Senate Auto Insurance Review (2024)

Senate Auto Insurance offers low-cost auto insurance with instant approval and immediate turnaround. The BBB has assigned Senate Auto Insurance a grade of “F.”

UPDATED: Dec 19, 2023Fact Checked

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

UPDATED: Dec 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 19, 2023Fact Checked
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Senate Auto Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Final Verdict: Review of Senate Auto Insurance

This Senate Auto Insurance Review is for the Virginia-based company that offers personal auto insurance coverage in Maryland, Virginia, and Washington, D.C.

Senate Auto Insurance offers low-cost auto insurance with instant approval and immediate turnaround, allowing customers to obtain insurance quicker than with other insurance carriers.

Senate Auto Insurance also has a special in-house division that allows customers to arrange an extended payment agreement or change payment terms. In addition, customers of Senate Auto Insurance can obtain same-day coverage.

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[su_box title="Things to Remember..." style="default”]
  • Senate Auto Insurance offers low-cost auto insurance with instant approval and immediate turnaround, allowing customers to obtain insurance quicker than with other insurance carriers
  • There are 19 offices located throughout Virginia, Maryland and Washington, DC
  • Senate Auto Insurance offers low-cost auto insurance with instant approval and immediate turnaround
[/su_box] This Senate Auto Insurance Review is for the Virginia-based company that offers personal auto insurance coverage in Maryland, Virginia, and Washington, D.C. Senate Auto Insurance offers low-cost auto insurance with instant approval and immediate turnaround, allowing customers to obtain insurance quicker than with other insurance carriers. Senate Auto Insurance also has a special in-house division that allows customers to arrange an extended payment agreement or change payment terms. In addition, customers of Senate Auto Insurance can obtain same-day coverage.

What You Should Know About Senate

Senate Auto Insurance has created an aggressive marketing campaign utilizing the slogan “Kiss My Bumper” in multiple TV commercials and on their website.

According to some reviews of the company, this has drawn criticism. However, the criticism was not for the insurance products offered by Senate Auto Insurance but rather just for the slogan.

Senate Auto Insurance Company is not accredited by the Better Business Bureau (BBB), although businesses are under no obligation to seek or obtain accreditation from the BBB.

Companies that are not accredited can be assigned a rating by the BBB.

The ratings are based on a variety of factors, including but not limited to length of time in business, the type of business, whether or not the company honored commitments to the Better Business Bureau and background information about the business.

There are 16 factors, and based on those, the BBB has assigned Senate Auto Insurance a grade of “F.”

From 2009-2011, there were three complaints filed with the BBB against Senate Auto Insurance. None of the three received a response from Senate Auto Insurance.

This factor along with a general lack of information available to the BBB ultimately led to the rating of “F” for Senate Auto Insurance.

Senate Auto Insurance Careers

There is no information on the Senate Auto Insurance website about careers or job openings. This could be either because there are currently no openings, or because Senate Auto Insurance does not promote their open positions online.

Individuals interested in working for Senate Auto Insurance would have to call the toll-free phone number or express their interest by using the “Contact Us” portion of the website.

Individuals interested in working for Senate Auto Insurance would have to call the toll-free phone number or express their interest by using the “Contact Us” portion of the website.

Senate Auto Insurance Agents

Senate Auto Insurance Company does not have a listing of agents online, nor does it have a search function that can locate agents by name.

However, there is a toll-free number that customers can call to speak to a live auto insurance professional, or they can call individual Senate Auto Insurance offices.

In addition, customers can contact an agent by email using an electronic submission form on the website. All of Senate Auto Insurance’s agents are brokers, allowing them to utilize different insurance companies when providing quotes to their customers.

Senate Auto Insurance Locations

It is not clear as to where the Senate Auto Insurance corporate office is located, or if one even exists.

There are 19 offices located throughout Virginia, Maryland and Washington, DC.

Each of the locations has office hours from 9 a.m. to 6 p.m., Monday through Friday and 10 a.m. to 2 p.m. on Saturdays. Detailed driving directions and the individual office phone numbers are located on the website.

Senate Auto Insurance Quotes

Senate Auto Insurance does offer online auto insurance quotes. In fact, nearly every page on the Senate website has a “Get a Quote Now” button.

Once a potential customer clicks on the quote button, they are taken to an electronic form asking for additional information such as name, address, types of vehicle, previous coverage, and desired coverage.

Once all of the information is complete, the potential customer can submit the form and an agent from Senate Auto Insurance will follow up with the insurance quote.

Customers can also contact a Senate Auto Insurance office close to their home or business, or call 1-800-622-9333 for a quote

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Frequently Asked Questions

What is Senate Auto Insurance?

Senate Auto Insurance is an insurance company that provides coverage for various types of vehicles, including cars, motorcycles, and commercial vehicles. They offer a range of insurance products, such as liability insurance, collision coverage, comprehensive coverage, and more.

What are the pros of Senate Auto Insurance?

  • Wide range of coverage options: Senate Auto Insurance offers a variety of coverage options to suit different needs and budgets. Whether you’re looking for basic liability coverage or comprehensive protection, they have options to choose from.
  • Competitive rates: The company aims to provide affordable insurance rates, making it an attractive choice for budget-conscious individuals or families.
  • Multiple policy discounts: Senate Auto Insurance offers discounts for bundling multiple policies, such as auto and home insurance. This can result in cost savings for policyholders.
  • Online services: The company provides convenient online services, allowing customers to manage their policies, make payments, and file claims easily through their website or mobile app.

What are the cons of Senate Auto Insurance?

  • Limited availability: Senate Auto Insurance may not be available in all states or regions. It’s important to check if they operate in your area before considering their services.
  • Customer service reviews: Some customers have reported mixed reviews regarding the company’s customer service. It’s advisable to research and read customer feedback before making a decision.
  • Limited information: As of my knowledge cutoff in September 2021, there is limited publicly available information specifically about Senate Auto Insurance. It’s recommended to visit their official website or contact them directly for the most up-to-date information.

How can I get a quote from Senate Auto Insurance?

To obtain a quote from Senate Auto Insurance, you can visit their official website or contact their customer service directly. They will typically require some information about your vehicle, driving history, and coverage preferences to provide an accurate quote.

What factors can affect my auto insurance premium with Senate Auto Insurance?

Several factors can influence your auto insurance premium with Senate Auto Insurance, including your age, driving record, the type of vehicle you own, where you live, and the coverage options you choose. Additionally, factors such as your credit score and mileage driven may also be taken into consideration.

Does Senate Auto Insurance offer any discounts?

Yes, Senate Auto Insurance offers various discounts that can help reduce your insurance premium. Some common discounts include safe driver discounts, multi-vehicle discounts, good student discounts, and discounts for installing safety devices in your vehicle. It’s best to check with the company directly to see which discounts you may be eligible for.

How do I file a claim with Senate Auto Insurance?

If you need to file a claim with Senate Auto Insurance, you can typically do so by contacting their claims department either through their website, mobile app, or by phone. They will guide you through the claims process, ask for relevant information, and assist you in getting the necessary repairs or compensation.

Can I manage my policy online with Senate Auto Insurance?

Yes, Senate Auto Insurance offers online policy management services. Through their website or mobile app, you can make payments, view policy details, update your information, and access important documents related to your insurance policy.

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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