Ohio Casualty Auto Insurance Review (2024)
Ohio Casualty policyholders are small business owners and contractors. Commercial policies include general liability, worker’s compensation, and business auto.
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Oct 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Ohio Casualty
Average monthly rate for good drivers:
N/AA.M. Best rating:
AComplaint level:
LowFinal Verdict: Review of Ohio Casualty
An Ohio Casualty auto insurance review revealed that this company is a subsidiary of Liberty Mutual Group, which has more than 400 offices.
The majority of Ohio Casualty Insurance Company’s subscribers are small business owners, artisans, and contractors. This company offers policies for your business property or commercial needs.
Coverage contained in commercial policies includes general liability, worker’s compensation, and business auto.
Most businesses use some sort of transportation to provide goods and services unless they are offered exclusively online. Even if your goods and services are offered online, you may use your personal vehicle to shop for supplies.
This usage may qualify your vehicle for commercial coverage.
You can get online auto insurance quotes today by simply entering your ZIP code in the search tool above to get started.
What You Should Know About Ohio Casualty
Commercial auto insurance coverage for your business ensures that, regardless of what happens, your business will run smoothly with the least amount of business interruption.
Ohio Casualty serves seven states to including:
- Ohio
- Washington, D.C.
- Delaware
- Virginia
- Kentucky
- West Virginia
- Pennsylvania
Your personal vehicle may be covered under your commercial policy if it is used for any aspect of your business. Your insurer must be made aware of the use of your personal vehicle for business.
If you have an accident while conducting business, you may not be covered if your insurer determines the details of your accident under your personal policy.
Many people believe they are saving money by bypassing commercial coverage but, in actuality, commercial premiums are not that much different from personal premiums. As your business grows, you will not have to worry about the mounting liability.
Ohio Casualty Insurance Coverage Options
If you own a fleet of vehicles, it is important to have the proper amount of coverage. Ohio Casualty offers discounts and programs for businesses with fleets of vehicles.
If you have to rent a car or truck while one of your business vehicles is in repair, your rental will be covered under your commercial policy.
Your Ohio Casualty policy will pay up to $50,000 for your rental or borrowed vehicle. Your policy will also cover a rental up to $75 per day for up to 30 days.
Gap coverage is also available for your rental if it is involved in an accident resulting in total loss. The policy will pay the difference between the actual cash value and the balance owed.
Multiple car discounts are offered to commercial fleet owners as an incentive to attract business. This practice is common among many insurers including Ohio Casualty.
Relationships are built between your agent and repair shops in the area to minimize cost and generate convenience for all parties.
Ohio Casualty Commercial Umbrella Insurance
Umbrella coverage is convenient for small business owners who do not want to invest in expensive commercial packages.
You are offered small business rates in addition to general liability.
Umbrella protection helps to avoid personal financial devastation when business assets are limited.
Ohio Casualty Auto Insurance Workers’ Compensation
Workers’ compensation is mandatory for any business with more than a few employees. Ohio Casualty has a loss prevention program to help prevent the number of claims filed by your business and its employees.
Safety training educates your employees on how to prevent accidents from happening.
Ohio Casualty offers a library of resources for your employees and customers that will minimize the likelihood of a major expense. These resources also include links to safety websites that offer safety training, webinars, and seminars.
Some of the other prevention tools include:
- Decision Driving
- Ergonomics
- Disaster Preparedness
Even after an incident occurs and your employee is ready to return to work Ohio Casualty offers a “Fit4work” program to make sure they are ready to return to the job.
The Ohio Casualty’s resource center goes steps further in providing tools for policyholders. Enter your policy number and you can view your policy as well as make payments. More information on the resource center is available on the company website for your review.
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Frequently Asked Questions
What is Ohio Casualty Auto Insurance?
Ohio Casualty Auto Insurance is an insurance company that provides auto insurance coverage to drivers in Ohio and select other states. They offer a range of insurance products and services to meet the needs of policyholders.
Is Ohio Casualty Auto Insurance a reputable company?
Ohio Casualty Auto Insurance is generally considered a reputable insurance company. They have been serving customers for many years and have built a decent reputation in the industry. However, it’s always recommended to research and read customer reviews to gather more information about their reputation and customer experiences.
What types of coverage does Ohio Casualty Auto Insurance offer?
Ohio Casualty Auto Insurance offers various coverage options to protect you and your vehicle. They provide standard auto insurance coverages such as liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage. They may also offer additional coverage options and endorsements that you can choose from.
How can I get a quote from Ohio Casualty Auto Insurance?
To obtain a quote from Ohio Casualty Auto Insurance, you can visit their official website or contact their customer service directly. On their website, you may find a quote form where you can provide the necessary information about your vehicle, driving history, and coverage requirements to receive an estimate. Alternatively, you can reach out to an Ohio Casualty agent for assistance.
Does Ohio Casualty Auto Insurance offer any discounts?
Ohio Casualty Auto Insurance may offer discounts to help you save on your premium. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, and more. When obtaining a quote, be sure to inquire about available discounts that you may qualify for.
How can I file a claim with Ohio Casualty Auto Insurance?
If you need to file a claim with Ohio Casualty Auto Insurance, you should contact their claims department directly. They typically have a dedicated claims phone number and online claims portal where you can report your incident and initiate the claims process. It’s important to have all the necessary details and documentation ready when filing a claim.
How is Ohio Casualty Auto Insurance customer service?
The level of customer service provided by Ohio Casualty Auto Insurance may vary. It’s advisable to research customer reviews and consider the experiences of others when evaluating their customer service. Their customer service team should be responsive, knowledgeable, and helpful in addressing inquiries, concerns, and claims.
Can I manage my Ohio Casualty Auto Insurance policy online?
The availability of online account management for Ohio Casualty Auto Insurance policyholders may vary. It’s recommended to visit their website or contact their customer service to inquire about online policy management options, such as accessing policy details, making payments, and updating information.
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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