American States Preferred Auto Insurance Review (2024)

Looking at American States Preferred? As a subsidiary of Safeco, they underwrite personal auto insurance policies and offer business and specialty products to clients.

UPDATED: Aug 18, 2024Fact Checked

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Licensed Insurance Agent

UPDATED: Aug 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Aug 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Aug 18, 2024Fact Checked

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American States Preferred

Average Monthly Rate For Good Drivers

$83

A.M. Best Rating:

A

Complaint Level:

Low
[su_box title="Things to Remember..." style="default”]
  • American States Preferred is a subsidiary of Safeco Insurance
  • American States Company underwrites a variety of personal insurance property and casualty policies for Safeco
  • They also offer a smaller selection of business coverage and specialty products
[/su_box] American States Preferred Insurance Company is a property and casualty underwriter based in Indianapolis, Indiana. The company was originally established in 1926. American States Preferred was acquired by Safeco in 1997 and now operates as a wholly-owned subsidiary. Currently, their only line of business is to act as an underwriter for Safeco branded policies.

Who is American States Insurance Company? American States Preferred Insurance Company is a property and casualty underwriter based in Indianapolis, Indiana. The company was originally established in 1926.

American States Preferred was acquired by Safeco in 1997 and now operates as a wholly-owned subsidiary.

Currently, Safeco’s American States Insurance Company does their only line of business an underwriter for Safeco branded policies.

If you’re looking for affordable American car insurance insurance rates you can get a leg up now by entering your ZIP code below.

What You Should Know About American States Insurance Company

Safeco lists the official address of American States Preferred Insurance as the Indianapolis address listed above.

However, other records point back to Safeco’s corporate headquarters as the main address for the company.

For your general information, we have listed the Safeco address and phone number of the corporate headquarters below:

Safeco Insurance Company of America
1001 4th Avenue
Seattle, WA 98154
Toll-free: 800-332-3226

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Does American States Preferred have agents?

As one of the largest providers of personal insurance products in the United States, Safeco and its subsidiaries, like American States Preferred, partner with thousands of independent agents and brokers throughout the country.

These agents are experts in their fields and are able to advise customers on the best types of insurance coverage for their individual needs when looking for a policy.

Safeco says they utilize independent agents because they believe the independent nature of local agents allows them to give more honest and trustworthy advice.

Independent agents generally represent multiple companies for each line of insurance they sell. So for automobile insurance, an agent may represent Safeco as well as five or six other companies.

In the long run, doing business this way provides for a better working relationship between customer and insurance provider and keeps policy costs lower.

The Safeco website provides an agent locator tool, which is used by entering your zip code. If you prefer a more specified search you can input your full address or search for a specific agency name. For example, you can search for “Safeco Insurance Company of America, Seattle, WA,”  “American States Preferred Insurance Company, Maryland,” or “American States Insurance Company, New York.”

The search engine returns results within a certain radius of your location complete with names, addresses, phone numbers, and e-mail addresses.

American States Insurance Company Insurance Rates Breakdown

Safeco provides three methods by which consumers can receive quotes.

  1. The first and most recommended is to contact an independent Safeco agent. Local agents are fully knowledgeable in local and state regulations and any other specific conditions that might affect your auto policy.
  2. The second method is to use the automated online quote tool found on the Safeco website. This tool involves several steps whereby information is collected about you, your car, and your driving habits. Upon completion of the survey questions, the quote tool will return to you an estimated cost.
  3. The third option is to contact Safeco directly using a toll-free phone number provided on their website. You’ll be asked a series of questions very similar to the online tool, plus some more specific ones that will help produce a more accurate policy price.

How can I file an American States Preferred claim?

When wanting to file American States Insurance claims, you may not need to use the American States Insurance Company claims phone number. Safeco has different claims procedures for damages for each of their various types of coverage, so keep reading before you try to contact the Safeco claims department number.

For auto policy claims, they recommend that you called their toll-free claim number as soon as possible after being involved in an accident. They operate a 24-hour claims center staffed with knowledgeable representatives to assist you every step of the way.

