Great West Auto Insurance Review (2024)

Purchasing an insurance plan from Great West, whether you’re a trucking company or an owner-operator of your own truck, is a great option.

As a customer, you will benefit from a company that has incredible industry experience, provides excellent customer service, and was created specifically to serve the needs of the trucking business.

Commercial trucking insurance isn’t a run-of-the-mill insurance product, so you will want a company like this that can meet your needs but give you a great auto insurance rate at the same time.

What You Should Know About Great West

This company seems to pride itself on the history of integrity in its employees’ practice. A.M. Best grades the company with an “A+,”, and so does J.D. Powers and Associates.

Other raters like Fitch give the company an A+, while Moody’s offers it an A1.

To get auto insurance quotes for your company or individual needs, enter your ZIP code!

Great West is a company that can trace its roots all the way back to 1956. In 1936, the Interstate Commerce Commission saw a need to regulate the trucking industry.

In 1956, when Great West was formed, founder Joseph Morten and his son collaborated with members of the trucking industry to provide the needed coverage, filling an important gap in the insurance market by creating the first-ever truck insurance product.

The company is currently identified as Great West Casualty Company and is a part of ORI Great West Holdings.

This company seems to pride itself on the history of integrity in its employees’ practice. A.M. Best grades the company with an “A+,”, and so does J.D. Powers and Associates.

Other raters like Fitch give the company an A+, while Moody’s offers it an A1.

To get auto insurance quotes for your company or individual needs, enter your ZIP code!

Great West Insurance Coverage Options

While Great West health insurance does not exist, they do provide many other coverage options, including:

• Alternative Risk Programs
• Auto Liability
• Cargo Coverage
• Claims Services
• Excess Policies
• General Liability
• National Accounts
• Owner-Operators
• Physical Damage
• Safety + Risk Control
• Specialty Coverages
• Workers Compensation

Great West Insurance Rates Breakdown

Commercial insurance and cheap auto insurance don’t typically fit into the same sentence, but Great West commercial insurance  works hard to help truckers keep their hard-earned money in their pockets. Great West offers deductible reimbursements to owner-operator drivers who must pay motor carrier deductibles. This service is provided if physical damage insurance is purchased through Great West.

Occupational accident coverage is made available through Old Republic Life Insurance Company.

Those without their own trailers can save by purchasing miscellaneous equipment coverage for computers, GPS systems, and two-way radios. This way, you do not have to purchase unnecessary commercial truck insurance on a vehicle you don’t actually own.

The company’s claims processing is made simple with the support network assigned to help you file your claim forms and get things done quickly, saving you time and money when you can’t get back out on the road.

You can also file Great West Casualty Company claims by calling the Great West insurance phone number provided on your policy.

Great West Discounts Available

If you’re a trucker, you might be wondering “what is great west insurance?” and if it’s beneficial for your business or career.

Truckers are held to a high standard as professional drivers, yet some things are unavoidable. Because of this, it is important to make the right investment in the best insurance plan for their needs. Truck drivers must carry a certain type of CDL license, proving they are certified to drive a tractor-trailer or 18-wheeler.

CDL classifications include a separate class for transporting hazardous materials. These drivers have to take specified training and take certain routes to make deliveries in addition to other precautions they take.

The risk of transporting hazardous materials has a great impact on the amount of coverage required.

Tractor-trailer drivers work either as independent owner-operators or as representatives of a business. Policies are paid by the business or owner-operator, which makes a difference to Great West.

Another important factor is the truck’s rate class, which is usually based on weight and other factors. An 18-wheeler weighs an average of 40 tons, around 80,000 pounds.

Thanks to the technology of air brakes, it is easier to stop a truck in less than the formally required distance.

Safety courses and training minimize the risk of car accidents and other hazards associated with sharing the road with the average driver.

Truckers are trained to be defensive drivers and are taught to anticipate what the drivers around them will do.

Depending on the rate class, an independent trucker can pay as much as $400 monthly for their premiums.

Some of the factors that are taken into consideration are:

• Weight
• Value of the load
• Risk
• Hazard classification
• Competition
• Cost of service

Purchasing an insurance plan from Great West, whether you’re a trucking company or an owner-operator of your own truck, is a great option. As a customer, you will benefit from a company that has incredible industry experience, provides excellent customer service, and was created specifically to serve the needs of the trucking business. Great West insurance trucking policies are always catered to the individual. Commercial trucking insurance isn’t a run-of-the-mill insurance product, so you will want a company such as Great West Commercial Insurance. Great West truck and trailer insurance can meet your needs but provide a great auto insurance rate at the same time.

How Else Great West Helps Truckers

In addition to being a premier insurance provider for truckers, Great West also channels its industry experience in other ways. When your truck breaks down for the last time and it is time to get a replacement, Old Republic Financial Acceptance works with Great West policyholders to get the best rate possible on a loan.

You can purchase new or used equipment when a repair will not suffice. The company even has concessions for your cargo.

Great West partners are available to fill in the blanks when there is a problem with the steady flow of your trucking business.

Owner-operators have the option of rental reimbursement and downtime, which kicks in when your equipment is not making you money. In addition to commercial truck insurance, this company offers you other products that will help you protect yourself financially.

Great West takes up the slack with a network of resources from storage garages to repair shops.

How Great West Ranks Among Providers

Great West Casualty Insurance reviews show that they have established a solid reputation for providing commercial trucking insurance.

Customers reference the company’s understanding of trucking insurance in their Great West Casualty reviews. It’s well known that the company offers different coverage options, prompt claims processing, and helpful customer service. Their policies keep safety in mind for their customers according to Great West Insurance rating metrics. It’s also been observed that Great West Casualty settlements are resolved in a timely manner.

Some Great West Insurance reviews note that premiums are higher compared to other insurers, but some say it’s justified due to commercial trucking industry expertise. In terms of commercial truck insurance reviews, the Great West Casualty Company rating is pretty positive, receiving consistent complimentary comments. One thing appreciated by many about Great West is their reliable customer service.

Great West Casualty Company also offers and easy-to-use website. Users can access policy information using their Great West insurance login information. Ease of access is one positive that has been mentioned in Great West truck insurance reviews.