State National Auto Insurance Review (2024)

The State National Insurance Company, Inc. is a Texas-based company that offers full coverage car insurance at rates averaging $107 monthly.

Policyholders are satisfied with State National Insurance auto claims handling, as it carries an A+ rating from the Better Business Bureau. In addition, since 1993, it has carried an A rating from A.M. Best, indicating a good State National Insurance Company rating for financial stability.

State National Companies, Inc. also offers other lines of insurance, such as home insurance, allowing you to bundle policies and save more. Read on for more State National Co reviews.

Learn More: How to Save Money by Bundling Insurance Policies

Ready to see if you can get really cheap auto insurance with the State National Insurance Company Inc.? Enter your ZIP code into our free comparison tool above to instantly compare State National Ins Co Inc. quotes against top competitors near you.

What You Should Know About State National

The State National Specialty Insurance Company, a subsidiary of the Markel Corporation, is based in Texas, offering multiple lines of insurance products across the United States.

For questions about claims, the State National Insurance claims phone number is 1-800-877-4567. You can also visit the State National Insurance company website at www.statenational.com if you prefer to file State National auto insurance claims that way.

State National Car Insurance Rates

While the price isn’t always the deciding factor when it comes to choosing a State National auto insurance company policy, it is usually one of the most important. Customer satisfaction is another thing that drivers look for when choosing auto insurance.

You can take a look at the table below to get an idea of what you might pay for State National Insurance Company car insurance depending on the company you decide to buy from.

It is important to keep in mind that these are just guidelines. Since there are many factors that affect auto insurance rates, actual State National Insurance car insurance rates will depend on age, driving history, ZIP code, etc.

State National Insurance Company: Auto Insurance Ratings

What is the highest-rated auto insurance company? As mentioned earlier, State National Specialty Insurance was purchased by the Markel Corporation in 2017.

State National Insurance Company was first eligible to receive an A.M. Best rating in 1993 and has achieved an “A” rating ever since. Their “A” rating from A.M. Best ensures a high level of service, expansive authority, and exceptional communication and support standards.

Is State National Insurance Company admitted? Yes, they are admitted carrier. State National Insurance Company is not accredited with the Better Business Bureau (BBB), but they do have an A+ rating with the BBB.

Many individual customer reviews exist for State National Insurance Company, though reviews directed particularly to their auto insurance branch are not readily available. Markel Corporation reviews are also available online.

The accessibility and availability of the top echelon and management committees have been applauded in these State National Insurance Company reviews, as well as their competitive pricing and long tenure.For more questions about the company, contact the State National Insurance phone number at 1-800-877-4567.

How to File State National Insurance Claims

Knowing how to file State National Insurance auto claims is important. While there are a few ways to make a State National Insurance Company Inc claims, the best way is to contact your carrier directly.

Since State National Insurance Company acts as your insurance carrier, you can get in touch with them on their toll-free number or send them a detailed email. The State National Insurance auto claims phone number is 1-800-877-4567.

It is important for your insurance carrier to have all the necessary information in place as soon as possible to put your State National Insurance Company claims on the fast track.

Canceling Your State National Insurance Company Auto Insurance Policy

State National Insurance understands that people need to cancel their auto insurance policy for many reasons. For this reason, they make it fairly simple to cancel your auto insurance policy should you need to do so. To cancel your policy, call the State National Insurance Company phone number at 1-800-877-4567.

State National Insurance Company does not charge a cancellation fee if you need to cancel your policy.

Whether you can get a refund on your policy depends on the type of policy and when you choose to cancel. If you cancel a refundable policy in the middle of the policy cycle, you will receive roughly half of what you paid, assuming you only paid for that cycle.

What should you do if you need to cancel your policy? You can cancel your policy at any time by contacting your auto insurance agent and letting them know you’d like to cancel it. Your agent will let you know when the changes will take effect and whether or not you are entitled to a refund of any policy premiums you have paid.

State National Insurance Coverage Options

One of the first things you will need to do when purchasing your auto insurance policy is to decide how much coverage you need.

The table below shows some of the different types of policies and coverage available to you and what they do.

Types of Auto Insurance Coverage

If you are financing your vehicle, your loan company may require you to carry full coverage insurance. Otherwise, you will need at least the minimum liability insurance required by your state of residence.

State National Discounts Available

Generally, your discount options through the company depend on what each provider has to offer, but many discounts are standard throughout the industry. The table below shows some of the most common car insurance discounts available, an estimate of how much money each can save you, as well as the major auto insurance companies that offer the discount.

Standard Auto Insurance Discounts Offered by Major Companies

As you can see, it is always a good idea to check with your insurance provider to see what types of discounts you may qualify for as they can save you a lot of money on your auto insurance.

Many auto insurance providers offer different bundling options. Bundling your insurance refers to purchasing multiple policies from the same company. For example, you can purchase your auto insurance policy as well as your life insurance from the same company if you choose. Most insurance companies offer a discount of anywhere from 5%-25% if you choose to bundle.

Check out the video below to learn about the pros and cons of bundling your insurance policies.

Many companies offer multi-car discounts, also. You can think of this as a way of bundling, but in this case, you are buying auto insurance for multiple vehicles. Auto insurance companies offer up to a 25% multi-car discount on combined policies.

More About State National Co Reviews

Things look good for State National. State National Insurance Company Inc bond claims are now an option.

Now that you know everything you need to know about purchasing your auto insurance policy from State National Insurance Company, we hope you will feel more confident in purchasing your policy. You should always compare your State National Insurance quote to other companies, like the Tokio State National Insurance company, to ensure you’re getting the best rate.

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— AutoInsurance.org (@AutoInsurance) January 16, 2024

As a reminder, if you need to file a claim, the State National Insurance Company claims phone number is 1-800-877-4567.

Looking to buy State National auto insurance or hoping to find great rates from other providers? Now that you’ve seen some State National insurance reviews, enter your ZIP code below and compare free car insurance quotes.