Nationwide Auto Insurance Review (2024)
Nationwide auto insurance quotes average $44 per month for liability coverage, while Nationwide full coverage costs $115 per month. According to our Nationwide auto insurance review, policyholders can save up to 25% on their insurance rates by utilizing the Nationwide SmartRide, a usage-based driving program.
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Nationwide
Average Monthly Rate For Good Drivers
$115A.M. Best Rating:
A+Complaint Level:
LowPros
- Great rates for teen drivers
- Great rates for people with bad credit
- Usage-based savings options
- A+ ratings with A.M. Best and the BBB
- Discounts options
- Various coverages
- Excellent customer service options
- Excellent claims handling
- Many options for bundling services
- Good rates when adding a teen driver to a policy
- A pay-per-mile insurance option
- Coverage in 46 states
- Customizable policies
Cons
- Pricey policies
- Low customer satisfaction with the claims process
- No option for rideshare coverage
- High premiums for individuals with a DUI
- High premiums for individuals with accidents on their record
- Low overall customer satisfaction ratings
- Nationwide offers several options for car insurance throughout the U.S.
- The company has coverage add-ons and allows policyholders to save money on coverage through discounts
- Nationwide has an A+ (superior) rating with A.M. Best and an A+ with the Better Business Bureau
Nationwide offers various options for car insurance. If you’re looking for a customizable policy with a well-known and financially stable insurance provider, Nationwide could be an excellent fit for you.
However, the company has higher-than-average rates, and Nationwide auto insurance complaints say that customers aren’t pleased with the company’s claims process.
However, Nationwide ratings and reviews are mostly positive. So, shopping online for quotes from multiple providers is important before deciding on a coverage.
What You Should Know About Nationwide
This Nationwide car insurance review will go over the strengths and weaknesses of the company as it stands currently in the market.
Nationwide has an A+ (superior) financial strength rating with A.M. Best. The company also has an A+ rating with the Better Business Bureau (BBB). However, customer complaints about Nationwide claims on the BBB website suggest the company has room for improvement.
To learn more about Nationwide’s auto insurance rating keep reading.
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Nationwide Insurance Claims Process
You might be wondering, “how does Nationwide pay claims?” Customers can call the Nationwide insurance phone number or the Nationwide claims number directly to start the claims process. Still, many policyholders say calling the Nationwide insurance claims phone number to file a claim isn’t as straightforward as it sounds.
How long does Nationwide take to process a claim? Nationwide insurance claims complaints say that Nationwide’s c car insurance claims take too long to finish while other claims get denied when they shouldn’t be. So if you’re planning to purchase an auto insurance policy with Nationwide, you may want to consider what policyholders say about the claims process.
Is Nationwide good about paying claims? Nationwide insurance financial strength is strong. Keep reading our expert Nationwide insurance review to learn more.
Nationwide Insurance Coverage Options
Nationwide offers several coverage options, including Nationwide gap insurance. Depending on what you’re looking for, you may find that Nationwide car insurance fits your needs.
Nationwide auto insurance coverage options include:
- Bodily injury liability
- Property damage liability
- Personal injury protection
- Uninsured/underinsured motorist
- Medical payments
- Collision
- Comprehensive
- Towing and labor
- Rental car expense
- GAP coverage
- Accident forgiveness
- Roadside assistance
- Vanishing deductible
- Total loss deductible waiver
Nationwide auto insurance coverages allow policyholders to customize their coverage to ensure they feel safe behind the wheel, with programs like Nationwide roadside assistance available to help if your vehicle breaks down.
Take a look at how their cheapest rates compare to other top insurance companies:
Nationwide vs. Competitors: Minimum Coverage Auto Insurance Average Rates
Insurance Company | Monthly Rates |
---|---|
Allstate | $61 |
American Family | $44 |
Auto-Owners | $33 |
Farmers | $53 |
Geico | $30 |
Liberty Mutual | $68 |
Mercury | $29 |
Nationwide | $44 |
Progressive | $39 |
State Farm | $33 |
Travelers | $37 |
USAA | $22 |
U.S. Average | $45 |
The company also offers extensive opportunities for discounts so individuals can save money on their insurance rates.
Nationwide Insurance Add-On Options
What is an add on to an insurance policy? There are several Nationwide add-on options customers can purchase with a Nationwide policy, including:
- Roadside assistance
- Rental reimbursement coverage
- GAP coverage
- Accident forgiveness
- Vanishing deductibles
- Total loss deductible waiver
The add-ons listed above will likely make an insurance policy with Nationwide more expensive, but they could also give you peace of mind when you’re driving.
Nationwide Insurance Rates Breakdown
So, how much is Nationwide car insurance per month? Your Nationwide auto insurance rates will depends on several factors, such as:
- Age
- Gender
- Marital status
- Car make and model
- ZIP code
- Credit score
- Driving history
- Coverage type
Nationwide insurance quotes tend to be high compared to competitors, but premiums with Nationwide still rest below the national average in most instances. Nationwide deductible options do vary to also help keep premiums low.
