Best Corpus Christi, Texas Auto Insurance in 2024
The average Corpus Christi, TX auto insurance rates are $335 per month. The minimum auto insurance in Corpus Christi is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Corpus Christi, Texas, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Sep 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Corpus Christi is USAA
- The most expensive auto insurance company in Corpus Christi for teen drivers is American Family
- Average auto insurance rates in Corpus Christi, TX for senior drivers are $2,452 per year
Corpus Christi, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Corpus Christi can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Corpus Christi, Texas, including driving record, credit, commute time, and more.
Compare auto insurance in Corpus Christi to other Texas cities, including Austin auto insurance rates, Plano auto insurance rates, and San Antonio auto insurance rates to see how Corpus Christi, Texas auto insurance rates stack up.
Before you buy Corpus Christi, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Corpus Christi, Texas auto insurance quotes.
Minimum Auto Insurance in Corpus Christi, Texas
Corpus Christi, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Corpus Christi, Texas.
Minimum Required Auto Insurance Coverage in Corpus Christi, Texas
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Corpus Christi, Texas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Corpus Christi, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Corpus Christi, Texas
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,611 | $3,637 | $3,564 | $3,564 | $9,581 | $11,547 | $4,458 | $4,635 |
| American Family | $3,196 | $3,599 | $3,073 | $3,560 | $9,254 | $12,057 | $4,750 | $5,425 |
| Geico | $2,382 | $2,598 | $2,364 | $2,739 | $5,194 | $5,309 | $2,560 | $2,492 |
| Nationwide | $2,684 | $2,725 | $2,377 | $2,512 | $7,563 | $9,692 | $3,151 | $3,405 |
| Progressive | $2,219 | $2,095 | $1,983 | $2,017 | $9,317 | $10,386 | $2,611 | $2,631 |
| State Farm | $2,028 | $2,028 | $1,813 | $1,813 | $4,909 | $6,258 | $2,209 | $2,266 |
| USAA | $1,540 | $1,554 | $1,478 | $1,475 | $4,248 | $4,629 | $2,053 | $2,205 |
Cheap Corpus Christi, Texas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Corpus Christi, Texas is a challenge. Take a look at the annual teen auto insurance rates in Corpus Christi, Texas.
Annual Auto Insurance Rates for Teen Drivers in Corpus Christi, Texas
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,581 | $11,547 |
| American Family | $9,254 | $12,057 |
| Geico | $5,194 | $5,309 |
| Nationwide | $7,563 | $9,692 |
| Progressive | $9,317 | $10,386 |
| State Farm | $4,909 | $6,258 |
| USAA | $4,248 | $4,629 |
Cheap Corpus Christi, Texas Auto Insurance for Seniors
What are senior auto insurance rates in Corpus Christi, Texas? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Corpus Christi, Texas
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,564 | $3,564 |
| American Family | $3,073 | $3,560 |
| Geico | $2,364 | $2,739 |
| Nationwide | $2,377 | $2,512 |
| Progressive | $1,983 | $2,017 |
| State Farm | $1,813 | $1,813 |
| USAA | $1,478 | $1,475 |
Cheap Corpus Christi, Texas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Corpus Christi, Texas compared to the annual auto insurance rates with a clean record in Corpus Christi, Texas.
Annual Corpus Christi, Texas Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,311 | $6,695 | $6,982 | $4,311 |
| American Family | $5,082 | $6,567 | $5,726 | $5,082 |
| Geico | $2,720 | $3,605 | $2,985 | $3,510 |
| Nationwide | $3,703 | $3,703 | $5,469 | $4,179 |
| Progressive | $3,627 | $4,697 | $4,232 | $4,073 |
| State Farm | $2,582 | $2,972 | $3,526 | $2,582 |
| USAA | $1,790 | $2,644 | $3,103 | $2,055 |
Cheap Corpus Christi, Texas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Corpus Christi, Texas is not easy. Compare the annual rates for DUI auto insurance in Corpus Christi, Texas to find the best deal.
