Interinsurance Exchange Auto Insurance Review (2021)
Interinsurance Exchange received an A+ financial rating from AM Best. Lower your rates by up to 20% when you compare multiple auto insurance quotes online.
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Written by
Rachel Bodine
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Reviewed by
Daniel Walker
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UPDATED: Apr 29, 2022
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- Interinsurance Exchange is part of AAA of Southern California
- AAA provides a variety of incentives including roadside assistance and discounts
- AAA also offers different types of insurance coverage including auto and home insurance
This Interinsurance Exchange Auto Insurance review shows that all searches for Interinsurance Exchange lead to AAA of Southern California.
AAA has a long history of assisting drivers, and membership offers many incentives including:
- discounts
- roadside assistance
- insurance and financial services.
When most people think of AAA, they automatically think of the roadside service that they offer.
A lot of people are unaware of all of the other products and services that AAA provides for its members.
Use our FREE online tool today to see side-by-side auto insurance quotes for your area. Enter your ZIP code now!
Table of Contents
What Is The History Of AAA?
AAA, or the American Automobile Association, was founded in 1902. At the beginning of the 20th century, the interstates system in the United States had not been built yet.
As a result, when a person wanted to travel in the car, they had to use a system of roads that were not fitting for the newly invented automobile.
AAA was formed to provide roadside assistance to these automobile pioneers in case of any damage or other issues they ran into while out on the road.
Today, AAA works much the same way as it always has; however, they’re a lot easier to call when you need them. AAA members belong to one of the 69 clubs, and these clubs are the owners of AAA.
The clubs are funded by membership dues. These dues not only fund the clubs individually but also the national organization’s operations.
AAA has also spread far beyond the borders of the United States. There are AAA clubs in the United Kingdom, Germany, the Netherlands, Italy, Switzerland, Austria, Belgium, Spain, Denmark, and Canada.
The foreign AAA clubs extend benefits to American AAA members traveling in their countries. Also, members of these foreign clubs are given benefits when traveling in the United States.
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What Products Does The Interinsurance Exchange Offer?
The Interinsurance Exchange offers many types of coverage policy options through the AAA of Southern California.
Some of these insurance policy options include:
- Auto policies
- Homeowners policies
- Annuities
- Renters coverage
- Whole life policies
- Small business coverage
- Personal umbrella insurance
- Collector car coverage
- Boat and watercraft coverage
Having an auto insurance policy with AAA gives a customer certain benefits they would not have when they have a policy with a more typical auto insurance company.
By having a policy with AAA, a driver automatically becomes a member and has access to all of the other services that AAA offers its members.
The most recognizable of these services is roadside assistance. After a car accident, AAA will send a roadside assistance provider to the scene of the accident to tow the member’s car to the chosen repair shop.
AAA will also call any family on behalf of the member, arrange for a rental car, complete the insurance claim notice for the member, and even schedule the repair of the damaged vehicle without the delay of having to wait for an adjuster. This legendary service can’t be found at just any insurer, and that’s what sets AAA apart.
AAA offers the same types of insurance coverage as a more typical auto insurance provider.
What Discounts Can You Get With This Insurer?
AAA also offers a wide range of discounts that help you secure a lower auto insurance rate and keep the insurance company competitive when it is pitted against a more well-known auto insurance provider. Some of these discount options include:
- Multi-policy discounts
- Multi-vehicle discounts
- Persistency discounts
- Good student discounts
- Car with airbags discounts
- Driving course discounts
- Professional discounts
- Car with an alarm discount
One of the easiest ways for a driver to receive a substantial auto insurance discount is by also having homeowners insurance through AAA.
AAA gives its members two distinct homeowners insurance policies to choose from:
- Your Home insurance policy – a basic home insurance policy that includes extended replacement cost coverage and personal property replacement cost coverage
- Your Home Advantage insurance policy –includes extra coverage options such as green coverage and identity fraud expense coverage
AAA also offers many discount opportunities for those with a homeowners insurance policy including protective device discounts, roof type discounts, and a new home discount.
Even though Interinsurance Exchange is only available to those living in Southern California, you can still use our FREE online tool to compare the auto insurance rates of companies where you live.