The table below shows annual auto insurance rates with Nationwide compared to other well-known insurance providers.
Compare rates now using our free comparison tool to get Nationwide car insurance quotes today.
Nationwide Auto Insurance Rates by Age
Age is one of the most influential factors in determining auto insurance rates. Because of their lack of experience behind the wheel, teenage drivers tend to have the highest auto insurance rates.
As drivers age, and gain experience, their auto insurance rates may start going down as long as they keep their driving records fairly clean. Compare the teenage rates above with the rates for adult drivers in this chart.
Senior drivers may see a slight bump in their average annual auto insurance rates, but not much.
Nationwide Auto Insurance Rates by Credit Score
Does credit score affect car insurance? Yes, another factor in determining auto insurance rates is your credit score. As you will see below, a higher credit score will help keep your auto insurance rates low.
Nationwide Auto Insurance Rates by Driving History
If you are a safe driver and keep your driving record clean, you have a good chance of keeping your car insurance rates low. Take a look at how your annual rates can change if you get a DUI or ticket or if you are found at-fault in an accident.
Find and compare Nationwide quotes with quotes from other insurance companies to ensure you get the coverage you want at the best price.
How Nationwide Compares Against Other Auto Insurance Providers
Evaluate Nationwide’s offerings against those of other providers to make an informed decision. Explore the comparisons below to gain insight into Nationwide’s competitive position within the industry.
Nationwide vs. Competitors: Full Coverage Auto Insurance Monthly Rates by Driving Record
Insurance Company | One Accident | One DUI | One Ticket | Clean Record |
---|---|---|---|---|
Allstate | $225 | $270 | $188 | $160 |
American Family | $176 | $194 | $136 | $117 |
Auto-Owners | $127 | $130 | $105 | $87 |
Farmers | $198 | $193 | $173 | $139 |
Geico | $132 | $216 | $106 | $80 |
Liberty Mutual | $234 | $313 | $212 | $174 |
Mercury | $114 | $126 | $95 | $77 |
Nationwide | $161 | $237 | $137 | $115 |
Progressive | $186 | $140 | $140 | $105 |
State Farm | $102 | $140 | $96 | $86 |
Travelers | $139 | $206 | $134 | $99 |
USAA | $78 | $108 | $67 | $59 |
U.S. Average | $173 | $209 | $147 | $119 |
To learn more about how providers stack up against each other, like Nationwide car insurance v. Geico car insurance, visit this page, who are the reputable auto insurance companies?
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Nationwide Discounts Available
Nationwide Mutual Insurance Company offers several discount options to its policyholders. Nationwide auto insurance discounts include:
- Multi-policy
- Defensive driving
- SmartRide
- Anti-theft
- Nationwide SmartMiles
- Safe driver
- Accident-free
- Automatic payments
- Good student
- Paperless
According to the Nationwide website, discounts may help policyholders save up to 25% on their insurance rates. Utilizing Nationwide SmartRide can be one of the top-notch choices to save money on coverage.
Before committing to auto insurance with Nationwide, compare quotes from multiple providers to ensure you get the best deal on coverage.
Nationwide SmartRide Reviews
Wondering, what is Nationwide SmartRide? Nationwide’s SmartRide is a usage-based driving program allowing policyholders to save money by sharing some driving statistics with the company.
Policyholders can download the app to take advantage of the discounts available with SmartRide. Nationwide then monitors certain driving habits, like:
- Miles driven
- Braking patterns
- Acceleration patterns
- Idle time
- How often you drive between midnight and 5 a.m.
Regardless of your driving patterns, enrolling in SmartRide will never cause an increase in your insurance rates. Nationwide insurance mobile app features several other helpful options as well.
However, you could save money on your car insurance premium by enrolling in the SmartRide program. Take a look at how Nationwide’s rates vary compared to other top companies based on driving record:
Farmers Full Coverage Auto Insurance Monthly Rates by Provider & Driving Record
Insurance Company | Clean Record | One DUI | One Accident | One Ticket |
---|---|---|---|---|
$160 | $270 | $225 | $188 | |
$116 | $194 | $176 | $136 | |
$139 | $193 | $198 | $173 | |
$105 | $250 | $133 | $106 | |
$174 | $313 | $234 | $212 | |
$115 | $237 | $161 | $137 | |
$105 | $140 | $186 | $140 | |
$86 | $112 | $102 | $96 | |
$99 | $206 | $139 | $134 | |
$59 | $108 | $78 | $67 | |
U.S. Average | $119 | $146 | $173 | $147 |
Learn more below on Nationwide car insurance ratings and entry your zip code into our free tool to speak with Nationwide insurance agents now.