Safeco recommends that customers call the claims hotline even if they believe their damages will cost less to fix than their deductible.

Customers do have the option of calling their local independent agent for claims of service as well. However, most local agents do not maintain office hours 24 hours a day, making it impossible to reach them after normal business hours even if you use the Safeco car insurance claims phone number.

In any event, even if you are successful in contacting your local agent, you will still have to deal with the corporate claims department at some point during the process, so you may decide to try to use the Safeco insurance auto claims phone number as your first option.

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Frequently Asked Questions

What is American States Preferred Auto Insurance?

American States Preferred Auto Insurance is an insurance company that specializes in providing auto insurance coverage for vehicles. They offer policies tailored to meet the needs of their policyholders.

What types of auto insurance coverage does American States Preferred Auto Insurance offer?

American States Auto Insurance offers a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), and more. The specific coverage options may vary based on the policy and state regulations.

How can I contact American States Preferred Auto Insurance?

You can reach out using the American States Preferred Insurance Company phone number to contact their customer service department through phone, email, or other contact methods provided on their official website or policy documents.

How do I contact American States Insurance Company to file a claim?

To file a claim, you can contact the American States Preferred Insurance Company claims department directly. They will guide you through the claims process, provide the necessary forms, and assist you in gathering any required information. It’s important to report accidents or incidents promptly to initiate the claims process.

Does American States Preferred Auto Insurance offer roadside assistance?

American States Preferred Auto Insurance may offer optional roadside assistance coverage as an add-on to their policies. Roadside assistance can provide services such as towing, jump-starts, fuel delivery, and lockout assistance in case of emergencies or breakdowns while on the road. The availability of this coverage may vary based on the policy and state regulations.

Can I manage my American States Preferred Auto Insurance policy online?

Yes, American States Preferred Auto Insurance typically provides an online portal or mobile app that allows policyholders to manage their policies. This may include tasks such as making payments, viewing policy documents, updating personal information, and accessing digital ID cards.

How are American States Preferred Auto Insurance premiums determined?

American States Preferred Auto Insurance Company calculates premiums based on several factors, including the driver’s age, driving history, location, type of vehicle, coverage options selected, and other relevant factors. Premiums can vary from person to person based on these factors.

Does American States Preferred Auto Insurance offer discounts?

American States Preferred Auto Insurance may offer discounts to eligible policyholders. These discounts can vary but commonly include safe driver discounts, multi-policy discounts, good student discounts, and discounts for certain safety features installed in the vehicle. The availability and specifics of discounts may vary based on the policy and state regulations.

Who owns American States Insurance Company?

Safeco acquired American States Insurance Company in 1997, so it is now one of the Safeco subsidiaries, along with American Economy Insurance Company. If you want to look at Safeco auto insurance quotes, you can use the Safeco agent locator on their website.

Who owns Safeco Insurance Co of America?

Safeco, also known as First National Insurance Company of America Safeco, is a subsidiary of Liberty Mutual.

Where can I find Safeco insurance reviews?

If you’re looking for Safeco auto insurance reviews or more generally, Safeco insurance company reviews, you can check out their ratings on review websites such as NerdWallet.

Is American States a life insurance company?

So, you want to know does American States sell life insurance? The answer is no, they do not. That means that if you’re looking for an American States Life Insurance Company phone number, you won’t find it with American State Preferred Insurance.

Is American State Insurance Company the same as American States Preferred Insurance Company?

The technically correct name of the company is American States Preferred Insurance Company, but the two names are sometimes used interchangeably.

For example, if you search for “American States Insurance Company phone number” and “American State Insurance Company phone number,” you will most likely get the same results.

What is America’s best auto insurance company?

America’s best car insurance company is really a matter of each person’s individual opinion. Your preferred car insurance company may not be the same as someone else’s favorite insurance company.

And the best insurance companies will also depend on each states’ auto insurance requirements as there are a lot of factors that affect the car insurance industry.

There is no one company that is the country’s preferred auto insurance company, but in general, the top companies include State Farm and GEICO.

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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