Best Cheap Auto Insurance in Copperas Cove, TX (2021)

The average Copperas Cove, TX auto insurance rates are $281 per month. The minimum auto insurance in Copperas Cove is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Copperas Cove, Texas, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Copperas Cove is USAA
  • The most expensive auto insurance company in Copperas Cove for teen drivers is Allstate
  • The average commute length in Copperas Cove is 25.2 minutes

Copperas Cove, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Copperas Cove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Copperas Cove, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Copperas Cove to other Texas cities, including Corpus Christi auto insurance rates, Austin auto insurance rates, and Plano auto insurance rates to see how Copperas Cove, Texas auto insurance rates stack up.

Before you buy Copperas Cove, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Copperas Cove, Texas auto insurance quotes.

Minimum Auto Insurance in Copperas Cove, Texas

Copperas Cove, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Copperas Cove, Texas.

Minimum Required Auto Insurance Coverage in Copperas Cove, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Copperas Cove, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Copperas Cove, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Copperas Cove, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $2,138 $2,369 $2,004 $2,282 $5,547 $7,268 $3,037 $3,459
GEICO $2,014 $2,165 $1,937 $2,181 $4,356 $4,521 $2,175 $2,175
Nationwide $2,317 $2,357 $2,045 $2,168 $6,578 $8,457 $2,723 $2,948
Progressive $1,963 $1,868 $1,764 $1,791 $8,342 $9,301 $2,326 $2,360
State Farm $1,860 $1,860 $1,652 $1,652 $4,402 $5,600 $2,019 $2,082
USAA $1,434 $1,438 $1,372 $1,358 $4,054 $4,402 $1,907 $2,035

Cheap Copperas Cove, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Copperas Cove, Texas is a challenge. Take a look at the annual teen auto insurance rates in Copperas Cove, Texas.

Annual Auto Insurance Rates for Teen Drivers in Copperas Cove, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $5,547 $7,268
GEICO $4,356 $4,521
Nationwide $6,578 $8,457
Progressive $8,342 $9,301
State Farm $4,402 $5,600
USAA $4,054 $4,402

Cheap Copperas Cove, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Copperas Cove, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Copperas Cove, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $2,004 $2,282
GEICO $1,937 $2,181
Nationwide $2,045 $2,168
Progressive $1,764 $1,791
State Farm $1,652 $1,652
USAA $1,372 $1,358

Cheap Copperas Cove, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Copperas Cove, Texas compared to the annual auto insurance rates with a clean record in Copperas Cove, Texas.

Annual Copperas Cove, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $3,208 $4,064 $3,571 $3,208
GEICO $2,289 $3,011 $2,526 $2,936
Nationwide $3,206 $3,206 $4,761 $3,624
Progressive $3,246 $4,196 $3,773 $3,643
State Farm $2,352 $2,691 $3,169 $2,352
USAA $1,676 $2,476 $2,926 $1,923

Cheap Copperas Cove, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Copperas Cove, Texas is not easy. Compare the annual rates for DUI auto insurance in Copperas Cove, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Copperas Cove, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,352
American Family $3,571
GEICO $2,526
Nationwide $4,761
Progressive $3,773
State Farm $3,169
USAA $2,926

Cheap Copperas Cove, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Copperas Cove, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Copperas Cove, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $4,845 $3,034 $2,660
GEICO $4,131 $2,356 $1,584
Nationwide $4,435 $3,563 $3,099
Progressive $4,159 $3,619 $3,365
State Farm $3,740 $2,328 $1,855
USAA $3,295 $1,913 $1,543

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Cheap Copperas Cove, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Copperas Cove, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Copperas Cove, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Copperas Cove, Texas

ZIP Code Average Annual Rates
76522 $4,991

Cheap Copperas Cove, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Copperas Cove, Texas auto insurance. Find the cheapest annual Copperas Cove, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Copperas Cove, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,956 $5,194
American Family $3,513 $3,513
GEICO $2,642 $2,739
Nationwide $3,699 $3,699
Progressive $3,714 $3,714
State Farm $2,641 $2,641
USAA $2,222 $2,278

Cheap Copperas Cove, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Copperas Cove, Texas? Check out the comparison of annual Copperas Cove, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Copperas Cove, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $3,296 $3,403 $3,839
GEICO $2,559 $2,663 $2,849
Nationwide $3,995 $3,542 $3,561
Progressive $3,546 $3,700 $3,897
State Farm $2,509 $2,634 $2,780
USAA $2,172 $2,241 $2,337

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Best By Category: Cheapest Auto Insurance in Copperas Cove, Texas

Compare the cheapest auto insurance companies in Copperas Cove, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Copperas Cove, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Copperas Cove, Texas Auto Insurance Companies

What auto insurance companies in Copperas Cove, Texas are the cheapest? Compare the top Copperas Cove, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Copperas Cove, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $3,513
GEICO $2,690
Nationwide $3,699
Progressive $3,714
State Farm $2,641
USAA $2,250

What affects auto insurance rates in Copperas Cove, Texas?

There are a lot of reasons why auto insurance rates in Copperas Cove, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Copperas Cove, Texas. Many local factors may affect your Copperas Cove auto insurance rates.

Copperas Cove Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Copperas Cove, Texas auto theft statistics, there have been 20 auto thefts in the city.

Copperas Cove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Copperas Cove, Texas commute length is 25.2 minutes according to City-Data.

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Compare Copperas Cove, Texas Auto Insurance Quotes

Before you buy Copperas Cove, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Copperas Cove, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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