American Auto Insurance Review (2024)

American Auto Insurance is an online company that serves people living in Chicago and Illinois. They offer SR-22 insurance in addition to traditional coverage.

UPDATED: Aug 24, 2024Fact Checked

Benjamin Carr

Former State Farm Insurance Agent

Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...

Former State Farm Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Aug 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Aug 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Aug 24, 2024Fact Checked
no image available
0 reviews

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

American Insurance

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A+

Complaint Level:

Low

What You Should Know About American Insurance

Things to Remember...

  • The American Auto Insurance is an online company that serves people living in Chicago and Illinois
  • The number of accidents you’ve had negatively affects your insurance premiums
  • Driving internationally is not the same as driving in the USA

One of the better independent insurance agents serving people in the Chicago area and the State of Illinois is an online agent, American Auto Insurance. They have a website that can give you fast quotes and advice on auto insurance.

Before being acquired, American Auto Insurance Company, while popular in Chicago, actually got its start in Detroit, Michigan.

American Auto Insurance is efficient and professional with live staff to advise you on questions that you might have about insurance policies. A glossary of insurance terms is included on their website to allow you to understand exactly the purchases you are making.

Online payment, claims, changes of automobiles, driver changes, and renewals are available.

Check out the FREE comparison tool above to find and compare auto insurance quotes. Simply enter your zip code above now!

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Getting an Auto Insurance Quotation

When purchasing automobile insurance, you have many options both online and in person. Online price quotes are easier to obtain and allow you to make comparisons easily.

These quotations also allow you to compare insurance companies and coverage options and their standing within the same price ranges. Read: How do I compare auto insurance?

All you have to do is enter the information about you, the people who drive your cars, and the details of your automobiles or trucks, and you’ll have the basis for an online price comparison.

However, if you have circumstances, that can affect the cost of your automobile insurance such as:

  • You’re new to purchasing automobile insurance in the U.S.
  • A recent immigrant to the United States
  • Have some tickets or accidents
  • Need an SR-22 insurance (financial responsibility) filing with the State
  • Have an International Driver’s license
  • High-Risk driver
  • Use your vehicle commercially

American Insurance Company Reviews

The American Auto Insurance Company has established a strong presence in the industry, particularly known for its reliable services. Many drivers seeking American auto insurance in Chicago, Illinois, have found their policies to be comprehensive and affordable. When considering coverage options, it’s beneficial to look at American Insurance Company reviews to gauge customer satisfaction and service quality. Reading car insurance reviews can provide valuable insights into policy features, claim processes, and contact details. Additionally, for those needing specialized coverage, the company offers SR22 Insurance even if you don’t have a car, ensuring that all drivers can find the protection they need.

When comparing coverage options, it’s important to assess the benefits and drawbacks of different American Auto Insurance offerings to find the best fit for your needs.

American Auto Assist provides a range of roadside assistance and auto-related services designed to support drivers in various situations. Customers looking to evaluate their services often turn to American Auto Assist reviews to gain insight into the experiences of others. For those in the Chicago, IL area, American Auto Insurance is a good option for you. While now under Allianz, there are still numerous additional insurance options that complement the assistance services provided by American Auto Assist, ensuring comprehensive support for drivers.

American Auto Protection Insurance, also known as American Auto Protector Insurance, offers a variety of vehicle protection plans designed to cover repairs and maintenance beyond standard warranties. The American Auto Protection reviews note the quality and reliability of these services.

American Insurance Company Contact Details

American Auto Insurance had a big presence in Chicago. The corporate headquarters is in Des Plaines, IL while there are multiple offices in the city of Chicago.

  • The American insurance company’s phone number is: 1-800-950-5872
  • The American Automobile Insurance Company’s claims phone number is: 1-800-950-5872
  • To find American Auto Insurance near you visit the Allianz website, not the americanautoinsurance.com, to find locations in your country.

When researching vehicle warranties, reading American Auto Protection reviews can provide valuable insights into customer service experiences and overall service quality. For those looking for comprehensive coverage, American Auto Protector Insurance offers a range of options to ensure your vehicle is well-protected.

