Global Auto Insurance Review (2024)
Global International auto insurance conducts business as FM Global. They insure high-risk companies against certain losses like cargo loss and service interruption.
Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences i...
Commercial Lines Coverage Specialist
UPDATED: Dec 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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FM Global
Average monthly rate for good drivers:
N/AA.M. Best rating:
A+Complaint level:
LowPros
- FM Global provides risk assessment reviews to ensure that companies have smaller risks as they run
- FM Global insures high-risk companies against loss
Cons
- Global International Insurance Company is not an auto insurance company
Final Verdict: Review of FM Global
Global International started small. They started so small that the company only consisted of a group of textile mills that were having trouble getting affordable insurance against loss for their businesses because of the dangerous nature of running a textile mill.
- Global International Insurance Company is not an insurance company
- FM Global provides risk assessment reviews to ensure that companies have smaller risks as they run
- FM Global insures high-risk companies against loss
What You Should Know About FM Global
FM Global’s corporate office is located at:
2233 Wisconsin Avenue NW Suite 310
Washington, DC 2007
Phone: 1-800-226-0943
While FM Global is available all over the country and even all over the world, they don’t have offices in every state.
If you are looking for an office in a particular state and there isn’t one available, FM Global’s website will give you the address and phone number of the offices that are closest to where you are located.
FM Global Agents
While there are independent agents who are licensed to sell its products, FM Global does have its own team of agents that can provide you with the products that you are looking for.
It isn’t very likely that you will find many independent agents who sell FM Global products because FM Global doesn’t pay commission for the sale of their products.
If you want to speak with an agent, you only need to call the 800 number listed above.
FM Global Claims
If you have a claim, you need to call a customer support representative. The FM Global representative that you get on the phone to handle your claim is going to be the person who takes care of anything.
You won’t have to explain your loss again and again to different claims agents who don’t understand the full story of what is going on.
You can download a PDF file that allows you to fill out a claims form before you speak to a representative. This form will give you an idea of all of the information that you will need to file your claim.
In addition, this will also reduce the amount of time it takes to get your claims processed.
FM Global Careers
Working for FM Global presents you with the opportunity to work in the United States or elsewhere in the world, as FM Global is an international company. In fact, FM Global has offices in more than 100 countries that you may be able to consider.
The benefits of working for FM Global include:
- health insurance
- dental insurance
- vision insurance
- retirement plans
- paid vacation days
- paid sick days
- paid holidays
- tuition reimbursement
- annual bonuses.
Positions available at FM Global include Engineering. Information Services, Research, Accounting, Underwriting, and Claims.
They also have positions available for undergraduates who wish to work at the company as interns.
FM Global Quotes
Because of the nature of their business, you will not be able to get quotes from FM Global via an online instant quote tool. The reason for this is that the company works in risk assessment with high-risk businesses.
Any quote that you receive for your business will be tailored to your very specific needs, rather than it being based on the general risk factors calculated by other companies.
An adjustor will come and visit your place of business to assess the risk. In addition, the adjustor will give you tips on how to save on your insurance costs by making changes within your business that can increase safety.
If you are in the market for auto insurance, FM Global isn’t the company for you. Instead, enter your ZIP code below and compare auto insurance quotes right now!
FM Global Insurance Coverage Options
Over time, the company grew to include other high-risk businesses and other insurance products. Although the company does focus on loss prevention, it also provides services such as risk assessment reviews to ensure that companies have smaller risks as they run.
Some of the other products offered by FM Global include:
- All-risk property coverage
- Business interruption coverage
- Sustainable coverage
- Boiler and machinery coverage
- Cargo insurance
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Frequently Asked Questions
What is Global Auto Insurance?
Global Auto Insurance is a term that refers to insurance coverage for vehicles that extends beyond a single country’s borders. It typically provides coverage for vehicles used internationally, whether for personal or business purposes.
What does Global Auto Insurance typically cover?
Global Auto Insurance typically provides coverage for liability, collision, and comprehensive damage to your vehicle, regardless of the country you are in. It may also include coverage for medical expenses, personal injury protection, uninsured/underinsured motorist coverage, and emergency assistance services.
Do I need Global Auto Insurance if I plan to drive my car in another country?
If you plan to drive your car in another country, it is crucial to check whether your existing auto insurance policy provides coverage abroad. In many cases, your current policy may have limitations or exclusions for international driving. If your policy does not cover international driving, you may need to consider obtaining Global Auto Insurance or purchasing temporary coverage for the duration of your trip.
Can I purchase Global Auto Insurance for a short period of time?
Yes, it is possible to purchase short-term Global Auto Insurance coverage. Some insurance companies offer policies specifically designed for travelers or individuals who need temporary coverage while driving in another country. These policies can provide coverage for a few days, weeks, or months, depending on your needs.
How can I obtain Global Auto Insurance?
To obtain Global Auto Insurance, you can contact insurance companies that specialize in international coverage or consult with your current insurance provider. They can guide you through the process of acquiring the necessary coverage based on your international driving needs. It is important to provide accurate information about your travel plans and the countries you will be driving in to ensure appropriate coverage.
Are rental cars covered under Global Auto Insurance?
Some Global Auto Insurance policies may extend coverage to rental cars in other countries. However, it’s essential to review the terms and conditions of your specific policy or consult with your insurance provider to determine if rental cars are covered. In some cases, you may need to purchase additional rental car insurance from the rental company to ensure adequate coverage.
How do I file a claim with Global Auto Insurance?
If you need to file a claim with your Global Auto Insurance provider, you should contact their claims department. They will guide you through the claims process, provide the necessary forms, and assist you in documenting the incident. It’s important to report the incident as soon as possible and provide accurate information to expedite the claims process.
Can I customize my Global Auto Insurance coverage?
Insurance companies offering Global Auto Insurance often provide options to customize your coverage based on your specific needs. You may be able to choose different coverage limits, add endorsements or specialized coverage, and tailor the policy to your international driving requirements. Consult with your insurance provider to explore the available customization options.
Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences i...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.