How Nationwide Ranks Among Providers
When it comes to selecting the right insurance provider, Nationwide insurance reviews serve as a crucial resource. These Nationwide reviews offer invaluable insights into the experiences of policyholders across the country.
Whether it’s evaluating customer service, claims processing, or coverage options, Nationwide insurance ratings and reviews provide prospective clients with a comprehensive understanding of what to expect.
Beyond numerical ratings, Nationwide testimonials offer firsthand accounts of individuals’ encounters with the company. These personal anecdotes often shed light on the practical implications of choosing Nationwide as an insurance provider.
Nationwide insurance ranking is among the top 10 auto insurers in the industry. And both Nationwide home and auto insurance reviews are happy with their service experience.
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Frequently Asked Questions
Is Nationwide a good car insurance company?
If you’re wondering is Nationwide insurance good? The answer is yes, Nationwide is a highly-rated car insurance company that insures millions of drivers every year. The policies are reliable, and the company’s financial strength is superb.
Who should purchase a car insurance policy with Nationwide?
Nebraska drivers should consider Nationwide as it offers the cheapest rates in their state. Additionally, anyone with poor credit scores may also want to consider Nationwide because of its reasonably-priced insurance options. Otherwise, individuals should compare rates from Nationwide to those from other companies to find what might work best for them.
Where can I get Nationwide insurance?
You can visit the Nationwide website or call a local representative to learn more about purchasing an auto insurance policy.
How do I contact Nationwide insurance?
You can visit the company website or call 877-669-6877 at any time to contact a Nationwide representative.
How does Nationwide compare to other car insurance companies?
USAA is the only company that beats Nationwide in terms of customer loyalty. Rates with the company are often in the middle of the pack, but in certain scenarios, Nationwide does offer more competitive rates on coverage.
Is Nationwide dependable?
Nationwide has a low NAIC index concerning customer complaints, meaning Nationwide customers are less likely to complain about the company than policyholders with other insurance companies. The company also has an exceptional financial strength rating.
Is Nationwide cheap?
Nationwide’s insurance rates are average. You may be able to find cheaper rates with other companies, but the company has a lot to offer in terms of coverage options and overall customer care.
Who owns Nationwide?
Because Nationwide is a mutual insurance company, it is technically owned by the people who carry Nationwide insurance policies.
Can I cancel my Nationwide Auto Insurance policy?
Yes, you can cancel your Nationwide Auto Insurance policy. It is advisable to contact their customer service directly to discuss the cancellation process and any potential fees or penalties that may apply.
How is Nationwide Auto Insurance rated by customers?
Nationwide insurance customer reviews are mostly positive. Nationwide has a rating system that reflects customer satisfaction. You can find reviews and ratings from policyholders on various websites and consumer review platforms to get an idea of their experiences with Nationwide.
What is Nationwide Auto Insurance?
Nationwide Auto Insurance is a provider of car insurance coverage for individuals and families. They offer a range of insurance products and services to protect you and your vehicle.
Are there any discounts available with Nationwide Auto Insurance?
Yes, Nationwide offers a range of discounts to help policyholders save on their auto insurance premiums. Here are the four common discounts:
- Safe driver discounts
- Multi-policy discounts
- Good student discounts
- Discounts for certain vehicle safety features
Is autoinsurance.org legit?
Autoinsurance.org is a legitimate website that provides information and resources related to auto insurance. It offers articles, guides, and tools to help consumers understand different aspects of car insurance and compare quotes from various providers. Autoinsurance.org reviews offer a helpful third-party opinion.
What other companies have cheap car insurance reviews?
Many insurance companies offer competitive rates and receive positive reviews for their affordable car insurance options. Some companies frequently mentioned for their cheap car insurance include Geico, Progressive, State Farm, and Esurance.
How is Nationwide vs Root car insurance?
Nationwide and Root car insurance differ primarily in their approaches to determining premiums. Nationwide typically calculates premiums based on various factors such as driving history, age, and vehicle type, using traditional underwriting methods.
How do I check my Nationwide insurance policy?
Go to http://mynationwide.autopolicyupdate.com .
Is Nationwide a good insurance company for other types of insurance, like home and life insurance?
We’ve answered your questions, is Nationwide car insurance good, but is Nationwide home insurance good as well? Yes, you can find competitive rates for both home and life insurance with Nationwide.
Why is my Nationwide car insurance so high?
If your Nationwide car insurance rates seem too high, you should contact an agent immediately about options to lower your premiums.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
brycelefevre
Long phone wait times
Wareagle256205
Is Nationwide REALLY on your side?
Danielle202
Best Insurance Company
Purple1992_
Great service and worth the money
Lawanda
Delighted to have auto insurance and roadside assistance.
Anna5N
Nationwide is the best
Jencorbin
Nationwide really is on your side
Adelbert
In Nationwide I Trust
RD2371
Misleading adice
JealousGull
Staying with another 10+ years