ACE Seguros Auto Insurance Review (2024)

ACE Seguros is the Mexican division of ACE USA. ACE offers property, casualty, accident, auto, health, and other insurance products throughout the United States. They're a legitimate company with an A++ financial rating from A.M. Best.

UPDATED: Aug 24, 2024Fact Checked

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.

Licensed Insurance Agent

UPDATED: Aug 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Aug 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Aug 24, 2024Fact Checked

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ACE Seguros

Average Monthly Rate For Good Drivers

$119

A.M. Best Rating:

A++

Complaint Level:

Low

Pros

  • Mexbound.com’s website is very helpful for customers seeking information about why Mexican insurance is necessary while traveling to Mexico.
  • Mexbound.com offers more coverage choices than any other Mexican insurance agency.
  • Can access quotes and policies online.
  • Representatives available to assist with claims and customer service.
  • Available through certified independent insurance agencies.

Cons

  • Mexbound.com is an online-only agency
  • Auto insurance is not available for direct purchase from the company.
  • Limited information available specifically about ACE Seguros’ auto insurance policies.
  • Claims process and requirements may vary when compared to the U.S.
[su_box title="Things to remember..." style="default"]sd
  • ACE Seguros is the Mexican division of ACE USA, which offers property, casualty, risk management, occupational accident, and health insurance products throughout the United States
  • Mexbound.com offers more coverage choices than any other Mexican insurance agency
  • Mexican law states that liability insurance is mandatory, but the customer has a choice of various types of coverage in addition to what's required
[/su_box] This ACE Seguros auto insurance review will notify consumers that the company provides auto insurance only through certified independent insurance agencies. ACE Seguros is the Mexican division of ACE USA, which offers the following insurance products throughout the United States:
  • Property
  • Casualty
  • Risk management
  • Occupational accident
  • Health
For those seeking auto insurance rates for travel into Mexico, a review of Mexbound.com Auto Insurance follows. Mexbound.com writes auto insurance policies for ACE Seguros. See the best auto insurance rates from carriers in your area! Enter your zip code above to get started for FREE!

Mexbound.com also contains helpful information about how to use the website. This section details every step of the process for quoting and buying an auto insurance policy, filing a claim, and following up on that claim. (Read More: How to Evaluate Auto Insurance Quotes)

The website also contains a section that details all its represented carriers so that the customer can contact that company directly with any questions. So, consider Ace Seguros Mexico for auto insurance that covers you when driving abroad.

What You Should Know About Ace Seguros

If a customer is involved in an accident in Mexico, the incident must be reported to his or her insurance carrier before leaving Mexico. Mexbound.com’s home page contains a tab called “Insurance Information,” which details how a customer can start the claims process.

Mexbound.com also lists all represented carriers and their contact information. Mexbound.com’s carriers will allow vehicle repairs in the U.S. or Canada if the claims process begins in Mexico.

The claimant should follow the same procedures as for an accident in the U.S. This means they should exchange insurance and vehicle information with other involved drivers and call the police to file a report.

Claimants are warned not to leave the auto unattended since basic Mexican insurance policies do not cover the theft of auto parts.

An insurance adjuster will visit the accident scene, where the claimant will be asked to provide both a valid driver’s license and a copy of the insurance policy.

Once the claim is submitted to the insurance carrier, the claimant can seek follow-up service through that carrier or through Mexbound.com’s toll-free phone number. That number is 1-888-467-4639.

A claimant should also inform his or her U.S. insurance carrier of the incident.

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Mexbound.com Auto Insurance Customer Service

While Mexbound.com is an online-only agency, its represented carriers all have agents and customer service departments to help with quotes, claims, and questions.

Mexbound.com’s website is very helpful for customers seeking information about why Mexican insurance is necessary while traveling to Mexico.

Mexbound.com’s article about why Mexican insurance is necessary takes the guesswork out of finding a policy that will cover the customer’s assets.

Ace Seguros Insurance Rates Breakdown

Mexbound.com’s online quote process is very simple. Consumers can opt for daily auto insurance, six-month auto insurance, or one-year policies. Coverage can begin immediately or at any time up to one year from when the quote is generated.

Once the quote is available, the potential customer can access that quote by logging onto the website.

Mexbound.com offers more coverage choices than any other Mexican insurance agency. In addition to standard mandatory liability auto insurance protection, Mexbound.com offers three package types.

The GNP Deluxe Package, ABA Seguros Plus, and the ACE Platinum Package each provide protections that many Mexican carriers don’t, such as partial theft, vandalism, and reimbursement for the higher cost of repairs completed in the United States. (Read More: Does auto insurance cover theft?)

Mexbound.com also provides roadside assistance and legal information for customers. Truck, recreational vehicle, and motorcycle policies are also available. (Read More: Best Auto Insurance for Trucks)

When a potential customer decides to travel into Mexico and wants an auto insurance quote, he or she can click on Mexbound.com's quote link.

Daniel Walker Licensed Insurance Agent

The online form asks for the following information:

  • Travel dates
  • Vehicle information
  • Whether or not the vehicle will tow a trailer

Mexican law states that liability insurance is mandatory, but the customer has a choice of various types of auto insurance coverage in addition to what’s required.

The Mexbound.com quote form also asks for information such as how long the vehicle will be in Mexico and whether the car will be used for business or pleasure. Once the form is submitted, it takes just moments for the quote to be available.

Frequently Asked Questions

What types of insurance products does ACE Seguros offer?

ACE Seguros offers property, casualty, accident, auto, health, and other insurance products throughout the United States.

Can ACE Seguros auto insurance be purchased directly from the company?

No, ACE Seguros auto insurance is only available through certified independent insurance agencies.

What should a customer do if they have an accident in Mexico?

The customer should report the incident to their insurance carrier before leaving Mexico and follow the same procedures as for an accident in the U.S., including exchanging insurance and vehicle information and filing a police report.

Does Mexbound.com provide assistance with claims and customer service for ACE Seguros auto insurance?

While Mexbound.com is an online-only agency, they provide information on how to start the claims process, and the represented carriers of Mexbound.com offer agents and customer service departments to assist with quotes, claims, and questions.

What additional coverage options does Mexbound.com offer for ACE Seguros auto insurance?

Mexbound.com offers more coverage choices than other Mexican insurance agencies, including options like partial theft, vandalism, reimbursement for higher repair costs in the United States, and roadside assistance.

Is Mexican car insurance necessary?

If you plan to drive in Mexico, you must get insurance according to Mexican law or face jail time.

How much is Mexican car insurance per day?

On average, you can expect to pay anywhere from $2 and $40 daily for Mexican car insurance.

Is Ace Insurance good?

ACE Seguros touts an A++ rating from A.M. Best, indicating financial success.

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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