Best Elkridge, Maryland Auto Insurance in 2024
The average Elkridge, MD auto insurance rates are $404 per month. The minimum auto insurance in Elkridge is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Elkridge, Maryland, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Sep 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Elkridge, MD for senior drivers are $3,150 per year
- The cheapest auto insurance company in Elkridge is USAA
- The most expensive auto insurance company in Elkridge for teen drivers is Liberty Mutual
Elkridge, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Elkridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elkridge, Maryland, including driving record, credit, commute time, and more.
Compare auto insurance in Elkridge to other Maryland cities, including Frederick auto insurance rates, Bowie auto insurance rates, and Gaithersburg auto insurance rates to see how Elkridge, Maryland auto insurance rates stack up.
Before you buy Elkridge, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elkridge, Maryland auto insurance quotes.
Minimum Auto Insurance in Elkridge, Maryland
Elkridge, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elkridge, Maryland.
Minimum Required Auto Insurance Coverage in Elkridge, Maryland
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Elkridge, Maryland Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Elkridge, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkridge, Maryland
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,994 | $3,823 | $3,825 | $3,926 | $11,875 | $13,975 | $3,588 | $3,621 |
| Geico | $2,660 | $2,915 | $3,041 | $3,523 | $8,062 | $9,149 | $2,278 | $2,384 |
| Liberty Mutual | $6,594 | $6,594 | $6,519 | $6,519 | $12,768 | $18,907 | $6,594 | $8,869 |
| Nationwide | $2,126 | $2,130 | $1,923 | $1,976 | $5,045 | $6,626 | $2,468 | $2,655 |
| Progressive | $2,631 | $2,357 | $2,290 | $2,345 | $9,614 | $10,492 | $3,061 | $2,971 |
| State Farm | $2,377 | $2,377 | $2,194 | $2,194 | $7,642 | $9,800 | $2,662 | $3,001 |
| USAA | $2,050 | $2,011 | $1,917 | $1,908 | $4,565 | $5,383 | $2,354 | $2,622 |
Cheap Elkridge, Maryland Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Elkridge, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Elkridge, Maryland.
Annual Auto Insurance Rates for Teen Drivers in Elkridge, Maryland
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,875 | $13,975 |
| Geico | $8,062 | $9,149 |
| Liberty Mutual | $12,768 | $18,907 |
| Nationwide | $5,045 | $6,626 |
| Progressive | $9,614 | $10,492 |
| State Farm | $7,642 | $9,800 |
| USAA | $4,565 | $5,383 |
Cheap Elkridge, Maryland Auto Insurance for Seniors
What are senior auto insurance rates in Elkridge, Maryland? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Elkridge, Maryland
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,825 | $3,926 |
| Geico | $3,041 | $3,523 |
| Liberty Mutual | $6,519 | $6,519 |
| Nationwide | $1,923 | $1,976 |
| Progressive | $2,290 | $2,345 |
| State Farm | $2,194 | $2,194 |
| USAA | $1,917 | $1,908 |
Cheap Elkridge, Maryland Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elkridge, Maryland compared to the annual auto insurance rates with a clean record in Elkridge, Maryland.
Annual Elkridge, Maryland Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,373 | $7,169 | $5,373 | $6,400 |
| Geico | $3,007 | $4,699 | $5,734 | $3,566 |
| Liberty Mutual | $6,588 | $8,680 | $13,076 | $8,337 |
| Nationwide | $2,743 | $3,685 | $2,936 | $3,111 |
| Progressive | $3,809 | $5,080 | $4,606 | $4,386 |
| State Farm | $3,606 | $4,550 | $3,984 | $3,984 |
| USAA | $2,241 | $2,753 | $3,999 | $2,413 |
Cheap Elkridge, Maryland Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Elkridge, Maryland is not easy. Compare the annual rates for DUI auto insurance in Elkridge, Maryland to find the best deal.
