Best Cheap Auto Insurance in Cedar Rapids, NE (2021)

The average Cedar Rapids, NE auto insurance rates are $275 per month. The minimum auto insurance in Cedar Rapids is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Cedar Rapids, Nebraska, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Cedar Rapids for teen drivers is Liberty Mutual
  • Average auto insurance rates in Cedar Rapids, NE for senior drivers are $1,888 per year
  • The average commute length in Cedar Rapids is 20.3 minutes

Cedar Rapids, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Cedar Rapids can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cedar Rapids, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Cedar Rapids to other Nebraska cities, including Norfolk auto insurance rates, Kearney auto insurance rates, and Omaha auto insurance rates to see how Cedar Rapids, Nebraska auto insurance rates stack up.

Before you buy Cedar Rapids, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cedar Rapids, Nebraska auto insurance quotes.

Minimum Auto Insurance in Cedar Rapids, Nebraska

Cedar Rapids, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cedar Rapids, Nebraska.

Minimum Required Auto Insurance Coverage in Cedar Rapids, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cedar Rapids, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cedar Rapids, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedar Rapids, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,739 $1,739 $1,583 $1,583 $2,907 $4,270 $1,701 $1,840
Farmers $2,220 $2,208 $1,992 $2,101 $8,480 $8,726 $2,509 $2,621
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,190 $3,459 $2,519 $3,064 $13,966 $15,691 $3,339 $3,701
Nationwide $1,780 $1,840 $1,592 $1,707 $4,045 $5,057 $2,043 $2,212
Progressive $1,907 $1,847 $1,562 $1,624 $7,181 $8,099 $2,283 $2,440
State Farm $1,596 $1,596 $1,382 $1,382 $4,098 $5,262 $1,757 $1,990
USAA $1,402 $1,403 $1,268 $1,314 $4,310 $5,179 $1,822 $2,042

Cheap Cedar Rapids, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cedar Rapids, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Cedar Rapids, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Cedar Rapids, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,907 $4,270
Farmers $8,480 $8,726
GEICO $6,043 $7,918
Liberty Mutual $13,966 $15,691
Nationwide $4,045 $5,057
Progressive $7,181 $8,099
State Farm $4,098 $5,262
USAA $4,310 $5,179

Cheap Cedar Rapids, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Cedar Rapids, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cedar Rapids, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,583 $1,583
Farmers $1,992 $2,101
GEICO $2,841 $2,734
Liberty Mutual $2,519 $3,064
Nationwide $1,592 $1,707
Progressive $1,562 $1,624
State Farm $1,382 $1,382
USAA $1,268 $1,314

Cheap Cedar Rapids, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cedar Rapids, Nebraska compared to the annual auto insurance rates with a clean record in Cedar Rapids, Nebraska.

Annual Cedar Rapids, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,124 $2,308 $2,124 $2,124
Farmers $3,264 $4,184 $4,081 $3,900
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,239 $6,184 $6,700 $6,341
Nationwide $1,795 $2,596 $3,710 $2,036
Progressive $2,867 $4,188 $3,204 $3,213
State Farm $2,231 $2,535 $2,383 $2,383
USAA $1,780 $2,236 $3,340 $2,016

Cheap Cedar Rapids, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cedar Rapids, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Cedar Rapids, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Cedar Rapids, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,630
American Family $2,124
Farmers $4,081
GEICO $5,286
Liberty Mutual $6,700
Nationwide $3,710
Progressive $3,204
State Farm $2,383
USAA $3,340

Cheap Cedar Rapids, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cedar Rapids, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cedar Rapids, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,907 $1,988 $1,617
Farmers $4,423 $3,662 $3,486
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,830 $5,332 $4,186
Nationwide $3,050 $2,422 $2,131
Progressive $3,877 $3,241 $2,986
State Farm $3,462 $2,076 $1,611
USAA $3,129 $2,111 $1,789

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Cheap Cedar Rapids, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Cedar Rapids, Nebraska auto insurance. Find the cheapest annual Cedar Rapids, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cedar Rapids, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,153 $2,188
Farmers $3,857 $3,857
GEICO $3,746 $3,863
Liberty Mutual $6,116 $6,116
Nationwide $2,534 $2,534
Progressive $3,368 $3,368
State Farm $2,322 $2,444
USAA $2,315 $2,370

Cheap Cedar Rapids, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cedar Rapids, Nebraska? Check out the comparison of annual Cedar Rapids, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedar Rapids, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,155 $2,235 $2,122
Farmers $3,692 $3,802 $4,077
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,939 $6,081 $6,328
Nationwide $2,579 $2,523 $2,502
Progressive $3,223 $3,359 $3,522
State Farm $2,303 $2,379 $2,467
USAA $2,271 $2,339 $2,418

Best By Category: Cheapest Auto Insurance in Cedar Rapids, Nebraska

Compare the cheapest auto insurance companies in Cedar Rapids, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cedar Rapids, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Cedar Rapids, Nebraska Auto Insurance Companies

What auto insurance companies in Cedar Rapids, Nebraska are the cheapest? Compare the top Cedar Rapids, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cedar Rapids, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,170
Farmers $3,857
GEICO $3,805
Liberty Mutual $6,116
Nationwide $2,534
Progressive $3,368
State Farm $2,383
USAA $2,343

What affects auto insurance rates in Cedar Rapids, Nebraska?

There are a lot of reasons why auto insurance rates in Cedar Rapids, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cedar Rapids, Nebraska. Many local factors may affect your Cedar Rapids auto insurance rates.

Cedar Rapids Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cedar Rapids, Nebraska commute length is 20.3 minutes according to City-Data.

Cedar Rapids Traffic

How does Cedar Rapids, Nebraska rank for traffic? According to Inrix Cedar Rapids, Nebraska is the 953rd most congested worldwide.

Compare Cedar Rapids, Nebraska Auto Insurance Quotes

Before you buy Cedar Rapids, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cedar Rapids, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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