Best Eagan, Minnesota Auto Insurance in 2024
The average Eagan, MN auto insurance rates are $385 per month. The minimum auto insurance in Eagan is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Eagan, Minnesota, compare quotes from multiple companies.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Sep 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Eagan is 24.3 minutes
- The minimum auto insurance required in Eagan, Minnesota is 30/60/10
- The cheapest auto insurance company in Eagan is State Farm
Eagan, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Eagan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eagan, Minnesota, including driving record, credit, commute time, and more.
Compare auto insurance in Eagan to other Minnesota cities, including St. Paul auto insurance rates, Brooklyn Park auto insurance rates, and Woodbury auto insurance rates to see how Eagan, Minnesota auto insurance rates stack up.
Before you buy Eagan, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eagan, Minnesota auto insurance quotes.
Minimum Auto Insurance in Eagan, Minnesota
Eagan, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eagan, Minnesota.
Minimum Required Auto Insurance Coverage in Eagan, Minnesota
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Eagan, Minnesota Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Eagan, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eagan, Minnesota
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,463 | $3,463 | $3,350 | $3,350 | $7,904 | $11,333 | $4,225 | $4,402 |
| American Family | $2,262 | $2,262 | $2,059 | $2,059 | $6,276 | $8,962 | $2,262 | $2,528 |
| Farmers | $2,100 | $2,100 | $2,016 | $2,147 | $6,262 | $6,379 | $2,771 | $2,713 |
| Geico | $2,469 | $2,444 | $2,349 | $2,283 | $5,437 | $6,857 | $2,307 | $2,423 |
| Liberty Mutual | $9,496 | $9,496 | $9,407 | $9,407 | $18,315 | $27,293 | $9,496 | $13,071 |
| Nationwide | $2,136 | $2,127 | $1,907 | $2,012 | $5,645 | $6,789 | $2,531 | $2,612 |
| State Farm | $1,675 | $1,675 | $1,519 | $1,519 | $3,848 | $4,708 | $1,938 | $1,593 |
| USAA | $1,823 | $1,784 | $1,678 | $1,650 | $5,007 | $5,410 | $2,359 | $2,472 |
Cheap Eagan, Minnesota Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Eagan, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Eagan, Minnesota.
Annual Auto Insurance Rates for Teen Drivers in Eagan, Minnesota
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,904 | $11,333 |
| American Family | $6,276 | $8,962 |
| Farmers | $6,262 | $6,379 |
| Geico | $5,437 | $6,857 |
| Liberty Mutual | $18,315 | $27,293 |
| Nationwide | $5,645 | $6,789 |
| State Farm | $3,848 | $4,708 |
| USAA | $5,007 | $5,410 |
Cheap Eagan, Minnesota Auto Insurance for Seniors
What are senior auto insurance rates in Eagan, Minnesota? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Eagan, Minnesota
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,350 | $3,350 |
| American Family | $2,059 | $2,059 |
| Farmers | $2,016 | $2,147 |
| Geico | $2,349 | $2,283 |
| Liberty Mutual | $9,407 | $9,407 |
| Nationwide | $1,907 | $2,012 |
| State Farm | $1,519 | $1,519 |
| USAA | $1,678 | $1,650 |
Cheap Eagan, Minnesota Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eagan, Minnesota compared to the annual auto insurance rates with a clean record in Eagan, Minnesota.
Annual Eagan, Minnesota Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,714 | $5,479 | $6,620 | $4,933 |
| American Family | $2,414 | $4,326 | $4,862 | $2,733 |
| Farmers | $2,837 | $3,563 | $3,624 | $3,219 |
| Geico | $2,225 | $3,508 | $5,169 | $2,384 |
| Liberty Mutual | $9,476 | $13,194 | $20,108 | $10,213 |
| Nationwide | $2,568 | $3,391 | $3,888 | $3,033 |
| State Farm | $2,102 | $2,517 | $2,309 | $2,309 |
| USAA | $2,056 | $2,637 | $3,953 | $2,445 |
Cheap Eagan, Minnesota Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Eagan, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Eagan, Minnesota to find the best deal.
