Plymouth Rock Auto Insurance Review (2024)
Plymouth Rock Assurance has strong industry ratings and affordable rates, but it only sells coverage in six states. The company’s average monthly rate for full coverage is $84.
Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Sep 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Plymouth Rock Assurance
Average Monthly Rate For Good Drivers
$84A.M. Best Rating:
A-Complaint Level:
LowPros
- Issues driver policies and statements accurately the first time
- Handles all claims sensitively and professionally
- Attempts to complete physical damage appraisals on time
- Pays for all repairs made by approved providers
Cons
- Plymouth Rock Assurance is only available in six states
- It’s app has lower-than-average ratings for insurance companies
- J.D. Power customer service rating is below industry norms for the region
- Only provides a small number of widely used discounts
- Founded in 1982, Plymouth Rock Assurance specializes in home and auto insurance
- Plymouth Rock insures customers in CT, MA, NH, NJ, NY, and PA
- Plymouth Rock is a little more expensive than the big national insurance companies, but their boutique service might have some particular coverages that interest you
Plymouth Rock Assurance, an insurance company that provides Connecticut auto insurance, Massachusetts auto insurance, New Hampshire auto insurance, New Jersey auto insurance, New York auto insurance, and Pennsylvania auto insurance, was established in 1982 by Jim Stone. Since its establishment, its main goal has been to gain clients’ trust by providing various plans, affordable rates, and first-rate customer service.
Plymouth Rock insurance is a Massachusetts mainstay, and the company is one of Boston’s top-rated, largest employers. Plymouth Rock Assurance provides house, renters, and car insurance in the Northeastern United States.
It offers low prices and flexible options for its auto insurance policies, and basic coverage includes door-to-door valet and safety trips. The firm offers pet injury and gap coverage choices as add-on insurance.
What You Should Know About Plymouth Rock Assurance
Plymouth Rock has a “Pledge of Assurance” that promises to provide customer satisfaction and makes the following commitments:
- Issues driver policies and statements accurately the first time
- Handles all claims sensitively and professionally
- Attempts to complete physical damage appraisals on time
- Pays for all repairs made by approved providers
Plymouth Rock offers a three-tiered insurance structure that rewards customers for their loyalty by automatically upgrading them to Assurance Plus after three years. From there, customers may upgrade to Assurance Preferred or Premier, offering additional benefits at a premium price.
Is Plymouth Rock insurance good?
Plymouth Rock provides incentives to make your vehicle insurance even more affordable. However, it only provides a small number of widely used discounts, like bundling, multiple car, good student, and safe driving. Unfortunately, the anti-theft system, pay-in-full, paperless, defensive driving, or airbag discounts are not available at Plymouth Rock.
However, Plymouth Rock makes up for this by providing exceptionally exclusive deals. An occupational discount is available to teachers and education support workers, who may also take advantage of special perks.
If you’ve had Plymouth Rock insurance for more than two years and have a licensed driver under 19 on your policy, you may also be eligible for a shared family car discount.
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Plymouth Rock Insurance Reviews and Ratings
Plymouth Rock’s insurance rating from A.M. Best, a company that provides financial reporting, is an A- for financial strength. This rating demonstrates the company’s outstanding capacity to settle claims, especially during periods of high claims in a challenging economic environment.
Plymouth Rock Assurance can boast a lower-than-average complaint level with the National Association of Insurance Commissioners (NAIC) at 0.87. The median score is 1.00.
On a scale of 1 to 1,000, Plymouth Rock Assurance’s J.D. Power total customer satisfaction rating among New England’s car insurers was 808 and 827 for the Mid-Atlantic region, both lower than the national average.
Though not officially accredited by the BBB, Plymouth Rock has an A+ rating with the Better Business Bureau (BBB) in Boston and B- in New Jersey and responds to many of its customers’ complaints through the BBB website.
Plymouth Rock Assurance Insurance Coverage Options
Plymouth Rock offers liability insurance and comprehensive and collision insurance coverage, just like other auto insurance providers. In addition, roadside assistance, rental car and/or trip reimbursement, accident forgiveness, and new car replacement are four of seven typical add-on coverages that Plymouth Rock offers. However, it does not provide better automobile replacement, deductible modification, or GAP insurance.
You can select special coverages from Plymouth Rock, such as original equipment manufacturer (OEM) and glass deductible modification. Auto shops will replace certain car parts with OEM components if you have OEM coverage.
Your comprehensive deductible won’t apply while fixing glass damage if you have glass deductible modification coverage; this is an excellent option for drivers who live in places with frequent weather dangers like hail or strong winds.
