America First Auto Insurance Review (2026)
Looking for auto insurance? America First Insurance offers commercial auto insurance but does not not offer personal auto insurance policies.
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Table of Contents
Table of Contents


Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine


Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Ty Stewart
Updated December 2024
What is America First Insurance? Find out in this America First Auto Insurance Review which is for the Ohio-based insurance company that is an affiliate of Liberty Mutual Insurance.
America First Insurance Company offers several different types of insurance for businesses, including commercial auto insurance, contractors insurance, garage insurance, among others.
America First does not offer personal car insurance, so individuals seeking an auto insurance quote or more information regarding auto insurance would need to contact another company. Find out the best auto insurance companies.
On the home page of the America First website, customers looking for individual insurance are encouraged to visit Safeco Insurance based out of Seattle, Washington.
America First serves a portion of the southwestern United States and utilizes independent insurance agents to offer products and services to businesses.
As a subsidiary of Liberty Mutual, the fifth largest insurance carrier in the world, America First has the resources available to assist almost any type of business.
Enter your zip code in the box above for free online auto insurance quotes in your area!
What You Should Know About America First
America First provides quotes over the phone or in person with one of their agents. In addition, America First serves customers with multiple regional offices.
America First has agents located in six different states:
- Texas
- Oklahoma
- Kansas
- Missouri
- Arkansas
- Louisiana
America First has independent agents located throughout the six states, and interested business customers can search for an agent by entering a street address, zip code, and search radius.
However, America First agents are only able to offer business insurance products, so customers looking for individual coverage must contact another carrier and agent. If you want an America First insurance quote, unfortunately you are out of luck.
America First Insurance does not offer online auto insurance quotes.
Business customers are encouraged to contact one of the independent insurance agents or call the main America First Insurance Company phone number.
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America First Insurance Claims
While America First Insurance does not offer customers the ability to file a claim online, business customers are able to call a dedicated, toll-free claim line at 1-800-443-2534, 24 hours a day, seven days a week. There is not a specific America First auto insurance phone number.
The America First claim line allows customers to speak to a trained claims customer service representative, as well as get information on auto repair shops, rental car information, and emergency repairs.
Once the initial claim has been filed, a local independent claims specialist will stay in contact with the customer until the claim is finalized. Learn how to file an auto insurance claim.
America First Insurance Reviews
America First Insurance is accredited through its parent company, Liberty Mutual Insurance by BBB, the Better Business Bureau.
Based on a variety of factors, the BBB has assigned America First a grade of A.
The Better Business Bureau also has individual customer reviews on the website; however, these reviews were specifically for Liberty Mutual insurance and are not specifically America First Insurance Group reviews.
America First is rated A by the A.M. Best Company, and the company has a stable outlook. In addition, America First Car Insurance Group rating is a long-term issuer credit rating of a.
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America First Insurance Careers
There is a direct link on the homepage of America First Insurance for careers, and that link takes prospective and interested individuals to the Liberty Mutual Group career webpage.
On that site, there is a direct search for jobs, where individuals can look by job field and location, as well as find out information about the different career paths available, employee benefits, and other company information.
Frequently Asked Questions
How is the customer service of America First Auto Insurance?
The customer service experience with America First Auto Insurance can vary. It’s advisable to research customer reviews and ratings to gain insights into the satisfaction levels of policyholders with their customer service, claims handling, and overall experience.
Looking at customer ratings can also help you find out about the America First policy advantages and disadvantages that an agent might not discuss with you.
Remember though that the best auto insurance review for one person may not apply to you depending on your own specific needs.
What types of coverage does America First Auto Insurance offer?
America First Auto Insurance offers various types of coverage, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage. However, the specific details and additional options within these categories may vary. It’s important to review the policy details of America First to understand the coverage that best suits your needs.
How affordable is America First Auto Insurance?
The affordability of America First Auto Insurance premiums can vary based on factors such as your location, driving history, type of vehicle, and coverage requirements. To determine the affordability for your specific situation, it’s recommended to obtain a personalized quote from America First and compare it with quotes from other insurance providers.
Can I bundle other types of insurance with my America First auto insurance policy?
America First Insurance Group may offer the option to bundle other types of insurance, such as home, renters, or umbrella insurance, with your auto insurance policy. Bundling can often lead to discounts on premiums, so it’s worth considering if you need multiple types of coverage. Contact America First directly to inquire about bundling options.
How can I get a quote or apply for auto insurance from America First?
To get a quote or apply for auto insurance from America First, you can:
- Visit their official website and use their online quote tool to obtain a personalized quote.
- Contact their customer service department via phone and speak with a representative who can assist you with the quote and application process.
- Visit a local America First branch, if available, where an agent can guide you through the quote and application process.
Does America First Auto Insurance offer any additional benefits or discounts?
America First Auto Insurance may offer additional benefits and discounts to its policyholders. These can include features like roadside assistance, accident forgiveness, safe driver discounts, multi-policy discounts, and more. It’s best to contact America First directly or visit their website for detailed information on the benefits and discounts available.
How is the claims process with America First Auto Insurance?
The claims process with America First Auto Insurance can vary based on individual circumstances and policy details. It’s recommended to familiarize yourself with America First’s claims procedures by reviewing their policy documents or using the America First Insurance phone number to contact customer service.
Promptly report any incidents or accidents to initiate the claims process and follow their instructions for providing necessary documentation and information.
Does America First Auto Insurance have a mobile app or online account management?
America First Car Insurance may offer a mobile app or online account management for policyholders to access their insurance information, make payments, view policy documents, and handle other account-related tasks.
It’s best to visit America First’s insurance website or contact the America First customer service number to inquire about the availability and features of their mobile app or online account management system.
Who owns America First Insurance Group?
So you want to know who owns America First Insurance? Their parent company is Peerless Insurance Company, which is a subsidiary of Liberty Mutual.
That’s why you may see America First Insurance and Liberty Mutual closely related when searching online for insurance coverage through America First.
Is America First Insurance the same as American First Insurance Group and America’s First Insurance?
The correct name of the company is America First Insurance Group, but if you search the web for “American First Auto Insurance” or “American First Insurance Company,” you will get the same results.
You might even be surprised but if you google “Americas First Insurance,” links for America First Insurance will come up as well.
However, do not confuse this company with companies that have a similar name but are different entities such as America First Policy Institute, America First Credit Union car insurance or First Auto Insurance Company.
Does America First Credit Union sell insurance?
What insurance company has the most complaints?
At what age do auto insurance premiums tend to drop and why?
Who are the top 5 insurance companies?
What insurance coverage is most important?
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