Annual Auto Insurance Rates After a DUI in Eagan, Minnesota
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,620 |
| American Family | $4,862 |
| Farmers | $3,624 |
| Geico | $5,169 |
| Liberty Mutual | $20,108 |
| Nationwide | $3,888 |
| State Farm | $2,309 |
| USAA | $3,953 |
Cheap Eagan, Minnesota Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Eagan, Minnesota annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Eagan, Minnesota
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,582 | $4,134 | $3,843 |
| American Family | $4,957 | $3,224 | $2,570 |
| Farmers | $4,108 | $3,010 | $2,814 |
| Geico | $3,985 | $3,263 | $2,716 |
| Liberty Mutual | $18,453 | $11,947 | $9,343 |
| Nationwide | $3,834 | $3,093 | $2,733 |
| State Farm | $3,368 | $2,059 | $1,502 |
| USAA | $4,288 | $2,145 | $1,886 |
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Cheap Eagan, Minnesota Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Eagan, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Eagan, Minnesota to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Eagan, Minnesota
| ZIP Code | Average Annual Rates |
|---|---|
| 55121 | $3,594 |
| 55122 | $3,520 |
| 55123 | $3,500 |
Cheap Eagan, Minnesota Auto Insurance Rates By Commute
Commute length and annual mileage affect Eagan, Minnesota auto insurance. Find the cheapest annual Eagan, Minnesota auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Eagan, Minnesota
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,186 | $5,186 |
| American Family | $3,542 | $3,625 |
| Farmers | $3,311 | $3,311 |
| Geico | $3,275 | $3,368 |
| Liberty Mutual | $12,870 | $13,625 |
| Nationwide | $3,220 | $3,220 |
| State Farm | $2,244 | $2,375 |
| USAA | $2,737 | $2,809 |
Cheap Eagan, Minnesota Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Eagan, Minnesota? Check out the comparison of annual Eagan, Minnesota auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Eagan, Minnesota
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,103 | $5,184 | $5,272 |
| American Family | $3,558 | $3,679 | $3,515 |
| Farmers | $3,175 | $3,328 | $3,430 |
| Geico | $3,196 | $3,321 | $3,447 |
| Liberty Mutual | $12,878 | $13,261 | $13,604 |
| Nationwide | $3,021 | $3,248 | $3,392 |
| State Farm | $2,199 | $2,321 | $2,408 |
| USAA | $2,681 | $2,771 | $2,866 |
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Best By Category: Cheapest Auto Insurance in Eagan, Minnesota
Compare the cheapest auto insurance companies in Eagan, Minnesota in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Eagan, Minnesota
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
The Cheapest Eagan, Minnesota Auto Insurance Companies
What auto insurance companies in Eagan, Minnesota are the cheapest? Compare the top Eagan, Minnesota auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Eagan, Minnesota
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,186 |
| American Family | $3,584 |
| Farmers | $3,311 |
| Geico | $3,321 |
| Liberty Mutual | $13,248 |
| Nationwide | $3,220 |
| State Farm | $2,309 |
| USAA | $2,773 |
What affects auto insurance rates in Eagan, Minnesota?
There are a lot of reasons why auto insurance rates in Eagan, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eagan, Minnesota. Many local factors may affect your Eagan auto insurance rates.
Eagan Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eagan, Minnesota commute length is 24.3 minutes according to City-Data.
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Compare Eagan, Minnesota Auto Insurance Quotes
Before you buy Eagan, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eagan, Minnesota auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Eagan, MN?
Yes, auto insurance is mandatory in Eagan, MN, as it is in most states. The minimum required coverage typically includes liability insurance, which covers damages to other people’s property or injuries to others in an accident caused by the insured driver.
What types of coverage are available in Eagan, MN auto insurance policies?
Eagan, MN auto insurance policies typically offer various types of coverage, including:
- Liability coverage (bodily injury and property damage)
- Personal injury protection (PIP) coverage
- Uninsured/underinsured motorist coverage
- Collision coverage
- Comprehensive coverage
- Medical payments coverage
- Rental reimbursement coverage
- Towing and labor coverage
How is auto insurance premium determined in Eagan, MN?
Auto insurance premiums in Eagan, MN are determined by several factors, including:
- Age, gender, and marital status of the driver
- Driving record and claims history
- Type of vehicle insured
- Coverage limits and deductibles
- Location (Eagan, MN) and where the vehicle is primarily driven
- Annual mileage
- Credit history (in some cases)
Can I customize my auto insurance coverage in Eagan, MN?
Yes, many insurance companies in Eagan, MN offer customizable coverage options. You can typically choose the coverage limits, deductibles, and additional options based on your specific needs and budget.
What should I do if I get involved in an accident in Eagan, MN?
If you’re involved in an accident in Eagan, MN, follow these steps:
- Check for injuries and call emergency services if necessary.
- Exchange contact and insurance information with the other driver(s) involved.
- Document the accident scene by taking photos and gathering witness information.
- Report the accident to your insurance company as soon as possible.
- Cooperate with the insurance company’s investigation and provide all necessary information.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.