American Automobile Auto Insurance Review (2024)
American Automobile auto insurance specializes in insuring high-risk drivers with speeding tickets, DUIs, and multiple claims. Enter your ZIP to compare auto insurance rates now.
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Aug 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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American Auto Insurance
Average Monthly Rate For Good Drivers
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LowPros
- American Auto Insurance specializes in providing insurance coverage for those who need an SR-22 form
- American Automobile Insurance has a long-standing record of great customer service
- Getting a quote from American Auto car insurance can be done over the phone or online
Cons
- American Auto Insurance only provides coverage in Illinois
- An SR-22 is a proof of insurance certificate filed by the insurance company to the Secretary of State
- People with prior driving violations and other legal issues usually require an SR-22
- An Operator’s Certificate means that you do not own a vehicle but will be operating the vehicle
A review of American Automobile Auto Insurance leads to the company entitled American Auto Insurance. This company is located at 3201 N. Harlem Avenue, Chicago, IL 60634.
American Automobile insurance company is a company that specializes in helping those who are hard to insure such as those with negative driving records, DUIs, or other legal issues related to driving and insurance.
An SR-22 filing is also a specialty of American Auto Insurance. These types of drivers are referred to as high-risk drivers.
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What You Should Know About American Auto Insurance
American Automobile Insurance Company (America Auto Insurance) is known for reliability and customer satisfaction. Its efficient claims processing and personalized service set it apart. American Automobile Auto Insurance, also known as American Auto Ins Co, stays ahead of the curve by adapting to client needs. For peace of mind regarding your auto policies, America Auto Insurance Company is the name to trust.
American Auto Insurance has a long-standing record of great customer service. Whether you are receiving a quote or filing a claim, American Auto Insurance customer service agents are helpful and well informed.
You can speak to someone directly using the American Automobile Insurance phone number, or you can complete all your information and get questions answered online. Claim filing is available online 24 hours a day, 7 days a week. By contacting American Automobile customer service agents, they can direct you to local agents who can address your concerns.
American Automobile customer service representatives can help you with all types of policies carried by American Auto Insurance. SR-22 drivers, those with tickets, drivers with accidents, drivers with suspended licenses, drivers with international licenses, and companies looking for commercial auto insurance.
However, policies are only given in the state of Illinois.
American Auto Insurance customer support agents can also direct you to a local agent, give you tips on auto insurance discounts, answer questions about payments or policy details, and make changes to your policy. Having the American Auto Insurance company phone number on hand to contact whenever you have a concern can provide peace of mind.
It is important to inform customer service if anything changes in your policy or to your circumstances, negative or positive, that could affect your insurance.
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American Auto Insurance Coverage Options
North America’s auto insurance market can be complex to navigate for drivers deemed high-risk.
American Auto Insurance specializes in providing insurance coverage for those who need an SR-22 form. Many auto insurance companies will deny coverage to these drivers or charge such high prices, the insurance is almost impossible to afford.
An SR-22 policy can be up to triple regular auto insurance rates. Though SR-22 driver policies do cost more, American Auto Insurance attempts to keep prices affordable. If a claim on an SR-22 policy has to be filed, the policyholder is in danger of being dropped from coverage because the risk becomes too high.
An SR-22 is a proof of insurance certificate filed by the insurance company to the Secretary of State. In the case of American Auto Insurance, the certificate is filed with the Illinois Secretary of State.
SR-22 certificates can be issued in the form of an Operator’s Certificate, an Owner’s Certificate, or an Operators-Owners Certificate.
An Operator’s Certificate means that you do not own a vehicle but will be operating the vehicle. An Owner’s certificate means that you own the vehicle but will not be operating it. An Operators-Owners Certificate means you both own the vehicle and will operate the vehicle.
Not everyone who drives must have a SR-22 certificate. These certificates are only for those who have legally been required to do so due to a ticket received or a court ruling.
Reasons someone may be required to have an SR-22 filed include driving with an expired license plate, reckless driving, driving with a suspended or restricted license, DUIs, or three moving violations in a year. When you’re given a violation in one of these areas, it is reported to an insurance database. See DUI defined to learn more about DUIs.
If a claim on an SR-22 policy has to be filed, the policyholder is in danger of being dropped from coverage because the risk becomes too high. Read more about SR-22 insurance.
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American Auto Insurance Rates Breakdown
Getting an American auto ins quote from American Auto Insurance can be done over the phone or online. American Auto Insurance reviews show that any driver in the state of Illinois can receive a quote. Though the American Auto Insurance company does specialize in high-risk drivers, they also ensure drivers with good, clean driving records.
Having a balance of low-risk drivers and high-risk drivers is the goal of most auto insurance companies including American Auto Insurance.
To get a quote with any insurance company you need to provide some basic information such as name, address, date of birth, and social security number. This allows the insurance company to come up with a profile that will determine your insurance rates.
