Best Cleveland, Mississippi Auto Insurance in 2024
The average Cleveland, MS auto insurance rates are $299 per month. The minimum auto insurance in Cleveland is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Cleveland, Mississippi, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Sep 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Cleveland is USAA
- The most expensive auto insurance company in Cleveland for teen drivers is Allstate
- The minimum auto insurance required in Cleveland, Mississippi is 25/50/25
Cleveland, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Cleveland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cleveland, Mississippi, including driving record, credit, commute time, and more.
Compare auto insurance in Cleveland to other Mississippi cities, including Jackson auto insurance rates, Meridian auto insurance rates, and Hattiesburg auto insurance rates to see how Cleveland, Mississippi auto insurance rates stack up.
Before you buy Cleveland, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cleveland, Mississippi auto insurance quotes.
Minimum Auto Insurance in Cleveland, Mississippi
Cleveland, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cleveland, Mississippi.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Cleveland, Mississippi Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Cleveland, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,817 | $2,690 | $2,510 | $2,568 | $11,283 | $12,037 | $3,206 | $3,291 |
| Geico | $2,692 | $2,546 | $2,439 | $2,266 | $6,683 | $6,272 | $4,478 | $2,173 |
| Liberty Mutual | $2,720 | $2,946 | $2,189 | $2,457 | $9,708 | $10,793 | $2,888 | $3,037 |
| Nationwide | $2,058 | $2,117 | $1,844 | $1,958 | $4,062 | $5,183 | $2,325 | $2,521 |
| Progressive | $2,325 | $2,164 | $1,908 | $1,849 | $8,445 | $9,445 | $2,386 | $2,478 |
| State Farm | $1,815 | $1,815 | $1,628 | $1,628 | $5,305 | $6,673 | $2,024 | $2,304 |
| Travelers | $1,639 | $1,669 | $1,559 | $1,564 | $7,410 | $11,809 | $1,719 | $1,984 |
| USAA | $1,433 | $1,420 | $1,335 | $1,353 | $3,562 | $4,229 | $1,752 | $1,934 |
Cheap Cleveland, Mississippi Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Cleveland, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Cleveland, Mississippi.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,283 | $12,037 |
| Geico | $6,683 | $6,272 |
| Liberty Mutual | $9,708 | $10,793 |
| Nationwide | $4,062 | $5,183 |
| Progressive | $8,445 | $9,445 |
| State Farm | $5,305 | $6,673 |
| Travelers | $7,410 | $11,809 |
| USAA | $3,562 | $4,229 |
Cheap Cleveland, Mississippi Auto Insurance for Seniors
What are senior auto insurance rates in Cleveland, Mississippi? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,510 | $2,568 |
| Geico | $2,439 | $2,266 |
| Liberty Mutual | $2,189 | $2,457 |
| Nationwide | $1,844 | $1,958 |
| Progressive | $1,908 | $1,849 |
| State Farm | $1,628 | $1,628 |
| Travelers | $1,559 | $1,564 |
| USAA | $1,335 | $1,353 |
Cheap Cleveland, Mississippi Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cleveland, Mississippi compared to the annual auto insurance rates with a clean record in Cleveland, Mississippi.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,265 | $5,028 | $6,074 | $4,833 |
| Geico | $2,300 | $3,487 | $5,302 | $3,686 |
| Liberty Mutual | $3,260 | $5,201 | $5,329 | $4,579 |
| Nationwide | $2,200 | $2,812 | $3,584 | $2,438 |
| Progressive | $3,318 | $4,450 | $3,837 | $3,895 |
| State Farm | $2,629 | $3,228 | $2,869 | $2,869 |
| Travelers | $3,210 | $3,360 | $4,611 | $3,496 |
| USAA | $1,660 | $2,120 | $2,881 | $1,847 |
Cheap Cleveland, Mississippi Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Cleveland, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Cleveland, Mississippi to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,074 |
| Geico | $5,302 |
| Liberty Mutual | $5,329 |
| Nationwide | $3,584 |
| Progressive | $3,837 |
| State Farm | $2,869 |
| Travelers | $4,611 |
| USAA | $2,881 |
Cheap Cleveland, Mississippi Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Cleveland, Mississippi annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,850 | $5,177 | $4,124 |
| Geico | $5,569 | $3,155 | $2,357 |
| Liberty Mutual | $6,585 | $4,026 | $3,165 |
| Nationwide | $3,237 | $2,635 | $2,403 |
| Progressive | $4,393 | $3,748 | $3,484 |
| State Farm | $4,181 | $2,534 | $1,982 |
| Travelers | $4,161 | $3,397 | $3,449 |
| USAA | $2,909 | $1,893 | $1,579 |
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Cheap Cleveland, Mississippi Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Cleveland, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Cleveland, Mississippi to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 38732 | $3,059 |