Plymouth Rock Assurance Insurance Rates Breakdown
According to the information given by Quadrant Information Services, the average yearly premium for Plymouth Rock plans in 2022 is $1,010 for full coverage and $297 for minimum coverage. These prices are considerably less than the national average for auto insurance, which is $545 for little coverage and $1,771 for full coverage each year.
Here’s how Plymouth Rock Assurance compares to its competitors:
Full Coverage Auto Insurance Rates by Provider
Insurance Company | Monthly Rates |
---|---|
$407 | |
$107 | |
$212 | |
$268 | |
$427 | |
$242 | |
$317 | |
$272 | |
$181 | |
$199 |
The price of Plymouth Rock’s vehicle insurance isn’t always listed online. Still, you may request a Plymouth Rock auto insurance quote directly on the company’s website or by calling an agent at (877) 749-7722.
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Plymouth Rock Assurance Discounts Available
Plymouth Rock Assurance offers discounts to customers that aren’t readily available elsewhere. Some examples include:
- Driver training. Complete an approved driver safety training course for a discount.
- Advanced shopper. Proactively obtain a new Plymouth Rock car insurance quote seven days before your existing policy’s expiration/renewal and receive a discount.
- Away at school. Provides a discount for a driver on your auto policy who is away at school.
Plymouth Rock also offers a list of repair shops on its website to help its drivers avoid lofty mechanic bills.
How Plymouth Rock Assurance Ranks Among Providers
The company is financially stable with an “A-” rating. However, going on price alone, Plymouth Rock Assurance may be quite a bit more expensive than most of its competitors, depending on your driving history and level of policy customization.
While it offers specialized coverage plans, it does not offer all the supplemental coverages that other major insurance companies do.
Frequently Asked Questions
What is Plymouth Rock Auto Insurance?
Plymouth Rock Auto Insurance is a leading insurance provider that offers coverage for personal vehicles. They provide a range of auto insurance products designed to protect you and your vehicle in case of accidents, theft, or other damages.
What types of auto insurance coverage does Plymouth Rock offer?
Plymouth Rock Auto Insurance offers various types of coverage, including liability coverage, collision coverage, comprehensive coverage, personal injury protection (PIP), uninsured/underinsured motorist coverage, rental car coverage, and roadside assistance.
How can I obtain a quote for Plymouth Rock Auto Insurance?
You can obtain a quote for Plymouth Rock Auto Insurance by visiting their website or contacting their customer service. They typically require information such as your personal details, vehicle information, driving history, and coverage preferences to provide an accurate quote.
What factors can affect my auto insurance premium with Plymouth Rock?
Several factors can affect your auto insurance premium with Plymouth Rock, including your age, driving record, location, type of vehicle, coverage limits, deductible amount, and additional features you choose, such as roadside assistance or rental car coverage.
Can I customize my Plymouth Rock Auto Insurance policy?
Yes, Plymouth Rock allows policy customization to a certain extent. You can choose coverage options and limits that suit your needs. Additionally, they offer optional add-ons like rental car coverage and roadside assistance, allowing you to tailor your policy according to your preferences.
Does Plymouth Rock offer discounts on auto insurance policies?
Yes, Plymouth Rock provides various discounts to help you save on your auto insurance. Common discounts include safe driver discounts, multi-policy discounts, multi-car discounts, good student discounts, and discounts for certain safety features on your vehicle.
How can I file an auto insurance claim with Plymouth Rock?
To file an auto insurance claim with Plymouth Rock, you can contact their claims department by phone or through their website. They will guide you through the process and require information such as details of the incident, police reports (if applicable), and any relevant documentation.
How quickly does Plymouth Rock process auto insurance claims?
Plymouth Rock strives to process auto insurance claims as efficiently as possible. The exact processing time can vary depending on the complexity of the claim, the availability of necessary information, and other factors. It is best to contact their claims department for specific information regarding your claim.
Does Plymouth Rock offer any additional benefits or services?
Yes, Plymouth Rock provides additional benefits and services to policyholders. These may include online account management, 24/7 customer service, access to repair shops in their network, and the potential for accident forgiveness, which can protect your premium from increasing after your first at-fault accident.
Where is Plymouth Rock Auto Insurance available?
Plymouth Rock Auto Insurance is available in select states across the United States. The specific states where coverage is offered may vary, so it is advisable to check their website or contact their customer service to determine if they operate in your area.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
marissa_p
HORRIBLE CUSTOMER SERVICE
Flovinny
Horrible experience so far
Joey_ZAZA_123
Plymouth Rock Rip Off Insured,
Dissatisfied_customer
Where's the consideration of hardship for your loyal custome
rjjuarez
Worst Company Around!
D24
Worst insurance company ever
HumanKind
Racial profiling is alive and well at Plymouthrock.
Jeffmon
Save at first then watch out
Chloe01913
Plymouth Rock
lexbussiere
car insuranxe