Things such as age, experience, type of vehicle, location, and driving history all influence rates. Learn more about factors that affect auto insurance rate
When an insurance company receives your information, they pull up your driving history, current insurance company details, and any violations against you. Find out how auto insurance companies check driving records.
How American Auto Insurance Ranks Among Providers
Choosing the right American auto insurance plan in Illinois as a high-risk driver can be difficult, however, American Automobile Ins. can make things simpler. American Automobile Insurance Co stands out in the industry for their coverage options. American Automobile Ins. provides tailored American car insurance coverage options to suit individual need. In comparison to other providers in Chicago, American Auto Insurance Co. presents competitive rates and a vast range of coverage options to ensure that Chicago drivers can find the perfect policy for their budget. American Automobile Auto Insurance has a deep understanding of the local insurance market that only an American auto insurance in Chicago can have.
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Frequently Asked Questions
What is American Automobile Auto Insurance?
American Automobile Auto Insurance is a prominent insurance company in Chicago, IL that provides American automobile ins. They offer various types of American car insurance policies to protect drivers in Illinois and their vehicles from accidents and the unexpected.
What types of auto insurance coverage does American Automobile Auto Insurance offer?
American Automobile Auto Insurance offers a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, personal injury protection (PIP), uninsured/underinsured motorist coverage, and more. Options offered depend on the person, so it’s best to access the American Automobile Insurance company website or speak to an agent directly using the American Auto Insurance phone number regarding your individual needs and options.
How can I contact American Auto Insurance Co.?
To contact the American Auto Insurance customer service department, you can reach out by phone, email, or through their website. American Automobile’s contact information is typically provided on their official website and policy documents. The American Automobile insurance company phone number is 773-286-3500. If you are looking for the American Auto Insurance claims phone number, you should refer to your policy information.
Does American Automobile Auto Insurance offer discounts?
Yes, American Automobile Auto Insurance often offers discounts to eligible policyholders. Common discounts may include safe driver discounts, multi-vehicle discounts, bundling discounts, good student discounts, and more. The availability and specifics of discounts may vary based on the policy and state regulations.
How can I file a claim with American Automobile Auto Insurance?
To file a claim, contact American Auto Insurance claims department directly. We recommend saving the American Automobile Insurance company phone number in your contacts in case of emergency.
Your American Automobile Insurance Company contact will guide you through the process and provide the necessary forms and information. It’s important to report any accidents or incidents as soon as possible to initiate the claims process promptly. You can share information verbally to an agent when you call the American Automobile Ins Co claims phone number.
You may need to follow up via email to provide details and photographs to your American Automobile Insurance Co. agent. After a claims adjuster determines the next steps, the American Automobile Insurance claim will be dispersed to cover any costs deemed eligible for coverage.
Is the American Automobile Insurance Company claims process different than other insurers?
The claims process is similar to most other American automobile insurance plans. Like most other insurers, policyholders are expected to initiate contact by calling the American Auto Insurance Company claims phone number to report an accident.
After an accident, clients should take a moment to reach out to the American Automobile Insurance Company claims phone number to report the issue. American Auto Insurance Company claims are handled by agents and claims adjusters at the American Auto Insurance Chicago office.
Can I manage my American Automobile Auto Insurance policy online?
Yes, American Automobile Auto Insurance typically provides an online portal or mobile app where policyholders can manage their policies and see information about their American Automobile insurance claims. This may include tasks such as making payments, viewing policy documents, updating personal information, and accessing digital ID cards.
Does American Automobile Auto Insurance offer roadside assistance?
Yes, American Auto Insurance Chicago often offers optional roadside assistance coverage as an add-on to their policies. Roadside assistance can provide services like towing, fuel delivery, lockout assistance, and more, in case of a breakdown or emergency while on the road. To request roadside assistance, policyholders should call the American Automobile Insurance claims phone number and begin the roadside assistance request process.
How are American Automobile Auto Insurance premiums determined?
American Automobile Auto Insurance calculates premiums based on various factors, including the driver’s age, driving history, location, type of vehicle, coverage options selected, and other relevant factors. Premiums can vary from person to person based on these factors.
Can I cancel my American Automobile Auto Insurance policy?
Yes, policyholders generally have the option to cancel their American Automobile Ins Co policy. However, the specific terms and conditions related to cancellations may vary. It’s advisable to review the policy documents or contact the company directly to understand the cancellation process and any applicable fees or penalties.
How can I get a quote for American Automobile Auto Insurance?
To get a quote for American Automotive Insurance, you can visit their official website at https://www.americanautoinsurance.com/ or contact their customer service department. They will ask for relevant information about your vehicle and personal details to provide an accurate quote based on your specific needs and circumstances. It is not necessary to have an appointment on location at the American Auto insurance Chicago IL office.
What is the American Automobile Insurance company address?
Both the HQ and American Automobile Insurance company claims address is 3201 N Harlem Ave #1 Chicago, Illinois 60634.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.