What is an independent agent?

Independent agents, in the United States, represent several insurance companies and can obtain price quotations from each of those companies to help you make an informed decision about your car insurance coverage options.

Typically, these agents will give you advice about the amounts and types of auto insurance required by law in your state and help you determine the adequacy of these limits and coverage for your life and circumstances.

An advantage of the independent agency system is that they are dedicated to your insurance needs and are flexible enough to allow changes that are in the customer’s best interest. Read: How can I find auto insurance agents in my area?

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

SR-22 (Financial Responsibility)

Sometimes, due to accidents or suspension of a license, the state will require an SR-22 or Financial Responsibility filing to be made by your auto insurance provider to renew or obtain your driving license.

This filing assures the state that you will have automobile liability insurance in force until a certain term expires.

Usually, this filing needs to be made immediately, and American Auto Insurance can arrange to have an SR-22 filing made within a day.

The insurance company will not notify the Department of Motor Vehicles if the insurance lapses or is not paid.

In that case, you will receive a notice indicating that your driving privileges have been revoked until you acquire automotive insurance again. Motor Vehicle Departments send notifications to your last address on your license, they don’t worry about it getting to you. Read SR-22 insurance to learn more.

International Drivers Licenses

Persons temporarily in the United States may use their International Drivers License validly, but insurance is still necessary.

Consult with American Auto Insurance for the details of this requirement and registration with the Department of Motor Vehicles.

These departments are concerned about international driver’s licenses resulting from the various laws about driving from the United States to other countries.

Laws vary depending on your country, so take the time to educate yourself before getting behind the wheel.

The Fine Print

American Auto Insurance will explain the necessary aspects of automotive insurance in further detail, but here are some of the things you need to be aware of about car insurance.

  • Liability insurance – insurance for your property damage and bodily injury responsibilities in an accident — is required by all states
  • Physical damage insurance – insurance to cover your property — is optional but helpful if you have a limited income and is necessary if you have a loan on the car. Physical damage coverage can provide coverage against theft, vandalism, weather damage, animal damage, as well as collision
  • Uninsured motorists insurance – protects you from paying for medical costs if you are injured by someone without insurance because not everyone is law-abiding

To get an insurance quote, have the following information in hand:

  • Full names of all drivers and their dates of birth
  • Drivers license numbers
  • Description – year, model, and make of cars to be insured and their VINs
  • Driving records

Auto insurance consumers will be pleased with the ease of using the website for American Auto Insurance not only for quotes but also for comparison of insurance prices and services.

The agency is highly respected in Illinois and has locations throughout the Chicago area. They can provide insurance throughout Illinois. Go online to see for yourself and consult with one of their friendly customer service representatives.

When considering your next insurance provider, it’s crucial to gather all necessary information to make an informed decision. For those interested in American Auto Insurance, the American auto insurance phone number can be a vital resource for immediate inquiries and assistance.

The Amerian Auto Insurance website, also known as the Allianz website,  provides comprehensive details about their policies and services. For claims-related issues, contacting the American Automobile Insurance Company claims department is essential, and having the American Automobile Insurance Company claims phone number handy can streamline the process. Additionally, reading an American auto review can offer insights into customer experiences and overall satisfaction, helping you evaluate if this provider meets your needs.

Don’t forget that if you are looking for the American Auto phone number, it’s now under Allianz Global Corporate & Specialty (AGCS).

If you’re ready to start comparing car insurance quotes, simply enter your zip code in the box below!

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Frequently Asked Questions

What should I be aware of regarding car insurance?

It is important to understand the necessary aspects of car insurance. Liability insurance, which covers property damage and bodily injury responsibilities, is required by all states. Physical damage insurance, which covers your property, is optional but recommended. Uninsured motorist insurance protects you from paying for medical costs if you are injured by someone without insurance.

If you have any questions you can contact the phone number for American Auto Insurance Company.

Can I use my International Driver’s License in the United States?

