |
| Progressive | $3,368 | $3,368 |
| State Farm | $2,322 | $2,444 |
| USAA | $2,315 | $2,370 |
Cheap Cedar Rapids, Nebraska Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Cedar Rapids, Nebraska? Check out the comparison of annual Cedar Rapids, Nebraska auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,997 | $3,064 | $3,147 |
| American Family | $2,155 | $2,235 | $2,122 |
| Farmers | $3,692 | $3,802 | $4,077 |
| Geico | $3,714 | $3,801 | $3,899 |
| Liberty Mutual | $5,939 | $6,081 | $6,328 |
| Nationwide | $2,579 | $2,523 | $2,502 |
| Progressive | $3,223 | $3,359 | $3,522 |
| State Farm | $2,303 | $2,379 | $2,467 |
| USAA | $2,271 | $2,339 | $2,418 |
Best By Category: Cheapest Auto Insurance in Cedar Rapids, Nebraska
Compare the cheapest auto insurance companies in Cedar Rapids, Nebraska in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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The Cheapest Cedar Rapids, Nebraska Auto Insurance Companies
What auto insurance companies in Cedar Rapids, Nebraska are the cheapest? Compare the top Cedar Rapids, Nebraska auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,069 |
| American Family | $2,170 |
| Farmers | $3,857 |
| Geico | $3,805 |
| Liberty Mutual | $6,116 |
| Nationwide | $2,534 |
| Progressive | $3,368 |
| State Farm | $2,383 |
| USAA | $2,343 |
What affects auto insurance rates in Cedar Rapids, Nebraska?
There are a lot of reasons why auto insurance rates in Cedar Rapids, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cedar Rapids, Nebraska. Many local factors may affect your Cedar Rapids auto insurance rates.
Cedar Rapids Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cedar Rapids, Nebraska commute length is 20.3 minutes according to City-Data.
Cedar Rapids Traffic
How does Cedar Rapids, Nebraska rank for traffic? According to Inrix Cedar Rapids, Nebraska is the 953rd most congested worldwide.
Compare Cedar Rapids, Nebraska Auto Insurance Quotes
Before you buy Cedar Rapids, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cedar Rapids, Nebraska auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
Does commute length affect auto insurance rates in Cedar Rapids, Nebraska?
Yes, commute length can impact auto insurance rates in Cedar Rapids, Nebraska. Insurance companies consider the average mileage driven per year when calculating premiums. A longer commute or higher annual mileage may lead to slightly higher rates compared to a shorter commute or lower mileage.
How does credit history affect auto insurance rates in Cedar Rapids, Nebraska?
Credit history can have a significant effect on auto insurance rates in Cedar Rapids, Nebraska. Insurance companies often use credit information to assess risk and determine premiums. A poor credit score may result in higher insurance rates, while a good credit score can lead to lower rates.
What are the auto insurance rates in Cedar Rapids, Nebraska after a DUI?
Auto insurance rates in Cedar Rapids, Nebraska typically increase significantly after a DUI conviction. The exact rate increase will vary depending on the insurance company and individual circumstances. It is advisable to obtain quotes from multiple insurers to compare rates after a DUI.
What are the average auto insurance rates for senior drivers in Cedar Rapids, Nebraska?
The average auto insurance rates for senior drivers in Cedar Rapids, Nebraska are approximately $1,888 per year. These rates can vary depending on the insurance company and individual factors. It is recommended to obtain personalized quotes to get accurate pricing for senior drivers.
What are the minimum auto insurance requirements in Cedar Rapids, Nebraska?
In Cedar Rapids, Nebraska, the minimum auto insurance requirements are 25/50/25, which means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
How are auto insurance rates in Cedar Rapids, Nebraska affected by age, gender, and marital status?
Auto insurance rates in Cedar Rapids, Nebraska can be influenced by age, gender, and marital status. Different demographics may have varying rates due to statistical factors. It is best to refer to the specific age, gender, and marital status categories provided by insurance companies to get an idea of the potential impact on rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.