Evergreen Auto Insurance Review (2024)

Evergreen Auto insurance offers property and casualty products, including auto and inland marine insurance. They have a financial rating of A (Excellent) from A.M. Best.

UPDATED: Oct 13, 2023Fact Checked

Luke Williams

Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project...

Insurance and Finance Writer

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

UPDATED: Oct 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Oct 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Oct 13, 2023Fact Checked
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Evergreen Auto Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • S&T Evergreen offers a variety of products including bank products like savings and checking accounts.
  • Evergreen Auto offers property and casualty products including auto and inland marine insurance.
  • Dun & Bradstreet considers S&T Evergreen Insurance a low-risk vendor.

Cons

  • Not rated by AM Best.

Final Verdict: Review of Evergreen Auto Insurance

This Evergreen Auto Insurance review evaluates the products and services of Ebensburg, Pennsylvania-headquartered S&T Evergreen Insurance.

S&T Bancorp, Inc., based in Pennsylvania, is the publicly traded parent company of S&T Evergreen Insurance.

This article will review both the financial parent company and the Evergreen auto insurance company.

To compare online auto insurance quotes from many companies that offer car insurance coverage in your area, simply enter your ZIP code now!

[su_box title="Things to Remember..." style="default”]
  • Evergreen Auto Insurance is part of S&T Evergreen Insurance
  • S&T Evergreen offers a variety of products including bank products like savings and checking accounts
  • Evergreen Auto offers property and casualty products including auto and inland marine insurance
[/su_box] This Evergreen Auto Insurance review evaluates the products and services of Ebensburg, Pennsylvania-headquartered S&T Evergreen Insurance. S&T Bancorp, Inc., based in Pennsylvania, is the publicly traded parent company of S&T Evergreen Insurance. This article will review both the financial parent company and the Evergreen auto insurance company. To compare online auto insurance quotes from many companies that offer car insurance coverage in your area, simply enter your ZIP code now!

What You Should Know About Evergreen

S&T bank offers customers in western Pennsylvania a variety of banking services, including savings, checking, and daily money management accounts.

Additionally, S&T Bank offers customers credit cards and certificates of deposit. Serving both individual customers and businesses, S&T Bank offers commercial bank loans and mortgages.

To reduce the short-term risk of trading mortgages, S&T Bank holds most of its commercial loans and mortgages in portfolio.

S&T Bank also funds private mortgages, consumer loans, and construction costs. In addition, S&T Bank offers a range of investment products and services, such as the Stewart Capital Mid-Cap Fund.

Evergreen Insurance was originally organized in 1980 in the state of Utah. In 2011, the auto insurance company employs about 40 people.

Dun & Bradstreet considers S&T Evergreen Insurance a low-risk vendor.

Evergreen Insurance Associates Information

The S&T Evergreen Insurance sells property & casualty insurance for about 50 insurance companies, along with disability and life insurance products.

The firm’s parent company maintains about 75 percent of business loans and mortgages in portfolio, so S&T Evergreen Insurance has a broad base of business and individual customers.

In 2008 and 2009, the parent company lost money in real estate loans. Nonperforming loans, workouts, and loan charge-offs cost the business money.

In 2010, S&T Bancorp showed improved earnings as the company implemented new strategies to strengthen its performance.

Evergreen Insurance Associates is one of the key areas positioned for growth by the parent company along with investment products and services, credit, and bank transaction fees.

Evergreen Insurance Coverage Options

Evergreen Insurance Associates offers a broad array of property & casualty insurance products and services, including auto insurance, inland marine insurance, and flood insurance.

The company also insures bond issues, similarly to MBIA or FGIC. The bond issue underwriter pays a percentage of the bond issue to Evergreen Insurance Associates to underwrite the risk of default of interest and principal.

In exchange for insurance, the bond issue generally receives a higher credit rating from nationally recognized credit rating organizations, such as Standard & Poor’s and Moody’s.

Evergreen Insurance Associates offers coverage for all kinds of motorized vehicles, including:

  • daily use
  • classic cars
  • motorcycles
  • RVs
  • motorhomes
  • farm equipment

The company helps clients insure boats and marine equipment, investment property, watercraft, snowmobiles, and other valuable items against loss, theft, or damage.

Evergreen Auto Insurance Agents

The company has offices throughout Pennsylvania in Ebensburg, Indiana, Brookville, and Greensburg.

Like their parent company, the company offers extensive services to clients and prospective customers throughout western Pennsylvania.

Evergreen Insurance Associates agents work with businesses to cover liability, workers’ comp, and property coverage.

In addition, the firm customizes insurance programs for projects and special requirements of customers with auto and truck fleets.

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Frequently Asked Questions

What is Evergreen Auto Insurance?

Evergreen Auto Insurance is a provider of auto insurance policies that offer coverage for individuals and families. They offer a range of insurance options to protect you and your vehicle in case of accidents, theft, or other incidents.

What types of auto insurance coverage does Evergreen offer?

Evergreen Auto Insurance offers a variety of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection, and medical payments coverage. These options allow you to customize your policy based on your specific needs.

How can I get a quote for auto insurance from Evergreen?

To obtain a quote for auto insurance from Evergreen, you can visit their website or contact their customer service representatives. They will ask you for information about your vehicle, driving history, and personal details to provide you with an accurate quote.

Can I manage my Evergreen Auto Insurance policy online?

Yes, Evergreen Auto Insurance offers online account management for policyholders. Through their website or mobile app, you can access your policy details, make payments, request policy changes, and view documents.

What factors can affect my auto insurance premium with Evergreen?

Several factors can impact your auto insurance premium with Evergreen, including your age, driving record, type of vehicle, location, coverage limits, and deductible choices. Other factors like your credit history and previous claims may also be considered.

Does Evergreen offer any discounts on auto insurance?

Yes, Evergreen Auto Insurance provides various discounts to policyholders. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, and discounts for certain vehicle safety features. Contact Evergreen or check their website for specific details about available discounts.

Can I add additional drivers to my Evergreen Auto Insurance policy?

Yes, you can typically add additional drivers to your Evergreen Auto Insurance policy. However, it’s important to notify the insurance company about any additional drivers to ensure they are properly covered. Additional drivers may impact your premium.

What should I do in the event of an accident?

If you’re involved in an accident, it’s essential to prioritize safety and follow proper protocol. Make sure everyone involved is safe and, if needed, seek medical attention. Then, contact Evergreen Auto Insurance to report the incident and initiate the claims process. Provide them with accurate and detailed information about the accident.

Does Evergreen offer roadside assistance?

Yes, Evergreen Auto Insurance may offer roadside assistance as an optional coverage. This service can help you in situations such as flat tires, dead batteries, or if you run out of fuel. Check with Evergreen for the availability and specific details of their roadside assistance program.

Luke Williams

Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project...

Insurance and Finance Writer

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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