Kentucky National Auto Insurance Review (2024)
Kentucky National offers a variety of insurance and coverage options. It regularly offers discounts to customers for anti-theft upgrades, safe driving, and driving courses.
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Jun 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Kentucky National
Average Monthly Rate For Good Drivers
$83A.M. Best Rating:
N/AComplaint Level:
Low- Kentucky National provides a variety of personal property and casualty insurance
- Kentucky National also offers a wide range of various discounts to best fit their clients' needs
- Kentucky National allows for a variety of different of coverage options including basic liability and more
In 2007, the Kentucky National Insurance Company was purchased by First Kentucky Insurance, owned by Terry Forcht.
Terry Forcht is also the Chairman and Chief Executive Officer of an organization known as the Forcht Group.
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Kentucky National Insurance Coverage Options
Kentucky National offers a wide range of personal property and casualty insurance options.
The policies that Kentucky National offers are:
- Auto insurance
- Umbrella insurance
- Homeowners insurance
- Manufactured home insurance
- Watercraft insurance
- Condo insurance
- Renters insurance
Along with the different coverage options, Kentucky National also provides multiple discount opportunities so everyone can find the best policy to fit their needs and budget.
The Kentucky National website offers a way to make online payments via the company website.
The website also has tabs to help you locate a local auto insurance agent and view available products.
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Understanding Kentucky Auto Insurance Options
There are multiple coverage options to consider when looking for the right auto insurance.
Consider these types of coverage:
- Bodily injury liability/property damage liability – protect the policy owner against financial loss when they are legally liable for an auto accident. Bodily injury liability pays for the costs of injury or death while property damage liability pays for damaged property
- Uninsured motorist bodily injury/uninsured motorist property damage – offer a policyholder coverage when they are involved in a car accident with a motorist that has no insurance coverage and that motorist is responsible for the accident; protects the policyholder if they are the victim of a hit and run accident
- Underinsured motorist – makes up the difference when the person you are in an auto accident with, and they are legally liable for the accident, does not have enough liability coverage to cover the cost of the policy holder’s damages
- Personal injury protection – also known as no-fault insurance coverage; provides coverage for the cost of injuries no matter who is at fault for the auto accident
- Collision – pays for the damages to the policyholder’s vehicle when it is involved in a collision with another vehicle, an object, or when the vehicle is rolled
- Comprehensive – pays for the damages to the policyholder’s vehicle when it is damaged in a fire, hail, theft, vandalism, flood, riot, windstorm, glass breakage, and even hitting an animal
- Towing and labor/rental reimbursement – Towing and labor insurance coverage pays the cost when the policyholder’s vehicle has to be towed. Rental reimbursement insurance coverage will pay for the cost of a rental car that the policyholder needs while their vehicle is being repaired
Kentucky National Insurance Discounts Available
Auto insurance providers like Kentucky National recognize the need for insurance policy discount options. This applies to auto insurance as well.
Some of the typical auto insurance discounts and credits that are regularly offered are:
- Defensive driver credit – given when a driver has attended and passed an insurance agency approved defensive driver course
- Driver training credit – for drivers under the age of 21 that have passed a driver’s education type course
- Anti-theft device discount – provides a policyholder with a discount when the insured vehicle possesses these types of safety features
Frequently Asked Questions
What is Kentucky National Auto Insurance?
Kentucky National Auto Insurance is an insurance company that offers auto insurance coverage to individuals in the state of Kentucky. They provide various types of coverage options to protect drivers and their vehicles.
What types of coverage does Kentucky National Auto Insurance offer?
Kentucky National Auto Insurance offers a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection (PIP) coverage.
How can I get a quote for auto insurance from Kentucky National?
To get a quote from Kentucky National Auto Insurance, you can visit their website or contact their customer service department. They will typically ask for information such as your personal details, vehicle information, driving history, and desired coverage limits.
What factors can affect my auto insurance premiums with Kentucky National?
Several factors can impact your auto insurance premiums with Kentucky National, including your driving record, age, gender, location, type of vehicle, credit history, and the coverage options you choose. Additionally, your claims history and the number of miles you drive each year may also be considered.
Can I customize my auto insurance policy with Kentucky National?
Yes, Kentucky National Auto Insurance allows customers to customize their auto insurance policies to some extent. You can choose from different coverage options and select the coverage limits that best suit your needs and budget.
How can I file a claim with Kentucky National Auto Insurance?
In the event of an accident or damage to your vehicle, you can file a claim with Kentucky National Auto Insurance by contacting their claims department. They will guide you through the claims process and help you with the necessary paperwork.
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Byrd18
Kentucky National
Benton5920
No issues
Bmyers6119
THE WORST INSURANCE COMPANY I'VE EVER HAD
Denisep
AMAZING SERVICE!
Gedi222
Good vibes
MWM1967
Car Insurance Done Right
smokey17
customer service
Benton5920
Great so far