Annual Auto Insurance Rates After a DUI in Corpus Christi, Texas
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,982 |
| American Family | $5,726 |
| Geico | $2,985 |
| Nationwide | $5,469 |
| Progressive | $4,232 |
| State Farm | $3,526 |
| USAA | $3,103 |
Cheap Corpus Christi, Texas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Corpus Christi, Texas annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Corpus Christi, Texas
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,084 | $5,192 | $4,448 |
| American Family | $7,599 | $4,941 | $4,302 |
| Geico | $4,944 | $2,801 | $1,870 |
| Nationwide | $5,127 | $4,104 | $3,559 |
| Progressive | $4,674 | $4,046 | $3,752 |
| State Farm | $4,116 | $2,574 | $2,057 |
| USAA | $3,502 | $2,042 | $1,650 |
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Cheap Corpus Christi, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Corpus Christi, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Corpus Christi, Texas to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Corpus Christi, Texas
| ZIP Code | Average Annual Rates |
|---|---|
| 78401 | $6,115 |
| 78402 | $5,876 |
| 78404 | $5,838 |
| 78405 | $6,118 |
| 78406 | $5,819 |
| 78407 | $6,017 |
| 78408 | $6,081 |
| 78409 | $5,823 |
| 78410 | $5,819 |
| 78411 | $5,891 |
| 78412 | $6,099 |
| 78413 | $5,938 |
| 78414 | $5,935 |
| 78415 | $6,380 |
| 78416 | $6,057 |
| 78417 | $6,009 |
| 78418 | $5,620 |
| 78419 | $5,738 |
Cheap Corpus Christi, Texas Auto Insurance Rates By Commute
Commute length and annual mileage affect Corpus Christi, Texas auto insurance. Find the cheapest annual Corpus Christi, Texas auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Corpus Christi, Texas
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,438 | $5,712 |
| American Family | $5,614 | $5,614 |
| Geico | $3,144 | $3,266 |
| Nationwide | $4,264 | $4,264 |
| Progressive | $4,157 | $4,157 |
| State Farm | $2,915 | $2,915 |
| USAA | $2,367 | $2,428 |
Cheap Corpus Christi, Texas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Corpus Christi, Texas? Check out the comparison of annual Corpus Christi, Texas auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Corpus Christi, Texas
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,440 | $5,524 | $5,761 |
| American Family | $5,163 | $5,359 | $6,321 |
| Geico | $2,963 | $3,135 | $3,516 |
| Nationwide | $4,535 | $4,080 | $4,176 |
| Progressive | $3,920 | $4,135 | $4,417 |
| State Farm | $2,727 | $2,897 | $3,122 |
| USAA | $2,301 | $2,385 | $2,508 |
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Best By Category: Cheapest Auto Insurance in Corpus Christi, Texas
Compare the cheapest auto insurance companies in Corpus Christi, Texas in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Corpus Christi, Texas
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
The Cheapest Corpus Christi, Texas Auto Insurance Companies
What auto insurance companies in Corpus Christi, Texas are the cheapest? Compare the top Corpus Christi, Texas auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Corpus Christi, Texas
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,575 |
| American Family | $5,614 |
| Geico | $3,205 |
| Nationwide | $4,264 |
| Progressive | $4,157 |
| State Farm | $2,915 |
| USAA | $2,398 |
What affects auto insurance rates in Corpus Christi, Texas?
There are a lot of reasons why auto insurance rates in Corpus Christi, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Corpus Christi, Texas. Many local factors may affect your Corpus Christi auto insurance rates.
Corpus Christi Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Corpus Christi, Texas auto theft statistics, there have been 916 auto thefts in the city.
Corpus Christi Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Corpus Christi, Texas commute length is 19.4 minutes according to City-Data.
Corpus Christi Traffic
How does Corpus Christi, Texas rank for traffic? According to Inrix Corpus Christi, Texas is the 805th most congested worldwide.
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Compare Corpus Christi, Texas Auto Insurance Quotes
Before you buy Corpus Christi, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Corpus Christi, Texas auto insurance quotes.
Frequently Asked Questions
What is the cheapest auto insurance coverage level in Corpus Christi, TX?
The cheapest auto insurance coverage level in Corpus Christi, TX may vary depending on individual preferences and circumstances. It’s important to consider your needs and budget when choosing a coverage level.
How does commute length affect auto insurance rates in Corpus Christi, TX?
Commute length and annual mileage can impact auto insurance rates in Corpus Christi, TX. Longer commutes or higher mileage may result in slightly higher rates due to increased exposure to potential accidents.
Do auto insurance rates vary by ZIP code in Corpus Christi, TX?
Yes, auto insurance rates can vary by ZIP code in Corpus Christi, TX. The rates provided in the content show examples of how rates can differ based on location.
How does credit history impact auto insurance rates in Corpus Christi, TX?
Credit history can have a major effect on auto insurance rates in Corpus Christi, TX. Insurance companies may consider poor credit history as a higher risk, resulting in higher rates. Good credit history can help lower insurance costs.
What are the auto insurance rates in Corpus Christi, TX after a DUI?
Auto insurance rates in Corpus Christi, TX after a DUI can significantly increase. The rates provided in the content give an idea of how different insurance companies may price coverage after a DUI.
How does driving record affect auto insurance rates in Corpus Christi, TX?
Having a bad driving record, such as accidents or speeding violations, can lead to higher auto insurance rates in Corpus Christi, TX. Clean driving records generally result in lower rates.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.