Best Edwardsburg, Michigan Auto Insurance in 2024
The average Edwardsburg, MI auto insurance rates are $768 per month. The minimum auto insurance in Edwardsburg is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Edwardsburg, Michigan, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Sep 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Edwardsburg for teen drivers is Allstate
- The minimum auto insurance required in Edwardsburg, Michigan is 20/40/10
- The cheapest auto insurance company in Edwardsburg is USAA
Edwardsburg, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Edwardsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edwardsburg, Michigan, including driving record, credit, commute time, and more.
Compare auto insurance in Edwardsburg to other Michigan cities, including Troy auto insurance rates, Flint auto insurance rates, and Grand Rapids auto insurance rates to see how Edwardsburg, Michigan auto insurance rates stack up.
Before you buy Edwardsburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edwardsburg, Michigan auto insurance quotes.
Minimum Auto Insurance in Edwardsburg, Michigan
Edwardsburg, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edwardsburg, Michigan.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Edwardsburg, Michigan Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Edwardsburg, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $14,495 | $14,495 | $13,463 | $13,463 | $35,811 | $35,811 | $15,269 | $15,269 |
| Farmers | $4,176 | $4,176 | $3,900 | $3,900 | $9,325 | $9,325 | $4,688 | $4,688 |
| Geico | $3,799 | $3,799 | $3,891 | $3,891 | $10,701 | $10,701 | $3,628 | $3,628 |
| Liberty Mutual | $13,713 | $13,713 | $13,578 | $13,578 | $32,196 | $32,196 | $13,713 | $13,713 |
| Nationwide | $3,891 | $3,891 | $3,472 | $3,472 | $10,126 | $10,126 | $4,260 | $4,260 |
| Progressive | $2,750 | $2,557 | $2,440 | $2,714 | $9,971 | $10,615 | $3,193 | $2,949 |
| State Farm | $8,013 | $8,013 | $7,491 | $7,491 | $28,636 | $28,636 | $9,412 | $9,412 |
| Travelers | $4,480 | $4,480 | $3,858 | $3,858 | $13,395 | $13,395 | $4,862 | $4,862 |
| USAA | $2,721 | $2,559 | $2,563 | $2,408 | $6,659 | $6,279 | $3,302 | $3,142 |
Cheap Edwardsburg, Michigan Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Edwardsburg, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Edwardsburg, Michigan.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $35,811 | $35,811 |
| Farmers | $9,325 | $9,325 |
| Geico | $10,701 | $10,701 |
| Liberty Mutual | $32,196 | $32,196 |
| Nationwide | $10,126 | $10,126 |
| Progressive | $9,971 | $10,615 |
| State Farm | $28,636 | $28,636 |
| Travelers | $13,395 | $13,395 |
| USAA | $6,659 | $6,279 |
Cheap Edwardsburg, Michigan Auto Insurance for Seniors
What are senior auto insurance rates in Edwardsburg, Michigan? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $13,463 | $13,463 |
| Farmers | $3,900 | $3,900 |
| Geico | $3,891 | $3,891 |
| Liberty Mutual | $13,578 | $13,578 |
| Nationwide | $3,472 | $3,472 |
| Progressive | $2,440 | $2,714 |
| State Farm | $7,491 | $7,491 |
| Travelers | $3,858 | $3,858 |
| USAA | $2,563 | $2,408 |
Cheap Edwardsburg, Michigan Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edwardsburg, Michigan compared to the annual auto insurance rates with a clean record in Edwardsburg, Michigan.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $9,666 | $12,916 | $42,972 | $13,486 |
| Farmers | $4,646 | $5,913 | $5,842 | $5,688 |
| Geico | $1,927 | $4,104 | $12,415 | $3,571 |
| Liberty Mutual | $12,709 | $15,412 | $28,745 | $16,333 |
| Nationwide | $4,659 | $6,208 | $5,642 | $5,239 |
| Progressive | $3,944 | $5,170 | $4,665 | $4,816 |
| State Farm | $8,415 | $10,145 | $22,253 | $12,739 |
| Travelers | $4,510 | $6,426 | $10,331 | $5,327 |
| USAA | $2,977 | $3,723 | $4,873 | $3,244 |
Cheap Edwardsburg, Michigan Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Edwardsburg, Michigan is not easy. Compare the annual rates for DUI auto insurance in Edwardsburg, Michigan to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $42,972 |
| Farmers | $5,842 |
| Geico | $12,415 |
| Liberty Mutual | $28,745 |
| Nationwide | $5,642 |
| Progressive | $4,665 |
| State Farm | $22,253 |
| Travelers | $10,331 |
| USAA | $4,873 |
Cheap Edwardsburg, Michigan Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Edwardsburg, Michigan annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $29,986 | $16,601 | $12,692 |
| Farmers | $7,306 | $4,817 | $4,443 |
| Geico | $7,075 | $5,204 | $4,235 |
| Liberty Mutual | $28,944 | $16,719 | $9,237 |
| Nationwide | $6,799 | $5,136 | $4,375 |
| Progressive | $5,355 | $4,516 | $4,075 |
| State Farm | $21,742 | $10,979 | $7,442 |
| Travelers | $6,813 | $6,608 | $6,525 |
| USAA | $5,540 | $3,168 | $2,404 |
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Cheap Edwardsburg, Michigan Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Edwardsburg, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Edwardsburg, Michigan to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 49112 | $6,413 |
