Global Auto Insurance Review (2020)

Global International auto insurance conducts business as FM Global. They insure high-risk companies against certain losses like cargo loss and service interruption.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Nov 9, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 2233 Wisconsin Avenue NW, Suite 310
City: Washington
State: D.C.
ZIP Code: 20007
Phone Number: 1-800-226-0973
Year Founded: 1835
AM Best Rating: A+

Things to Remember...

  • Global International Insurance Company is not an insurance company
  • FM Global provides risk assessment reviews to ensure that companies have smaller risks as they run
  • FM Global insures high-risk companies against loss

Global International Insurance Company, which does business as FM Global, is not an auto insurance company. However, a company that they insure may have certain coverage for their vehicles if they choose Global International as their carrier.

Instead, this is an insurance company that insures high-risk companies against certain losses.

Global International started small. In fact, they started so small that the company only consisted of a group of textile mills who were having trouble getting affordable insurance against loss for their businesses because of the dangerous nature of running a textile mill.

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FM Global Insurance Products and Services

Over time, the company grew to include other high-risk businesses and other insurance products. Although the company does focus on loss prevention, it also provides services such as risk assessment reviews to ensure that companies have smaller risks as they run.

Some of the other products offered by FM Global include:

  • All-risk property coverage
  • Business interruption coverage
  • Sustainable coverage
  • Boiler and machinery coverage
  • Cargo insurance


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FM Global Locations

FM Global’s corporate office is located at:

2233 Wisconsin Avenue NW Suite 310
Washington, DC 2007
Phone: 1-800-226-0943

While FM Global is available all over the country and even all over the world, they don’t have offices in every state.

If you are looking for an office in a particular state and there isn’t one available, FM Global’s website will give you the address and phone number of the offices that are closest to where you are located.

FM Global Agents

While there are independent agents who are licensed to sell its products, FM Global does have its own team of agents that can provide you with the products that you are looking for.

It isn’t very likely that you will find many independent agents who sell FM Global products because FM Global doesn’t pay commission for the sale of their products.

If you want to speak with an agent, you only need to call the 800 number listed above.

FM Global Claims

If you have a claim, you need to call a customer support representative. The FM Global representative that you get on the phone to handle your claim is going to be the person who takes care of anything.

You won’t have to explain your loss again and again to different claims agents who don’t understand the full story of what is going on.

You can download a PDF file that allows you to fill out a claims form before you speak to a representative. This form will give you an idea of all of the information that you will need to file your claim.

In addition, this will also reduce the amount of time it takes to get your claims processed.

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FM Global Careers

Working for FM Global presents you with the opportunity to work in the United States or elsewhere in the world, as FM Global is an international company. In fact, FM Global has offices in more than 100 countries that you may be able to consider.

The benefits of working for FM Global include:

  • health insurance
  • dental insurance
  • vision insurance
  • retirement plans
  • paid vacation days
  • paid sick days
  • paid holidays
  • tuition reimbursement
  • annual bonuses.

Positions available at FM Global include Engineering. Information Services, Research, Accounting, Underwriting, and Claims.

They also have positions available for undergraduates who wish to work at the company as interns.

FM Global Quotes

Because of the nature of their business, you will not be able to get quotes from FM Global via an online instant quote tool. The reason for this is that the company works in risk assessment with high-risk businesses.

Any quote that you receive for your business will be tailored to your very specific needs, rather than it being based on the general risk factors calculated by other companies.

An adjustor will come and visit your place of business to assess the risk. In addition, the adjustor will give you tips on how to save on your insurance costs by making changes within your business that can increase safety.

If you are in the market for auto insurance, FM Global isn’t the company for you. Instead, enter your ZIP code below and compare auto insurance quotes right now!

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4.14 (3 reviews)
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Stay safe with the Globe Life

It’s easy to buy! It is simple to understand. No agent will visit and there is no medical exam—just a simple application. It’s hassle-free
November 8, 2018



Very good experience. The costumer service help you through every step you have to do. In my opinion is excellent
August 23, 2018


Affordable Insurance

They are pretty good. No problems and affordable and reasonable. With many discount options available
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