Annual Auto Insurance Rates After a DUI in Elkridge, Maryland
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,373 |
| Geico | $5,734 |
| Liberty Mutual | $13,076 |
| Nationwide | $2,936 |
| Progressive | $4,606 |
| State Farm | $3,984 |
| USAA | $3,999 |
Cheap Elkridge, Maryland Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Elkridge, Maryland annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Elkridge, Maryland
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,887 | $5,493 | $4,855 |
| Geico | $4,820 | $3,991 | $3,943 |
| Liberty Mutual | $13,109 | $8,446 | $5,956 |
| Nationwide | $3,991 | $2,819 | $2,547 |
| Progressive | $5,619 | $4,240 | $3,552 |
| State Farm | $5,902 | $3,497 | $2,694 |
| USAA | $3,800 | $2,609 | $2,146 |
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Cheap Elkridge, Maryland Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Elkridge, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Elkridge, Maryland to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Elkridge, Maryland
| ZIP Code | Average Annual Rates |
|---|---|
| 21075 | $4,146 |
Cheap Elkridge, Maryland Auto Insurance Rates By Commute
Commute length and annual mileage affect Elkridge, Maryland auto insurance. Find the cheapest annual Elkridge, Maryland auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Elkridge, Maryland
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,992 | $6,165 |
| Geico | $4,181 | $4,322 |
| Liberty Mutual | $8,926 | $9,415 |
| Nationwide | $3,119 | $3,119 |
| Progressive | $4,470 | $4,470 |
| State Farm | $3,927 | $4,134 |
| USAA | $2,763 | $2,940 |
Cheap Elkridge, Maryland Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Elkridge, Maryland? Check out the comparison of annual Elkridge, Maryland auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Elkridge, Maryland
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,892 | $6,027 | $6,317 |
| Geico | $4,088 | $4,223 | $4,443 |
| Liberty Mutual | $8,891 | $9,147 | $9,473 |
| Nationwide | $2,985 | $3,128 | $3,243 |
| Progressive | $4,250 | $4,472 | $4,689 |
| State Farm | $3,809 | $4,045 | $4,239 |
| USAA | $2,701 | $2,861 | $2,992 |
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Best By Category: Cheapest Auto Insurance in Elkridge, Maryland
Compare the cheapest auto insurance companies in Elkridge, Maryland in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Elkridge, Maryland
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
The Cheapest Elkridge, Maryland Auto Insurance Companies
What auto insurance companies in Elkridge, Maryland are the cheapest? Compare the top Elkridge, Maryland auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Elkridge, Maryland
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,079 |
| Geico | $4,251 |
| Liberty Mutual | $9,170 |
| Nationwide | $3,119 |
| Progressive | $4,470 |
| State Farm | $4,031 |
| USAA | $2,851 |
What affects auto insurance rates in Elkridge, Maryland?
There are a lot of reasons why auto insurance rates in Elkridge, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elkridge, Maryland. Many local factors may affect your Elkridge auto insurance rates.
Elkridge Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elkridge, Maryland commute length is 29.4 minutes according to City-Data.
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Compare Elkridge, Maryland Auto Insurance Quotes
Before you buy Elkridge, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elkridge, Maryland auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Elkridge, Maryland?
The minimum auto insurance requirements in Elkridge, Maryland are 30/60/15, as mandated by Maryland auto insurance laws.
How can I find cheap auto insurance in Elkridge, Maryland?
To find cheap auto insurance in Elkridge, Maryland, it is recommended to compare quotes from multiple insurance companies. This allows you to compare rates and find the best deal.
How much is the average auto insurance rate in Elkridge, Maryland?
The average auto insurance rate in Elkridge, Maryland is $404 per month.
What factors can affect auto insurance rates in Elkridge, Maryland?
Several factors can affect auto insurance rates in Elkridge, Maryland, including driving record, credit history, commute time, and demographics such as age, gender, and marital status.
How does driving record impact auto insurance rates in Elkridge, Maryland?
Driving record has a significant impact on auto insurance rates in Elkridge, Maryland. Drivers with a bad record generally have higher rates compared to those with a clean record.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.