Cheap Edwardsburg, Michigan Auto Insurance Rates By Commute
Commute length and annual mileage affect Edwardsburg, Michigan auto insurance. Find the cheapest annual Edwardsburg, Michigan auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $19,760 | $19,760 |
| Farmers | $5,522 | $5,522 |
| Geico | $5,380 | $5,629 |
| Liberty Mutual | $17,672 | $18,928 |
| Nationwide | $5,437 | $5,437 |
| Progressive | $4,649 | $4,649 |
| State Farm | $13,010 | $13,766 |
| Travelers | $6,611 | $6,686 |
| USAA | $3,662 | $3,747 |
Cheap Edwardsburg, Michigan Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Edwardsburg, Michigan? Check out the comparison of annual Edwardsburg, Michigan auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $19,255 | $19,804 | $20,220 |
| Farmers | $5,366 | $5,508 | $5,692 |
| Geico | $5,098 | $5,452 | $5,964 |
| Liberty Mutual | $17,826 | $18,254 | $18,820 |
| Nationwide | $5,635 | $5,360 | $5,316 |
| Progressive | $4,456 | $4,659 | $4,831 |
| State Farm | $12,622 | $13,483 | $14,059 |
| Travelers | $6,575 | $6,656 | $6,715 |
| USAA | $3,584 | $3,715 | $3,814 |
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Best By Category: Cheapest Auto Insurance in Edwardsburg, Michigan
Compare the cheapest auto insurance companies in Edwardsburg, Michigan in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
The Cheapest Edwardsburg, Michigan Auto Insurance Companies
What auto insurance companies in Edwardsburg, Michigan are the cheapest? Compare the top Edwardsburg, Michigan auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $19,760 |
| Farmers | $5,522 |
| Geico | $5,505 |
| Liberty Mutual | $18,300 |
| Nationwide | $5,437 |
| Progressive | $4,649 |
| State Farm | $13,388 |
| Travelers | $6,649 |
| USAA | $3,704 |
What affects auto insurance rates in Edwardsburg, Michigan?
There are a lot of reasons why auto insurance rates in Edwardsburg, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edwardsburg, Michigan. Many local factors may affect your Edwardsburg auto insurance rates.
Edwardsburg Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edwardsburg, Michigan commute length is 21.1 minutes according to City-Data.
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Compare Edwardsburg, Michigan Auto Insurance Quotes
Before you buy Edwardsburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edwardsburg, Michigan auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance that provides financial protection in the event of accidents, theft, or other damages involving your vehicle. It helps cover the cost of repairs, medical expenses, and liabilities resulting from accidents.
Is auto insurance mandatory in Edwardsburg, MI?
Yes, auto insurance is mandatory in Edwardsburg, MI, as it is in most states in the United States. Michigan law requires all drivers to carry a minimum level of liability insurance to legally operate a motor vehicle.
What is the minimum auto insurance coverage required in Edwardsburg, MI?
In Edwardsburg, MI, the minimum auto insurance coverage required is liability insurance with the following minimum limits:
- $20,000 bodily injury liability per person
- $40,000 bodily injury liability per accident
- $10,000 property damage liability per accident
What does liability insurance cover?
Liability insurance covers the costs associated with injuries or property damage you may cause to others in an accident. It includes medical expenses, lost wages, pain and suffering, and property repairs or replacements for the other party involved.
How are auto insurance premiums determined in Edwardsburg, MI?
Auto insurance premiums in Edwardsburg, MI, are determined based on various factors, including:
- Your driving record
- Your age and gender
- The type of vehicle you drive
- Your credit history
- The coverage limits and deductibles you choose
- Your location in Edwardsburg, MI
- The usage of your vehicle (commute, pleasure, business)
Can I purchase auto insurance online in Edwardsburg, MI?
Yes, you can purchase auto insurance online in Edwardsburg, MI. Many insurance companies offer the option to get quotes, compare policies, and even purchase coverage through their websites or mobile apps. However, it’s recommended to research and compare multiple insurance providers to find the best coverage at the most competitive rates.
How can I find affordable auto insurance in Edwardsburg, MI?
To find affordable auto insurance in Edwardsburg, MI, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record and avoid accidents or traffic violations.
- Opt for higher deductibles, which can lower your premiums.
- Take advantage of any discounts you may be eligible for, such as safe driver discounts, multi-policy discounts, or discounts for safety features in your vehicle.
- Consider bundling your auto insurance with other policies, such as homeowner’s insurance, to potentially save money.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.