Best Cheap Auto Insurance in Edwardsburg, MI (2021)

The average Edwardsburg, MI auto insurance rates are $768 per month. The minimum auto insurance in Edwardsburg is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Edwardsburg, Michigan, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Edwardsburg for teen drivers is Allstate
  • The minimum auto insurance required in Edwardsburg, Michigan is 20/40/10
  • The cheapest auto insurance company in Edwardsburg is USAA

Edwardsburg, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Edwardsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edwardsburg, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Edwardsburg to other Michigan cities, including Troy auto insurance rates, Flint auto insurance rates, and Grand Rapids auto insurance rates to see how Edwardsburg, Michigan auto insurance rates stack up.

Before you buy Edwardsburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edwardsburg, Michigan auto insurance quotes.

Minimum Auto Insurance in Edwardsburg, Michigan

Edwardsburg, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edwardsburg, Michigan.

Minimum Required Auto Insurance Coverage in Edwardsburg, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Edwardsburg, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edwardsburg, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edwardsburg, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,495 $14,495 $13,463 $13,463 $35,811 $35,811 $15,269 $15,269
Farmers $4,176 $4,176 $3,900 $3,900 $9,325 $9,325 $4,688 $4,688
GEICO $3,799 $3,799 $3,891 $3,891 $10,701 $10,701 $3,628 $3,628
Liberty Mutual $13,713 $13,713 $13,578 $13,578 $32,196 $32,196 $13,713 $13,713
Nationwide $3,891 $3,891 $3,472 $3,472 $10,126 $10,126 $4,260 $4,260
Progressive $2,750 $2,557 $2,440 $2,714 $9,971 $10,615 $3,193 $2,949
State Farm $8,013 $8,013 $7,491 $7,491 $28,636 $28,636 $9,412 $9,412
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,721 $2,559 $2,563 $2,408 $6,659 $6,279 $3,302 $3,142

Cheap Edwardsburg, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edwardsburg, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Edwardsburg, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Edwardsburg, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,811 $35,811
Farmers $9,325 $9,325
GEICO $10,701 $10,701
Liberty Mutual $32,196 $32,196
Nationwide $10,126 $10,126
Progressive $9,971 $10,615
State Farm $28,636 $28,636
Travelers $13,395 $13,395
USAA $6,659 $6,279

Cheap Edwardsburg, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Edwardsburg, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edwardsburg, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,463 $13,463
Farmers $3,900 $3,900
GEICO $3,891 $3,891
Liberty Mutual $13,578 $13,578
Nationwide $3,472 $3,472
Progressive $2,440 $2,714
State Farm $7,491 $7,491
Travelers $3,858 $3,858
USAA $2,563 $2,408

Cheap Edwardsburg, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edwardsburg, Michigan compared to the annual auto insurance rates with a clean record in Edwardsburg, Michigan.

Annual Edwardsburg, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,666 $12,916 $42,972 $13,486
Farmers $4,646 $5,913 $5,842 $5,688
GEICO $1,927 $4,104 $12,415 $3,571
Liberty Mutual $12,709 $15,412 $28,745 $16,333
Nationwide $4,659 $6,208 $5,642 $5,239
Progressive $3,944 $5,170 $4,665 $4,816
State Farm $8,415 $10,145 $22,253 $12,739
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,977 $3,723 $4,873 $3,244

Cheap Edwardsburg, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edwardsburg, Michigan is not easy. Compare the annual rates for DUI auto insurance in Edwardsburg, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Edwardsburg, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,972
Farmers $5,842
GEICO $12,415
Liberty Mutual $28,745
Nationwide $5,642
Progressive $4,665
State Farm $22,253
Travelers $10,331
USAA $4,873

Cheap Edwardsburg, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edwardsburg, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edwardsburg, Michigan

Insurance Company Poor Fair Good
Allstate $29,986 $16,601 $12,692
Farmers $7,306 $4,817 $4,443
GEICO $7,075 $5,204 $4,235
Liberty Mutual $28,944 $16,719 $9,237
Nationwide $6,799 $5,136 $4,375
Progressive $5,355 $4,516 $4,075
State Farm $21,742 $10,979 $7,442
Travelers $6,813 $6,608 $6,525
USAA $5,540 $3,168 $2,404

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Cheap Edwardsburg, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edwardsburg, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Edwardsburg, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edwardsburg, Michigan

ZIP Code Average Annual Rates
49112 $6,413

Cheap Edwardsburg, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Edwardsburg, Michigan auto insurance. Find the cheapest annual Edwardsburg, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edwardsburg, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,760 $19,760
Farmers $5,522 $5,522
GEICO $5,380 $5,629
Liberty Mutual $17,672 $18,928
Nationwide $5,437 $5,437
Progressive $4,649 $4,649
State Farm $13,010 $13,766
Travelers $6,611 $6,686
USAA $3,662 $3,747

Cheap Edwardsburg, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edwardsburg, Michigan? Check out the comparison of annual Edwardsburg, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edwardsburg, Michigan

Insurance Company Low Medium High
Allstate $19,255 $19,804 $20,220
Farmers $5,366 $5,508 $5,692
GEICO $5,098 $5,452 $5,964
Liberty Mutual $17,826 $18,254 $18,820
Nationwide $5,635 $5,360 $5,316
Progressive $4,456 $4,659 $4,831
State Farm $12,622 $13,483 $14,059
Travelers $6,575 $6,656 $6,715
USAA $3,584 $3,715 $3,814

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Best By Category: Cheapest Auto Insurance in Edwardsburg, Michigan

Compare the cheapest auto insurance companies in Edwardsburg, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edwardsburg, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Edwardsburg, Michigan Auto Insurance Companies

What auto insurance companies in Edwardsburg, Michigan are the cheapest? Compare the top Edwardsburg, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edwardsburg, Michigan

Insurance Company Average Annual Rates
Allstate $19,760
Farmers $5,522
GEICO $5,505
Liberty Mutual $18,300
Nationwide $5,437
Progressive $4,649
State Farm $13,388
Travelers $6,649
USAA $3,704

What affects auto insurance rates in Edwardsburg, Michigan?

There are a lot of reasons why auto insurance rates in Edwardsburg, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edwardsburg, Michigan. Many local factors may affect your Edwardsburg auto insurance rates.

Edwardsburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edwardsburg, Michigan commute length is 21.1 minutes according to City-Data.

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Compare Edwardsburg, Michigan Auto Insurance Quotes

Before you buy Edwardsburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edwardsburg, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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