Protective Auto Insurance Review (2020)
This Protective Auto Insurance Review (2020) review will cover Protective Auto Insurance Review (2020) ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Protective Auto Insurance Review (2020) A.M. Best rating is A+. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
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Written by
Rachel Bodine
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Reviewed by
Daniel Walker
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UPDATED: Jun 9, 2022
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- Protective Life Corporation offers investment and insurance products.
- The company provides its products through four subsidiaries.
- Protective Life Corporation has a high financial rating from agencies such as A.M. Best.
Protective auto insurance is actually a sub-category under the Protective Life Corporation. Protective Insurance is, firstly, a life insurance agency.
Protective Insurance sells investment products and a variety of insurance products in the U.S.
The company was founded in 1907 and sells many of its products through subsidiaries. We’ll discuss those companies, their products, and their claims processes in the guide below.
It’s always best to get multiple quotes from the best companies and to find the cheapest price for auto insurance. Enter your ZIP code below to get your FREE online auto insurance quotes today.
Table of Contents
Protective Insurance Agency
Despite its size and age, there really aren’t many consumer reviews for this company online. It does have good financial ratings, as you can see in the table below.
| Rating Scale | Protective Life Insurance Company Rating |
|---|---|
| AM Best | A+ |
| Moody's | A1 |
| Standard and Poor's | AA- |
| Fitch | A+ |
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Protective Insurance has a Better Business Bureau Rating of A+.
The good news is that there are no problems with the company that we could find. There aren’t any pending lawsuits, records of state fines, etc.
It’s also a financially stable company. The Protective Insurance Company’s A.M. Best rating is an A+, the second highest rating that a company can receive.
This video talks a little about A.M. Best ratings.
If you’re looking for the type of insurance products offered by this company, you can feel confident in its financial future.
Protective Insurance Claims
If you have to file an auto insurance claim, you have two options.
- Go online and fill out the necessary forms to start your claim.
- Call the company directly to speak with a customer service representative about your claim.
Knowing how to file an auto insurance claim is important, as it is one of the first steps you should take after an accident or other incident with your vehicle. This ensures that the claims process can get started faster.
For all other claims, you can download the forms online and then email, snail mail, fax, or simply bring them to your local agent.
The information you’ll need to file your claim will depend on what type of claim you’re filing.
More About Protective Life
Protective Life sells the following types of products:
- Life insurance
- Annuities
- Asset protection
Auto insurance falls under the asset protection category on the company’s website, should you want to buy Protective auto insurance.
Protective Asset Protection
In addition to various types of auto insurance coverage for your car or truck, the Protective car insurance company also offers:
- A limited warranty program
- An engine warranty program
- GAP insurance
- Tire and wheel road hazard coverage
- Roadside assistance
Protective Insurance’s products are available to both consumers and businesses, and the company also offers auto insurance products to auto dealers, garage owners and so on. Check out the Protective warranty reviews and other ratings with Protective Asset Protection.
Protective Locations
Protective Insurance products are available in the U.S. and in Canada.
The company’s regional offices are located in:
- Alabama
- California
- Illinois
- Georgia
- Kansas
- Missouri
- Minnesota
- Nebraska
- North Carolina
- Ohio
- Tennessee
- Virginia
Some of the more prominent locations for Protective auto insurance are in Fayetteville, Hope Mills, and Laurinburg, NC. They company also has an office in Quebec.
Protective Insurance Subsidiaries and Agents
According to its website, the subsidiaries of Protective Life include:
- Protective Life and Annuity Insurance Company
- West Coast Life Insurance Company
- MONY Life Insurance Company
- Protective Property and Casualty Insurance Company
- United States Warranty Corporation
For more information on Protective Life complaints and customer service, contact your local agent.
Protective agency auto insurance agents are independent auto insurance agents.
Because Protective only has offices in 13 cities, it has agents who work out of their homes so that they can be available all of the U.S.
When you speak to an agent that sells Protective products, they only sell Protective products, even though technically they are independent agents.
These agents are experts on Protective products and won’t try to sell you products from other companies.
Protective Insurance Quotes
There are two problems with getting quotes from Protective.
The first one is that the company doesn’t offer a quote tool on its website. The second issue is that Protective claims to sell products throughout the U.S. but doesn’t specify where in the U.S.
While it is possible that the company is licensed in all 50 states, it may be that its products are only available in the states where its offices are located.
It’s always good to shop around with different companies for the best rates. We can help. Now that you’ve finished this Protective auto insurance review, enter your ZIP code into our FREE quote tool and get quotes from multiple insurers.
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Frequently Asked Questions: Protective Auto Insurance
Check out the questions below for more information about Protective.
#1 – What is the Protective Insurance claims phone number?
You can speak to a Protective insurance customer service representative at (800) 866-9933. There, you can get Protective auto insurance quotes and rates.
Another number listed for the company is (205) 268-1000.
#2 – What is the best insurance for auto?
It’s always best to determine what you need first.
What are the 10 best insurance companies? Below, you can find a list of auto insurance companies that offer deals and discounts.
| Insurance Company | Total Number of Discounts | Highest Percent Discount | Best for |
|---|---|---|---|
| Allstate | 29 | 45% | Usage-based and pay-as-you-drive policies |
| American Family | 27 | 40% | Best value in coverage level and 60+ |
| Farmers | 34 | 5% | Married and longer commute |
| Geico | 31 | 40% | Teen drivers and those with a speeding ticket or accident |
| Liberty Mutual | 38 | 35% | Vehicle recovery system discount |
| Nationwide | 35 | 40% | Teen drivers and best value in coverage level |
| Progressive | 36 | 31% | Poor credit and DUI |
| State Farm | 19 | 50% | Poor driving record and 60+ |
| Travelers | 28 | 30% | Middle-aged drivers and poor credit |
| USAA | 28 | 15% | Military (especially if single) |
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Price is important, but the best auto insurance company for you will depend on your specific needs and personal demographics.
#3 – What does auto insurance protect against?
Car insurance is a written agreement between you and your insurance company in which your insurer promises to pay (within the limits of your policy) for damages in the event of an accident, theft, or other damaging incident. According to the Insurance Information Institute, there are three basic components to auto insurance: property, liabilty, medical.
Get Covered, Today
Do you know what your car coverage is right now? How about your life insurance? Protective Insurance is one of many companies in the nation that provide fair coverage.
Find out what options are available in your area. Enter your ZIP code below and start comparing quotes from multiple companies.