If you are temporarily in the United States, you may use your International Driver’s License. However, insurance is still necessary. It is important to consult with American Auto Insurance to understand the specific requirements and registration process with the Department of Motor Vehicles. If you are looking for this information on the American car insurance website, remember that it’s all now through the Allianz website.

What is SR-22 (Financial Responsibility) insurance?

SR-22 insurance is a filing that your auto insurance provider makes with the state on your behalf. It is required in certain circumstances, such as after accidents or license suspensions. This filing ensures that you have liability insurance in force for a specific period. American Car Insurance Company is a good option if you need this type of insurance.

You might need SR-22 insurance even if you don’t have a car, as it can be required to reinstate your driving privileges after certain violations.

If you need to reinstate your driving privileges, obtaining SR-22 insurance in Illinois is a crucial step in meeting state requirements.

How can I find my SR-22 case number?

To find your SR-22 insurance or claim number you can contact your insurance provider, check your documentation, connect with your local DMV, or log into your account online to pull that information.

Can I make payments for my insurance policy online?

Yes, American Auto Insurance provides online payment options for convenience. You can easily make payments through their website or mobile app. Payments for your American Auto policy can also be made through their customer service department.

Can I make changes to my policy online?

Yes, American Auto Insurance allows policyholders to make changes to their policies online. You can update information such as adding or removing drivers, changing vehicles, or adjusting coverage limits.

Does American Auto Insurance offer roadside assistance?

Yes, American Auto Insurance offers roadside assistance as an optional coverage. This service can provide help with services like towing, jump-starts, flat tire changes, and lockout assistance.

How can you pay your American Automobile Insurance online?

To pay your American Automobile insurance online, follow these steps:

  • Visit the official website of American Auto Insurance Company: www.agcs.allianz.com
  • Log in with your username and password
  • Navigate to the billing or payment section of the website
  • Select the policy you’d like to make a payment on
  • Choose payment method
  • Save or print your confirmation

You can always call the American Automobile Insurance Company phone number if you need more assistance.

What are the contact details for American Auto Insurance?

The American Automobile insurance phone number is 1-800-950-5872.

The previous website for American Automobile Insurance Company was americanautoinsurance.com. Being that American Auto is a subsidiary of a parent company, the more recent website is www.agcs.allianz.com

Is American Auto Insurance an individual insurance company?

No, American Automobile Insurance Company is a subsidiary of Allianz Global Corporate & Specialty (AGCS).

What color car gets pulled over the most?

Several studies and reports state that red cars are often pulled over the most because that color is perceived to be more noticeable and faster. Though something like this has been studied, it’s important to note that the color of a car is not a primary factor in traffic stops, driving behavior, speed, and other violations that lead to being pulled over.

What are some American Auto reviews?

Reviews highlight a range of customer service experiences. Some reviews praise the company for its responsive customer service and competitive rates, while others may mention delays in claims processing or other customer service issues. American Insurance reviews showcase a wide array of perspectives on the different services that they offer.

What are the top 10 auto insurance companies in the USA?

American Insurance was a good company when operating as a single entity. As time went on, the smaller, more local companies, became part of larger companies. Today, the top 10 insurance companies in the United States are State Farm, Geico, Progressive, Allstate, USAA, Farmers Insurance, Liberty Mutual, Nationwide, Travelers, and American Family Insurance. You will want to be sure to research all of the reviews for U.S. car insurance agencies if you are looking for coverage from one of the top ten companies.

Is cheap auto insurance legit?

Cheap auto insurance can be legitimate, but it’s important to carefully evaluate the policy to ensure it meets your needs. Just like automobile insurance reviews, you will want to dive into all that each company offers that you are considering. The more reviews an auto insurance company provides, the more valuable insight you get to evaluate your choice. Make sure that you also provide an insurance review based on your own experiences. To review auto insurance be sure to review the company’s website, and third-party sources so that you can get the most information available.

The best-rated auto insurance may also be the one with the best reviews. The best-rates auto insurance companies may also have the most reviews.

Benjamin Carr

Former State Farm Insurance Agent

Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...

Former State Farm Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption