PEMCO Auto Insurance Review (2024)
PEMCO Mutual Insurance Company covers bodily injury liability, property damage, towing, and rental reimbursement. It has a B++ financial rating from A.M. Best.
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Jun 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
PEMCO
Average monthly rate for good drivers:
$81A.M. Best rating:
B++Complaint level:
Low- The company has a B++ financial rating from A.M. Best
- PEMCO coverage includes bodily injury liability, bodily injury and property damage, towing and labor, and rental reimbursement
- PEMCO quotes can be generated by either calling PEMCO or entering your zip code into the quote tool box
PEMCO, which stands for Public Employees Mutual Casualty Company, is a mutual company owned by its customers, not stockholders.
It was founded in 1949 by Robert J. Handy, a math teacher and journalist, who wished to offer insurance to teachers.
PEMCO offers automobile policies in the Northwestern United States. The company has a B++ financial rating from A.M. Best.
Compare auto insurance quotes online by entering your zip code now!
What You Should Know About Pemco Mutual Insurance Company
A benefit of PEMCO is their convenient payment plans. Policyholders have the option of having the payments automatically withdrawn from their checking or savings account.
They can also pay in full, pay half now and half in six months, or subscribe to a 20 percent plan that pays the policy off in nine months.
One way PEMCO provides customer service to its customers is through their website.
Frequently asked questions and answers are available for review as well as a glossary of insurance terms.
Clients also have the ability to view their policy online under the document request service.
Lastly, policyholders can make payments online and can view explanations on how to read a bill.
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PEMCO Automobile Insurance Claims
PEMCO claims can be reported by calling PEMCO. Once the claim is reported, PEMCO will investigate to determine who was at fault.
Damages are then reviewed, along with the estimate for repairs, and payment is made. Your deductible will be refunded if you were not considered to be at fault in the accident.
Repairs can either be done at the shop of your choice or at one of the company’s “Timesaver Repair Shops” — repair shops that have been approved by PEMCO.
Policyholders work directly with the repair shop to have the necessary repairs completed, and the shop will send PEMCO the final bill.
Timesaver Repair Shops guarantee their work with a warranty for as long as you own the vehicle.
PEMCO Careers
Careers at PEMCO can be viewed on the company’s website. Potential employees have the ability to view current job openings and apply online.
Jobs can be searched by keywords, locations, categories, and posting dates. You can narrow your search by the miles you are willing to travel.
PEMCO’s employee benefits rank in the top ten list of employee benefits across the state of Washington. The benefits include:
- 200 percent 401(k) matches
- Bonuses
- Health and welfare insurance
- Flexible spending accounts
- Benefits from PEMCO vendors
- $30 on each family member’s birthday
- Vacation, personal and sick days, paid holidays
PEMCO Mutual Contact Information
PEMCO’s main phone number, 1-800-GO-PEMCO, is the number to call to find answers to all of your questions regarding policies, claims, and quotes, or any other questions you may have regarding your insurance needs.
You also have the option of emailing the company via the website. Simply fill out some information and answer some questions and hit send.
Correspondence should be mailed to:
PO Box 778
Seattle, WA 98111-0778
PEMCO maintains three offices in Washington.
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PEMCO Automobile Insurance Quotes
PEMCO quotes can be generated by either calling PEMCO or entering your zip code into the quote tool box.
Once you fill out the form and hit submit to receive a quote, an agent will email you for a follow-up discussion.
PEMCO allows quotes to be saved and retrieved for review for up to thirty days.
PEMCO rates are determined by various factors such as your driver’s record, vehicle usage, place of residence, vehicle type, age, and gender.
Pemco Mutual Insurance Company Insurance Coverage Options
PEMCO coverage includes:
- Bodily injury liability
- Property damage liability
- Underinsured motorists
- Bodily injury and property damage
- Personal injury protection
- Collision
- Comprehensive
- Towing and labor
- Rental reimbursement
In addition, the company also offers auto accidental death coverage for named insured and spouse ages 21 through 64.
PEMCO also provides auto loan endorsement for vehicles less than three years old. If the unpaid balance of the vehicle exceeds the worth, the difference is covered.
Umbrella policies are also available at PEMCO and cover the insured for additional amounts above their standard policy.
There are certain requirements for obtaining an umbrella policy, and these requirements are explained on the PEMCO site.
Pemco Mutual Insurance Company Discounts Available
PEMCO offers discounts to individuals that qualify. Discounts are granted if you also have homeowners insurance with PEMCO.
There is also a new customer discount, which individuals are eligible for in the first two years with PEMCO if they have been accident-free and violation-free.
This discount, for up to ten years, converts to a safe driver discount if you remain accident-free.
A unique discount offered by PEMCO is an alternative commute discount. If you only drive to work two days or less a week, you can save up to five percent on your policy.
Lastly, PEMCO grants a discount for multi-cars, security features, good students, and completed defensive driving courses for individuals age 55 and over.
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Frequently Asked Questions
What is PEMCO Auto Insurance?
PEMCO Auto Insurance is an insurance company that specializes in providing coverage for personal vehicles, including cars, trucks, motorcycles, and recreational vehicles. They offer a range of insurance products and services to protect policyholders against potential financial losses resulting from accidents, theft, or damage to their vehicles.
What types of auto insurance coverage does PEMCO offer?
PEMCO offers various types of auto insurance coverage to meet the needs of different drivers. Some of the coverage options available include liability coverage, collision coverage, comprehensive coverage, personal injury protection (PIP), uninsured/underinsured motorist coverage, and rental car reimbursement.
How can I get a quote for PEMCO Auto Insurance?
To obtain a quote for PEMCO Auto Insurance, you can visit their official website or contact their customer service directly. On their website, you can provide the necessary information about yourself, your vehicle, and your desired coverage levels to receive a personalized quote.
What factors can affect the cost of PEMCO Auto Insurance?
Several factors can influence the cost of PEMCO Auto Insurance. These factors may include your driving record, the type and age of the vehicle, your location, your age, your credit history, the coverage options you choose, and the deductible amounts you select. Generally, drivers with a clean driving history and low-risk factors may qualify for lower insurance premiums.
Does PEMCO offer any discounts on auto insurance?
Yes, PEMCO offers various discounts to help policyholders save on their auto insurance premiums. These discounts can vary based on factors such as your driving record, vehicle safety features, bundling multiple policies, completing defensive driving courses, and maintaining a good academic record if you’re a student.
How can I file an auto insurance claim with PEMCO?
If you need to file an auto insurance claim with PEMCO, you can do so by contacting their claims department directly. You can reach them through their dedicated claims phone number, which is typically available 24/7. It is advisable to have your policy details and relevant information about the incident on hand when filing a claim.
Can I manage my PEMCO Auto Insurance policy online?
Yes, PEMCO provides an online portal where policyholders can manage their auto insurance policies conveniently. Through the portal, you can view policy details, make payments, update personal information, request policy changes, and access important documents.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
mary_bost
One Hand Doesn't Know What The Other is Doing
meewhoo
Horrible! They make up horrific stories to avoid payment.
Consumerism
Dishonest company
DeepakT
Great Insurance that fits into your budget
Happyvalley
I recommend PEMCO
KFaria
Fantastic!
Aaiyahbaby
great
Ckreis
Hit and run
Washstatewoman
Prices increasing, support decreasing
vic1234
Great company.