| 38733 | $3,125 |
Cheap Cleveland, Mississippi Auto Insurance Rates By Commute
Commute length and annual mileage affect Cleveland, Mississippi auto insurance. Find the cheapest annual Cleveland, Mississippi auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,050 | $5,050 |
| Geico | $3,683 | $3,705 |
| Liberty Mutual | $4,592 | $4,592 |
| Nationwide | $2,758 | $2,758 |
| Progressive | $3,875 | $3,875 |
| State Farm | $2,828 | $2,969 |
| Travelers | $3,669 | $3,669 |
| USAA | $2,062 | $2,193 |
Cheap Cleveland, Mississippi Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Cleveland, Mississippi? Check out the comparison of annual Cleveland, Mississippi auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,834 | $5,046 | $5,271 |
| Geico | $3,453 | $3,724 | $3,905 |
| Liberty Mutual | $4,303 | $4,571 | $4,902 |
| Nationwide | $2,604 | $2,749 | $2,922 |
| Progressive | $3,462 | $3,925 | $4,237 |
| State Farm | $2,727 | $2,887 | $3,082 |
| Travelers | $3,463 | $3,691 | $3,853 |
| USAA | $1,989 | $2,116 | $2,276 |
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Best By Category: Cheapest Auto Insurance in Cleveland, Mississippi
Compare the cheapest auto insurance companies in Cleveland, Mississippi in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Cleveland, Mississippi Auto Insurance Companies
What auto insurance companies in Cleveland, Mississippi are the cheapest? Compare the top Cleveland, Mississippi auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,050 |
| Geico | $3,694 |
| Liberty Mutual | $4,592 |
| Nationwide | $2,758 |
| Progressive | $3,875 |
| State Farm | $2,899 |
| Travelers | $3,669 |
| USAA | $2,127 |
What affects auto insurance rates in Cleveland, Mississippi?
There are a lot of reasons why auto insurance rates in Cleveland, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cleveland, Mississippi. Many local factors may affect your Cleveland auto insurance rates.
Cleveland Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cleveland, Mississippi auto theft statistics, there have been 0 auto thefts in the city.
Cleveland Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cleveland, Mississippi commute length is 15.8 minutes according to City-Data.
Cleveland Traffic
How does Cleveland, Mississippi rank for traffic? According to Inrix Cleveland, Mississippi is the 542nd most congested worldwide.
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Compare Cleveland, Mississippi Auto Insurance Quotes
Before you buy Cleveland, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cleveland, Mississippi auto insurance quotes.
Frequently Asked Questions
Does the coverage level affect auto insurance rates in Cleveland, MS?
Yes, the coverage level you choose can affect your auto insurance rates in Cleveland, MS. Higher coverage limits and additional coverage options may lead to higher premiums, while opting for lower coverage limits may result in lower premiums. It’s important to consider your coverage needs and budget when selecting a coverage level.
How does commute length impact auto insurance rates in Cleveland, MS?
The length of your daily commute and annual mileage can affect your auto insurance rates in Cleveland, MS. Typically, a longer commute and higher annual mileage can result in higher premiums.
How does ZIP code affect auto insurance rates in Cleveland, MS?
Auto insurance rates can vary based on the ZIP code in Cleveland, MS. Factors such as population density, crime rates, and accident statistics in a specific area can influence insurance rates. It’s important to compare quotes from different ZIP codes to find the most affordable options.
Does credit history affect auto insurance rates in Cleveland, MS?
Yes, credit history can have a major effect on the cost of auto insurance in Cleveland, MS. A poor credit history can result in higher insurance rates, while a good credit history may help lower your premiums.
Can I get cheap auto insurance in Cleveland, MS after a DUI?
Getting cheap auto insurance after a DUI in Cleveland, MS can be challenging. Your rates are likely to increase significantly due to the DUI conviction. It is advisable to compare quotes from multiple insurance companies to find the best available rates.
Are there any specific auto insurance requirements in Cleveland, MS?
Yes, the minimum auto insurance required in Cleveland, MS is 25/50/25 according to Mississippi auto insurance laws. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.